"Commercial banking business" includes, but is not limited
to, the business of soliciting, receiving, or accepting of money or
its equivalent on deposit as a regular business whether the deposit
is made subject to check or is evidenced by a certificate of deposit,
a passbook, a note, a receipt, or other writing, provided that
nothing herein shall apply to or include money or its equivalent left
in escrow, or left with an agent pending investment in real estate
or securities for, or on account of, his or her principal.  In
addition, "commercial banking business" means to lend money on the
security of real or personal property or without security; to
discount or deal in bills, notes, or other commercial paper; to buy
and sell for the account of customers, and, if eligible for
investment, for its own account, securities, gold and silver bullion,
foreign coins, and bills of exchange; and generally to transact a
commercial banking business.

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Last modified: July 31, 2008