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Arizona Revised Statutes - Title 6 Banks and Financial Institutions - Chapter 17 Reverse Mortgages

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  • 6-1701 - Definitions
    In this chapter, unless the context otherwise requires: 1. "Agreement" means the document that on execution obligates the borrower and originator under the reverse mortgage....
  • 6-1702 - Financial counseling; counselor requirements
    A. Adequate counseling under this chapter must be provided by a counselor who is an independent third party. B. To qualify as an independent third...
  • 6-1703 - Required disclosures; counseling
    A. Before accepting a final and complete application for a reverse mortgage or assessing any fees, the originator shall: 1. Provide the borrower with a...
  • 6-1704 - Reverse mortgage; provisions
    A. A reverse mortgage may provide for a fixed or variable interest rate or future sharing between the originator and the borrower of the appreciation...
  • 6-1705 - Prepayment; repayment conditions
    A. Prepayment, in whole or in part, shall be permitted without penalty at any time during the term of a reverse mortgage. B. For the...
  • 6-1706 - Borrower liability; prohibited practices; investments; annuities
    A. The borrower is not liable for any difference between the net amount of the borrower's remaining debt under the reverse mortgage and the amount...
  • 6-1707 - Enforcement
    A. An act or practice in violation of this chapter is an unlawful practice under section 44-1522 and is subject to enforcement through private action...
  • 6-1708 - Lien priority and validity
    6-1608. Lien priority and validity The full amount secured by a reverse mortgage security interest has the same priority over any other lien on the...

    • Last modified: February 19, 2012


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