Florida Statutes - Insurance

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• Florida Insurance Code Section 624.01; Short title.
  Chapters 624-632, 634, 635, 636, 641, 642, 648, and 651 constitute the "Florida Insurance ...
• Florida Insurance Code Section 624.02; "Insurance" defined.
  "Insurance" is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable ...
• Florida Insurance Code Section 624.03; "Insurer" defined.
  "Insurer" includes every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or of ...
• Florida Insurance Code Section 624.031; "Self-insurance" defined.
  For the purposes of ss. 627.551 and 627.651, self-insurance includes any plan, fund, or program which is communicated or the benefits of ...
• Florida Insurance Code Section 624.04; "Person" defined.
  "Person" includes an individual, insurer, company, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, service ...
• Florida Insurance Code Section 624.05; "Department," "commission," and "office" defined.
  As used in the Insurance Code: (1) "Department" means the Department of Financial Services. The term does not mean the Financial Services Commission or any ...
• Florida Insurance Code Section 624.06; "Domestic," "foreign," "alien" insurer defined.
  (1) A "domestic" insurer is one formed under the laws of this state. (2) A "foreign" insurer is one formed under the laws of any ...
• Florida Insurance Code Section 624.07; "Domicile" defined.
  Except as provided in s. 631.011, the "domicile" of an insurer means: (1) As to Canadian insurers, Canada and the province under the laws ...
• Florida Insurance Code Section 624.075; "Commercially domiciled insurer" defined.
  Every foreign or alien insurer which is authorized to do business in this state and which, during its 3 preceding fiscal years taken together, or ...
• Florida Insurance Code Section 624.08; "State" defined.
  When used in context signifying a jurisdiction other than the State of Florida, "state" means any state, district, territory, or commonwealth of the United ...
• Florida Insurance Code Section 624.09; "Authorized," "unauthorized" insurer defined.
  (1) An "authorized" insurer is one duly authorized by a subsisting certificate of authority issued by the office to transact insurance in this state. (2) ...
• Florida Insurance Code Section 624.10; Transacting insurance.
  "Transact" with respect to insurance includes any of the following, in addition to other applicable provisions of this code: (1) Solicitation or inducement. (2) Preliminary ...
• Florida Insurance Code Section 624.105; Waiver of customer liability.
  Any regulated company as defined in s. 350.111, any electric utility as defined in s. 366.02(2), any utility as defined in s. ...
• Florida Insurance Code Section 624.11; Compliance required.
  (1) No person shall transact insurance in this state, or relative to a subject of insurance resident, located, or to be performed in this state, ...
• Florida Insurance Code Section 624.12; Application of code as to fraternal benefit societies.
  No provision of this code shall apply with respect to fraternal benefit societies (as identified in chapter 632), except as stated in chapter ...
• Florida Insurance Code Section 624.123; Certain international health insurance policies; exemption from code.
  (1) International health insurance policies and applications may be solicited and sold in this state at any international airport to a resident of a foreign ...
• Florida Insurance Code Section 624.124; Motor vehicle services; exemption from code.
  Any person may, in exchange for fees, dues, charges, or other consideration, provide any of the following services related to the ownership, operation, use, or ...
• Florida Insurance Code Section 624.125; Certain motor vehicle service agreements; exemption from code.
  (1) Any person may, in exchange for fees, charges, or other consideration, solicit, offer, provide, enter into, issue, or deliver a motor vehicle service agreement ...
• Florida Insurance Code Section 624.126; Certain mutual aid associations; exemption from code.
  (1) Any beneficial, relief, or mutual aid society, however organized, established prior to 1935 and formed by a religious organization, which religious organization qualifies as ...
• Florida Insurance Code Section 624.127; Certain political subdivisions offering prepaid ambulance service plans; exemption from code.
  A political subdivision of this state which, on October 1, 1991, was operating an emergency medical services system established by special act and offers a ...
• Florida Insurance Code Section 624.1275; Insurance agents; prohibited exclusion from public bidding and negotiations.
  A licensed insurance agent shall not be prohibited or excluded from competing or negotiating for any insurance product or plan purchased, provided, or endorsed by ...
• Florida Insurance Code Section 624.128; Crime victims exemption.
  Any other provision of the Florida Statutes to the contrary notwithstanding, the deductible or copayment provision of any insurance policy shall not be applicable to ...
• Florida Insurance Code Section 624.129; Certain location and recovery services; exemption from code.
  (1) Any person may, in exchange for fees, dues, charges, or other consideration, not exceeding $300 annually (adjusted for increases in the Consumer Price Index ...
• Florida Insurance Code Section 624.13; Particular provisions prevail.
  Provisions of this code relative to a particular kind of insurance or a particular type of insurer or to a particular matter shall prevail over ...
• Florida Insurance Code Section 624.15; General penalty.
  (1) Each willful violation of this code or rule of the department, office, or commission as to which a greater penalty is not provided by ...
• Florida Insurance Code Section 624.155; Civil remedy.
  (1) Any person may bring a civil action against an insurer when such person is damaged: (a) By a violation of any of the following ...
• Florida Insurance Code Section 624.19; Existing forms and filings.
  Every form of insurance document and every rate or other filing lawfully in use immediately prior to October 1, 1959, may continue to be so ...
• Florida Insurance Code Section 624.21; Prospective operation of amendments to code.
  Each amendment to this code shall be construed to operate prospectively, unless a contrary legislative intent is ...
• Florida Insurance Code Section 624.215; Proposals for legislation which mandates health benefit coverage; review by Legislature.
  (1) LEGISLATIVE INTENT.--The Legislature finds that there is an increasing number of proposals which mandate that certain health benefits be provided by insurers and ...
• Florida Insurance Code Section 624.23; Public records exemption.
  All bank account numbers and debit, charge, and credit card numbers, and all other personal financial and health information of a consumer held by the ...
• Florida Insurance Code Section 624.302; Offices.
  The department shall establish and maintain offices at the State Capitol in Tallahassee, and in such other places throughout the state as it designates. The ...
• Florida Insurance Code Section 624.303; Seal; certified copies as evidence.
  (1) The department, commission, and office shall each have an official seal by which its respective proceedings are authenticated. (2) All certificates executed by the ...
• Florida Insurance Code Section 624.307; General powers; duties.
  (1) The department and office shall enforce the provisions of this code and shall execute the duties imposed upon them by this code, within the ...
• Florida Insurance Code Section 624.308; Rules.
  (1) The department and the commission may each adopt rules pursuant to ss. 120.536(1) and 120.54 to implement provisions of law conferring ...
• Florida Insurance Code Section 624.310; Enforcement; cease and desist orders; removal of certain persons; fines.
  (1) DEFINITIONS.--For the purposes of this section, the term: (a) "Affiliated party" means any person who directs or participates in the conduct of the ...
• Florida Insurance Code Section 624.3102; Immunity from civil liability for providing department, commission, or office with information about condition of insurer.
  A person, other than a person filing a required report or other required information, who provides the department, commission, or office with information about the ...
• Florida Insurance Code Section 624.311; Records; reproductions; destruction.
  (1) Except as provided in this section, the department, commission, and office shall each preserve in permanent form records of its proceedings, hearings, investigations, and ...
• Florida Insurance Code Section 624.312; Reproductions and certified copies of records as evidence.
  (1) Photographs or microphotographs in the form of film or prints, or other reproductions from an electronic recordkeeping system, of documents and records made under ...
• Florida Insurance Code Section 624.313; Publications.
  (1) As early as reasonably possible, the office shall annually have printed and made available a statistical report which must include all of the following ...
• Florida Insurance Code Section 624.314; Publications; Insurance Regulatory Trust Fund.
  The department and office shall each deposit all moneys received from the sale of publications under s. 624.313 in the Insurance Regulatory Trust Fund ...
• Florida Insurance Code Section 624.315; Department; annual report.
  (1) As early as reasonably possible, the office, with such assistance from the department as requested, shall annually prepare a report to the Speaker and ...
• Florida Insurance Code Section 624.316; Examination of insurers.
  (1)(a) The office shall examine the affairs, transactions, accounts, records, and assets of each authorized insurer and of the attorney in fact of a ...
• Florida Insurance Code Section 624.3161; Market conduct examinations.
  (1) As often as it deems necessary, the office shall examine each licensed rating organization, each advisory organization, each group, association, carrier, as defined in ...
• Florida Insurance Code Section 624.317; Investigation of agents, adjusters, administrators, service companies, and others.
  If it has reason to believe that any person has violated or is violating any provision of this code, or upon the written complaint signed ...
• Florida Insurance Code Section 624.318; Conduct of examination or investigation; access to records; correction of accounts; appraisals.
  (1) The examination or investigation may be conducted by the accredited examiners or investigators of the department or office at the offices wherever located of ...
• Florida Insurance Code Section 624.319; Examination and investigation reports.
  (1) The department or office or its examiner shall make a full and true written report of each examination. The examination report shall contain only ...
• Florida Insurance Code Section 624.320; Examination expenses.
  (1) Each insurer so examined shall pay to the office the expenses of the examination at the rates adopted by the office. Such expenses shall ...
• Florida Insurance Code Section 624.321; Witnesses and evidence.
  (1) As to any examination, investigation, or hearing being conducted under this code, a person designated by the department or office, respectively: (a) May administer ...
• Florida Insurance Code Section 624.322; Testimony compelled; immunity from prosecution.
  (1) If any natural person asks to be excused from attending or testifying or from producing any books, papers, records, contracts, documents, or other evidence ...
• Florida Insurance Code Section 624.324; Hearings.
  The department, commission, and office may each hold hearings for any purpose within the scope of this code deemed to be ...
• Florida Insurance Code Section 624.33; Jurisdiction regarding health or life coverage.
  (1) Notwithstanding any other provision of law, and except as provided in this section, any person or other entity which in this state provides life ...
• Florida Insurance Code Section 624.34; Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons.
  (1) The Department of Law Enforcement may accept fingerprints of organizers, incorporators, subscribers, officers, stockholders, directors, or any other persons involved, directly or indirectly, in ...
• Florida Insurance Code Section 624.401; Certificate of authority required.
  (1) No person shall act as an insurer, and no insurer or its agents, attorneys, subscribers, or representatives shall directly or indirectly transact insurance, in ...
• Florida Insurance Code Section 624.402; Exceptions, certificate of authority required.
  A certificate of authority shall not be required of an insurer with respect to: (1) Investigation, settlement, or litigation of claims under its policies lawfully ...
• Florida Insurance Code Section 624.4031; Church benefit plans and church benefit board.
  (1) For purposes of this section, "church benefits board" means an organization as described in s. 414(e)(3)(A) of the Internal Revenue Code ...
• Florida Insurance Code Section 624.404; General eligibility of insurers for certificate of authority.
  To qualify for and hold authority to transact insurance in this state, an insurer must be otherwise in compliance with this code and with its ...
• Florida Insurance Code Section 624.406; Combinations of insuring powers, one insurer.
  An insurer which otherwise qualifies therefor may be authorized to transact any one kind or combination of kinds of insurance as defined in part V ...
• Florida Insurance Code Section 624.407; Capital funds required; new insurers.
  (1) To receive authority to transact any one kind or combinations of kinds of insurance, as defined in part V of this chapter, an insurer ...
• Florida Insurance Code Section 624.4072; Minority-owned property and casualty insurers; limited exemption for taxation and assessments.
  (1) A minority business that is at least 51 percent owned by minority persons, as defined in s. 288.703(3), initially issued a certificate ...
• Florida Insurance Code Section 624.4073; Officers and directors of insolvent insurers.
  Any person who was an officer or director of an insurer doing business in this state and who served in that capacity within the 2-...
• Florida Insurance Code Section 624.408; Surplus as to policyholders required; new and existing insurers.
  (1)(a) To maintain a certificate of authority to transact any one kind or combinations of kinds of insurance, as defined in part V of ...
• Florida Insurance Code Section 624.4085; Risk-based capital requirements for insurers.
  (1) As used in this section, the term: (a) "Adjusted risk-based capital report" means a risk-based capital report that has been adjusted by ...
• Florida Insurance Code Section 624.40851; Confidentiality of risk-based capital information.
  (1) The initial risk-based capital report and any adjusted risk-based capital report; any risk-based capital plan and any revised risk-based capital ...
• Florida Insurance Code Section 624.4094; Bail bond premiums.
  (1) The Legislature finds that a significant portion of bail bond premiums is retained by the licensed bail bond agents or licensed managing general agents. ...
• Florida Insurance Code Section 624.4095; Premiums written; restrictions.
  (1) Whenever an insurer's ratio of actual or projected annual written premiums as adjusted in accordance with subsection (4) to current or projected surplus ...
• Florida Insurance Code Section 624.410; Permissible insuring combinations without additional capital funds.
  A property insurer may include such amount and kind of insurance against legal liability for injury, damage, or loss to the person or property of ...
• Florida Insurance Code Section 624.411; Deposit requirement; domestic insurers and foreign insurers.
  (1) As to domestic insurers, the office shall not issue or permit to exist a certificate of authority unless such insurer has deposited and maintains ...
• Florida Insurance Code Section 624.412; Deposit of alien insurers.
  (1) An alien insurer shall not have authority to transact insurance in this state unless it has and maintains within the United States as trust ...
• Florida Insurance Code Section 624.413; Application for certificate of authority.
  (1) To apply for a certificate of authority, an insurer shall file its application therefor with the office, upon a form adopted by the commission ...
• Florida Insurance Code Section 624.4135; Redomestication.
  The commission shall adopt rules establishing procedures and forms for a foreign insurer to apply for a certificate of authority as a domestic ...
• Florida Insurance Code Section 624.414; Issuance or refusal of authority.
  The fee for filing application for a certificate of authority shall not be subject to refund. The office shall issue to the applicant insurer a ...
• Florida Insurance Code Section 624.415; Ownership of certificate of authority; return.
  Although issued to the insurer, the certificate of authority is at all times the property of this state. Upon any expiration, suspension, or termination thereof, ...
• Florida Insurance Code Section 624.416; Continuance, expiration, reinstatement, and amendment of certificate of authority.
  (1) A certificate of authority issued under this code shall continue in force as long as the insurer is entitled thereto under this code and ...
• Florida Insurance Code Section 624.418; Suspension, revocation of certificate of authority for violations and special grounds.
  (1) The office shall suspend or revoke an insurer's certificate of authority if it finds that the insurer: (a) Is in unsound financial condition. (...
• Florida Insurance Code Section 624.420; Order, notice of suspension or revocation of certificate of authority; effect; publication.
  (1) Suspension or revocation of an insurer's certificate of authority shall be by the order of the office. The office shall promptly also give ...
• Florida Insurance Code Section 624.421; Duration of suspension; insurer's obligations during suspension period; reinstatement.
  (1) Suspension of an insurer's certificate of authority shall be for: (a) A fixed period of time not to exceed 2 years; or (b) ...
• Florida Insurance Code Section 624.4211; Administrative fine in lieu of suspension or revocation.
  (1) If the office finds that one or more grounds exist for the discretionary revocation or suspension of a certificate of authority issued under this ...
• Florida Insurance Code Section 624.422; Service of process; appointment of Chief Financial Officer as process agent.
  (1) Each licensed insurer, whether domestic, foreign, or alien, shall be deemed to have appointed the Chief Financial Officer and her or his successors in ...
• Florida Insurance Code Section 624.423; Serving process.
  (1) Service of process upon the Chief Financial Officer as process agent of the insurer (under s. 624.422) shall be made by serving copies ...
• Florida Insurance Code Section 624.424; Annual statement and other information.
  (1)(a) Each authorized insurer shall file with the office full and true statements of its financial condition, transactions, and affairs. An annual statement covering ...
• Florida Insurance Code Section 624.4241; NAIC filing requirements.
  (1) Each domestic, foreign, and alien insurer who is authorized to transact insurance in this state shall file one extra copy of its annual statement ...
• Florida Insurance Code Section 624.4243; Reporting of premium growth.
  (1) Each insurer that has been authorized to transact property and casualty insurance in this state for a continuous period of less than 3 years ...
• Florida Insurance Code Section 624.4245; Change in controlling interest of foreign or alien insurer; report required.
  In the event of a change in the controlling capital stock or a change of 50 percent or more of the assets of a foreign ...
• Florida Insurance Code Section 624.425; Agent countersignature required, property, casualty, surety insurance.
  (1) Except as stated in s. 624.426, no authorized property, casualty, or surety insurer shall assume direct liability as to a subject of insurance ...
• Florida Insurance Code Section 624.426; Exceptions to countersignature law.
  Section 624.425 does not apply to: (1) Contracts of reinsurance. (2) Policies of insurance on the rolling stock of railroad companies doing a general ...
• Florida Insurance Code Section 624.428; Licensed agent law, life and health insurances.
  (1) No insurer shall deliver or issue for delivery in this state any policy of life insurance, master group life insurance contract, master credit life ...
• Florida Insurance Code Section 624.430; Withdrawal of insurer or discontinuance of writing certain kinds or lines of insurance.
  (1) Any insurer desiring to surrender its certificate of authority, withdraw from this state, or discontinue the writing of any one or multiple kinds or ...
• Florida Insurance Code Section 624.4315; Workers' compensation insurers; notice of significant underwriting change.
  Each workers' compensation insurer shall notify the office in writing or by electronic means of a significant underwriting change that materially limits or restricts the ...
• Florida Insurance Code Section 624.436; Florida Nonprofit Multiple-Employer Welfare Arrangement Act.
  Sections 624.436-624.446 may be cited as the "Florida Nonprofit Multiple-Employer Welfare Arrangement ...
• Florida Insurance Code Section 624.4361; Definitions.
  As used in ss. 624.436-624.446: (1) "Arrangement" means a multiple-employer welfare arrangement. (2) "Fund balance" means total statutory assets in excess ...
• Florida Insurance Code Section 624.437; "Multiple-employer welfare arrangement" defined; certificate of authority required; penalty.
  (1) For the purposes of ss. 624.436-624.446, the term "multiple-employer welfare arrangement" means an employee welfare benefit plan or any other ...
• Florida Insurance Code Section 624.438; General eligibility.
  (1) To meet the requirements for issuance of a certificate of authority and to maintain a multiple-employer welfare arrangement, an arrangement: (a) Must be ...
• Florida Insurance Code Section 624.4385; Certain words prohibited in name of organization.
  No entity holding a certificate as a multiple-employer welfare arrangement other than a licensed insurer may use in its name, contracts, or literature the ...
• Florida Insurance Code Section 624.439; Filing of application.
  The sponsoring association shall file with the office an application for a certificate of authority upon a form to be adopted by the commission and ...
• Florida Insurance Code Section 624.4392; Fund balance.
  (1) Each multiple-employer welfare arrangement licensed on or after October 1, 1991, shall have a fund balance equal to $200,000 before a certificate ...
• Florida Insurance Code Section 624.44; Examination by the office.
  (1)(a) The office shall examine the affairs, transactions, accounts, business records, and assets of any multiple-employer welfare arrangement as often as it deems ...
• Florida Insurance Code Section 624.441; Insolvency protection.
  (1) To assure the faithful performance of its obligations to its member employers and covered employees and their dependents, every arrangement shall deposit with the ...
• Florida Insurance Code Section 624.4411; Administrative, provider, and management contracts.
  (1) The office may require a multiple-employer welfare arrangement to submit any contract for administrative services, contract with a provider other than an individual ...
• Florida Insurance Code Section 624.4412; Policy forms.
  (1) No policy or contract form, application form, certificate, rider, endorsement, summary plan description, or other evidence of coverage shall be issued by an arrangement ...
• Florida Insurance Code Section 624.4414; Employer participants' liability.
  (1) The liability of each employer participant for the obligations of the multiple-employer welfare arrangement shall be individual, several, and proportionate, but not joint, ...
• Florida Insurance Code Section 624.4415; Assessments.
  (1) All multiple-employer welfare arrangements shall provide that employers are assessable in accordance with this section. (2) Each multiple-employer welfare arrangement may assess ...
• Florida Insurance Code Section 624.4416; Assessments by receiver.
  (1) In the event of delinquency proceedings against a multiple-employer welfare arrangement, the department as receiver may assess employer participants. Any person or entity ...
• Florida Insurance Code Section 624.4417; Certain sales prohibited.
  (1) A multiple-employer welfare arrangement may not offer, advertise, or sell insurance coverage to the general public. (2) As used in this section, a ...
• Florida Insurance Code Section 624.442; Annual reports; actuarial certification; quarterly reports; penalties.
  (1) Every arrangement shall, annually within 3 months after the end of the fiscal year or within such extension of time therefor as the office ...
• Florida Insurance Code Section 624.443; Place of business; maintenance of records.
  Each arrangement shall have and maintain its principal place of business in this state and shall therein make available to the office complete records of ...
• Florida Insurance Code Section 624.4431; Administration; rules.
  The administration of ss. 624.436-624.446 is vested in the commission and office. The commission may adopt rules pursuant to ss. 120.536(...
• Florida Insurance Code Section 624.4432; Assets, liabilities, and investments.
  Each arrangement that obtains or maintains a certificate of authority is subject to parts I and II of chapter 625 as they apply to domestic ...
• Florida Insurance Code Section 624.444; Suspension, revocation of approval.
  (1) The office shall deny, suspend, or revoke an arrangement's certificate of authority if it finds that the arrangement: (a) Is insolvent; (b) Is ...
• Florida Insurance Code Section 624.445; Order, notice, duration, effect of suspension or revocation; administrative fine.
  (1) Suspension or revocation of an arrangement's certificate of authority shall be in accordance with ss. 624.420 and 624.421. (2) If the ...
• Florida Insurance Code Section 624.446; Rehabilitation, dissolution.
  Any rehabilitation, liquidation, conservation, or dissolution of a multiple-employer welfare arrangement shall be conducted under the supervision of the department, which shall have all ...
• Florida Insurance Code Section 624.447; Certificate of insurance for contractors.
  Any insurer shall, upon request, verify a certificate of insurance on any contractor, as defined in s. 768....
• Florida Insurance Code Section 624.448; Assets of insurers; reporting requirements.
  (1) As used in this section, the term: (a) "Material acquisition of assets" or "material disposition of assets" means one or more transactions occurring during ...
• Florida Insurance Code Section 624.45; Participation of financial institutions in reinsurance and in insurance exchanges.
  Subject to applicable laws relating to financial institutions and to any other applicable provision of the Florida Insurance Code, any financial institution or aggregation of ...
• Florida Insurance Code Section 624.460; Short title.
  Sections 624.460-624.488 may be cited as the "Commercial Self-Insurance Fund ...
• Florida Insurance Code Section 624.461; Definition.
  For the purposes of the Florida Insurance Code, "self-insurance fund" means both commercial self-insurance funds organized under s. 624.462 and group self-...
• Florida Insurance Code Section 624.462; Commercial self-insurance funds.
  (1) Any group of persons may form a commercial self-insurance fund for the purpose of pooling and spreading liabilities of its group members in ...
• Florida Insurance Code Section 624.4621; Group self-insurance funds.
  (1) The commission shall adopt rules that allow two or more employers to enter into agreements to pool their liabilities under chapter 440 for the ...
• Florida Insurance Code Section 624.4622; Local government self-insurance funds.
  (1) Any two or more local governmental entities may enter into interlocal agreements for the purpose of securing the payment of benefits under chapter 440, ...
• Florida Insurance Code Section 624.46225; Self-insured public utilities.
  A self-insured public utility, as authorized by s. 440.38(1)(c), may assume by contract the liabilities under this chapter of contractors and ...
• Florida Insurance Code Section 624.4623; Independent Educational Institution Self-Insurance Funds.
  (1) Notwithstanding any other provision of law, any two or more independent nonprofit colleges or universities accredited by the Commission on Colleges of the Southern ...
• Florida Insurance Code Section 624.464; Certificate of authority required; penalties.
  (1) No person shall establish a commercial self-insurance fund unless such fund is issued a certificate of authority by the office pursuant to s. ...
• Florida Insurance Code Section 624.466; Application requirements for certificate of authority.
  All applications for a certificate of authority for a commercial self-insurance fund shall be on a form adopted by the commission and furnished by ...
• Florida Insurance Code Section 624.468; Continuing requirements for certificate of authority.
  After issuance of its initial certificate of authority a commercial self-insurance fund shall thereafter meet the following requirements as a condition of maintaining its ...
• Florida Insurance Code Section 624.470; Annual reports.
  (1)(a) Every self-insurance fund shall, annually within 3 months of the end of the fiscal year, file a financial statement of the fund, ...
• Florida Insurance Code Section 624.472; Member's liability.
  (1) The liability of each member other than a governmental entity for the obligations of the commercial self-insurance fund unrelated to governmental entities shall ...
• Florida Insurance Code Section 624.473; Dividends.
  A commercial self-insurance fund shall obtain the approval of the office prior to paying any dividend or refund to its members. No such dividend ...
• Florida Insurance Code Section 624.474; Assessments.
  (1) The trustees of a self-insurance fund operating as a trust, or the corporate directors of a self-insurance fund operating as a corporation, ...
• Florida Insurance Code Section 624.4741; Venue in assessment actions.
  In any action brought by a self-insurance fund to collect assessments levied under this chapter, venue lies where the fund maintains its principal place ...
• Florida Insurance Code Section 624.475; Tax on premiums, contributions, and assessments.
  Premiums, contributions, and assessments received by a commercial self-insurance fund are subject to ss. 624.509(1) and (2) and 624.5092, except that ...
• Florida Insurance Code Section 624.476; Impaired self-insurance funds.
  (1) If the assets of a self-insurance fund are at any time insufficient to comply with the requirements of law or to discharge its ...
• Florida Insurance Code Section 624.477; Liquidation, rehabilitation, reorganization, and conservation.
  Any rehabilitation, liquidation, conservation, or dissolution of a self-insurance fund shall be conducted under the supervision of the office and department, which shall each ...
• Florida Insurance Code Section 624.480; Filing, approval, and disapproval of forms.
  (1) A basic insurance policy or application form for which written application is required and is to be a part of the policy or contract ...
• Florida Insurance Code Section 624.482; Making and use of rates.
  (1) With respect to all classes of insurance which a self-insurance fund underwrites, the rates must not be excessive, inadequate, or unfairly discriminatory. In ...
• Florida Insurance Code Section 624.483; Self-insurer members; payment of delinquent premiums and assessments.
  Upon petition of the trustees of the following self-insurers groups: Printing Industry Associates, Allied Gasoline Retailers Association, Florida Plumbing and Mechanical Contractors, Florida State ...
• Florida Insurance Code Section 624.484; Registration of agent.
  A self-insurance fund shall register with and designate the Chief Financial Officer as its agent solely for the purpose of receiving service of legal ...
• Florida Insurance Code Section 624.486; Examination.
  Self-insurance funds licensed under ss. 624.460-624.488 are subject to periodic examination by the office in the same manner and subject to ...
• Florida Insurance Code Section 624.487; Enforcement of specified insurance provisions; adoption of rules.
  The office may enforce, with respect to group self-insurance funds established or operated under s. 624.4621, the provisions of s. 624.316, s. ...
• Florida Insurance Code Section 624.488; Applicability of related laws.
  In addition to other provisions of the code cited in ss. 624.460-624.488: (1) Sections 624.155, 624.308, 624.414, 624.415, ...
• Florida Insurance Code Section 624.489; Liability of trustees of self-insurance trust fund and directors of self-insurance funds operating as corporations.
  (1) A trustee of any self-insurance trust fund organized under the laws of this state is not personally liable for monetary damages to any ...
• Florida Insurance Code Section 624.501; Filing, license, appointment, and miscellaneous fees.
  The department, commission, or office, as appropriate, shall collect in advance, and persons so served shall pay to it in advance, fees, licenses, and miscellaneous ...
• Florida Insurance Code Section 624.5015; Advance collection of fees and taxes; title insurers not to pay without reimbursement.
  (1) The department or the office shall collect in advance from the applicant or licensee fees and taxes as provided in s. 624.501. (2) ...
• Florida Insurance Code Section 624.502; Service of process fee.
  In all instances as provided in any section of the insurance code and s. 48.151(3) in which service of process is authorized to ...
• Florida Insurance Code Section 624.504; Liability for state, county tax.
  Each authorized insurer that uses insurance agents in this state shall be liable for and shall pay the state and county taxes required therefor under ...
• Florida Insurance Code Section 624.505; County tax; determination; additional offices; nonresident agents.
  (1) The county tax provided for under s. 624.501 as to an agent shall be paid by each insurer for each agent only for ...
• Florida Insurance Code Section 624.506; County tax; deposit and remittance.
  (1) The department shall deposit in the Agents County Tax Trust Fund all moneys accepted as county tax under this part. She or he shall ...
• Florida Insurance Code Section 624.507; Municipal tax.
  Municipal corporations may require a tax of insurance agents not to exceed 50 percent of the state tax specified as to such agents under this ...
• Florida Insurance Code Section 624.508; Insurer's license tax; when payable.
  (1) The insurer's license tax provided for in s. 624.501(3) shall be paid, by an insurer newly applying for a certificate of ...
• Florida Insurance Code Section 624.509; Premium tax; rate and computation.
  (1) In addition to the license taxes provided for in this chapter, each insurer shall also annually, and on or before March 1 in each ...
• Florida Insurance Code Section 624.5091; Retaliatory provision, insurers.
  (1)(a) When by or pursuant to the laws of any other state or foreign country any taxes, licenses, and other fees, in the aggregate, ...
• Florida Insurance Code Section 624.5092; Administration of taxes; payments.
  (1) The Department of Revenue shall administer, audit, and enforce the assessment and collection of those taxes to which this section is applicable. The office ...
• Florida Insurance Code Section 624.50921; Adjustments.
  (1) If a taxpayer is required to amend its corporate income tax liability under chapter 220, or the taxpayer receives a refund of its workers' ...
• Florida Insurance Code Section 624.5094; Casualty insurance premiums.
  Notwithstanding any statutory provision to the contrary, for the purposes of calculating the annual assessments for the Special Disability Trust Fund under s. 440.49 ...
• Florida Insurance Code Section 624.510; Tax on wet marine and transportation insurance.
  (1) On or before March 1 of each year each insurer shall file with the Department of Revenue a report of its gross underwriting profit ...
• Florida Insurance Code Section 624.5105; Community contribution tax credit; authorization; limitations; eligibility and application requirements; administration; definitions; expiration.
  (1) AUTHORIZATION TO GRANT TAX CREDITS; LIMITATIONS.-- (a) There shall be allowed a credit of 50 percent of a community contribution against any tax due ...
• Florida Insurance Code Section 624.5107; Child care tax credits; definitions; authorization; limitations; eligibility and application requirements; administration; expiration.
  (1) DEFINITIONS.--As used in this section: (a) "Child care facility startup costs" means expenditures for substantial renovation, equipment, including playground equipment and kitchen appliances ...
• Florida Insurance Code Section 624.511; Tax statement; overpayments.
  (1) Tax returns as to taxes mentioned in ss. 624.509 and 624.510 shall be made by insurers on forms to be prescribed by ...
• Florida Insurance Code Section 624.515; State Fire Marshal regulatory assessment and surcharge; levy and amount.
  (1)(a) In addition to any other license or excise tax now or hereafter imposed, and such taxes as may be imposed under other statutes, ...
• Florida Insurance Code Section 624.516; State Fire Marshal regulatory assessment and surcharge; deposit and use of funds.
  (1) The regulatory assessment imposed under s. 624.515(1) and the surcharge imposed under s. 624.515(2) shall be deposited by the Department ...
• Florida Insurance Code Section 624.517; State Fire Marshal regulatory assessment; reduction of assessment.
  (1) The office shall ascertain on or before December 1 of each year whether the amounts estimated to be received from the regulatory assessment imposed ...
• Florida Insurance Code Section 624.518; State Fire Marshal regulatory assessment and surcharge; tax return, overpayment.
  (1) Tax returns with respect to the regulatory assessment and surcharge prescribed by s. 624.515 shall be made by each insurer liable for payment ...
• Florida Insurance Code Section 624.519; Nonpayment of premium tax or fire marshal assessment; penalty.
  If any insurer fails to pay to the Department of Revenue on or before March 1 in each and every year any premium taxes required ...
• Florida Insurance Code Section 624.520; Preemption by state.
  (1) This state hereby preempts the field of imposing excise, privilege, franchise, income, license, permit, registration, and similar taxes and fees, measured by premiums, income, ...
• Florida Insurance Code Section 624.521; Deposit of certain tax receipts; refund of improper payments.
  (1) The Department of Financial Services shall promptly deposit in the State Treasury to the credit of the Insurance Regulatory Trust Fund all "state tax" ...
• Florida Insurance Code Section 624.523; Insurance Regulatory Trust Fund.
  (1) There is created in the State Treasury a trust fund designated "Insurance Regulatory Trust Fund" to which shall be credited all payments received on ...
• Florida Insurance Code Section 624.601; Definitions not mutually exclusive.
  It is intended that certain insurance coverages may come within the definitions of two or more kinds of insurance as defined in this part of ...
• Florida Insurance Code Section 624.6011; "Kinds of insurance" defined.
  Insurance shall be classified into the following "kinds of insurance": (1) Life. (2) Health. (3) Property. (4) Casualty. (5) Surety. (6) Marine. (7) ...
• Florida Insurance Code Section 624.6012; "Lines of insurance" defined.
  Kinds of insurance shall be classified into "lines of insurance." The commission shall adopt by rule the lines of insurance to be utilized. Such lines ...
• Florida Insurance Code Section 624.602; "Life insurance," "life insurer" defined.
  (1) "Life insurance" is insurance of human lives. The transaction of life insurance includes also the granting of annuity contracts, including, but not limited to, ...
• Florida Insurance Code Section 624.603; "Health insurance" defined.
  "Health insurance," also known as "disability insurance," is insurance of human beings against bodily injury, disablement, or death by accident or accidental means, or the ...
• Florida Insurance Code Section 624.604; "Property insurance" defined.
  "Property insurance" is insurance on real or personal property of every kind and of every interest therein, whether on land, water, or in the air, ...
• Florida Insurance Code Section 624.605; "Casualty insurance" defined.
  (1) "Casualty insurance" includes: (a) Vehicle insurance.--Insurance against loss of or damage to any land vehicle or aircraft or any draft or riding animal, ...
• Florida Insurance Code Section 624.606; "Surety insurance" defined.
  (1) "Surety insurance" includes: (a) A contract bond, including a bid, payment, or maintenance bond, or a performance bond, which guarantees the execution of a ...
• Florida Insurance Code Section 624.6065; "Fidelity insurance" defined.
  For the purposes of part XX of chapter 627, the term "fidelity insurance" means: (1) Insurance guaranteeing the fidelity of persons holding positions of public ...
• Florida Insurance Code Section 624.607; "Marine insurance," "wet marine and transportation insurance," and "inland marine insurance" defined.
  (1) "Marine insurance" includes: (a) Insurance against any kinds of loss or damage to: 1. Vessels, craft, aircraft, cars, automobiles, and vehicles of every kind, ...
• Florida Insurance Code Section 624.608; "Title insurance" defined.
  "Title insurance" is: (1) Insurance of owners of real property or others having an interest in real property or contractual interest derived therefrom, or liens ...
• Florida Insurance Code Section 624.6081; "Residual value insurance" defined.
  For the purposes of part XX of chapter 627, the term "residual value insurance" means insurance issued in connection with a lease or contract which ...
• Florida Insurance Code Section 624.6085; "Collateral protection insurance" defined.
  For purposes of ss. 215.555, 627.311, and 627.351, "collateral protection insurance" means commercial property insurance under which a creditor is the primary ...
• Florida Insurance Code Section 624.609; Limit of risk.
  (1) No insurer shall retain any risk on any one subject of insurance, either as the direct insurer or the reinsurer, whether located or to ...
• Florida Insurance Code Section 624.610; Reinsurance.
  (1) The purpose of this section is to protect the interests of insureds, claimants, ceding insurers, assuming insurers, and the public. It is the intent ...
• Florida Insurance Code Section 624.80; Definitions.
  As used in this part: (1) "Insurer" means and includes every person as defined in s. 624.03 as limited to: (a) Any domestic or ...
• Florida Insurance Code Section 624.81; Notice to comply with written requirements of office; noncompliance.
  (1) If the office determines that the conditions set forth in subsection (2) exist, the office shall issue an order placing the insurer in administrative ...
• Florida Insurance Code Section 624.82; Confidentiality of certain proceedings and records.
  (1) Orders, notices, correspondence, reports, records, and other information in the possession of the office relating to the supervision of any insurer are confidential and ...
• Florida Insurance Code Section 624.83; Prohibited acts during period of supervision.
  The office may provide that the insurer may not conduct the following activities during the period of supervision, without prior approval by the office: (1) ...
• Florida Insurance Code Section 624.84; Review.
  During the period of supervision, the insurer may contest an action taken or proposed to be taken by the supervisor, specifying the manner wherein the ...
• Florida Insurance Code Section 624.85; Administrative election of proceedings.
  If the office determines to act under authority of this part, the sequence of its acts and proceedings shall be as set forth herein. However, ...
• Florida Insurance Code Section 624.86; Other laws; conflicts; meetings between the office and the supervisor.
  During the period of administrative supervision, the office may meet with a supervisor appointed under this part and with the attorney or other representative of ...
• Florida Insurance Code Section 624.87; Administrative supervision; expenses.
  (1) During the period of supervision the office by contract or otherwise may appoint a deputy supervisor to supervise the insurer. (2) Each insurer which ...
• Florida Insurance Code Section 624.91; The Florida Healthy Kids Corporation Act.
  (1) SHORT TITLE.--This section may be cited as the "William G. 'Doc' Myers Healthy Kids Corporation Act." (2) LEGISLATIVE INTENT.-- (a) The Legislature finds ...
• Florida Insurance Code Section 624.915; Florida Healthy Kids Corporation; operating fund.
  The Florida Healthy Kids Corporation may establish and manage an operating fund for the purposes of addressing the corporation's unique cash-flow needs and ...
• Florida Insurance Code Section 625.01115; Definitions.
  As used in this chapter, the term "statutory accounting principles" means accounting principles as defined in the National Association of Insurance Commissioners Accounting Practices and ...
• Florida Insurance Code Section 625.012; "Assets" defined.
  In any determination of the financial condition of an insurer, there shall be allowed as "assets" only such assets as are owned by the insurer ...
• Florida Insurance Code Section 625.031; Assets not allowed.
  In addition to assets impliedly excluded by the provisions of s. 625.012, the following expressly shall not be allowed as assets in any determination ...
• Florida Insurance Code Section 625.041; Liabilities, in general.
  In any determination of the financial condition of an insurer, liabilities to be charged against its assets shall include: (1) The amount, estimated consistent with ...
• Florida Insurance Code Section 625.051; Unearned premium reserve.
  (1) As to insurance against loss or damage to property, except as provided in s. 625.061, and as to all general casualty insurance and ...
• Florida Insurance Code Section 625.061; Unearned premium reserve for marine and transportation insurance.
  As to marine and transportation insurance, the entire amount of premiums on trip risks not terminated shall be deemed unearned; and the office may require ...
• Florida Insurance Code Section 625.071; Special reserve for bail and judicial bonds.
  In lieu of the unearned premium reserve required on surety bonds under s. 625.051, the office may require any surety insurer or limited surety ...
• Florida Insurance Code Section 625.081; Reserve for health insurance.
  For all health insurance policies, the insurer shall maintain an active life reserve which places a sound value on the insurer's liabilities under such ...
• Florida Insurance Code Section 625.091; Losses and loss adjustment expense reserves; liability insurance and workers' compensation insurance.
  The reserve liabilities recorded in the insurer's annual statement and financial statements for unpaid losses and loss adjustment expenses shall be the estimated value ...
• Florida Insurance Code Section 625.101; Increase of inadequate loss reserves.
  If loss experience shows that an insurer's loss reserves, however computed or estimated, are inadequate, the office shall require the insurer to maintain loss ...
• Florida Insurance Code Section 625.111; Title insurance reserve.
  In addition to an adequate reserve as to outstanding losses relating to known claims, as required under s. 625.041, a title insurer shall establish, ...
• Florida Insurance Code Section 625.121; Standard Valuation Law; life insurance.
  (1) SHORT TITLE.--This section shall be known as the "Standard Valuation Law." (2) ANNUAL VALUATION.--The office shall annually value, or cause to be ...
• Florida Insurance Code Section 625.141; Valuation of bonds.
  (1) All bonds or other evidences of debt having a fixed term and rate of interest held by an insurer may, if amply secured and ...
• Florida Insurance Code Section 625.151; Valuation of other securities.
  (1) Securities, other than those referred to in s. 625.141, held by an insurer shall be valued, in the discretion of the office, at ...
• Florida Insurance Code Section 625.161; Valuation of property.
  (1) Real property owned by an insurer which is reported in financial statements filed with the office shall be valued at the lower of depreciated ...
• Florida Insurance Code Section 625.171; Valuation of purchase money mortgages.
  Purchase money mortgages on real property referred to in s. 625.161(2) shall be valued in an amount not exceeding the acquisition cost to ...
• Florida Insurance Code Section 625.172; Replacing certain assets; reporting certain liabilities.
  (1) The office, upon determining that an insurer's asset has not been evaluated according to applicable law or that it does not qualify as ...
• Florida Insurance Code Section 625.181; Assets received as capital or surplus contributions.
  Assets received by an insurer as a capital or surplus contribution shall, for purposes of this code, be deemed to be purchased by the insurer ...
• Florida Insurance Code Section 625.301; Scope of part.
  Except as to s. 625.340, this part of this chapter shall apply only to domestic insurers and commercially domiciled ...
• Florida Insurance Code Section 625.302; Eligible investments.
  (1) Insurers shall invest in or lend their funds on the security of, and shall hold as invested assets, only eligible investments as prescribed in ...
• Florida Insurance Code Section 625.303; General qualifications.
  (1) No security or investment (other than real property and personal property acquired under s. 625.333) shall be eligible for acquisition unless it is ...
• Florida Insurance Code Section 625.304; Authorization of investment.
  An insurer shall not make any investment or loan, other than a policy loan or annuity contract loan of a life insurer, unless the same ...
• Florida Insurance Code Section 625.305; Diversification.
  (1) Every insurer must maintain an amount equal to its entire reserve, as required under part I of this chapter, and the minimum surplus as ...
• Florida Insurance Code Section 625.306; Cash and deposits.
  An insurer may have funds in coin or currency of the United States on hand or on deposit in any solvent national or state bank, ...
• Florida Insurance Code Section 625.307; United States Government obligations.
  An insurer may invest in bonds, notes, warrants, and other evidences of indebtedness which are direct obligations of the Government of the United States or ...
• Florida Insurance Code Section 625.308; Loans guaranteed by the United States.
  (1) An insurer may invest in loans insured or guaranteed as to principal and interest by the Government of the United States, or by any ...
• Florida Insurance Code Section 625.309; State and Canadian public obligations.
  An insurer may invest in bonds, notes, warrants, and other securities not in default which are the direct obligations of any state of the United ...
• Florida Insurance Code Section 625.310; County, municipal, and district obligations.
  An insurer may invest in bonds, notes, warrants, and other securities not in default of any county, district, incorporated city, or school district in any ...
• Florida Insurance Code Section 625.311; Public improvement bonds.
  An insurer may invest in bonds, notes, certificates of indebtedness, warrants, or other evidences of indebtedness which are payable from revenues or earnings specifically pledged ...
• Florida Insurance Code Section 625.312; Public utility obligations.
  An insurer may invest in the bonds, notes, certificates of indebtedness, warrants, or other evidences of indebtedness which are valid obligations issued, assumed, or guaranteed ...
• Florida Insurance Code Section 625.313; Securities of certain agencies.
  An insurer may invest in bonds, debentures, or other securities of the following agencies, whether or not such obligations are guaranteed by the Government of ...
• Florida Insurance Code Section 625.314; Public housing obligations.
  An insurer may invest in the bonds, debentures, or other securities of public housing authorities, issued under the provisions of the Act of Congress entitled ...
• Florida Insurance Code Section 625.315; Obligations of State Board of Education.
  An insurer may invest in bonds or motor vehicle anticipation certificates issued by the State Board of Education of Florida under authority of s. 18, ...
• Florida Insurance Code Section 625.316; International development banks.
  An insurer may invest in obligations issued, assumed, or guaranteed by the International Bank for Reconstruction and Development, the Inter-American Development Bank, the Asian ...
• Florida Insurance Code Section 625.317; Corporate bonds and debentures.
  An insurer may invest in bonds, notes, or other interest-bearing or interest-accruing obligations of any solvent corporation organized under the laws of the ...
• Florida Insurance Code Section 625.318; Religious institution obligations.
  An insurer may invest in secured obligations of duly constituted churches and of church holding ...
• Florida Insurance Code Section 625.319; Equipment trust certificates.
  An insurer may invest in equipment trust obligations or certificates adequately secured and evidencing an interest in transportation equipment, wholly or in part within the ...
• Florida Insurance Code Section 625.320; Building and loan or savings and loan association accounts.
  An insurer may invest in share or saving accounts of savings and loan associations or building and loan ...
• Florida Insurance Code Section 625.321; Policy loans.
  A life insurer may lend to its policyholder, upon pledge of the policy as collateral security, any sum not exceeding the cash loan value of ...
• Florida Insurance Code Section 625.322; Collateral loans.
  An insurer may invest in loans with a maturity not in excess of 12 years from the date thereof which are secured by the pledge ...
• Florida Insurance Code Section 625.323; Ship loans.
  An insurer may invest in: (1) Bonds, notes, or other evidences of indebtedness which are secured by mortgages on barges, tugboats, ships, or other shipping ...
• Florida Insurance Code Section 625.324; Corporate stocks.
  An insurer may invest in stocks, common or preferred, of any corporation created or existing under the laws of the United States or of any ...
• Florida Insurance Code Section 625.325; Investments in subsidiaries and related corporations.
  (1) AUTHORIZATION.--Any insurer, either by itself or in cooperation with one or more persons, may organize or acquire one or more subsidiaries, subject to ...
• Florida Insurance Code Section 625.3255; Capital participation instrument.
  An insurer may invest in any capital participation instrument or evidence of indebtedness issued by the Florida Black Business Investment Board pursuant to the Florida ...
• Florida Insurance Code Section 625.326; Foreign investments.
  An insurer authorized to transact insurance in a foreign country may have funds invested in such securities as may be required for such authority and ...
• Florida Insurance Code Section 625.3262; State of Israel obligations.
  An insurer may invest in bonds, notes, warrants, and other evidences of indebtedness which are direct obligations of the State of Israel or for which ...
• Florida Insurance Code Section 625.327; Mortgage loans.
  (1) An insurer may invest any of its funds in bonds, notes, or other evidences of indebtedness which are secured by first mortgages or deeds ...
• Florida Insurance Code Section 625.329; Chattel mortgages.
  (1) In connection with a mortgage loan on the security of real estate designed and used primarily for residential purposes only, which mortgage loan was ...
• Florida Insurance Code Section 625.330; Special investments by title insurer.
  (1) In addition to other investments eligible under this part, a title insurer may invest and have invested an amount not exceeding the greater of $...
• Florida Insurance Code Section 625.331; Special consent investments.
  (1) After satisfying the requirements of this part, any funds of an insurer in excess of its reserves and policyholders' surplus required to be maintained ...
• Florida Insurance Code Section 625.332; Prohibited investments and investment underwriting.
  (1) In addition to investments excluded pursuant to other provisions of this code, an insurer shall not directly or indirectly invest in or lend its ...
• Florida Insurance Code Section 625.333; Real estate, in general.
  An insurer shall not directly or indirectly acquire or hold real estate except as authorized in this section. (1) An insurer may acquire and hold: (...
• Florida Insurance Code Section 625.338; Time limit for disposal of ineligible property and securities; effect of failure to dispose.
  (1) Any property or securities lawfully acquired by an insurer which it could not otherwise have invested in or loaned its funds upon at the ...
• Florida Insurance Code Section 625.340; Investments of foreign or alien insurers.
  The investment portfolio of a foreign or alien insurer shall be as permitted by the laws of its domicile if of a quality substantially as ...
• Florida Insurance Code Section 625.50; Authorized deposits of insurers and agents.
  The following deposits of insurers and agents when made through the department shall be accepted and held and shall be subject to the provisions of ...
• Florida Insurance Code Section 625.51; Purpose of deposit.
  Such deposits shall be held for the following purposes: (1) Deposits made in this state under ss. 624.411 and 624.412 shall be held ...
• Florida Insurance Code Section 625.52; Securities eligible for deposit.
  (1) All deposits by insurers and agents required for authority to transact insurance in this state must be limited to the following types: (a) Cash ...
• Florida Insurance Code Section 625.53; Depository.
  (1) Except as provided in s. 625.55, all deposits made in this state under this code shall be made with the department. The department ...
• Florida Insurance Code Section 625.55; Custodial arrangements.
  (1) In lieu of a deposit being made with it in fact, the department in its discretion may permit or require that the deposit be ...
• Florida Insurance Code Section 625.56; Registration, conveyance of assets or securities.
  (1) The insurer shall duly register in the name of the Chief Financial Officer all securities being deposited with the department under this code which ...
• Florida Insurance Code Section 625.57; Appraisal.
  The office or department may, in its discretion, prior to acceptance for deposit of any particular asset or security, or at any time thereafter while ...
• Florida Insurance Code Section 625.58; Excess and deficit deposits.
  (1) If securities or assets deposited by an insurer under this part are subject to material fluctuations in market value, the office or department may, ...
• Florida Insurance Code Section 625.59; Rights of insurer during solvency.
  So long as the insurer remains solvent and is in compliance with this code, it may: (1) Demand, receive, sue for, and recover the income ...
• Florida Insurance Code Section 625.60; Levy upon deposit.
  No judgment creditor or other claimant of an insurer shall have the right to levy upon any of the assets or securities held in this ...
• Florida Insurance Code Section 625.62; Duration and release of deposit.
  (1)(a) Every certificate of deposit filed and every deposit made in this state by an insurer, prior to or pursuant to this code, made ...
• Florida Insurance Code Section 625.63; Proofs for release of deposit.
  (1) Before authorizing the release of any deposit or excess portion thereof to the insurer, as provided in s. 625.62, the office or department ...
• Florida Insurance Code Section 625.75; Certain persons and directors and officers of domestic stock insurer to file statements.
  Every person who is directly or indirectly the beneficial owner of more than 10 percent of any class of any equity security of a domestic ...
• Florida Insurance Code Section 625.76; Preventing unfair use of information; insurer to recover profit by suit.
  (1) Any profit realized by a person required to report pursuant to s. 625.75 from any purchase and sale, or sale and purchase, within ...
• Florida Insurance Code Section 625.765; Exemptions from ss. 625.75 and 625.76.
  The commission may adopt by rule exemptions from ss. 625.75 and 625.76 for transactions that are not subject to s. 628.461 and ...
• Florida Insurance Code Section 625.77; Unlawful to sell equity security not owned; delayed delivery.
  (1) It is unlawful for any person reporting securities under s. 625.75 to sell, directly or indirectly, any equity security of a company named ...
• Florida Insurance Code Section 625.78; Certain sale and purchase exempted; investment account.
  The provisions of s. 625.76 do not apply to any purchase and sale, or sale and purchase, and the provisions of s. 625.77 ...
• Florida Insurance Code Section 625.79; Certain foreign or domestic arbitrage transactions exempted.
  The provisions of ss. 625.75-625.77 do not apply to foreign or domestic arbitrage transactions unless made in contravention of rules that the ...
• Florida Insurance Code Section 625.80; "Equity security" defined.
  The term "equity security" when used in this part means: (1) Any stock or similar security; (2) Any security convertible, with or without consideration, into ...
• Florida Insurance Code Section 625.81; Equity securities of certain domestic stock insurer exempted.
  The provisions of ss. 625.75-625.77 do not apply to equity securities of a domestic stock insurer if: (1) Such securities are registered, ...
• Florida Insurance Code Section 625.82; Rules.
  The commission may adopt such rules as are necessary for the execution of the functions vested in it by ss. 625.75-625.81 and ...
• Florida Insurance Code Section 625.83; Failure to file reporting forms.
  Any insurer who knowingly fails to file information, documents, or reports required to be filed under s. 625.75 or any rule thereunder shall forfeit ...
• Florida Insurance Code Section 626.011; Short title.
  This part may be referred to as the "Licensing Procedures ...
• Florida Insurance Code Section 626.015; Definitions.
  As used in this part: (1) "Adjuster" means a public adjuster as defined in s. 626.854, independent adjuster as defined in s. 626.855, ...
• Florida Insurance Code Section 626.016; Powers and duties of department, commission, and office.
  (1) The powers and duties of the Chief Financial Officer and the department specified in this part apply only with respect to insurance agents, insurance ...
• Florida Insurance Code Section 626.022; Scope of part.
  (1) This part applies as to insurance agents, service representatives, adjusters, and insurance agencies; as to any and all kinds of insurance; and as to ...
• Florida Insurance Code Section 626.025; Consumer protections.
  To transact insurance, agents shall comply with consumer protection laws, including the following, as applicable: (1) Continuing education requirements for resident and nonresident agents, as ...
• Florida Insurance Code Section 626.0428; Agency personnel powers, duties, and limitations.
  (1) An individual employed by an agent or agency on salary who devotes full time to clerical work, with incidental taking of insurance applications or ...
• Florida Insurance Code Section 626.112; License and appointment required; agents, customer representatives, adjusters, insurance agencies, service representatives, managing general agents.
  (1)(a) No person may be, act as, or advertise or hold himself or herself out to be an insurance agent, insurance adjuster, or customer ...
• Florida Insurance Code Section 626.141; Violation not to affect validity of insurance.
  An insurance contract which is otherwise valid and binding as between the parties thereto shall not be rendered invalid by reason of having been solicited, ...
• Florida Insurance Code Section 626.161; Licensing forms.
  The department shall prescribe and furnish all printed forms required in connection with the application for issuance of and termination of all licenses and ...
• Florida Insurance Code Section 626.171; Application for license as an agent, customer representative, adjuster, service representative, managing general agent, or reinsurance intermediary.
  (1) The department shall not issue a license as agent, customer representative, adjuster, service representative, managing general agent, or reinsurance intermediary to any person except ...
• Florida Insurance Code Section 626.172; Application for insurance agency license.
  (1) The department may issue a license as an insurance agency to any person only after such person files a written application with the department ...
• Florida Insurance Code Section 626.175; Temporary licensing.
  (1) The department may issue a nonrenewable temporary license for a period not to exceed 6 months authorizing appointment of a general lines insurance agent ...
• Florida Insurance Code Section 626.181; Number of applications for licensure required.
  After a license as agent, customer representative, or adjuster has been issued to an individual, the same individual shall not be required to take another ...
• Florida Insurance Code Section 626.191; Repeated applications.
  The failure of an applicant to secure a license upon an application shall not preclude the applicant from applying again as many times as desired, ...
• Florida Insurance Code Section 626.201; Investigation.
  (1) The department or office may propound any reasonable interrogatories in addition to those contained in the application, to any applicant for license or appointment, ...
• Florida Insurance Code Section 626.202; Fingerprinting requirements.
  If there is a change in ownership or control of any entity licensed under this chapter, or if a new partner, officer, or director is ...
• Florida Insurance Code Section 626.207; Department rulemaking authority; waiting periods for applicants; penalties against licensees.
  (1) The department shall adopt rules establishing specific waiting periods for applicants to become eligible for licensure following denial, suspension, or revocation pursuant to s. ...
• Florida Insurance Code Section 626.211; Approval, disapproval of application.
  (1) If upon the basis of a completed application for license and such further inquiry or investigation as the department may make concerning an applicant ...
• Florida Insurance Code Section 626.221; Examination requirement; exemptions.
  (1) The department shall not issue any license as agent, customer representative, or adjuster to any individual who has not qualified for, taken, and passed ...
• Florida Insurance Code Section 626.231; Eligibility; application for examination.
  (1) No person shall be permitted to take an examination for license until his or her application for examination or application for the license has ...
• Florida Insurance Code Section 626.241; Scope of examination.
  (1) Each examination for a license as agent, customer representative, or adjuster shall be of such scope as is deemed by the department to be ...
• Florida Insurance Code Section 626.2415; Annual report of results of life insurance examinations.
  (1) No later than May 1 of each year, the department or a person designated by the department shall prepare, publicly announce, and publish a ...
• Florida Insurance Code Section 626.251; Time and place of examination; notice.
  (1) The department or a person designated by the department shall mail written notice of the time and place of the examination to each applicant ...
• Florida Insurance Code Section 626.261; Conduct of examination.
  (1) The applicant for license or the applicant for examination shall appear in person and personally take the examination for license at the time and ...
• Florida Insurance Code Section 626.266; Printing of examinations or related materials to preserve examination security.
  A contract let for the development, administration, or grading of examinations or related materials by the department pursuant to the various agent, customer representative, or ...
• Florida Insurance Code Section 626.271; Examination fee; determination, refund.
  (1) Prior to being permitted to take an examination, each applicant who is subject to examination shall pay to the department or a person designated ...
• Florida Insurance Code Section 626.281; Reexamination.
  (1) Any applicant for license or applicant for examination who has either: (a) Taken an examination and failed to make a passing grade, or (b) ...
• Florida Insurance Code Section 626.2815; Continuing education required; application; exceptions; requirements; penalties.
  (1) The purpose of this section is to establish requirements and standards for continuing education courses for persons licensed to solicit or sell insurance in ...
• Florida Insurance Code Section 626.2816; Regulation of continuing education for licensees, course providers, instructors, school officials, and monitor groups.
  (1) Continuing education course providers, instructors, school officials, and monitor groups must be approved by the department before offering continuing education courses pursuant to s. ...
• Florida Insurance Code Section 626.2817; Regulation of course providers, instructors, school officials, and monitor groups involved in prelicensure education for insurance agents and other licensees.
  (1) Any course provider, instructor, school official, or monitor group must be approved by and registered with the department before offering prelicensure education courses for ...
• Florida Insurance Code Section 626.291; Examination results; denial, issuance of license.
  (1) Within 30 days after the applicant has completed any examination required under s. 626.221, the department or its designee shall provide a score ...
• Florida Insurance Code Section 626.292; Transfer of license from another state.
  (1) Any individual licensed in good standing in another state may apply to the department to have the license transferred to this state to obtain ...
• Florida Insurance Code Section 626.301; Form and contents of licenses, in general.
  Each license issued by the department shall be in such form as the department may designate and contain the licensee's name, lines of authority ...
• Florida Insurance Code Section 626.311; Scope of license.
  (1) Except as to personal lines agents and limited licenses, a general lines agent or customer representative shall qualify for all property, marine, casualty, and ...
• Florida Insurance Code Section 626.321; Limited licenses.
  (1) The department shall issue to a qualified individual, or a qualified individual or entity under paragraphs (c), (d), (e), and (i), a license as ...
• Florida Insurance Code Section 626.322; License, appointment; certain military installations.
  A natural person, not a resident of this state, may be licensed and appointed to represent an authorized life insurer domiciled in this state or ...
• Florida Insurance Code Section 626.331; Number of appointments permitted or required.
  (1) Except as otherwise expressly provided in this code, the same individual may at any one time hold any and all categories of appointments as ...
• Florida Insurance Code Section 626.341; Additional appointments; general lines, life, and health agents.
  (1) At any time while a licensee's license is in force, an insurer may apply to the department or person designated by the department ...
• Florida Insurance Code Section 626.342; Furnishing supplies to unlicensed life, health, or general lines agent prohibited; civil liability.
  (1) An insurer, a managing general agent, an insurance agency, or an agent, directly or through any representative, may not furnish to any agent any ...
• Florida Insurance Code Section 626.371; Payment of fees, taxes for appointment period without appointment.
  (1) All initial appointments shall be submitted to the department on a monthly basis no later than 45 days after the date of appointment and ...
• Florida Insurance Code Section 626.381; Renewal, continuation, reinstatement, or termination of appointment.
  (1) The appointment of an appointee shall continue in force until suspended, revoked, or otherwise terminated, but subject to a renewal request filed by the ...
• Florida Insurance Code Section 626.382; Continuation, expiration of license; insurance agencies.
  The license of any insurance agency shall be issued for a period of 3 years and shall continue in force until canceled, suspended, revoked, or ...
• Florida Insurance Code Section 626.431; Effect of expiration of license and appointment.
  (1) Upon the expiration of any person's appointment, as provided in s. 626.381, the person shall be without any authority conferred by the ...
• Florida Insurance Code Section 626.441; License or appointment; transferability.
  A license or appointment issued under this part is valid only as to the person named and is not transferable to another person. No licensee ...
• Florida Insurance Code Section 626.451; Appointment of agent or other representative.
  (1) Each appointing entity or person designated by the department to administer the appointment process appointing an agent, adjuster, service representative, customer representative, or managing ...
• Florida Insurance Code Section 626.461; Continuation of appointment of agent or other representative.
  Subject to renewal or continuation by the appointing entity, the appointment of the agent, adjuster, service representative, customer representative, or managing general agent shall continue ...
• Florida Insurance Code Section 626.471; Termination of appointment.
  (1) Subject to an appointee's contract rights, an appointing entity may terminate its appointment of any appointee at any time. Except when termination is ...
• Florida Insurance Code Section 626.511; Reasons for termination; confidential information.
  (1) Any insurer terminating the appointment of an agent; any general lines agent terminating the appointment of a customer representative or a crop hail or ...
• Florida Insurance Code Section 626.521; Character, credit reports.
  (1) As to each applicant who for the first time in this state is applying and qualifying for a license as agent, adjuster, service representative, ...
• Florida Insurance Code Section 626.536; Reporting of actions.
  Each agent and insurance agency shall submit to the department, within 30 days after the final disposition of any administrative action taken against the agent ...
• Florida Insurance Code Section 626.541; Firm, corporate, and business names; officers; associates; notice of changes.
  (1) Any licensed agent or adjuster doing business under a firm or corporate name or under any business name other than his or her own ...
• Florida Insurance Code Section 626.551; Notice of change of address, name.
  Every licensee shall notify the department in writing within 60 days after a change of name, residence address, principal business street address, or mailing address. ...
• Florida Insurance Code Section 626.561; Reporting and accounting for funds.
  (1) All premiums, return premiums, or other funds belonging to insurers or others received by an agent, insurance agency, customer representative, or adjuster in transactions ...
• Florida Insurance Code Section 626.571; Delinquent agencies; notice of trusteeship.
  If any agent or agency becomes delinquent for 90 days in payment of accounts owing to the insurer or insurers represented by the agent or ...
• Florida Insurance Code Section 626.5715; Parity of regulation of insurance agents and agencies.
  The Insurance Code requirements apply equally to all insurance transactions as between an insurance agency owned by or an agent associated with a federally chartered ...
• Florida Insurance Code Section 626.572; Rebating; when allowed.
  (1) No insurance agency agent shall rebate any portion of a commission except as follows: (a) The rebate shall be available to all insureds in ...
• Florida Insurance Code Section 626.581; Commissions contingent upon adjustment savings; prohibition.
  (1) It is unlawful for any insurer to enter into any agreement or understanding with its general or state agent or for any insurer, either ...
• Florida Insurance Code Section 626.591; Penalty for violation of s. 626.581.
  (1) If any agent is found by the department to be in violation of s. 626.581, the department may, in its discretion, suspend or ...
• Florida Insurance Code Section 626.593; Insurance agent; written contract for compensation.
  (1) No person licensed as an insurance agent may receive any fee or commission or any other thing of value in addition to the rates ...
• Florida Insurance Code Section 626.601; Improper conduct; inquiry; fingerprinting.
  (1) The department or office may, upon its own motion or upon a written complaint signed by any interested person and filed with the department ...
• Florida Insurance Code Section 626.602; Insurance agency names; disapproval.
  The department may disapprove the use of any true or fictitious name, other than the bona fide natural name of an individual, by any insurance ...
• Florida Insurance Code Section 626.611; Grounds for compulsory refusal, suspension, or revocation of agent's, title agency's, adjuster's, customer representative's, service representative's, or managing general agent's license or appointment.
  The department shall deny an application for, suspend, revoke, or refuse to renew or continue the license or appointment of any applicant, agent, title agency, ...
• Florida Insurance Code Section 626.6115; Grounds for compulsory refusal, suspension, or revocation of insurance agency license.
  The department shall deny, suspend, revoke, or refuse to continue the license of any insurance agency if it finds, as to any insurance agency or ...
• Florida Insurance Code Section 626.621; Grounds for discretionary refusal, suspension, or revocation of agent's, adjuster's, customer representative's, service representative's, or managing general agent's license or appointment.
  The department may, in its discretion, deny an application for, suspend, revoke, or refuse to renew or continue the license or appointment of any applicant, ...
• Florida Insurance Code Section 626.6215; Grounds for discretionary refusal, suspension, or revocation of insurance agency license.
  The department may, in its discretion, deny, suspend, revoke, or refuse to continue the license of any insurance agency if it finds, as to any ...
• Florida Insurance Code Section 626.631; Procedure for refusal, suspension, or revocation of license.
  (1) If any licensee is convicted by a court of a violation of this code or a felony, the licenses and appointments of such person ...
• Florida Insurance Code Section 626.641; Duration of suspension or revocation.
  (1) The department shall, in its order suspending a license or appointment or in its order suspending the eligibility of a person to hold or ...
• Florida Insurance Code Section 626.651; Effect of suspension, revocation upon associated licenses and appointments and licensees and appointees.
  (1) Upon suspension, revocation, or refusal to renew or continue any one license of an agent or customer representative, or upon suspension or revocation of ...
• Florida Insurance Code Section 626.6515; Effect of suspension or revocation upon associated agencies.
  Upon suspension or revocation of the license of an insurance agency, the department may at the same time revoke, suspend, or refuse to continue the ...
• Florida Insurance Code Section 626.661; Surrender of license.
  (1) Though issued to a licensee, all licenses issued under this chapter are at all times the property of the State of Florida; and, upon ...
• Florida Insurance Code Section 626.681; Administrative fine in lieu of or in addition to suspension, revocation, or refusal of license, appointment, or disapproval.
  (1) Except as to insurance agencies, if the department finds that one or more grounds exist for the suspension, revocation, or refusal to issue, renew, ...
• Florida Insurance Code Section 626.691; Probation.
  (1) If the department finds that one or more grounds exist for the suspension, revocation, or refusal to renew or continue any license or appointment ...
• Florida Insurance Code Section 626.692; Restitution.
  If any ground exists for the suspension, revocation, or refusal of a license or appointment, the department may, in addition to any other penalty authorized ...
• Florida Insurance Code Section 626.711; Retaliatory provision, agents.
  When under the laws of any other state any fine, tax, penalty, license fee, deposit of money, or security, or other obligation or prohibition is ...
• Florida Insurance Code Section 626.726; Short title.
  This part may be referred to in any legal proceedings as the "General Lines Agents ...
• Florida Insurance Code Section 626.727; Scope of this part.
  This part applies only to general lines agents, customer representatives, service representatives, and managing general agents, all as defined in s. 626.015. Provisions of ...
• Florida Insurance Code Section 626.728; This part supplements licensing law.
  This part is supplementary to part I of this chapter of the code, the "Licensing Procedures ...
• Florida Insurance Code Section 626.729; "Industrial fire insurance" defined.
  For the purposes of this code, "industrial fire insurance" is insurance against loss by fire of either buildings and other structures or contents, which may ...
• Florida Insurance Code Section 626.730; Purpose of license.
  (1) The purpose of a license issued under this code to a general lines agent or customer representative is to authorize and enable the licensee ...
• Florida Insurance Code Section 626.731; Qualifications for general lines agent's license.
  (1) The department shall not grant or issue a license as general lines agent to any individual found by it to be untrustworthy or incompetent ...
• Florida Insurance Code Section 626.7315; Prohibition against the unlicensed transaction of general lines insurance.
  With respect to any line of authority as defined in s. 626.015(5), no individual shall, unless licensed as a general lines agent: (1) ...
• Florida Insurance Code Section 626.732; Requirement as to knowledge, experience, or instruction.
  (1) Except as provided in subsection (3), no applicant for a license as a general lines agent or personal lines agent, except for a chartered ...
• Florida Insurance Code Section 626.733; Agency firms and corporations; special requirements.
  If a sole proprietorship, partnership, corporation, or association holds an agency contract, all members thereof who solicit, negotiate, or effect insurance contracts, and all officers ...
• Florida Insurance Code Section 626.734; Corporations, liability of agent.
  Any general lines insurance agent who is an officer, director, or stockholder of an incorporated general lines insurance agency shall remain personally and fully liable ...
• Florida Insurance Code Section 626.7351; Qualifications for customer representative's license.
  The department shall not grant or issue a license as customer representative to any individual found by it to be untrustworthy or incompetent, or who ...
• Florida Insurance Code Section 626.7352; Customer representative's office.
  A customer representative shall be housed wholly and completely within the actual confines of the office of the agent or agency whom he or she ...
• Florida Insurance Code Section 626.7353; Appointment of customer representatives.
  (1) Any person duly licensed and appointed as a general lines agent, except a person holding a limited license provided for in s. 626.321, ...
• Florida Insurance Code Section 626.7354; Customer representative's powers; agent's or agency's responsibility.
  (1) A customer representative's license shall not cover life insurance or any kind of insurance for which the agent or agency by which he ...
• Florida Insurance Code Section 626.7355; Temporary license as customer representative pending examination.
  (1) The department shall issue a temporary customer representative's license with respect to a person who has applied for such license upon finding that ...
• Florida Insurance Code Section 626.741; Nonresident agents; licensing and restrictions.
  (1) The department may, upon written application and the payment of the fees as specified in s. 624.501, issue a license as: (a) A ...
• Florida Insurance Code Section 626.742; Nonresident agents; service of process.
  (1) Each licensed nonresident agent shall appoint the Chief Financial Officer as his or her attorney to receive service of legal process issued against the ...
• Florida Insurance Code Section 626.743; Nonresident agents; retaliatory provision.
  When under the laws of any other state any fine, tax, penalty, license fee, deposit of money or security or other obligation, limitation, or prohibition ...
• Florida Insurance Code Section 626.744; Service representatives, managing general agents; application for license.
  The application for a license as service representative or the application for a license as managing general agent shall show the applicant's name, residence ...
• Florida Insurance Code Section 626.745; Service representatives, managing general agents; managers; activities.
  Individuals employed by insurers or their managers, general agents, or representatives as service representatives, and as managing general agents employed for the purpose of or ...
• Florida Insurance Code Section 626.7451; Managing general agents; required contract provisions.
  No person acting in the capacity of a managing general agent shall place business with an insurer unless there is in force a written contract ...
• Florida Insurance Code Section 626.7452; Managing general agents; examination authority.
  The acts of the managing general agent are considered to be the acts of the insurer on whose behalf it is acting. A managing general ...
• Florida Insurance Code Section 626.7453; Managing general agents; errors and omissions insurance.
  As a part of the appointment process, the insurer appointing the managing general agent shall certify that, upon investigation and to the best of the ...
• Florida Insurance Code Section 626.7454; Managing general agents; duties of insurers.
  (1) The insurer shall have on file for each managing general agent with which it has done business an independent financial examination in a form ...
• Florida Insurance Code Section 626.7455; Managing general agent; responsibility of insurer.
  (1) No insurer shall enter into an agreement with any person to manage the business written in this state by the general lines agents appointed ...
• Florida Insurance Code Section 626.747; Branch agencies.
  (1) Each branch place of business established by an agent or agency, firm, corporation, or association shall be in the active full-time charge of ...
• Florida Insurance Code Section 626.748; Agent's records.
  Every agent transacting any insurance policy must maintain in his or her office, or have readily accessible by electronic or photographic means, such records of ...
• Florida Insurance Code Section 626.749; Place of business in residence.
  No requirement of this part that an agent maintain within this state a place of business which is accessible to the public shall be deemed ...
• Florida Insurance Code Section 626.7491; Business transacted with producer controlled property and casualty insurer.
  (1) SHORT TITLE.--This section may be cited as the "Business Transacted with Producer Controlled Property or Casualty Insurer Act." (2) DEFINITIONS.--As used in ...
• Florida Insurance Code Section 626.7492; Reinsurance intermediaries.
  (1) SHORT TITLE.--This section may be cited as the "Reinsurance Intermediary Act." (2) DEFINITIONS.--As used in this section: (a) "Actuary" means a person ...
• Florida Insurance Code Section 626.752; Exchange of business.
  (1) As used in this section: (a) "Brokering agent" means an originating general lines agent placing business with a company with which he or she ...
• Florida Insurance Code Section 626.753; Sharing commissions; penalty.
  (1)(a) An agent may divide or share in commissions only with other agents appointed and licensed to write the same kind or kinds of ...
• Florida Insurance Code Section 626.754; Rights of agent following termination of appointment.
  (1) Following the termination of his or her agency appointment as to an insurer, the agent may for the period herein provided continue to service, ...
• Florida Insurance Code Section 626.776; Short title.
  This part may be referred to in any legal proceedings as the "Life Agents ...
• Florida Insurance Code Section 626.777; Scope of this part.
  This part applies only to agents of life insurers, agents who are appointed by the same insurer as to both life insurance and health insurance, ...
• Florida Insurance Code Section 626.778; This part supplements licensing law.
  This part is supplementary to part I, the "Licensing Procedures ...
• Florida Insurance Code Section 626.779; "Life agent" defined.
  For the purposes of this part, a "life agent" is as defined in s. 626....
• Florida Insurance Code Section 626.780; "Life insurer" defined.
  For the purposes of this part, a "life insurer" means an insurer writing life insurance, fixed-dollar annuity contracts, variable contracts, or any of such ...
• Florida Insurance Code Section 626.781; "Ordinary class insurer" and "ordinary-variable contract class insurer" defined.
  (1) An "ordinary class insurer" is an insurer writing life insurance on the legal reserve plan, for amounts of $1,000 or more, with premiums ...
• Florida Insurance Code Section 626.782; "Industrial class insurer" defined.
  An "industrial class insurer" is an insurer writing industrial life insurance, as defined in s. 627.502, and as to such insurance operates under a ...
• Florida Insurance Code Section 626.783; "Ordinary-combination class insurer" defined.
  An "ordinary-combination class insurer" is an insurer writing both ordinary class insurance and industrial class ...
• Florida Insurance Code Section 626.784; Purpose of license.
  (1) The purpose of a license issued under this code to a life agent is to authorize and enable the licensee actively and in good ...
• Florida Insurance Code Section 626.7845; Prohibition against unlicensed transaction of life insurance.
  (1) An individual may not solicit or sell variable life insurance, variable annuity contracts, or any other indeterminate value or variable contract as defined in ...
• Florida Insurance Code Section 626.785; Qualifications for license.
  (1) The department shall not grant or issue a license as life agent to any individual found by it to be untrustworthy or incompetent, or ...
• Florida Insurance Code Section 626.7851; Requirement as to knowledge, experience, or instruction.
  No applicant for a license as a life agent, except for a chartered life underwriter (CLU), shall be qualified or licensed unless within the 4 ...
• Florida Insurance Code Section 626.788; United States Department of Veterans Affairs employees disqualified.
  No person employed by the United States Department of Veterans Affairs or state service office shall be licensed as a life agent. The license of ...
• Florida Insurance Code Section 626.789; Military service; special provisions.
  Any person who obtains a license and appointment as a life agent who is in the Armed Forces of the United States shall maintain records, ...
• Florida Insurance Code Section 626.792; Nonresident agents; licensing and restrictions.
  (1) The department, upon written application and payment of the fees specified in s. 624.501, may issue a license as a nonresident life agent ...
• Florida Insurance Code Section 626.793; Excess or rejected business.
  (1) A licensed life agent may place excess or rejected risks within the class of business for which he or she is licensed and appointed, ...
• Florida Insurance Code Section 626.794; Unlawful payment or sharing of commissions.
  (1) No life insurer or licensed life agent shall pay directly or indirectly any commission or other valuable consideration to any person for services as ...
• Florida Insurance Code Section 626.795; Corporations, liability of agent.
  Any life insurance agent who is an officer, director, or stockholder of an incorporated life insurance agency shall remain personally and fully liable and accountable ...
• Florida Insurance Code Section 626.796; Representing another insurer in same industrial debit territory.
  (1) No insurer shall employ or appoint to sell weekly premium or industrial insurance in a given debit territory any agent who has within the ...
• Florida Insurance Code Section 626.797; Code of ethics.
  (1) The department shall, after consultation with the Florida Association of Insurance and Financial Advisors, adopt a code of ethics, or continue any such code ...
• Florida Insurance Code Section 626.798; Life agent as beneficiary; prohibition.
  No life agent shall, with respect to the placement of life insurance coverage with a life insurer covering the life of a person who is ...
• Florida Insurance Code Section 626.826; Short title.
  This part may be referred to in any legal proceedings as the "Health Agent ...
• Florida Insurance Code Section 626.827; Scope of this part.
  (1) This part applies only to agents of health insurers, which agents are not appointed as to the same insurer as to either life insurance ...
• Florida Insurance Code Section 626.828; This part supplements licensing law.
  This part is supplementary to part I, the "Licensing Procedures ...
• Florida Insurance Code Section 626.829; "Health agent" defined.
  (1) A "health agent" is any person appointed as agent by an insurer to solicit applications for or to negotiate and effectuate contracts of health ...
• Florida Insurance Code Section 626.830; Purpose of license.
  (1) The purpose of a license issued under this code to a health agent is to authorize and enable the licensee actively and in good ...
• Florida Insurance Code Section 626.8305; Prohibition against the unlicensed transaction of health insurance.
  Except as provided in s. 626.112(6), with respect to any line of authority specified in s. 626.015(6), no individual shall, unless ...
• Florida Insurance Code Section 626.831; Qualifications for license.
  (1) The department shall not grant or issue a license as health agent as to any individual found by it to be untrustworthy or incompetent, ...
• Florida Insurance Code Section 626.8311; Requirement as to knowledge, experience, or instruction.
  No applicant for a license as a health agent, except for a chartered life underwriter (CLU), shall be qualified or licensed unless within the 4 ...
• Florida Insurance Code Section 626.833; United States Department of Veterans Affairs employees disqualified.
  No person employed by the United States Department of Veterans Affairs or the Department of Veterans' Affairs shall be licensed as a health agent. The ...
• Florida Insurance Code Section 626.834; Military service; special provisions.
  Any person who obtains a license and appointment as a health agent who is in the Armed Forces of the United States shall maintain records, ...
• Florida Insurance Code Section 626.835; Nonresident agents; licensing and restrictions.
  (1) The department, upon written application and payment of the fees specified in s. 624.501, may issue a license as a nonresident health agent ...
• Florida Insurance Code Section 626.836; Nonresident agents; service of process.
  The provisions of s. 626.742 also apply as to nonresident health insurance agents licensed by the ...
• Florida Insurance Code Section 626.837; Excess or rejected business.
  (1) A licensed health agent may place excess or rejected risks within the class of business for which he or she is licensed and appointed, ...
• Florida Insurance Code Section 626.8373; Overinsurance of health insurance coverage.
  (1) With respect to the solicitation and sale of health insurance, continuing care contracts pursuant to chapter 651, health maintenance contracts pursuant to part II ...
• Florida Insurance Code Section 626.838; Unlawful payment or sharing of commissions.
  (1) No health insurer or licensed health agent shall pay directly or indirectly any commission or other valuable consideration to any person for services as ...
• Florida Insurance Code Section 626.839; Corporations, liability of agent.
  Any health insurance agent who is an officer, director, or stockholder of an incorporated health insurance agency shall remain personally and fully liable and accountable ...
• Florida Insurance Code Section 626.841; Definitions.
  The term: (1) "Title insurance agent" means a person appointed in writing by a title insurer to issue and countersign commitments or po