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Court OpinionsState LawsAlabama US Code1 USC - General Provisions US Constitution |
Arizona Revised Statutes - Title 6 Banks and Financial Institutions - Chapter 5 Consumer LendersIn this chapter, unless the context otherwise requires: 1. "Actuarial method" means the method of allocating each payment between finance charges and principal pursuant to... A. This chapter does not apply to: 1. A person who does business under any other law of this state, or any other state while... A. Unless exempt under section 6-602, a person, whether located in this state or in another state, shall not engage in the business of a... A. If the superintendent finds no grounds for denial of a license, within one hundred twenty days after receiving a complete application, the superintendent shall... A. The superintendent may deny renewal of a license or suspend or revoke a license if the superintendent finds that a licensee: 1. Is insolvent... A. Except as provided in subsection B of this section, no licensee may conduct the business of making consumer lender loans pursuant to this chapter... A. A licensee shall maintain books, accounts and records that enable the superintendent to determine whether the licensee is in compliance with this chapter. B.... A. On or before October 1 of each year, the licensee shall file a report under oath and in the form prescribed by the superintendent... A. At the time of making its annual report to the superintendent, each licensee shall report the licensee's standard annual percentage rate or range of... A. The revocation, suspension or surrender of a consumer lender license does not impair or affect: 1. The obligation of any preexisting consumer lender loan... A. A licensee shall not knowingly advertise, display, distribute, broadcast or televise, or cause or permit to be advertised, displayed, distributed, broadcast or televised, in... The superintendent may adopt rules that are necessary to regulate the proper conduct of a licensee. A. Except as the result of an accidental or bona fide error, if the licensee charges, contracts for or receives any amount in excess of... Except as provided in section 6-613, a failure to comply with this chapter does not affect the validity or enforceability of any consumer lender loan... If a consumer lender loan subject to this chapter is made at a location outside this state to a consumer who is a resident of... A. To the extent applicable, a licensee shall comply with the disclosure requirements of the truth in lending act. B. Each note or agreement evidencing... A. A licensee may contract for and receive finance charges on consumer loans that are not more than the following amounts: 1. On a consumer... A. A licensee shall compute and measure finance charges on consumer loans on unpaid balances outstanding from time to time. A licensee may also precompute... A. A precomputed consumer loan shall require repayment in substantially equal consecutive monthly installments of principal and finance charges combined. The first installment of a... A. In addition to the finance charges authorized by section 6-632, a licensee may contract for and receive, and collect finance charges on, the following... A. The following types of insurance may be sold to the consumer in connection with a consumer lender loan and the consumer may contract for:... A. The scheduled term of a consumer loan shall not be longer than the following: 1. Twenty-four months and fifteen days from the date of... A. A licensee who is licensed to sell life insurance pursuant to title 20 may sell and include in the principal amount of a consumer... Last modified: February 19, 2012 |
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