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Georgia Code - Insurance - Title 33

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Georgia Code - Insurance - Title 33, Section 33-1-1

This title shall be known and may be cited as the 'Georgia Insurance Code.' ...

Georgia Code - Insurance - Title 33, Section 33-1-2

As used in this title, the term: (1) 'Commissioner of Insurance' or 'Commissioner' means the Commissioner of Insurance of the State of Georgia. ...

Georgia Code - Insurance - Title 33, Section 33-1-3

This title shall not apply to: (1) Hospital service nonprofit corporations except for Chapter 19 of this title and any other provisions of this title ...

Georgia Code - Insurance - Title 33, Section 33-1-4

Every form of insurance document and every rate or other filing lawfully in use immediately prior to January 1, 1961, may continue to be so used or be ...

Georgia Code - Insurance - Title 33, Section 33-1-5

Provisions of this title relating to a particular kind of insurance or to a particular type of insurer or to a particular matter prevail over provisions relating to ...

Georgia Code - Insurance - Title 33, Section 33-1-6

No person shall act as an insurer as defined in Code Section 33-1-2 in this state without complying with the applicable provisions of this title. ...

Georgia Code - Insurance - Title 33, Section 33-1-7

Any insurer, or any officer or agent thereof, issuing or delivering to any person in this state any policy in violation of any provision of this title shall ...

Georgia Code - Insurance - Title 33, Section 33-1-8

Any director, officer, agent, or employee of any insurance company who willfully and knowingly subscribes, makes, or concurs in making any annual or other statement required by law ...

Georgia Code - Insurance - Title 33, Section 33-1-9

(a) Any natural person who knowingly or willfully: (1) Makes or aids in the making of any false or fraudulent statement or representation of any ...

Georgia Code - Insurance - Title 33, Section 33-1-10

It shall be unlawful for any insurer to designate in any policy, contract, certificate, or otherwise the person, firm, or corporation to conduct the funeral of the insured; ...

Georgia Code - Insurance - Title 33, Section 33-1-11

It shall be unlawful for any insurer writing any type of life insurance, by whatever term described, upon the lives of citizens of this state to enter into ...

Georgia Code - Insurance - Title 33, Section 33-1-12

It shall be unlawful for any insurer writing any type of life insurance upon the lives of citizens of this state to enter into any contract with any ...

Georgia Code - Insurance - Title 33, Section 33-1-13

No person, firm, or corporation engaged in the life insurance business or the industrial life insurance business shall contract for or receive any compensation or gratuity, directly or ...

Georgia Code - Insurance - Title 33, Section 33-1-14

(a) Notwithstanding any other provision of law and except as provided in this Code section, any person, other than an authorized insurer, the state and its instrumentalities, or ...

Georgia Code - Insurance - Title 33, Section 33-1-15

(a) In any case where an insured has executed an affidavit affirming that such insured´s motor vehicle has been stolen, the insurer shall be required to accept by-hand ...

Georgia Code - Insurance - Title 33, Section 33-1-16

(a) For the purposes of this Code section, a person commits a 'fraudulent insurance act' if he: (1) Knowingly and with intent to defraud presents, ...

Georgia Code - Insurance - Title 33, Section 33-1-17

(a) The General Assembly finds that the proper and expeditious investigation and prosecution of fraudulent insurance acts are beneficial to the public interest. The General Assembly further finds ...

Georgia Code - Insurance - Title 33, Section 33-1-18

(a) As used in this Code section, the term: (1) 'Federal housing tax credit' means the federal tax credit as provided in Section 42 of ...

Georgia Code - Insurance - Title 33, Section 33-2-1

There is created the Insurance Department of the State of Georgia. The chief officer of such department shall be the Commissioner of Insurance. The purpose and function of ...

Georgia Code - Insurance - Title 33, Section 33-2-2

The Commissioner shall have an official seal of such design as he shall select with the approval of the Governor. Every certificate and other document or paper executed ...

Georgia Code - Insurance - Title 33, Section 33-2-3

The Commissioner shall set up within the department such divisions or sections as he may deem necessary for the appropriate performance of the duties of the department and ...

Georgia Code - Insurance - Title 33, Section 33-2-4

(a) The Commissioner shall appoint a chief deputy insurance commissioner and such other deputies as may be necessary to assist him in the performance and discharge of his ...

Georgia Code - Insurance - Title 33, Section 33-2-5

(a) The Commissioner may appoint and prescribe the duties of such assistants, examiners, actuaries, clerks, and employees as may be necessary to discharge the duties placed upon the ...

Georgia Code - Insurance - Title 33, Section 33-2-6

(a) Any authority, power, or duty vested in the Commissioner by any provision of this title may be exercised, discharged, or performed by any deputy, assistant, examiner, or ...

Georgia Code - Insurance - Title 33, Section 33-2-7

(a) The Commissioner shall enter in permanent form records of the official transactions, filings, examinations, investigations, and proceedings of his office and shall keep all records, books, and ...

Georgia Code - Insurance - Title 33, Section 33-2-8

As early in the calendar year as reasonably possible, the Commissioner annually shall compile a report showing, with respect to the preceding calendar year: (1) Names ...

Georgia Code - Insurance - Title 33, Section 33-2-8.1

(a) The General Assembly and the public have been confronted with a need for relevant and verifiable information on the property and casualty insurance industry. The purpose of ...

Georgia Code - Insurance - Title 33, Section 33-2-8.2

During the first week of each quarter, the Commissioner shall transmit to the chairperson of the House Committee on Insurance and the chairperson of the Senate Committee on ...

Georgia Code - Insurance - Title 33, Section 33-2-9

(a) The Commissioner shall have full power and authority to make rules and regulations for the following purposes: (1) To organize the department and to ...

Georgia Code - Insurance - Title 33, Section 33-2-10

(a) Orders and notices of the Commissioner shall be effective only when they are in writing and signed by him or by his authority. (b) ...

Georgia Code - Insurance - Title 33, Section 33-2-11

(a) Whenever the Commissioner shall deem it expedient, he shall examine, either in person or by some examiner duly authorized by him, the affairs, transactions, accounts, records, documents, ...

Georgia Code - Insurance - Title 33, Section 33-2-12

For the purpose of ascertaining their compliance with this title, when he deems it necessary in the public interest, the Commissioner may examine the affairs, accounts, records, documents, ...

Georgia Code - Insurance - Title 33, Section 33-2-13

(a) Every person being examined, its officers, employees, and representatives shall produce and make freely accessible to the Commissioner the accounts, records, documents, and files in his possession ...

Georgia Code - Insurance - Title 33, Section 33-2-14

(a) The Commissioner may make a full written report of each examination made by him containing only facts ascertained from the accounts, records, and documents examined and from ...

Georgia Code - Insurance - Title 33, Section 33-2-15

At the direction of the Commissioner, the insurer or other person so examined shall pay all the actual travel and living expenses of the examination. When the examination ...

Georgia Code - Insurance - Title 33, Section 33-2-16

(a) With respect to the subject of any examination, investigation, or hearing conducted by him or his duly authorized representative, the Commissioner may take depositions, subpoena witnesses, administer ...

Georgia Code - Insurance - Title 33, Section 33-2-17

(a) The Commissioner may hold hearings for any purpose within the scope of this title as he may deem necessary. (b) He shall hold a ...

Georgia Code - Insurance - Title 33, Section 33-2-18

The hearing shall be held at the place designated by the Commissioner and shall be open to the public. ...

Georgia Code - Insurance - Title 33, Section 33-2-19

Not less than ten days in advance the Commissioner shall give notice of the time and place of the hearing stating the matters to be considered at the ...

Georgia Code - Insurance - Title 33, Section 33-2-20

If any person is entitled to a hearing by any provision of this title before any proposed action is taken, the notice of the proposed action may be ...

Georgia Code - Insurance - Title 33, Section 33-2-21

(a) The hearing shall be presided over by the Commissioner or his designated representative. (b) The Commissioner shall allow any party to the hearing to ...

Georgia Code - Insurance - Title 33, Section 33-2-22

(a) The Commissioner may adjourn any hearing from time to time and from place to place without other notice of the adjourned hearing than announcement thereof at the ...

Georgia Code - Insurance - Title 33, Section 33-2-23

(a) Within 30 days after termination of the hearing or of any rehearing or reargument, the Commissioner shall make his order thereon covering matters involved in the hearing ...

Georgia Code - Insurance - Title 33, Section 33-2-24

(a) Whenever it may appear to the Commissioner, either upon investigation or otherwise, that any person has engaged in, is engaging in, or is about to engage in ...

Georgia Code - Insurance - Title 33, Section 33-2-25

Nothing contained in this chapter is intended to limit or repeal any power or authority elsewhere granted the Commissioner or the superior courts in the enforcement of this ...

Georgia Code - Insurance - Title 33, Section 33-2-26

An appeal from the Commissioner shall be taken only from an order on hearing or with respect to a matter as to which the Commissioner has refused or ...

Georgia Code - Insurance - Title 33, Section 33-2-27

(a) The form of proceeding for judicial review shall be by a petition in the Superior Court of Fulton County, a copy of which shall be served upon ...

Georgia Code - Insurance - Title 33, Section 33-2-28

(a) Unless review of the action complained of is required by law to be de novo: (1) In cases in which proceedings have been held before ...

Georgia Code - Insurance - Title 33, Section 33-2-29

The Commissioner shall promptly pay all taxes, fees, dues, charges, and penalties and interest which he is authorized to collect under this title to the Office of Treasury ...

Georgia Code - Insurance - Title 33, Section 33-2-30

(a) Except in the case of fraud or failure to file a return required by this title, every notice of a deficiency assessment or the issuance of an ...

Georgia Code - Insurance - Title 33, Section 33-2-31

The Commissioner for good cause shown may extend for no more than 30 days the time for filing a tax return or paying any amount required to be ...

Georgia Code - Insurance - Title 33, Section 33-2-32

(a) Each corporation or individual, of whatever name or class, which now has or which may hereafter have bonds or securities on deposit as the law provides, is ...

Georgia Code - Insurance - Title 33, Section 33-3-1

As used in this chapter, the term: (1) 'Administrative supervision' means the continued operation of the company under supervision of the Commissioner in accordance with ...

Georgia Code - Insurance - Title 33, Section 33-3-2

(a) No person shall act as an insurer and no insurer shall transact insurance in Georgia except as authorized by a subsisting certificate of authority granted to it ...

Georgia Code - Insurance - Title 33, Section 33-3-3

(a) To qualify for and hold authority to transact insurance in Georgia an insurer must be otherwise in compliance with the provisions of this title and with its ...

Georgia Code - Insurance - Title 33, Section 33-3-4

An insurer which otherwise qualifies to transact insurance in Georgia may be authorized to transact any one kind or combination of kinds of insurance as defined in Chapter ...

Georgia Code - Insurance - Title 33, Section 33-3-5

For the purpose of this chapter, the kinds of insurance defined in Chapter 7 of this title shall be arranged in the following six classes: ...

Georgia Code - Insurance - Title 33, Section 33-3-6

(a) On or after July 1, 2000, to qualify for an original certificate of authority to transact one or more classes of insurance, an insurer shall possess and ...

Georgia Code - Insurance - Title 33, Section 33-3-7

In addition to the minimum paid-in capital or minimum surplus of insurers required by this title, an insurer shall possess when first authorized in this state and thereafter ...

Georgia Code - Insurance - Title 33, Section 33-3-8

(a) The Commissioner shall not issue a certificate of authority to transact insurance to any insurer unless the insurer has deposited in trust with this state securities eligible ...

Georgia Code - Insurance - Title 33, Section 33-3-9

(a) In addition to the deposit required by Code Section 33-3-8, each foreign and alien insurer shall deposit with the Commissioner securities eligible for the investment of capital ...

Georgia Code - Insurance - Title 33, Section 33-3-10

(a) In addition to the deposits required by Code Sections 33-3-8 and 33-3-9, the Commissioner may require any domestic, foreign, or alien insurer to make such additional special ...

Georgia Code - Insurance - Title 33, Section 33-3-11

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-3-12

(a) No insurer shall be authorized to transact insurance in Georgia which has or uses a name so similar to that of any insurer already so authorized as ...

Georgia Code - Insurance - Title 33, Section 33-3-13

To apply for an original certificate of authority an insurer shall file with the Commissioner its application therefor showing its name, location of its home office or its ...

Georgia Code - Insurance - Title 33, Section 33-3-14

Every original application shall be accompanied by the fee required by Code Section 33-8-1, which shall be returned to the applicant if the application is finally denied. ...

Georgia Code - Insurance - Title 33, Section 33-3-15

(a) Upon filing of an application for an original certificate of authority, the Commissioner shall have 90 days in which to approve the application by issuing an appropriate ...

Georgia Code - Insurance - Title 33, Section 33-3-16

(a) All certificates of authority shall expire at 12:00 Midnight on June 30 of the year following date of issuance or renewal. An insurer desiring renewal shall file ...

Georgia Code - Insurance - Title 33, Section 33-3-17

In addition to any other grounds set forth in this title, the Commissioner may refuse to issue a certificate of authority or after a hearing refuse to renew ...

Georgia Code - Insurance - Title 33, Section 33-3-18

The Commissioner may, without advance notice or a hearing thereon, place an insurer under administrative supervision or suspend immediately the certificate of authority of any insurer: ...

Georgia Code - Insurance - Title 33, Section 33-3-19

The Commissioner shall refuse to issue or to renew or shall revoke or suspend an insurer´s certificate of authority: (1) If such action is required ...

Georgia Code - Insurance - Title 33, Section 33-3-20

(a) The Commissioner may, after a hearing, impose upon an insurer an administrative fine if he finds that such insurer through the acts of its officers, employees, agents, ...

Georgia Code - Insurance - Title 33, Section 33-3-21

On or before March 1 in each year after it shall have commenced to do business pursuant to a certificate of authority, every insurer shall make and file ...

Georgia Code - Insurance - Title 33, Section 33-3-21.1

(a) As part of the annual report of the affairs and operations of an insurer under Code Section 33-3-21, each insurer licensed to write property and casualty insurance ...

Georgia Code - Insurance - Title 33, Section 33-3-21.2

(a) As used in this Code section, the term 'qualified independent loss reserve specialist' means a person who is not an employee, principal, director, or indirect owner of ...

Georgia Code - Insurance - Title 33, Section 33-3-21.3

(a) This Code section shall apply to all domestic, foreign, and alien insurers who are authorized to transact business in this state. (b)(1) Each domestic, ...

Georgia Code - Insurance - Title 33, Section 33-3-22

The Commissioner by rule and regulation may require each insurer providing product liability insurance in this state to provide reports of its affairs and operations regarding product liability ...

Georgia Code - Insurance - Title 33, Section 33-3-23

(a) For the purposes of this Code section, the term: (1) 'Bank holding company' means the definition as set forth in Code Section 7-1-600 and ...

Georgia Code - Insurance - Title 33, Section 33-3-24

(a) No institution included in the Farm Credit System as set forth and identified in 12 U.S.C.A., Section 2002 (Pub. Law 92-181, Sec. 1.2, Dec. 10, 1971, 85 ...

Georgia Code - Insurance - Title 33, Section 33-3-25

(a) All homeowner´s insurance policies, including tenant homeowner´s insurance policies, personal automobile insurance policies, individual life or accident and sickness insurance policies, all certificates of group life or ...

Georgia Code - Insurance - Title 33, Section 33-3-26

(a) When by or pursuant to the laws of any other state or foreign country any taxes, licenses, and other fees in the aggregate and any fines, penalties, ...

Georgia Code - Insurance - Title 33, Section 33-3-27

(a) For the purposes of this Code section, the term 'medical malpractice claim' means any claim for damages resulting from the death of or injury to any person ...

Georgia Code - Insurance - Title 33, Section 33-3-28

(a)(1) Every insurer providing liability or casualty insurance coverage in this state and which is or may be liable to pay all or a part of any claim ...

Georgia Code - Insurance - Title 33, Section 33-3-29

(a) Any insurer which is organized under the laws of any other state and is admitted to do business in this state for the purpose of writing insurance ...

Georgia Code - Insurance - Title 33, Section 33-3-30

(a) Each alien insurer which enters through this state to transact insurance in the United States through a United States branch shall establish and maintain in this state ...

Georgia Code - Insurance - Title 33, Section 33-4-1

Except for actions arising against unauthorized insurers or under surplus line contracts which are provided for in Chapter 5 of this title, whenever any person shall have a ...

Georgia Code - Insurance - Title 33, Section 33-4-2

Service of process against a domestic insurer may be made upon the insurer corporation in the manner provided by laws applying to corporations generally or upon the insurer´s ...

Georgia Code - Insurance - Title 33, Section 33-4-3

Each authorized alien or foreign insurer shall make the following appointments for service of process: (1) Each insurer shall file with the Commissioner a power ...

Georgia Code - Insurance - Title 33, Section 33-4-4

(a) In addition to other methods of service provided by law, a foreign or alien insurer may be served with legal process by service of duplicate copies of ...

Georgia Code - Insurance - Title 33, Section 33-4-5

In actions upon any certificate or policy issued by a nonresident religious or mutual aid society, cooperative, or assessment life insurance company or society, service upon the chief ...

Georgia Code - Insurance - Title 33, Section 33-4-6

(a) In the event of a loss which is covered by a policy of insurance and the refusal of the insurer to pay the same within 60 days ...

Georgia Code - Insurance - Title 33, Section 33-4-7

(a) In the event of a loss because of injury to or destruction of property covered by a motor vehicle liability insurance policy, the insurer issuing such policy ...

Georgia Code - Insurance - Title 33, Section 33-5-1

(a) No person in this state shall: (1) Represent an insurer who is not at the time duly authorized to transact insurance in this state ...

Georgia Code - Insurance - Title 33, Section 33-5-2

(a) A contract of insurance effectuated by an unauthorized insurer in violation of this title shall be voidable except at the instance of the insurer unless during the ...

Georgia Code - Insurance - Title 33, Section 33-5-3

Any person, firm, or corporation violating any of the provisions of this chapter shall be guilty of a misdemeanor. ...

Georgia Code - Insurance - Title 33, Section 33-5-20

This article shall constitute and may be referred to as 'The Surplus Line Insurance Law.' ...

Georgia Code - Insurance - Title 33, Section 33-5-21

Surplus line insurance may be procured from unauthorized insurers subject to the following conditions: (1) The insurance must be procured through a licensed surplus line ...

Georgia Code - Insurance - Title 33, Section 33-5-21.1

Insurance placed in accordance with this article shall not be subject to the provisions of Chapter 9 of this title or Code Section 33-24-9. ...

Georgia Code - Insurance - Title 33, Section 33-5-22

A surplus lines broker shall be licensed in accordance with Code Section 33-23-37. ...

Georgia Code - Insurance - Title 33, Section 33-5-23

(a) The Commissioner shall revoke any surplus line broker´s license: (1) If the broker fails to file his quarterly affidavit or to remit the tax as ...

Georgia Code - Insurance - Title 33, Section 33-5-24

A licensed surplus line broker may accept and place surplus line business for any insurance agent or broker licensed in this state for the kind of insurance involved ...

Georgia Code - Insurance - Title 33, Section 33-5-25

(a) The broker shall ascertain the financial condition of the unauthorized insurer before placing insurance with the unauthorized insurer and shall not place surplus line insurance with any ...

Georgia Code - Insurance - Title 33, Section 33-5-26

(a) Every insurance contract procured and delivered as a surplus line coverage shall be initialed by or bear the name of the surplus line broker who procured it ...

Georgia Code - Insurance - Title 33, Section 33-5-27

(a) Upon placing a surplus line coverage, the broker shall promptly issue and deliver to the insured evidence of the insurance consisting either of the policy as issued ...

Georgia Code - Insurance - Title 33, Section 33-5-28

Each licensed surplus line broker shall keep in his office a separate account of each policy written or renewed showing the exact amount of insurance placed, the name ...

Georgia Code - Insurance - Title 33, Section 33-5-29

(a) Each surplus line broker shall file with the Commissioner, on a quarterly basis, an affidavit executed by the surplus line broker setting forth the facts referred to ...

Georgia Code - Insurance - Title 33, Section 33-5-30

Insurance contracts procured as surplus line coverage from unauthorized insurers in accordance with this chapter shall be fully valid and enforceable as to all parties and shall be ...

Georgia Code - Insurance - Title 33, Section 33-5-31

(a) The surplus line broker shall remit to the Commissioner, on or before the fifteenth day of April, July, October, and January, at the time his or her ...

Georgia Code - Insurance - Title 33, Section 33-5-32

If any surplus line broker fails to file his quarterly affidavit or fails to remit the tax as provided by law within 30 days after the tax is ...

Georgia Code - Insurance - Title 33, Section 33-5-33

(a) Every insured who in this state procures or causes to be procured or continues or renews insurance with an unauthorized insurer upon a subject of insurance resident, ...

Georgia Code - Insurance - Title 33, Section 33-5-34

(a) An action shall be brought against any unauthorized insurer under any contract issued by it as a surplus line contract pursuant to this chapter in the superior ...

Georgia Code - Insurance - Title 33, Section 33-5-35

This article controlling the placing of insurance with unauthorized insurers shall not apply to reinsurance or to the following insurances when so placed by licensed agents or brokers ...

Georgia Code - Insurance - Title 33, Section 33-5-50

(a) This article constitutes and may be cited as the 'Unauthorized Insurers Process Act.' (b) This article shall be so interpreted as to effectuate its ...

Georgia Code - Insurance - Title 33, Section 33-5-51

The purpose of this article is to subject certain insurers to the jurisdiction of the courts of this state in actions by or on behalf of insureds or ...

Georgia Code - Insurance - Title 33, Section 33-5-52

Any of the following acts in this state effected, by mail or otherwise, by an unauthorized foreign or alien insurer: (1) The issuance or delivery ...

Georgia Code - Insurance - Title 33, Section 33-5-53

(a) Service shall be made by delivery to and leaving with the Commissioner or some person in apparent charge of his office two copies of the action and ...

Georgia Code - Insurance - Title 33, Section 33-5-54

Service of process in any action or proceeding shall be valid if served upon any person within this state who, in this state on behalf of the insurer, ...

Georgia Code - Insurance - Title 33, Section 33-5-55

Nothing in this article shall limit or abridge the right to serve any process, notice, or demand upon any insurer in any other manner now or hereafter permitted ...

Georgia Code - Insurance - Title 33, Section 33-5-56

No plaintiff or complainant shall be entitled to a judgment by default or to a judgment with leave to prove damages under this Code section until the expiration ...

Georgia Code - Insurance - Title 33, Section 33-5-57

(a) Before any unauthorized insurer shall file or cause to be filed any pleadings in any action or proceeding instituted against it, such unauthorized insurer shall either: ...

Georgia Code - Insurance - Title 33, Section 33-5-58

In any action against an unauthorized foreign or alien insurer upon a contract of insurance issued or delivered in this state or to a resident of this state ...

Georgia Code - Insurance - Title 33, Section 33-5-59

This article shall not apply to any action or proceeding against any unauthorized insurer arising out of any contract of: (1) Reinsurance effectuated in accordance ...

Georgia Code - Insurance - Title 33, Section 33-6-1

The purpose of this article is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the act of ...

Georgia Code - Insurance - Title 33, Section 33-6-2

As used in this article, the term 'person' means an individual, corporation, association, partnership, reciprocal exchange, interinsurer, Lloyd´s insurer, fraternal benefit society, and any other legal entity engaged ...

Georgia Code - Insurance - Title 33, Section 33-6-3

No person shall engage in this state in any trade practice which is defined in this article as or determined pursuant to this article to be an unfair ...

Georgia Code - Insurance - Title 33, Section 33-6-4

(a) As used in this Code section, the term 'policy' means any insuring bond issued by an insurer. (b) The following acts or practices are ...

Georgia Code - Insurance - Title 33, Section 33-6-5

In addition to Code Section 33-6-4, violations of the following provisions also are defined as unfair methods of competition and unfair and deceptive acts or practices in the ...

Georgia Code - Insurance - Title 33, Section 33-6-6

(a) The Commissioner shall have the power to examine and investigate into the affairs of every person engaged in the business of insurance in this state in order ...

Georgia Code - Insurance - Title 33, Section 33-6-7

(a) Whenever the Commissioner shall have reason to believe that any person has been engaged or is engaging in this state in any unfair method of competition or ...

Georgia Code - Insurance - Title 33, Section 33-6-8

(a) If, after the hearing provided for in Code Section 33-6-7, the Commissioner shall determine that the person charged has engaged in an unfair method of competition or ...

Georgia Code - Insurance - Title 33, Section 33-6-9

After notice and hearing and upon order of the Commissioner, any person who violates a cease and desist order under Code Section 33-6-8, while the order is in ...

Georgia Code - Insurance - Title 33, Section 33-6-10

(a) Any order, decision, or the imposition of any penalty by the Commissioner shall be subject to review by petition for review as provided in Chapter 2 of ...

Georgia Code - Insurance - Title 33, Section 33-6-11

If the report of the Commissioner does not charge a violation of this article, any intervenor in the proceedings may cause a review of such decision by appeal ...

Georgia Code - Insurance - Title 33, Section 33-6-12

The Commissioner after notice and hearing may promulgate reasonable rules and regulations as are necessary or proper to identify specific methods of competition or acts or practice which ...

Georgia Code - Insurance - Title 33, Section 33-6-13

(a) No person shall either within or outside of this state enter into any contract, understanding, or combination with any other person to do jointly or severally any ...

Georgia Code - Insurance - Title 33, Section 33-6-14

(a) The powers vested in the Commissioner by this article shall be in addition to any other powers to enforce any penalties, fines, or forfeitures authorized by law ...

Georgia Code - Insurance - Title 33, Section 33-6-30

This article shall be known and may be cited as the 'Unfair Claims Settlement Practices Act.' ...

Georgia Code - Insurance - Title 33, Section 33-6-31

The purpose of this article is to set forth standards for the investigation and disposition of claims arising under policies or certificates of insurance issued to residents of ...

Georgia Code - Insurance - Title 33, Section 33-6-32

As used in this article, the term: (1) 'Insured' means the party named on a policy or certificate or as defined in the contract as ...

Georgia Code - Insurance - Title 33, Section 33-6-33

It is an improper claims settlement practice for any domestic, foreign, or alien insurer transacting business in Georgia to commit any act provided in Code Section 33-6-34 if ...

Georgia Code - Insurance - Title 33, Section 33-6-34

Any of the following acts of an insurer when committed as provided in Code Section 33-6-33 shall constitute an unfair claims settlement practice: (1) Knowingly ...

Georgia Code - Insurance - Title 33, Section 33-6-35

(a) Whenever the Commissioner has reason to believe that any person has engaged or is engaging in this state in any unfair claims settlement practice and has reason ...

Georgia Code - Insurance - Title 33, Section 33-6-36

The Commissioner may, in accordance with the procedures set forth in Code Section 33-2-9, promulgate rules and regulations necessary to implement and enforce the provisions of this article. ...

Georgia Code - Insurance - Title 33, Section 33-6-37

Nothing contained in this article shall be construed to create or imply a private cause of action for a violation of this article. ...

Georgia Code - Insurance - Title 33, Section 33-7-1

It is intended that certain coverages may come within the definitions of two or more kinds of insurance as set forth in this chapter, and the fact that ...

Georgia Code - Insurance - Title 33, Section 33-7-2

Accident and sickness insurance is insurance against bodily injury, disablement, or death by accident or accidental means, or the expense thereof, or against disablement or expense resulting from ...

Georgia Code - Insurance - Title 33, Section 33-7-3

Casualty insurance includes vehicle insurance as defined in Code Section 33-7-9 and accident and sickness insurance as defined in Code Section 33-7-2 and in addition includes: ...

Georgia Code - Insurance - Title 33, Section 33-7-3.1

(a) As used in this Code section, the term: (1) 'Credit insurance' means any insurance which is recognized by this title as being applicable or ...

Georgia Code - Insurance - Title 33, Section 33-7-4

Life insurance is insurance on human lives and insurance appertaining to or connected with human lives. The transacting of life insurance includes the granting of endowment benefits, additional ...

Georgia Code - Insurance - Title 33, Section 33-7-5

Marine and transportation insurance includes: (1) Insurance against any and all kinds of loss or damage to vessels, craft, aircraft, cars, automobiles, and vehicles of ...

Georgia Code - Insurance - Title 33, Section 33-7-6

(a) Property insurance is insurance on real or personal property of every kind and interest therein against loss or damage from any or all hazards or causes and ...

Georgia Code - Insurance - Title 33, Section 33-7-7

Surety insurance includes: (1) Fidelity insurance, which is insurance guaranteeing the fidelity of persons holding positions of public or private trust; (2) ...

Georgia Code - Insurance - Title 33, Section 33-7-8

Title insurance is insurance of owners of real property or others having an interest in such real property, or liens or encumbrances on such real property, against loss ...

Georgia Code - Insurance - Title 33, Section 33-7-9

Vehicle insurance is insurance against loss of or damage to any land vehicle or aircraft, any draft or riding animal, or to property while contained therein or thereon ...

Georgia Code - Insurance - Title 33, Section 33-7-10

Every person writing or issuing contracts of life insurance as described in Code Section 33-7-4 or as defined in Code Section 33-25-1 shall be deemed to be engaged ...

Georgia Code - Insurance - Title 33, Section 33-7-11

(a)(1) No automobile liability policy or motor vehicle liability policy shall be issued or delivered in this state to the owner of such vehicle or shall be issued ...

Georgia Code - Insurance - Title 33, Section 33-7-11.1

(a) As used in this Code section, the term 'liability insurance policy' means an automobile liability or motor vehicle liability insurance policy issued or delivered in this state ...

Georgia Code - Insurance - Title 33, Section 33-7-12

(a) Any provision in a liability policy of insurance which provides that the insurer shall have the right to compromise or settle claims of third persons against the ...

Georgia Code - Insurance - Title 33, Section 33-7-13

(a) A 'subject of insurance,' for the purposes of this Code section, as to insurance against fire and hazards other than catastrophic hazards includes all properties insured by ...

Georgia Code - Insurance - Title 33, Section 33-7-14

(a) Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduction from liability on account of reinsurance ceded only when the ...

Georgia Code - Insurance - Title 33, Section 33-7-15

(a) No motor vehicle liability insurance policy covering a motor vehicle principally garaged or principally used in this state shall be issued, delivered or issued for delivery, or ...

Georgia Code - Insurance - Title 33, Section 33-8-1

The Commissioner is authorized to assess and collect in advance, and persons so assessed shall pay in advance to the Commissioner, fees and charges under this title as ...

Georgia Code - Insurance - Title 33, Section 33-8-2

The same fees or taxes imposed upon Georgia agents, brokers, adjusters, or any other representatives of insurers, as listed in this chapter, for the privilege of doing business ...

Georgia Code - Insurance - Title 33, Section 33-8-3

(a) Each and every insurance company, domestic, foreign, or alien, carrying on an insurance business in Georgia shall pay to the Commissioner, annually in advance, on or before ...

Georgia Code - Insurance - Title 33, Section 33-8-4

(a) All foreign, alien, and domestic insurance companies doing business in this state shall pay a tax of 2 1/4 percent upon the gross direct premiums received by ...

Georgia Code - Insurance - Title 33, Section 33-8-5

Whenever any insurance company doing business in this state shall make it appear to the Commissioner, by evidence satisfactory to him, that one-fourth of its total assets, as ...

Georgia Code - Insurance - Title 33, Section 33-8-6

(a) The annual premium taxes required in this chapter shall be paid to the Commissioner annually on or before March 1 following the close of the preceding calendar ...

Georgia Code - Insurance - Title 33, Section 33-8-7

Any insurance company, corporation, or association domiciled in this state and issuing insurance policies on fire, lightning, extended coverage, and windstorm, which policy covers property within this state, ...

Georgia Code - Insurance - Title 33, Section 33-8-8

(a) Except as otherwise provided in this chapter, the State of Georgia preempts the field of imposing taxes, except taxes on real property and tangible personal property taxed ...

Georgia Code - Insurance - Title 33, Section 33-8-8.1

(a) As used in this Code section, the term 'life insurance company' means a company which is authorized to transact only the class of insurance designated in Code ...

Georgia Code - Insurance - Title 33, Section 33-8-8.2

(a) Counties and municipal corporations are authorized to levy tax at a rate not to exceed 2.5 percent upon the gross direct premiums of all foreign, alien, and ...

Georgia Code - Insurance - Title 33, Section 33-8-8.3

(a) The proceeds from the county taxes levied for county purposes, as provided by this chapter, shall be separated from other county funds and shall be used by ...

Georgia Code - Insurance - Title 33, Section 33-8-8.4

For purposes of levying, collecting, distributing, and applying the proceeds of local insurance taxes and for all other purposes of Code Sections 33-8-8.1, 33-8-8.2, and 33-8-8.3, the population ...

Georgia Code - Insurance - Title 33, Section 33-8-8.5

Any insurance company, other than a life insurance company, which receives reimbursement for the payment of an insurance premium tax levied by a county or municipality which was ...

Georgia Code - Insurance - Title 33, Section 33-8-8.6

Notwithstanding any other provision of law, any payment by an insurance company, other than a life insurance company, of premium taxes levied by a county or municipality heretofore ...

Georgia Code - Insurance - Title 33, Section 33-8-9

Refunds and credits of license fees and taxes levied by this chapter shall be made by the Commissioner in accordance with the provisions of Code Sections 33-2-29 through ...

Georgia Code - Insurance - Title 33, Section 33-8-10

(a) The information secured by the Commissioner incident to the administration of any tax provided for in this title shall be confidential and privileged. Neither the Commissioner nor ...

Georgia Code - Insurance - Title 33, Section 33-8-11

In addition to other remedies provided for in this title for the collection of fees and taxes, the Commissioner is authorized to issue executions against delinquents who have ...

Georgia Code - Insurance - Title 33, Section 33-8-12

The Commissioner is authorized to waive the collection of any amount due the state as a penalty under provisions of this title providing for fees, premium taxes, or ...

Georgia Code - Insurance - Title 33, Section 33-8-13

Any other provision of this chapter to the contrary notwithstanding, an insurance company exempt from federal income tax pursuant to the provisions of 26 U.S.C. Section 501(c)(3) or ...

Georgia Code - Insurance - Title 33, Section 33-9-1

(a) The purpose of this chapter is to promote the public welfare by regulating insurance rates as provided in this chapter to the end that they shall not ...

Georgia Code - Insurance - Title 33, Section 33-9-2

As used in this chapter, the term: (1) 'Advisory organization' means every person other than an admitted insurer, whether located within or outside this state, ...

Georgia Code - Insurance - Title 33, Section 33-9-3

(a) This chapter shall apply to all insurance on risks or on operations in this state, except: (1) Reinsurance other than joint reinsurance to the ...

Georgia Code - Insurance - Title 33, Section 33-9-4

The following standards shall apply to the making and use of rates pertaining to all classes of insurance to which this chapter is applicable: (1) ...

Georgia Code - Insurance - Title 33, Section 33-9-5

Subject to and in compliance with this chapter authorizing insurers to be members or subscribers of rating or advisory organizations or to engage in joint underwriting or joint ...

Georgia Code - Insurance - Title 33, Section 33-9-6

With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting rules, surveys, inspections ...

Georgia Code - Insurance - Title 33, Section 33-9-7

(a) Agreements may be made among admitted insurers with respect to the equitable apportionment among them of property and casualty insurance which may be afforded applicants who are ...

Georgia Code - Insurance - Title 33, Section 33-9-8

(a) Agreements shall be made among admitted property and casualty insurers with respect to the equitable apportionment among them of property and casualty insurance which may be afforded ...

Georgia Code - Insurance - Title 33, Section 33-9-9

Members and subscribers of rating or advisory organizations may use the rating systems, underwriting rules, or policy or bond form of the organizations and the rates filed by ...

Georgia Code - Insurance - Title 33, Section 33-9-10

Upon compliance with this chapter as applicable thereto, any rating organization, advisory organization, and any group, association, or other organization of admitted insurers which engages in joint underwriting ...

Georgia Code - Insurance - Title 33, Section 33-9-11

Cooperation among rating organizations or among rating organizations and insurers in rate making or in other matters within the scope of this chapter is authorized. The Commissioner may ...

Georgia Code - Insurance - Title 33, Section 33-9-12

(a) No rating organization shall conduct its operations in this state without first filing with the Commissioner a written application for and securing a license to act as ...

Georgia Code - Insurance - Title 33, Section 33-9-13

To obtain and retain a license, a rating organization shall provide satisfactory evidence to the Commissioner that it will: (1) Permit any admitted insurer to ...

Georgia Code - Insurance - Title 33, Section 33-9-14

(a) The Commissioner shall examine each application for license to act as a rating organization and the documents filed therewith and may make such further investigation of the ...

Georgia Code - Insurance - Title 33, Section 33-9-15

Notwithstanding Code Section 33-9-14, each rating organization possessing a license of indefinite term pursuant to such Code section shall owe and pay to the Commissioner an annual fee ...

Georgia Code - Insurance - Title 33, Section 33-9-16

Subject to the approval of the Commissioner, licensed rating organizations may make reasonable rules governing eligibility for membership. ...

Georgia Code - Insurance - Title 33, Section 33-9-17

If two or more insurers having a common ownership or operating in this state under common management are admitted for the classes or types of insurance for which ...

Georgia Code - Insurance - Title 33, Section 33-9-18

(a) No advisory organization shall conduct its operations in this state unless and until it has filed with the Commissioner a copy of its constitution, articles of incorporation, ...

Georgia Code - Insurance - Title 33, Section 33-9-19

(a) Every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance through the group, association, or organization or by standing agreement among ...

Georgia Code - Insurance - Title 33, Section 33-9-20

(a) Every insurer, rating organization, or advisory organization and every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance shall maintain reasonable ...

Georgia Code - Insurance - Title 33, Section 33-9-21

(a) Every insurer shall maintain with the Commissioner copies of the rates, rating plans, rating systems, underwriting rules, and policy or bond forms used by it. The maintenance ...

Georgia Code - Insurance - Title 33, Section 33-9-21.1

In order to facilitate the handling of form and rate filings of certain types of miscellaneous casualty insurance which prior to July 1, 1995, has been filed generally ...

Georgia Code - Insurance - Title 33, Section 33-9-21.2

Any insurer aggrieved by the Commissioner´s disapproval of any rate filing may petition the Commissioner for a hearing within ten days of the notification of such disapproval, unless ...

Georgia Code - Insurance - Title 33, Section 33-9-22

(a) The Commissioner shall, at least once every five years, and may, as often as may be reasonable and necessary, make or cause to be made an examination ...

Georgia Code - Insurance - Title 33, Section 33-9-23

(a) The Commissioner may, at any reasonable time, make or cause to be made an examination of every admitted insurer transacting any class of insurance to which this ...

Georgia Code - Insurance - Title 33, Section 33-9-24

The officers, managers, agents, and employees of any such organization, group, association, or insurer may be examined at any time under oath and shall exhibit all books, records, ...

Georgia Code - Insurance - Title 33, Section 33-9-25

The reasonable cost of any examination authorized by this chapter shall be paid by the organization, group, association, or insurer to be examined. ...

Georgia Code - Insurance - Title 33, Section 33-9-26

Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization may request the insurer or ...

Georgia Code - Insurance - Title 33, Section 33-9-27

If after examination of an insurer, rating organization, advisory organization, or group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance, or upon ...

Georgia Code - Insurance - Title 33, Section 33-9-28

If the Commissioner has good cause to believe the noncompliance to be willful, or if within the period prescribed by the Commissioner in the notice required by Code ...

Georgia Code - Insurance - Title 33, Section 33-9-28.1

The costs incurred by the Commissioner in conducting any hearing under this chapter may be assessed against the parties to the hearing in such proportion as the Commissioner ...

Georgia Code - Insurance - Title 33, Section 33-9-29

If after a hearing pursuant to Code Section 33-9-28 the Commissioner finds: (1) That any rate, rating plan, or rating system violates the applicable provisions of ...

Georgia Code - Insurance - Title 33, Section 33-9-30

In addition to other penalties provided in this title, the Commissioner may suspend or revoke, in whole or in part, the license of any rating organization or the ...

Georgia Code - Insurance - Title 33, Section 33-9-31

Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspension, or revocation of a license or certificate of authority under this chapter shall ...

Georgia Code - Insurance - Title 33, Section 33-9-32

Nothing contained in this chapter shall be deemed to prohibit an insurer and its insured from contracting to use a rate on a specific risk or risks which ...

Georgia Code - Insurance - Title 33, Section 33-9-33

Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, ...

Georgia Code - Insurance - Title 33, Section 33-9-34

No act done, action taken, or agreement made pursuant to the authority conferred by this chapter shall constitute a violation of or grounds for prosecution or civil proceedings ...

Georgia Code - Insurance - Title 33, Section 33-9-35

No person, insurer, or organization shall willfully withhold information from, or knowingly give false or misleading information to, the Commissioner or to any rating organization, advisory organization, insurer, ...

Georgia Code - Insurance - Title 33, Section 33-9-36

(a) No broker or agent shall knowingly charge, demand, or receive a premium for any policy of insurance except in accordance with this chapter. (b) ...

Georgia Code - Insurance - Title 33, Section 33-9-37

In the event any insurer shall in collusion with any other insurer conspire to fix, set, or adhere to insurance rates, except as expressly sanctioned by this chapter, ...

Georgia Code - Insurance - Title 33, Section 33-9-38

(a) Any person, insurer, organization, group, or association who fails to comply with a final order of the Commissioner under this chapter shall be liable to the state ...

Georgia Code - Insurance - Title 33, Section 33-9-39

No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance that provides coverage for the personal motor vehicles of any law enforcement ...

Georgia Code - Insurance - Title 33, Section 33-9-40

No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance or cancel such policy as a result of the insured person´s involvement ...

Georgia Code - Insurance - Title 33, Section 33-9-40.1

(a) An insurer shall not assign an adverse experience modification factor which is applicable to the rate of a workers´ compensation insurance policy issued to a particular business ...

Georgia Code - Insurance - Title 33, Section 33-9-40.2

(a) For each policy of workerś compensation insurance issued or renewed in the state on and after July 1, 1993, there shall be granted by the insurer not ...

Georgia Code - Insurance - Title 33, Section 33-9-41

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-9-42

(a) For each personal or family-type policy of private passenger motor vehicle insurance issued or issued for delivery in this state, there shall be offered by the insurer ...

Georgia Code - Insurance - Title 33, Section 33-9-43

(a) For each personal or family-type policy of private passenger motor vehicle insurance issued, delivered, issued for delivery, or renewed on or after October 1, 1991, there shall ...

Georgia Code - Insurance - Title 33, Section 33-9-44

It is specifically intended that the discounts provided in Code Sections 33-9-42 and 33-9-43 shall be provided by the insurer to any person who qualifies for such discounts. ...

Georgia Code - Insurance - Title 33, Section 33-10-1

In any determination of the financial condition of an insurer, there shall be allowed as assets only such assets as are owned by the insurer and which consist ...

Georgia Code - Insurance - Title 33, Section 33-10-2

In addition to assets impliedly excluded by Code Section 33-10-1, the following expressly shall not be allowed as assets in any determination of the financial condition of an ...

Georgia Code - Insurance - Title 33, Section 33-10-3

Assets may be allowable as deductions from corresponding liabilities, and liabilities may be charged as deductions from assets, in accordance with the form of annual statement applicable to ...

Georgia Code - Insurance - Title 33, Section 33-10-4

All assets not allowed and all other assets of doubtful value or character included as assets in any statement by an insurer to the Commissioner or in any ...

Georgia Code - Insurance - Title 33, Section 33-10-5

In any determination of the financial condition of an insurer, capital stock and liabilities to be charged against its assets shall include: (1) The amount ...

Georgia Code - Insurance - Title 33, Section 33-10-6

(a) With reference to insurance against loss or damage to property, except as provided in Code Section 33-10-7, and with reference to all general casualty insurance and surety ...

Georgia Code - Insurance - Title 33, Section 33-10-7

With reference to marine insurance, premiums on trip risks not terminated shall be deemed unearned, and the Commissioner may require the insurer to carry a reserve thereon equal ...

Georgia Code - Insurance - Title 33, Section 33-10-8

For all accident and sickness insurance policies the insurer shall maintain an active life reserve which shall place a sound value on its liabilities under such policies and ...

Georgia Code - Insurance - Title 33, Section 33-10-9

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-10-10

In addition to an adequate reserve as to outstanding losses as required under Code Section 33-10-5, a title insurer shall maintain a guaranty fund or unearned premium reserve ...

Georgia Code - Insurance - Title 33, Section 33-10-11

In lieu of the unearned premium reserve required on surety insurance under subsection (a) of Code Section 33-10-6, the Commissioner may require any surety insurer or limited surety ...

Georgia Code - Insurance - Title 33, Section 33-10-12

If the loss experience shows that an insurer´s loss reserves, however estimated, are inadequate, the Commissioner shall require the insurer to maintain loss reserves of increased amounts as ...

Georgia Code - Insurance - Title 33, Section 33-10-13

(a) This Code section shall be known as the 'Standard Valuation Law.' (a.1) As used in this Code section, the term 'reserves' means reserve liabilities. ...

Georgia Code - Insurance - Title 33, Section 33-10-14

The value or amount of investments, unless otherwise specified in this chapter, and excluding assets of separate accounts which are subject to Code Sections 33-11-65 through 33-11-67, shall ...

Georgia Code - Insurance - Title 33, Section 33-10-15

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-10-16

(a) Real property acquired under a mortgage loan or under a deed to secure debt or pursuant to a contract of sale, in the absence of a recent ...

Georgia Code - Insurance - Title 33, Section 33-10-17

Purchase money mortgages on real property referred to in subsection (a) of Code Section 33-10-16 shall be valued in an amount not exceeding the acquisition cost of the ...

Georgia Code - Insurance - Title 33, Section 33-11-1

(a) With the exception of Code Section 33-11-42, this article shall apply to domestic insurers only. (b) The provisions of this article shall apply only ...

Georgia Code - Insurance - Title 33, Section 33-11-2

(a) Insurers shall invest in or lend their funds on the security of, and shall hold as invested assets, only eligible investments as prescribed in this article. ...

Georgia Code - Insurance - Title 33, Section 33-11-3

(a) No security or investment, other than real and personal property acquired under Code Sections 33-11-28, 33-11-29, and 33-11-32 and cash and deposits under Code Section 33-11-6, shall ...

Georgia Code - Insurance - Title 33, Section 33-11-4

An insurer shall not make any investment or loan other than policy loans or annuity contract loans of a life insurer unless the same is authorized or approved ...

Georgia Code - Insurance - Title 33, Section 33-11-5

An insurer shall invest in or hold as admitted assets categories of investments that fall within the applicable limits listed in paragraphs (1) through (3) of this Code ...

Georgia Code - Insurance - Title 33, Section 33-11-6

An insurer may have as assets cash or deposits in checking or savings accounts under certificates of deposit or in any other form in banks and trust companies ...

Georgia Code - Insurance - Title 33, Section 33-11-7

An insurer may invest in the securities of any open-end management type investment company or investment trust registered with the Federal Securities and Exchange Commission under the Investment ...

Georgia Code - Insurance - Title 33, Section 33-11-8

An insurer authorized to transact insurance in a foreign country may make investments, in a manner consistent with the laws of such country, in securities or other investments ...

Georgia Code - Insurance - Title 33, Section 33-11-9

An insurer may invest in bonds, notes, warrants, and other evidences of indebtedness which are direct obligations of the government of the United States of America or for ...

Georgia Code - Insurance - Title 33, Section 33-11-10

Notwithstanding any other provisions of this title which might be construed to the contrary, nothing contained in this title shall be deemed to prohibit an insurer from investing ...

Georgia Code - Insurance - Title 33, Section 33-11-11

An insurer may invest in loans guaranteed as to principal and interest by the government of the United States of America, or by any agency or instrumentality of ...

Georgia Code - Insurance - Title 33, Section 33-11-12

An insurer may invest in bonds, notes, warrants, and other securities not in default which are the direct obligations of any state of the United States or of ...

Georgia Code - Insurance - Title 33, Section 33-11-12.1

Subject to the restrictions and limitations provided in this title, an insurer may invest in bonds, notes, warrants, and other securities not in default which are the direct ...

Georgia Code - Insurance - Title 33, Section 33-11-13

An insurer may invest in the obligations of any county, any incorporated city, town, or village, any school district, water district, sewer district, road district, or any special ...

Georgia Code - Insurance - Title 33, Section 33-11-14

An insurer may invest in the bonds, notes, certificates of indebtedness, warrants, or other evidence of indebtedness which are valid obligations issued, assumed, or guaranteed by the United ...

Georgia Code - Insurance - Title 33, Section 33-11-14.1

An insurer may invest in bonds, debentures, or other securities issued or insured or guaranteed by any agency, authority, unit, or corporate body created by the government of ...

Georgia Code - Insurance - Title 33, Section 33-11-15

An insurer may invest in the bonds, debentures, or other securities of public housing authorities, issued under the act of Congress entitled the Housing Act of 1949 and ...

Georgia Code - Insurance - Title 33, Section 33-11-16

An insurer may invest in obligations issued, assumed, or guaranteed by the International Bank for Reconstruction and Development or the International Finance Corporation. The investments authorized by this ...

Georgia Code - Insurance - Title 33, Section 33-11-17

An insurer may invest in obligations issued, assumed, or guaranteed by the Asian Development Bank, in which bank the United States is a subscribing participant by virtue of ...

Georgia Code - Insurance - Title 33, Section 33-11-18

An insurer may invest in obligations issued, assumed, or guaranteed by the Inter-American Development Bank. The investments authorized by this Code section shall not be counted as an ...

Georgia Code - Insurance - Title 33, Section 33-11-19

An insurer may make and invest in loans guaranteed as to principal and interest by the Georgia Higher Education Assistance Corporation, to the extent of such guaranty. ...

Georgia Code - Insurance - Title 33, Section 33-11-19.1

An insurer may invest in obligations issued, assumed, or guaranteed by the African Development Bank. The investments authorized by this Code section shall not be counted as an ...

Georgia Code - Insurance - Title 33, Section 33-11-19.2

An insurer may make and invest in loans guaranteed as to principal and interest by the United Student Aid Funds, Inc., to the extent of such guaranty. ...

Georgia Code - Insurance - Title 33, Section 33-11-20

(a) An insurer may invest in bonds, debentures, notes, and other evidences of indebtedness issued, assumed, or guaranteed by any solvent institution existing under the laws of the ...

Georgia Code - Insurance - Title 33, Section 33-11-21

An insurer may invest in nonassessable dividend-paying stocks, common or preferred, of any solvent corporation other than a corporation engaged solely in the business of operating real estate ...

Georgia Code - Insurance - Title 33, Section 33-11-22

An insurer may invest in equipment trust obligations or certificates adequately secured and evidencing an interest in transportation equipment, wholly or in part within the United States of ...

Georgia Code - Insurance - Title 33, Section 33-11-23

An insurer may invest in loans which are secured by pledge of securities eligible for investment under this article or by the pledge or assignment of life insurance ...

Georgia Code - Insurance - Title 33, Section 33-11-24

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-11-25

(a) An insurer may invest in: (1) Bonds, notes, or other evidences of indebtedness, in addition to those eligible under Code Section 33-11-20 (corporate bonds ...

Georgia Code - Insurance - Title 33, Section 33-11-25.1

(a) In addition to the investment authority granted to insurers under Code Sections 33-11-20, 33-11-21, and other applicable provisions of this title, an insurer authorized to transact insurance ...

Georgia Code - Insurance - Title 33, Section 33-11-26

(a) In connection with a loan on the security of real estate designed and used primarily for residential purposes only, which loan was acquired pursuant to Code Section ...

Georgia Code - Insurance - Title 33, Section 33-11-27

(a) In addition to other investments eligible under this article, a title insurer may invest and have invested an amount not exceeding 50 percent of its paid-in capital ...

Georgia Code - Insurance - Title 33, Section 33-11-28

(a) If real property securing any evidence of indebtedness held by an insurer is used for agricultural purposes and a proceeding to foreclose the security instrument or an ...

Georgia Code - Insurance - Title 33, Section 33-11-29

(a) An insurer shall not directly or indirectly acquire or hold real estate except as authorized in this Code section and in Code Sections 33-11-30 through 33-11-32. An ...

Georgia Code - Insurance - Title 33, Section 33-11-30

(a) Authority to make; terms and conditions. Every insurance company organized and doing business by virtue of the laws of this state shall have authority, in addition to ...

Georgia Code - Insurance - Title 33, Section 33-11-31

Subject to prior approval of the Commissioner, an insurer may acquire and hold real property for recreation, hospitalization, convalescence, and retirement purposes of its employees. All investments under ...

Georgia Code - Insurance - Title 33, Section 33-11-32

No investment in real property shall be made by any insurer pursuant to Code Section 33-11-30 or 33-11-31 which will cause the insurer´s investment in all real property ...

Georgia Code - Insurance - Title 33, Section 33-11-33

(a) In addition to investments excluded pursuant to other provisions of this title, an insurer shall not directly or indirectly invest in or lend its funds upon the ...

Georgia Code - Insurance - Title 33, Section 33-11-34 through 33-11-36

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-11-37

After satisfying requirements of this article, any funds of any domestic insurer in excess of its reserve and capital, if a stock insurer, or surplus, if a mutual ...

Georgia Code - Insurance - Title 33, Section 33-11-38

Insurance companies organized and doing business by virtue of the laws of this state may sell, assign, transfer, and convey, either with or without warranty, or either with ...

Georgia Code - Insurance - Title 33, Section 33-11-39

(a) Except as provided in subsection (d) of this Code section, an insurer shall dispose of real property within time limits as follows: (1) If ...

Georgia Code - Insurance - Title 33, Section 33-11-40

Any personal property or securities lawfully acquired by an insurer which it could not otherwise have invested in or loaned its funds upon at the time of the ...

Georgia Code - Insurance - Title 33, Section 33-11-41

(a) Any real estate, personal property, or securities lawfully acquired and held by an insurer after expiration of the period for disposal of such real estate, personal property, ...

Georgia Code - Insurance - Title 33, Section 33-11-42

(a) The investments of foreign and alien insurers shall be as permitted by the laws of their domicile but shall be of a quality substantially as high as ...

Georgia Code - Insurance - Title 33, Section 33-11-43

Notwithstanding any provision of the federal Secondary Mortgage Market Enhancement Act of 1984, 15 U.S.C. Section 77r-1, to the contrary, any insurer subject to the provisions of this ...

Georgia Code - Insurance - Title 33, Section 33-11-50

(a) The purpose of this article is to protect and to further the interests of insureds, creditors, and the general public. This objective will be met by the ...

Georgia Code - Insurance - Title 33, Section 33-11-51

For purposes of this article, the term: (1) 'Admitted assets' means assets permitted to be reported as admitted assets on the statutory financial statement of ...

Georgia Code - Insurance - Title 33, Section 33-11-52

(a)(1) Unless otherwise established in accordance with paragraphs (2) and (3) of this subsection, the amount of the minimum financial security benchmark for an insurer shall be the ...

Georgia Code - Insurance - Title 33, Section 33-11-53

The following factors shall be evaluated by the insurer and considered along with its business in determining whether an investment portfolio or investment policy is prudent, and the ...

Georgia Code - Insurance - Title 33, Section 33-11-54

(a) An insurer´s board of directors shall adopt a written plan for acquiring and holding investments and for engaging in investment practices that specifies guidelines as to the ...

Georgia Code - Insurance - Title 33, Section 33-11-55

(a) The following classes of investments are eligible for support of an insurer´s outstanding liabilities, whether they are made directly or through limited partnership interests, joint ventures, stock ...

Georgia Code - Insurance - Title 33, Section 33-11-56

(a) An insurer may, directly or indirectly through an investment subsidiary, engage in derivative transactions under this article under the following conditions: (1) An insurer may ...

Georgia Code - Insurance - Title 33, Section 33-11-57

(a) Investments not conforming to this article shall not be admitted assets. (b) Subject to subsection (c) of this Code section, an insurer shall not acquire ...

Georgia Code - Insurance - Title 33, Section 33-11-58

(a)(1) For purposes of determining compliance with Code Section 33-11-61, securities of a single issuer and its affiliates, other than: (A) The government of the ...

Georgia Code - Insurance - Title 33, Section 33-11-59

An insurer doing business that requires it to make payment in different currencies shall have investments in securities in each of these currencies in an amount that independently ...

Georgia Code - Insurance - Title 33, Section 33-11-60

In addition to investments excluded or prohibited pursuant to other provisions of this article, an insurer shall not, directly or indirectly: (1) Engage on its ...

Georgia Code - Insurance - Title 33, Section 33-11-61

(a) Invested assets may be counted toward satisfaction of the minimum asset requirement only so far as they are invested in compliance with this article and applicable regulations ...

Georgia Code - Insurance - Title 33, Section 33-11-62

(a) The Commissioner may retain at the insurer´s expense attorneys, actuaries, accountants, and other experts not otherwise a part of the Commissioner´s staff as may be reasonably necessary ...

Georgia Code - Insurance - Title 33, Section 33-11-63

(a) If the Commissioner determines that an insurer´s investment practices do not meet the provisions of this article, the Commissioner may, after notification to the insurer of the ...

Georgia Code - Insurance - Title 33, Section 33-11-64

(a) An insurer shall not acquire an investment under this article if, as a result of and after giving effect to the investment, the aggregate amount of all ...

Georgia Code - Insurance - Title 33, Section 33-11-65

(a) Any domestic life insurance company may establish one or more separate accounts and may allocate to such separate account or accounts, in accordance with the terms of ...

Georgia Code - Insurance - Title 33, Section 33-11-66

(a) This Code section is cumulative of and in addition to the authority granted by any other law of this state relating to separate accounts for insurance companies ...

Georgia Code - Insurance - Title 33, Section 33-11-67

(a) As used in this Code section, 'variable life insurance policy' means any individual or group policy issued by an insurance company providing for life insurance and benefits ...

Georgia Code - Insurance - Title 33, Section 33-11-80

This article shall be known and may be cited as the 'Investment Pool Act of 1997.' ...

Georgia Code - Insurance - Title 33, Section 33-11-81

This article shall apply to domestic insurers only. ...

Georgia Code - Insurance - Title 33, Section 33-11-82

As used in this article, the term: (1) 'Business entity' means a corporation, limited liability company, association, partnership, joint-stock company, joint venture, mutual fund trust, ...

Georgia Code - Insurance - Title 33, Section 33-11-83

(a) Notwithstanding any provisions of Article 1 or Article 2 of this chapter to the contrary, an insurer may under this article acquire investments in investments pools that: ...

Georgia Code - Insurance - Title 33, Section 33-11-84

For an investment in an investment pool to be qualified under this article, the investment pool shall not: (1) Acquire securities issued, assumed, guaranteed, or ...

Georgia Code - Insurance - Title 33, Section 33-11-85

The limitations of paragraphs (1) and (2) of Code Section 33-11-5 shall not apply to an insurer´s investment in an investment pool; provided, however, that an insurer shall ...

Georgia Code - Insurance - Title 33, Section 33-11-86

For an investment in an investment pool to be qualified under this article, the manager of the investment pool shall: (1) Be organized under the ...

Georgia Code - Insurance - Title 33, Section 33-11-87

A pooling agreement under this article may not be entered into unless the insurer has notified the Commissioner in writing of the pooling agreement at least 30 days ...

Georgia Code - Insurance - Title 33, Section 33-11-88

An investment pool authorized under this article must be a business entity. ...

Georgia Code - Insurance - Title 33, Section 33-11-89

Transactions between an investment pool and its participants shall not be subject to the provisions of Code Section 33-13-5. Investment activities of an investment pool and transactions between ...

Georgia Code - Insurance - Title 33, Section 33-12-1

(a) Deposits required or permitted by law to be made by domestic life insurers and all other insurers shall be made with the Commissioner or with some strong ...

Georgia Code - Insurance - Title 33, Section 33-12-2

Deposits shall be held as follows: (1) When the deposit is required for authority to transact insurance in this state, the deposit shall be held ...

Georgia Code - Insurance - Title 33, Section 33-12-3

(a) All deposits required for authority to transact insurance in this state shall consist of any combination of the securities eligible for the investment of capital funds of ...

Georgia Code - Insurance - Title 33, Section 33-12-4

(a) The Commissioner may designate any regularly constituted state depository having trust powers domiciled in this state as a depository to receive and hold deposit. A deposit so ...

Georgia Code - Insurance - Title 33, Section 33-12-5

So long as the insurer remains solvent and complies with this title it may: (1) Demand, receive, institute an action for, and recover the income from ...

Georgia Code - Insurance - Title 33, Section 33-12-6

An insurer may deposit eligible securities in an amount exceeding its deposit required or otherwise permitted under this title by not more than $100,000.00 for the purpose of ...

Georgia Code - Insurance - Title 33, Section 33-12-7

If for any reason the market value of assets and securities of an insurer held on deposit in this state under this title falls below the amount so ...

Georgia Code - Insurance - Title 33, Section 33-12-8

Any deposit made in this state under this title shall be released: (1) To the insurer upon extinguishment by reinsurance or otherwise of all liability ...

Georgia Code - Insurance - Title 33, Section 33-12-9

No release of deposited funds shall be made except upon application to and the written order of the Commissioner. The Commissioner shall have no liability for any release ...

Georgia Code - Insurance - Title 33, Section 33-12-10

No judgment creditor or other claimant of an insurer shall levy upon any deposit held pursuant to this title or upon any part of a deposit, except that ...

Georgia Code - Insurance - Title 33, Section 33-12-11

Whenever any loss insured against shall occur, the insured or other person entitled to the proceeds of the policy, by judgment or otherwise, in order to secure his ...

Georgia Code - Insurance - Title 33, Section 33-12-12

The Commissioner in his capacity as receiver shall apply to the judge of the superior court for an order of sale and in pursuance of said order shall ...

Georgia Code - Insurance - Title 33, Section 33-12-13

If receiverships are ordered for the purpose of holding securities for the future satisfaction of more than one claim, the Commissioner shall retain securities deposited by the insurer ...

Georgia Code - Insurance - Title 33, Section 33-12-14

Whenever, by means of Code Sections 33-12-11 through 33-12-13, the amount of securities so deposited shall be reduced, the Commissioner shall give notice to the insurer depositing and ...

Georgia Code - Insurance - Title 33, Section 33-12-15

Whenever a notice of claim is filed with the Commissioner as provided by law against the deposit of any insurance company doing business in Georgia and said claim ...

Georgia Code - Insurance - Title 33, Section 33-12-16

Whenever a general receivership under Chapter 37 of this title is ordered by a court of this state, it shall supersede receiverships created under Code Sections 33-12-11 through ...

Georgia Code - Insurance - Title 33, Section 33-12-17

When any depositing company shall desire to withdraw any deposit made with the Commissioner as provided by Code Section 33-12-1, and the Commissioner shall find that the deposit ...

Georgia Code - Insurance - Title 33, Section 33-13-1

As used in this chapter, the term: (1) 'Affiliate,' including the term 'affiliate of' or 'person affiliated with' a specific person, means a person who ...

Georgia Code - Insurance - Title 33, Section 33-13-2

(a) Any domestic insurer either by itself or in cooperation with one or more persons may organize or acquire one or more subsidiaries. The subsidiaries may conduct any ...

Georgia Code - Insurance - Title 33, Section 33-13-3

(a) Requirement of filing of statement. (1) No person other than the issuer shall make a tender offer for or a request or invitation for tenders ...

Georgia Code - Insurance - Title 33, Section 33-13-3.1

(a) As used in this Code section, the term: (1) 'Acquisition' means any agreement, arrangement, or activity, the consummation of which results in a person ...

Georgia Code - Insurance - Title 33, Section 33-13-4

(a) Requirement of registration generally. Every insurer which is authorized to do business in this state and which is a member of an insurance holding company system shall ...

Georgia Code - Insurance - Title 33, Section 33-13-5

(a)(1) Transactions within a holding company system to which an insurer subject to registration is a party shall be subject to the following standards: (A) The ...

Georgia Code - Insurance - Title 33, Section 33-13-6

(a) Subject to the limitation contained in this Code section and in addition to the powers which the Commissioner has under this title relating to the examination of ...

Georgia Code - Insurance - Title 33, Section 33-13-7

All information, documents, and copies thereof obtained by or disclosed to the Commissioner or any other person in the course of an examination or investigation made pursuant to ...

Georgia Code - Insurance - Title 33, Section 33-13-8

The Commissioner may, upon notice and opportunity for all interested persons to be heard, issue any rules, regulations, and orders as shall be necessary to carry out this ...

Georgia Code - Insurance - Title 33, Section 33-13-9

(a) Injunctions. Whenever it appears to the Commissioner that any insurer or any director, officer, employee, or agent of any insurer has committed or is about to commit ...

Georgia Code - Insurance - Title 33, Section 33-13-10

Whenever it appears to the Commissioner that any insurer or any director, officer, employee, or agent of any insurer has committed a willful violation of this chapter, the ...

Georgia Code - Insurance - Title 33, Section 33-13-11

Whenever it appears to the Commissioner that any person has committed a violation of this chapter which so impairs the financial condition of a domestic insurer as to ...

Georgia Code - Insurance - Title 33, Section 33-13-12

Whenever it appears to the Commissioner that any person has committed a violation of this chapter which makes the continued operation of an insurer contrary to the interests ...

Georgia Code - Insurance - Title 33, Section 33-13-13

(a) If an order for the liquidation, rehabilitation, or conservation of an insurer authorized to do business in this state is entered under Chapter 37 of this title, ...

Georgia Code - Insurance - Title 33, Section 33-13-14

(a) Any person aggrieved by any act, determination, rule, regulation, or order or any other action of the Commissioner pursuant to this chapter may appeal the action to ...

Georgia Code - Insurance - Title 33, Section 33-13-15

Any insurer which willfully violates this chapter may be fined not more than $10,000.00. Any individual who willfully violates this chapter may be fined not more than $1,000.00 ...

Georgia Code - Insurance - Title 33, Section 33-14-1

This chapter shall govern domestic mutual and stock insurers. ...

Georgia Code - Insurance - Title 33, Section 33-14-2

As used in this chapter, the term: (1) 'Mutual insurer' means an incorporated insurer without capital stock or shares which is owned and governed by ...

Georgia Code - Insurance - Title 33, Section 33-14-3

The applicable statutes of this state relating to the powers and procedures of domestic private corporations formed for profit shall apply to domestic stock insurers and to domestic ...

Georgia Code - Insurance - Title 33, Section 33-14-4

(a) Five or more individuals of the age of 18 years or more of good moral character who have not been convicted of any crime involving moral turpitude ...

Georgia Code - Insurance - Title 33, Section 33-14-5

(a) The application for charter with any and all exhibits that may be included with the application shall be filed in triplicate in the office of the Commissioner ...

Georgia Code - Insurance - Title 33, Section 33-14-6

(a) All corporate powers and privileges to insurance companies shall be issued and granted by the Secretary of State upon the terms, liabilities, and restrictions of and subject ...

Georgia Code - Insurance - Title 33, Section 33-14-7

(a) No name shall be adopted by a domestic mutual or stock insurance corporation which is so similar to any name already in use by any such existing ...

Georgia Code - Insurance - Title 33, Section 33-14-8

(a) A domestic insurer may amend its charter for any lawful purpose by written authorization by the holders of a majority of the voting power of its outstanding ...

Georgia Code - Insurance - Title 33, Section 33-14-9

Every corporation organized under this title shall have the same corporate powers as are conferred upon private corporations except where inconsistent with this chapter. ...

Georgia Code - Insurance - Title 33, Section 33-14-10

(a) As used in this Code section, 'insurance securities' means the securities of an insurer who is the issuer of a security as the word 'security' is defined ...

Georgia Code - Insurance - Title 33, Section 33-14-11

An insurer shall have power to make donations for the public welfare or for charitable, scientific, or educational purposes subject to such limitations, if any, as may be ...

Georgia Code - Insurance - Title 33, Section 33-14-12

(a) The affairs of every domestic insurer shall be managed by not less than three directors. (b) Directors must be elected by the members or ...

Georgia Code - Insurance - Title 33, Section 33-14-13

(a) Every domestic insurer shall have and maintain its principal place of business in this state, and shall keep in its principal place of business complete records of ...

Georgia Code - Insurance - Title 33, Section 33-14-14

(a) No domestic insurer shall make any contract whereby any person is granted or is to enjoy in fact the management of the insurer to the substantial exclusion ...

Georgia Code - Insurance - Title 33, Section 33-14-15

(a) A domestic stock or mutual insurer may borrow money to defray the expenses of its organization, to provide it with surplus funds, or for any purpose required ...

Georgia Code - Insurance - Title 33, Section 33-14-16

(a) If so provided in its charter, a domestic stock or domestic mutual insurer may issue any or all of its policies with or without participation in profits, ...

Georgia Code - Insurance - Title 33, Section 33-14-17

(a) As used in this Code section, the term 'voting security' means any instrument which in law or by contract gives the holder the right to vote, consent, ...

Georgia Code - Insurance - Title 33, Section 33-14-18

(a) Any corporation or other form of business entity which is organized for the purpose of organizing or holding the stock of a domestic insurer shall first obtain ...

Georgia Code - Insurance - Title 33, Section 33-14-19

(a) Any officer, director, member of any committee, or an employee of a domestic insurer who is charged with the duty of investing or handling the insurer´s funds ...

Georgia Code - Insurance - Title 33, Section 33-14-20

(a) No officer, agent, or other person selling or negotiating stock in any domestic insurance company shall receive either directly or indirectly more than 10 percent of the ...

Georgia Code - Insurance - Title 33, Section 33-14-21

The total expenses of organization of any insurer organized under this chapter including commissions for the sale of stock shall not exceed 12 1/2 percent of the amount ...

Georgia Code - Insurance - Title 33, Section 33-14-22

(a) If the capital of a domestic stock insurer becomes impaired or the assets of a domestic mutual insurer are less than its liabilities and the minimum amount ...

Georgia Code - Insurance - Title 33, Section 33-14-23

(a) The corporate charter of any other corporation formed under the laws of this state for the purpose of becoming an insurer, and which corporation, during any period ...

Georgia Code - Insurance - Title 33, Section 33-14-24

(a) If, while a domestic stock or mutual insurer is fully solvent and it is deemed by its board of directors to be in the best interests of ...

Georgia Code - Insurance - Title 33, Section 33-14-25

(a) Any insurance corporation chartered by the Secretary of State may surrender its charter upon the company filing in the office of the Commissioner of Insurance an application ...

Georgia Code - Insurance - Title 33, Section 33-14-26

Upon the dissolution of a domestic stock or mutual insurer under Code Section 33-14-25, or upon the expiration of the period of its corporate existence in any other ...

Georgia Code - Insurance - Title 33, Section 33-14-27

All domestic stock and mutual insurance corporations, whether they expire by their own limitation or are otherwise dissolved, shall nevertheless be continued for a term of three years ...

Georgia Code - Insurance - Title 33, Section 33-14-40

(a) A domestic stock insurer may accept reinsurance for the same kinds of insurance and within the same limits as it is authorized to transact direct insurance unless ...

Georgia Code - Insurance - Title 33, Section 33-14-41

(a) As used in this Code section, the term 'unassigned surplus' means, with respect to a stock insurer, undistributed, accumulated surplus, including net income and unrealized gains, since ...

Georgia Code - Insurance - Title 33, Section 33-14-42

(a) Any director of a domestic stock insurer who votes for or concurs in declaration or payment of an illegal dividend to stockholders shall upon conviction thereof be ...

Georgia Code - Insurance - Title 33, Section 33-14-43

(a) A domestic stock insurer may merge or consolidate with one or more domestic, alien, or foreign stock corporations by complying with the applicable laws of this state ...

Georgia Code - Insurance - Title 33, Section 33-14-44

(a) A domestic stock insurer certified to issue only those kinds of insurance which domestic mutual insurers are authorized to issue under this title may become a domestic ...

Georgia Code - Insurance - Title 33, Section 33-14-45

A domestic stock insurer may have one or more classes of common or preferred shares, all of which shall be shares with par value in accordance with paragraph ...

Georgia Code - Insurance - Title 33, Section 33-14-60

(a) The initial board of directors of a domestic mutual insurer shall adopt original bylaws subject to the approval of the insurer´s members at the next succeeding meeting. ...

Georgia Code - Insurance - Title 33, Section 33-14-61

(a) When newly organized, a domestic mutual insurer may be authorized to transact any one of the kinds of insurance listed in the schedule contained in subsection (b) ...

Georgia Code - Insurance - Title 33, Section 33-14-62

A domestic mutual insurer formed after January 1, 1961, after being authorized to transact one kind of insurance shall be authorized by the Commissioner to transact such additional ...

Georgia Code - Insurance - Title 33, Section 33-14-63

(a) Prior to the solicitation of any applications for insurance pursuant to the requirements for a certificate of authority of a mutual insurer, the incorporators of the proposed ...

Georgia Code - Insurance - Title 33, Section 33-14-64

(a) Upon receipt of the Commissioner´s approval of the bond or deposit required by Code Section 33-14-63, the directors and officers of the proposed domestic mutual insurer may ...

Georgia Code - Insurance - Title 33, Section 33-14-65

(a) All sums collected by a domestic mutual corporation as premiums or fees on qualifying applications for insurance with such corporation shall be deposited in trust in a ...

Georgia Code - Insurance - Title 33, Section 33-14-66

If the proposed domestic mutual insurer fails to complete its organization and to secure its original certificate of authority within two years from and after the date of ...

Georgia Code - Insurance - Title 33, Section 33-14-67

(a) Each policyholder of a domestic mutual insurer other than of a reinsurance contract is a member of the insurer with all rights and obligations of such membership, ...

Georgia Code - Insurance - Title 33, Section 33-14-68

(a) Each member of a domestic mutual insurer shall, except as provided in Code Section 33-14-71 with respect to nonassessable policies, have a contingent liability, pro rata and ...

Georgia Code - Insurance - Title 33, Section 33-14-69

(a) If at any time the assets of a domestic mutual insurer are less than its liabilities and the minimum amount of surplus required of it by this ...

Georgia Code - Insurance - Title 33, Section 33-14-70

(a) Any assessment made by an insurer under Code Sections 33-14-68 and 33-14-69 is prima facie correct. The amount of the assessment to be paid by each member ...

Georgia Code - Insurance - Title 33, Section 33-14-71

(a) While a domestic mutual insurer maintains the deposits and surplus funds necessary for the kinds of insurance it is transacting and is otherwise in compliance with this ...

Georgia Code - Insurance - Title 33, Section 33-14-72

(a) A domestic mutual company transacting insurance business under the laws of this state with the approval of the Commissioner may reinsure all risks undertaken by it in ...

Georgia Code - Insurance - Title 33, Section 33-14-73

(a) The directors of a domestic mutual insurer may from time to time apportion and pay or credit to its members dividends only out of that part of ...

Georgia Code - Insurance - Title 33, Section 33-14-74

Any director of a domestic mutual insurer who willfully and with knowledge votes for or concurs in a declaration or payment of a dividend which reduces surplus below ...

Georgia Code - Insurance - Title 33, Section 33-14-75

(a) Upon complying with the applicable procedures prescribed by the statutes of this state applying to corporations formed for profit except as provided in subsection (c) of this ...

Georgia Code - Insurance - Title 33, Section 33-14-76

(a) A mutual insurer may become a stock insurer under any plan and procedure as may be approved by the Commissioner. (b) The Commissioner shall ...

Georgia Code - Insurance - Title 33, Section 33-14-77

(a) Upon any liquidation of a domestic mutual insurer, its assets remaining after discharge of its indebtedness, policy obligations, repayment of contributed or borrowed surplus, if any, and ...

Georgia Code - Insurance - Title 33, Section 33-14-90

As used in this article, 'equity security' means any stock or similar security; any security convertible, with or without consideration, into such a security or carrying any warrant ...

Georgia Code - Insurance - Title 33, Section 33-14-91

Every person who is directly or indirectly the beneficial owner of more than 10 percent of any class of any equity security of a domestic stock insurer or ...

Georgia Code - Insurance - Title 33, Section 33-14-92

For the purpose of preventing the unfair use of information which may have been obtained by a beneficial owner, director, or officer by reason of his relationship to ...

Georgia Code - Insurance - Title 33, Section 33-14-93

It shall be unlawful for any beneficial owner, director, or officer directly or indirectly to sell any equity security of such insurer if the person selling the security ...

Georgia Code - Insurance - Title 33, Section 33-14-94

Code Section 33-14-92 shall not apply to any purchase and sale, or sale and purchase, and Code Section 33-14-93 shall not apply to any sale of an equity ...

Georgia Code - Insurance - Title 33, Section 33-14-95

Code Sections 33-14-91 through 33-14-93 shall not apply to foreign or domestic arbitrage transactions unless made in contravention of any rules and regulations as the Commissioner may adopt ...

Georgia Code - Insurance - Title 33, Section 33-14-96

Code Sections 33-14-91 through 33-14-93 shall not apply to equity securities of a domestic stock insurer if the securities shall be registered pursuant to Section 12 of the ...

Georgia Code - Insurance - Title 33, Section 33-14-97

(a) The Commissioner shall have the power to make any reasonable rules and regulations as may be necessary for the execution of the functions vested in him by ...

Georgia Code - Insurance - Title 33, Section 33-15-1

Any incorporated society, order, or supreme lodge, without capital stock, including one exempted under the provisions of paragraph (2) of subsection (a) of Code Section 33-15-123, whether incorporated ...

Georgia Code - Insurance - Title 33, Section 33-15-2

(a) A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated, or admitted in ...

Georgia Code - Insurance - Title 33, Section 33-15-3

A society has a representative form of government when: (1) It has a supreme governing body constituted in one of the following ways: ...

Georgia Code - Insurance - Title 33, Section 33-15-4

As used in this chapter, the term: (1) 'Benefit contract' means the agreement for provision of benefits authorized by Code Section 33-15-60, as that agreement ...

Georgia Code - Insurance - Title 33, Section 33-15-5

(a) A society shall operate for the benefit of members and their beneficiaries by: (1) Providing benefits as specified in Code Section 33-15-60; and ...

Georgia Code - Insurance - Title 33, Section 33-15-20

(a) A society shall specify in its laws or rules: (1) Eligibility standards for each and every class of membership, provided that if benefits are ...

Georgia Code - Insurance - Title 33, Section 33-15-21

(a) The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, ...

Georgia Code - Insurance - Title 33, Section 33-15-22

(a) The officers and members of the supreme governing body or any subordinate body of a society shall not be personally liable for any benefits provided by a ...

Georgia Code - Insurance - Title 33, Section 33-15-23

The laws of the society may provide that no subordinate body nor any of its subordinate officers or members shall have the power or authority to waive any ...

Georgia Code - Insurance - Title 33, Section 33-15-40

(a) A domestic society organized on or after January 1, 1994, shall be formed as provided in this Code section. Ten or more citizens of the United States, ...

Georgia Code - Insurance - Title 33, Section 33-15-41

(a) A domestic society may amend its laws in accordance with the provisions thereof by action of its supreme governing body at any regular or special meeting thereof ...

Georgia Code - Insurance - Title 33, Section 33-15-42

A society may create, maintain, and operate, or may establish organizations to operate, not for profit institutions to further the purposes permitted by paragraph (2) of subsection (a) ...

Georgia Code - Insurance - Title 33, Section 33-15-43

(a) A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer other than another fraternal benefit ...

Georgia Code - Insurance - Title 33, Section 33-15-44

(a) A domestic society may consolidate or merge with any other society by complying with the provisions of this Code section. The filing of application, fee, and publication ...

Georgia Code - Insurance - Title 33, Section 33-15-45

Any domestic fraternal benefit society may be converted and licensed as a mutual life insurance company by compliance with all the applicable requirements of Chapter 14 of this ...

Georgia Code - Insurance - Title 33, Section 33-15-60

(a) A society may provide the following contractual benefits in any form: (1) Death benefits; (2) Endowment benefits; (3) Annuity ...

Georgia Code - Insurance - Title 33, Section 33-15-61

(a) The owner of a benefit contract shall have the right at all times to change the beneficiary or beneficiaries in accordance with the laws or rules of ...

Georgia Code - Insurance - Title 33, Section 33-15-62

No money or other benefit, charity, relief, or aid to be paid, provided, or rendered by any society shall be liable to attachment, garnishment, or other process or ...

Georgia Code - Insurance - Title 33, Section 33-15-63

(a) Every society authorized to do business in this state shall issue to each owner of a benefit contract a certificate specifying the amount of benefits provided thereby. ...

Georgia Code - Insurance - Title 33, Section 33-15-64

(a) Any provision of a certificate which stipulates or relates to the control of the exercise of all rights incident to the certificate shall be set out under ...

Georgia Code - Insurance - Title 33, Section 33-15-65

(a) For certificates issued prior to one year after January 1, 1994, the value of every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan, ...

Georgia Code - Insurance - Title 33, Section 33-15-80

A society shall invest its funds only in such investments as are authorized by the laws of this state for the investment of assets of life insurers and ...

Georgia Code - Insurance - Title 33, Section 33-15-81

(a) All assets shall be held, invested, and disbursed for the use and benefit of the society, and no member or beneficiary shall have or acquire individual rights ...

Georgia Code - Insurance - Title 33, Section 33-15-82

Except as otherwise provided in this chapter, societies shall be governed by this chapter and shall be exempt from all other provisions of the insurance laws of this ...

Georgia Code - Insurance - Title 33, Section 33-15-83

Every society organized or licensed under this chapter is declared to be a charitable and benevolent institution, and all of its funds shall be exempt from all and ...

Georgia Code - Insurance - Title 33, Section 33-15-100

(a) Standards of valuation for certificates issued prior to one year after January 1, 1994, shall be those provided by the laws applicable immediately prior to January 1, ...

Georgia Code - Insurance - Title 33, Section 33-15-101

(a) Reports shall be filed in accordance with the provisions of this Code section. Every society transacting business in this state shall annually, on or before March 1, ...

Georgia Code - Insurance - Title 33, Section 33-15-102

Societies which are authorized on January 1, 1994, to transact business in this state and all societies licensed after such date but before June 30, 1994, may continue ...

Georgia Code - Insurance - Title 33, Section 33-15-103

(a) The Commissioner or any person he or she may appoint may examine any domestic, foreign, or alien society transacting or applying for admission to transact business in ...

Georgia Code - Insurance - Title 33, Section 33-15-104

(a) No foreign or alien society shall transact business in this state without a license issued by the Commissioner. Any such society desiring admission to this state shall ...

Georgia Code - Insurance - Title 33, Section 33-15-105

(a) When the Commissioner upon investigation finds that a domestic society: (1) Has exceeded its powers; (2) Has failed to comply with any ...

Georgia Code - Insurance - Title 33, Section 33-15-106

(a) When the Commissioner upon investigation finds that a foreign or alien society transacting or applying to transact business in this state: (1) Has exceeded ...

Georgia Code - Insurance - Title 33, Section 33-15-107

(a) Except as provided in subsections (b) and (c) of this Code section, agents of societies shall be licensed in accordance with the provisions of Chapter 23 of ...

Georgia Code - Insurance - Title 33, Section 33-15-108

Every society authorized to do business in this state shall be subject to the provisions of Chapter 6 of this title, relating to unfair trade practices; provided, however, ...

Georgia Code - Insurance - Title 33, Section 33-15-120

(a) Every society authorized to do business in this state shall appoint in writing the Commissioner and each successor in office to be its true and lawful attorney ...

Georgia Code - Insurance - Title 33, Section 33-15-121

All decisions and findings of the Commissioner made under the provisions of this chapter shall be subject to review as provided by Chapter 2 of this title. ...

Georgia Code - Insurance - Title 33, Section 33-15-122

(a) Any person, officer, member, or examining physician of any society doing business under this chapter who shall knowingly or willfully make any false or fraudulent statement or ...

Georgia Code - Insurance - Title 33, Section 33-15-123

(a) Nothing contained in this chapter shall be so construed as to affect or apply to: (1) Grand or subordinate lodges of societies, orders, or ...

Georgia Code - Insurance - Title 33, Section 33-16-1

This chapter applies only to domestic farmers´ mutual fire insurance companies. ...

Georgia Code - Insurance - Title 33, Section 33-16-2

(a) 'Domestic farmers´ mutual fire insurance companies' are companies organized for the purpose of insurance on the assessment or cooperative plan against loss or damage by fire, lightning, ...

Georgia Code - Insurance - Title 33, Section 33-16-3

(a) Twenty or more persons a majority of whom are citizens of this state may become a body corporate for the purpose of transacting insurance upon the farmers´ ...

Georgia Code - Insurance - Title 33, Section 33-16-4

(a) No person shall transact or attempt to transact business as a farmers´ mutual fire insurance company unless so authorized by a currently effective certificate of authority issued ...

Georgia Code - Insurance - Title 33, Section 33-16-5

Farmers´ mutual fire insurance companies shall pay no annual fees or charges other than an annual license fee as provided in Code Section 33-8-1. ...

Georgia Code - Insurance - Title 33, Section 33-16-6

In companies organized under this chapter, the number of directors shall be not less than three. A majority of the board of directors shall be a quorum for ...

Georgia Code - Insurance - Title 33, Section 33-16-7

The board of directors of a farmers´ mutual fire insurance company may, at any time, borrow such sum or sums of money as they may deem necessary to ...

Georgia Code - Insurance - Title 33, Section 33-16-8

(a) The bylaws shall state the time and manner of the levy and payment of all premiums or assessments for all insurance written by the company. ...

Georgia Code - Insurance - Title 33, Section 33-16-9

The portion of the bylaws which affects the insuring agreement shall be contained in the policy. Each policy issued by the insurer shall contain a statement of the ...

Georgia Code - Insurance - Title 33, Section 33-16-10

The companies may provide in the policy that officers and agents elected by them do not have the power to waive any provision of the bylaws. ...

Georgia Code - Insurance - Title 33, Section 33-16-11

An annual meeting of such company shall be held at such a time as is fixed in the bylaws of the company. Special meetings may be held for ...

Georgia Code - Insurance - Title 33, Section 33-16-12

Each policyholder in a farmers´ mutual fire insurance company shall be entitled to only one vote in all policyholders´ meetings. No voting by proxy shall be permitted unless ...

Georgia Code - Insurance - Title 33, Section 33-16-13

A farmers´ mutual fire insurance company shall not issue policies of insurance or otherwise insure property located in any county in this state other than the county in ...

Georgia Code - Insurance - Title 33, Section 33-16-14

(a) The maximum amount of insurance that a farmers´ mutual fire insurance company may retain on any subject or subjects of insurance reasonably exposed to loss from the ...

Georgia Code - Insurance - Title 33, Section 33-16-15

A farmers´ mutual fire insurance company shall not accept reinsurance of the risk of any other insurer. ...

Georgia Code - Insurance - Title 33, Section 33-16-16

No member of such insurer shall be liable to assessment to pay losses and expenses accruing prior to the time his policy became effective nor for losses and ...

Georgia Code - Insurance - Title 33, Section 33-16-17

Companies organized under this chapter may bring and defend actions in the name under which they are doing business. ...

Georgia Code - Insurance - Title 33, Section 33-16-18

Every farmers´ mutual fire insurance company shall, on or before March 1 of each year, make and file with the Commissioner an annual statement of its business as ...

Georgia Code - Insurance - Title 33, Section 33-16-19

The Commissioner shall at least once in five years, or as often as he deems necessary, examine farmers´ mutual fire insurance companies. The costs of the examination shall ...

Georgia Code - Insurance - Title 33, Section 33-16-20

Any company organized under this chapter shall be exempt from all taxes, costs, and fees, including those listed in Chapter 8 of this title, except as expressly provided ...

Georgia Code - Insurance - Title 33, Section 33-16-21

In addition to this chapter, farmers´ mutual fire insurance companies shall be subject to the following chapters of this title to the extent so applicable: Chapters 1, 2, ...

Georgia Code - Insurance - Title 33, Section 33-16-22

Any company organized under this chapter may be converted into a mutual insurance company by complying with the applicable provisions of Chapter 14 of this title. ...

Georgia Code - Insurance - Title 33, Section 33-17-1

As used in this chapter, the term: (1) 'Attorney' means the attorney in fact of a reciprocal insurer. The attorney may be an individual, firm, ...

Georgia Code - Insurance - Title 33, Section 33-17-2

(a) All authorized reciprocal insurers shall be governed by those Code sections of this chapter not expressly made applicable to domestic reciprocal insurers. (b) Existing authorized ...

Georgia Code - Insurance - Title 33, Section 33-17-3

A reciprocal insurer may be authorized to transact insurance in this state subject to the applicable provisions of this title. ...

Georgia Code - Insurance - Title 33, Section 33-17-4

(a) A reciprocal insurer may, upon qualifying as a reciprocal insurer as provided for by this title, transact any kind or kinds of insurance defined by this title ...

Georgia Code - Insurance - Title 33, Section 33-17-5

A reciprocal insurer shall: (1) Have and use a business name. The name shall include the word 'reciprocal' or 'interinsurer' or 'interinsurance' or 'exchange' or ...

Georgia Code - Insurance - Title 33, Section 33-17-6

(a) Twenty-five or more persons domiciled in this state may organize a domestic reciprocal insurer and make application to the Commissioner for a certificate of authority to transact ...

Georgia Code - Insurance - Title 33, Section 33-17-7

(a) The certificate of authority to transact business of a reciprocal insurer shall be issued to its attorney in the name of the insurer. (b) ...

Georgia Code - Insurance - Title 33, Section 33-17-8

(a) Concurrently with the filing of the declaration provided for in Code Section 33-17-6, the attorney of a domestic reciprocal insurer shall file with the Commissioner a bond ...

Georgia Code - Insurance - Title 33, Section 33-17-9

In lieu of the bond required under Code Section 33-17-8, the attorney may maintain on deposit with the state through the office of the Commissioner a like amount ...

Georgia Code - Insurance - Title 33, Section 33-17-10

Action on the attorney´s bond or to recover against a deposit made in lieu of the bond may be brought at any time by one or more subscribers ...

Georgia Code - Insurance - Title 33, Section 33-17-11

(a) The rights and powers of the attorney of a reciprocal insurer shall be as provided in the power of attorney given to it by the subscribers. ...

Georgia Code - Insurance - Title 33, Section 33-17-12

(a) The attorney of a foreign or alien reciprocal insurer, which insurer is duly authorized to transact insurance in this state, shall not, by virtue of discharge of ...

Georgia Code - Insurance - Title 33, Section 33-17-13

(a) Every reciprocal insurer authorized to transact business in this state shall file with the Commissioner a written statement or power of attorney duly signed and sealed appointing ...

Georgia Code - Insurance - Title 33, Section 33-17-14

(a) The advisory committee of a domestic reciprocal insurer exercising the subscribers´ rights shall be selected under such rules as the subscribers adopt. (b) The ...

Georgia Code - Insurance - Title 33, Section 33-17-15

Modifications of the terms of the subscribers´ agreement or of the power of attorney of a domestic reciprocal insurer shall be made jointly by the attorney and the ...

Georgia Code - Insurance - Title 33, Section 33-17-16

(a) A domestic reciprocal insurer formed under this chapter, if it has otherwise complied with the applicable provisions of this title, may be authorized to transact insurance if ...

Georgia Code - Insurance - Title 33, Section 33-17-17

The attorney or other parties may advance to a domestic reciprocal insurer upon reasonable terms any funds as it may require from time to time in its operations. ...

Georgia Code - Insurance - Title 33, Section 33-17-18

(a) Individuals, partnerships, and corporations of this state may make application to, enter into agreement for, hold policies or contracts in or with, and be a subscriber of ...

Georgia Code - Insurance - Title 33, Section 33-17-19

(a) The liability of each subscriber, other than as to a nonassessable policy, for the obligations of the reciprocal insurer shall be an individual, several, and proportionate liability, ...

Georgia Code - Insurance - Title 33, Section 33-17-20

(a) No action shall lie against any subscriber upon any obligation claimed against the insurer until a final judgment has been obtained against the insurer and remains unsatisfied ...

Georgia Code - Insurance - Title 33, Section 33-17-21

In determining the financial condition of a reciprocal insurer, the Commissioner shall apply the following rules: (1) He shall charge as liabilities the same reserves ...

Georgia Code - Insurance - Title 33, Section 33-17-22

(a) Assessments may from time to time be levied upon subscribers of a domestic reciprocal insurer liable therefor under the terms of their policies by the attorney upon ...

Georgia Code - Insurance - Title 33, Section 33-17-23

Every subscriber of a domestic reciprocal insurer having contingent liability shall be liable for and shall pay his share of any assessment, as computed and limited in accordance ...

Georgia Code - Insurance - Title 33, Section 33-17-24

No one policy or subscriber as to the policy shall be assessed or charged with an aggregate of contingent liability as to obligations incurred by a domestic reciprocal ...

Georgia Code - Insurance - Title 33, Section 33-17-25

(a) If the assets of a domestic reciprocal insurer are at any time insufficient to discharge its liabilities, other than any liability on account of funds contributed by ...

Georgia Code - Insurance - Title 33, Section 33-17-26

(a) If a reciprocal insurer has a surplus of assets over all liabilities at least equal to the minimum paid-in capital stock required of a domestic stock insurer ...

Georgia Code - Insurance - Title 33, Section 33-17-27

A reciprocal insurer may from time to time return to its subscribers any unused premiums, savings, credits, or profits accruing to their accounts. Any such distribution shall not ...

Georgia Code - Insurance - Title 33, Section 33-17-28

Upon the liquidation of a domestic reciprocal insurer, its assets remaining after discharges of its indebtedness and policy obligations, the return of any contributions of the attorney or ...

Georgia Code - Insurance - Title 33, Section 33-17-29

(a) The annual financial statement of a reciprocal insurer shall be made and filed with the Commissioner by its attorney on or before March 1 of each year. ...

Georgia Code - Insurance - Title 33, Section 33-17-30

(a) A domestic reciprocal insurer, upon affirmative vote of not less than two-thirds of its subscribers who vote on the merger pursuant to due notice and the approval ...

Georgia Code - Insurance - Title 33, Section 33-17-31

Any attorney who shall exchange any contract or indemnity of the kind and character specified in this chapter or who shall directly or indirectly solicit or negotiate any ...

Georgia Code - Insurance - Title 33, Section 33-18-1

(a) It is declared to be the public policy of this state to conserve its human resources by making available to all its citizens medical, surgical, dental, and ...

Georgia Code - Insurance - Title 33, Section 33-18-2

As used in this chapter, the term: (1) 'Additional services and supplies' means private duty nursing care and licensed practical nursing care; physiotherapy; local ambulance ...

Georgia Code - Insurance - Title 33, Section 33-18-3

Medical service corporations contemplated by this chapter may be incorporated for the purpose of establishing, maintaining, and operating a nonprofit medical service plan under which medical services may ...

Georgia Code - Insurance - Title 33, Section 33-18-4

Medical service corporations contemplated by this chapter shall be chartered and organized as nonprofit corporations in the manner prescribed by subsection (a) and paragraphs (1), (2), (3), (7), ...

Georgia Code - Insurance - Title 33, Section 33-18-5

Medical service corporations created under this chapter shall be governed and conducted as nonprofit organizations for the sole purpose of offering and furnishing a medical service plan or ...

Georgia Code - Insurance - Title 33, Section 33-18-6

The business of medical service corporations shall be managed by a board of directors of three or more persons, the majority of whom at all times shall be ...

Georgia Code - Insurance - Title 33, Section 33-18-7

(a) The treasurer of a medical service corporation shall be required to give a fidelity bond with corporate surety in such sum as may be determined by the ...

Georgia Code - Insurance - Title 33, Section 33-18-8

A medical service corporation subject to this chapter may issue contracts when the Commissioner has authorized it to do so. Every application for a certificate of authorization shall ...

Georgia Code - Insurance - Title 33, Section 33-18-9

(a) The Commissioner shall issue a certificate of authorization upon compliance by the medical service corporation with this chapter and other proper requirements of the Commissioner and upon ...

Georgia Code - Insurance - Title 33, Section 33-18-10

The certificate of authorization referred to in Code Section 33-18-8 shall be applied for and renewed annually by the Commissioner. Upon application for renewal, a medical service corporation ...

Georgia Code - Insurance - Title 33, Section 33-18-11

Medical service corporations when organized shall be authorized to accept applicants individually or collectively who may become members of the medical service corporation furnishing medical services under a ...

Georgia Code - Insurance - Title 33, Section 33-18-12

Each medical service corporation shall be authorized to accept applications for membership and to issue contracts only to persons residing in counties in which the medical service plan ...

Georgia Code - Insurance - Title 33, Section 33-18-13

Every medical service corporation shall issue to its members certificates of membership which shall set forth the contract between the medical service corporation and the member and specify ...

Georgia Code - Insurance - Title 33, Section 33-18-14

Medical service corporations shall have the authority to contract with physicians for payment of services rendered in such manner as to assure the furnishing to each person holding ...

Georgia Code - Insurance - Title 33, Section 33-18-15

Medical service corporations shall have authority to contract with only licensed doctors of medicine, licensed doctors of dental surgery, or licensed podiatrists; provided, however, that all contracts issued ...

Georgia Code - Insurance - Title 33, Section 33-18-16

Notwithstanding any other provisions of this chapter, a medical service corporation created pursuant to this chapter may contract with persons, firms, corporations, and governmental agencies otherwise authorized by ...

Georgia Code - Insurance - Title 33, Section 33-18-17

(a) Medical service corporations shall have the right to sell contracts providing for the payment of specified charges made by physicians furnishing medical services to the holders of ...

Georgia Code - Insurance - Title 33, Section 33-18-18

Every doctor of medicine, doctor of dental surgery, or podiatrist licensed to practice in this state who is reputable and in good standing shall have the right to ...

Georgia Code - Insurance - Title 33, Section 33-18-19

Medical service corporations shall be subject to regulation and supervision by the Commissioner. Medical service corporations shall not be required by any department of this state to post ...

Georgia Code - Insurance - Title 33, Section 33-18-20

Medical service corporations shall, before accepting applications for membership in a nonprofit medical service plan, submit to the Commissioner a plan of operating and overhead expenses, operation costs, ...

Georgia Code - Insurance - Title 33, Section 33-18-21

The Commissioner shall likewise first approve as being fair and reasonable the rates of payment to be made by medical service corporations to physicians for the rendering of ...

Georgia Code - Insurance - Title 33, Section 33-18-22

Medical service corporations shall not pay any of the funds collected from the members or subscribers to any physicians for medical or surgical, dental, or podiatric services or ...

Georgia Code - Insurance - Title 33, Section 33-18-23

Every medical service corporation shall maintain at all times proper reserves, subject to the approval of the Commissioner, for unearned subscription fees and unearned premiums and for unpaid ...

Georgia Code - Insurance - Title 33, Section 33-18-24

All acquisition and administrative expenses incurred in connection with medical service corporations shall at all times be subject to the approval of the Commissioner. As used in this ...

Georgia Code - Insurance - Title 33, Section 33-18-25

The funds of any medical service corporation subject to this chapter shall be invested only in securities in which assets of insurance companies may be authorized under the ...

Georgia Code - Insurance - Title 33, Section 33-18-26

Every medical service corporation shall keep complete books and records showing all funds collected and disbursed. All books and records shall be subject to annual examination by the ...

Georgia Code - Insurance - Title 33, Section 33-18-27

Every medical service corporation shall annually on or before March 1 file in the office of the Commissioner a statement verified by at least two of the principal ...

Georgia Code - Insurance - Title 33, Section 33-18-28

Every medical service corporation subject to this chapter is declared to be a charitable and benevolent institution and shall be exempt from all taxes from which charitable and ...

Georgia Code - Insurance - Title 33, Section 33-18-29

Any dissolution or liquidation of any medical service corporation subject to this chapter shall be under the supervision of the Commissioner. In case of dissolution of any medical ...

Georgia Code - Insurance - Title 33, Section 33-18-30

Any and all supervision, liquidation, or examination of the affairs of any such medical service corporation by the Commissioner shall be at the expense of such medical service ...

Georgia Code - Insurance - Title 33, Section 33-18-31

Any dispute arising within the purview of this chapter with reference to the regulation and supervision, or both, of any medical service corporation shall within 30 days after ...

Georgia Code - Insurance - Title 33, Section 33-18-32

It shall be unlawful for any person except a medical service corporation incorporated in accordance with this chapter and operating in accordance with authority from the Commissioner to ...

Georgia Code - Insurance - Title 33, Section 33-18-33

Whenever the Commissioner finds after investigation that an organizer, solicitor, or agent of a medical service corporation has unfairly or improperly solicited subscription certificates by misrepresenting the terms ...

Georgia Code - Insurance - Title 33, Section 33-19-1

Any five or more persons upon petition to the Secretary of State for a corporate charter, as provided in subsection (a) and paragraphs (1), (2), (3), (7), (8), ...

Georgia Code - Insurance - Title 33, Section 33-19-2

The corporation shall be governed and conducted as nonprofit organizations for the purpose of offering and furnishing hospital service to their members in consideration of the payment by ...

Georgia Code - Insurance - Title 33, Section 33-19-3

Not more than 50 percent of the directors of any corporation may be directors, superintendents, trustees, or employees of participating hospitals, as defined by Code Section 33-19-9. ...

Georgia Code - Insurance - Title 33, Section 33-19-4

Corporations incorporated pursuant to Code Section 33-19-1 shall be governed by this chapter. The corporations shall not be required by any department of this state to post bond ...

Georgia Code - Insurance - Title 33, Section 33-19-5

(a) The treasurer of the corporation and other officers and employees who handle its funds shall be required to give a fidelity bond with corporate surety in such ...

Georgia Code - Insurance - Title 33, Section 33-19-6

The corporations when organized shall be authorized to accept applicants who may become members of the corporations furnishing group hospital service under a contract which shall entitle each ...

Georgia Code - Insurance - Title 33, Section 33-19-7

Every corporation shall issue to its members certificates of membership which shall set forth the contract between the corporation and the member, give the name or names and ...

Georgia Code - Insurance - Title 33, Section 33-19-8

In order to implement the distribution of voluntary health care to the people of this state, the corporations may, at their discretion, act as agents for surgical or ...

Georgia Code - Insurance - Title 33, Section 33-19-9

The corporation shall have the authority to contract with hospitals charging for services rendered in such manner as to assure to each person holding a contract with the ...

Georgia Code - Insurance - Title 33, Section 33-19-10

The corporations shall have authority to contract only with hospitals licensed by the Department of Human Resources. ...

Georgia Code - Insurance - Title 33, Section 33-19-11

All membership contracts issued by the corporations shall contain a provision, to be first approved by the Commissioner, which shall permit the person with whom made and all ...

Georgia Code - Insurance - Title 33, Section 33-19-12

Notwithstanding any other provisions of this chapter, a corporation created pursuant to this chapter may contract with persons, firms, corporations, and governmental agencies otherwise authorized by law to ...

Georgia Code - Insurance - Title 33, Section 33-19-13

The corporations shall not control or attempt to control the relationship existing between a member and his physician and shall not restrict the right of a member to ...

Georgia Code - Insurance - Title 33, Section 33-19-14

The corporations shall, before accepting applications for membership in a nonprofit hospital service plan, submit to the Commissioner a plan of operation and overhead expenses, operation costs, salaries ...

Georgia Code - Insurance - Title 33, Section 33-19-15

The Commissioner shall likewise first approve the rates of payment to be made by the corporations to hospitals for the rendering of hospital care to the members of ...

Georgia Code - Insurance - Title 33, Section 33-19-16

The corporations shall not pay any of the funds collected from members to any hospital until after said hospital shall have rendered hospital care to a member. ...

Georgia Code - Insurance - Title 33, Section 33-19-17

The funds of any corporations subject to this chapter shall be invested only in securities in which assets of life insurance companies may be invested under the laws ...

Georgia Code - Insurance - Title 33, Section 33-19-18

Every corporation shall keep complete books and records showing all funds collected and disbursed. All books and records shall be subject to annual examination by the Commissioner, the ...

Georgia Code - Insurance - Title 33, Section 33-19-19

On or before March 1, every corporation shall annually file in the office of the Commissioner a statement verified by at least two of the principal officers of ...

Georgia Code - Insurance - Title 33, Section 33-19-20

Every corporation subject to this chapter is declared to be a charitable and benevolent institution and shall be exempt from all taxes from which charitable and benevolent institutions ...

Georgia Code - Insurance - Title 33, Section 33-19-21

Any dissolution or liquidation of any corporation subject to this chapter shall be under the supervision of the Commissioner. In case of dissolution of any corporation formed under ...

Georgia Code - Insurance - Title 33, Section 33-19-22

Any and all supervision, liquidation, or examination of the affairs of any corporation by the Commissioner shall be at the expense of the corporation. ...

Georgia Code - Insurance - Title 33, Section 33-20B-1

This chapter shall be known and may be cited as the 'Essential Rural Health Care Provider Access Act.' ...

Georgia Code - Insurance - Title 33, Section 33-20B-2

As used in this chapter, the term: (1) 'Essential rural health care provider' means any hospital, federally qualified health center, or rural health clinic, as ...

Georgia Code - Insurance - Title 33, Section 33-20B-3

(a) Any essential rural health care provider shall have the opportunity to become a participating provider of health care services in a health benefit plan if such provider ...

Georgia Code - Insurance - Title 33, Section 33-20B-3.1

When reviewing a health maintenance organization´s request to originate or expand an area of service into a rural area, the commissioner of human resources shall consider whether the ...

Georgia Code - Insurance - Title 33, Section 33-20B-4

To deny, reject, or terminate an essential rural health care provider from serving as a participating provider in a health benefit plan, the health care insurer shall: ...

Georgia Code - Insurance - Title 33, Section 33-20B-5

Any essential rural health care provider which is denied, rejected, or terminated from serving as a participating provider in a health benefit plan shall have the right of ...

Georgia Code - Insurance - Title 33, Section 33-20B-6

The administration of this chapter shall be through the Commissioner of Insurance. ...

Georgia Code - Insurance - Title 33, Section 33-21-1

As used in this chapter, the term: (1) 'Basic health care services' means health care services which an enrolled population might reasonably require in order ...

Georgia Code - Insurance - Title 33, Section 33-21-2

(a) Any domestic stock, mutual, or nonprofit corporation whose charter powers include the business of a health maintenance organization may apply to the Commissioner for and obtain a ...

Georgia Code - Insurance - Title 33, Section 33-21-3

(a) Upon receipt of an application for issuance of a certificate of authority, the Commissioner of Insurance shall forthwith transmit copies of such application and accompanying documents to ...

Georgia Code - Insurance - Title 33, Section 33-21-4

Every health maintenance organization subject to this chapter shall pay to the Commissioner of Insurance the annual license fee provided in Code Section 33-8-3. ...

Georgia Code - Insurance - Title 33, Section 33-21-5

(a) The Commissioner of Insurance may suspend or revoke any certificate of authority issued to a health maintenance organization under this chapter if he finds that any of ...

Georgia Code - Insurance - Title 33, Section 33-21-6

(a) The governing body of any health maintenance organization shall include providers and other individuals, provided that at least one-third of the members of the governing body shall ...

Georgia Code - Insurance - Title 33, Section 33-21-7

Any director, officer, or partner of a health maintenance organization who receives, collects, disburses, or invests funds in connection with the activities of the organization shall be responsible ...

Georgia Code - Insurance - Title 33, Section 33-21-8

(a) The powers of a health maintenance organization include, but are not limited to, the following: (1) The purchase, lease, construction, renovation, operation, or maintenance ...

Georgia Code - Insurance - Title 33, Section 33-21-9

(a) Every health maintenance organization shall establish and maintain a complaint system which has been approved by the Commissioner of Insurance to provide reasonable procedures for the resolution ...

Georgia Code - Insurance - Title 33, Section 33-21-10

(a) Every health maintenance organization shall be responsible for the assumption of full financial risk of providing basic health services to its members, except that the health maintenance ...

Georgia Code - Insurance - Title 33, Section 33-21-11

With the exception of investments made in accordance with paragraphs (1) and (2) of subsection (a) and subsection (b) of Code Section 33-21-8, the investable funds of a ...

Georgia Code - Insurance - Title 33, Section 33-21-12

No employer, union, trade organization, or any other association shall force its members, either by payroll deduction or other means, to join a health maintenance organization. ...

Georgia Code - Insurance - Title 33, Section 33-21-13

(a) Every enrollee residing in this state is entitled to evidence of coverage under a health benefits plan. The health maintenance organization shall issue the evidence of coverage. ...

Georgia Code - Insurance - Title 33, Section 33-21-14

Every health maintenance organization shall annually provide to its enrollees: (1) A description of services and information as to where and how to secure them; and ...

Georgia Code - Insurance - Title 33, Section 33-21-15

(a) Every health maintenance organization shall annually, on or before March 1, file with the Commissioner of Insurance, on forms to be designated by him and certified by ...

Georgia Code - Insurance - Title 33, Section 33-21-16

The same fees and taxes provided for in Chapter 8 of this title applicable to life insurers shall apply to and shall be imposed upon each health maintenance ...

Georgia Code - Insurance - Title 33, Section 33-21-17

(a) Whenever the Commissioner of Insurance shall deem it expedient, but not less than once every three years, he or his designee shall visit and examine the transactions, ...

Georgia Code - Insurance - Title 33, Section 33-21-18

(a) The Commissioner of Insurance shall adopt rules and regulations necessary for the implementation of this chapter with respect to all matters of organization, control of the matters ...

Georgia Code - Insurance - Title 33, Section 33-21-18.1

Every health benefits plan of every health maintenance organization shall include provisions that: (1) In the event a patient seeks emergency services and if necessary ...

Georgia Code - Insurance - Title 33, Section 33-21-19

The Commissioner of Insurance may, after notice and hearing, promulgate any reasonable rules and regulations which are necessary to provide for the licensing of agents. 'Agent' means a ...

Georgia Code - Insurance - Title 33, Section 33-21-20

(a) Except as otherwise provided in this chapter, all hearings and proceedings held under this chapter shall be conducted in accordance with Chapter 2 of this title and ...

Georgia Code - Insurance - Title 33, Section 33-21-20.1

On May 13, 2004, all health maintenance organizations meeting the requirements of subsection (b.1) of Code Section 33-21-3 shall not be subject to regulation by the commissioner of ...

Georgia Code - Insurance - Title 33, Section 33-21-21

The commissioner of human resources, in carrying out his obligations under subsection (b) of Code Section 33-21-3, paragraph (4) of subsection (a) of Code Section 33-21-5, and subsection ...

Georgia Code - Insurance - Title 33, Section 33-21-22

All applications, filings, and reports required under this chapter shall be treated as public documents. ...

Georgia Code - Insurance - Title 33, Section 33-21-23

(a) Any data or information pertaining to the diagnosis, treatment, or health of any enrollee or applicant obtained from the person or from any provider by any health ...

Georgia Code - Insurance - Title 33, Section 33-21-24

Any rehabilitation, liquidation, or conservation of a health maintenance organization shall be the rehabilitation, liquidation, or conservation of an insurance company and shall be conducted under the supervision ...

Georgia Code - Insurance - Title 33, Section 33-21-25

Notwithstanding any other law which may be inconsistent with this Code section, an insurer, a hospital service nonprofit corporation, a nonprofit medical service corporation, or a health care ...

Georgia Code - Insurance - Title 33, Section 33-21-26

(a) No health maintenance organization or representative of a health maintenance organization may cause or knowingly permit the use of advertising which is untrue or misleading, solicitation which ...

Georgia Code - Insurance - Title 33, Section 33-21-27

(a)(1) In lieu of suspension or revocation of a certificate of authority for any of the causes enumerated in Code Section 33-21-5, the Commissioner of Insurance may place ...

Georgia Code - Insurance - Title 33, Section 33-21-28

(a) Except as otherwise provided by law, all provisions of this title which are not in conflict with this chapter shall apply to health maintenance organizations and all ...

Georgia Code - Insurance - Title 33, Section 33-21-29

(a) It is the intent of the General Assembly to allow citizens to have the right to choose their own health care providers with as few mandates from ...

Georgia Code - Insurance - Title 33, Section 33-22-1

This chapter shall be known and may be cited as the 'Insurance Premium Finance Company Act.' ...

Georgia Code - Insurance - Title 33, Section 33-22-2

As used in this chapter, the term: (1) 'Insurance premium finance agreement' means an agreement by which an insured or prospective insured promises to pay ...

Georgia Code - Insurance - Title 33, Section 33-22-3

(a) No person shall engage in the business of financing insurance premiums in this state without first having obtained a license as a premium finance company from the ...

Georgia Code - Insurance - Title 33, Section 33-22-4

(a) Upon the filing of an application and the payment of the license fee, the Commissioner shall make an investigation of each applicant and shall issue a license ...

Georgia Code - Insurance - Title 33, Section 33-22-5

No license shall be issued to any applicant for a license or renewal license under this chapter unless the applicant: (1) Shall possess and thereafter ...

Georgia Code - Insurance - Title 33, Section 33-22-6

(a) The Commissioner may revoke or suspend the license of any premium finance company when and if after investigation the Commissioner finds that: (1) Any license ...

Georgia Code - Insurance - Title 33, Section 33-22-7

(a) Every licensee shall maintain records of its premium finance transactions and the said records shall be open to examination and investigation by the Commissioner. ...

Georgia Code - Insurance - Title 33, Section 33-22-8

(a) A premium finance agreement shall: (1) Be dated and signed by or on behalf of the insured, and the printed portion of the agreement ...

Georgia Code - Insurance - Title 33, Section 33-22-9

(a) As used in this Code section, the term: (1) 'Commercial insurance premium finance agreement' means any insurance premium finance agreement other than a consumer ...

Georgia Code - Insurance - Title 33, Section 33-22-10

(a) A premium finance agreement may provide for the payment by the insured of a delinquency charge ranging in amount from $1.50 to a maximum of 5 percent ...

Georgia Code - Insurance - Title 33, Section 33-22-11

No filing of the premium finance agreement shall be necessary to perfect the validity of the agreement as a secured transaction as against creditors, subsequent purchasers, pledgees, encumbrancers, ...

Georgia Code - Insurance - Title 33, Section 33-22-12

Any premium finance company which enters into a premium finance agreement under this chapter shall notify the insurer whose premiums are being financed of the existence of the ...

Georgia Code - Insurance - Title 33, Section 33-22-12.1

Whenever a premium finance company executes a premium finance agreement relative to a personal or family-type policy of insurance, it shall deliver to the insured or send by ...

Georgia Code - Insurance - Title 33, Section 33-22-13

(a) When a premium finance agreement contains a power of attorney enabling the premium finance company to cancel any insurance contract or contracts listed in the agreement, the ...

Georgia Code - Insurance - Title 33, Section 33-22-14

(a) Whenever an insurance policy is canceled and the premiums have been paid by an insurance premium finance company on behalf of the insured, if the insurer has ...

Georgia Code - Insurance - Title 33, Section 33-22-14.1

Any use or transmission of electronic records or electronic signatures for purposes of this chapter shall be subject to the provisions of Chapter 12 of Title 10, the ...

Georgia Code - Insurance - Title 33, Section 33-22-15

The Commissioner may make and enforce such reasonable rules and regulations as may be necessary in making effective this chapter, but the rules and regulations shall not be ...

Georgia Code - Insurance - Title 33, Section 33-22-16

This chapter shall not apply with respect to: (1) Any insurance company authorized to do business in this state; (2) Any bank, ...

Georgia Code - Insurance - Title 33, Section 33-23-1

(a) As used in this article, the term: (1) 'Adjuster' means any individual who for a fee, commission, salary, or other compensation investigates, settles, or ...

Georgia Code - Insurance - Title 33, Section 33-23-1.1

As used in paragraph (6) of subsection (a) of Code Section 33-23-1, the definition of counselor, the term 'transaction' refers to coverage or services in the same line ...

Georgia Code - Insurance - Title 33, Section 33-23-2

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-23-3

(a) Each principal office and each branch office of an agency as defined in paragraph (2) of subsection (a) of Code Section 33-23-1 must obtain an agency license ...

Georgia Code - Insurance - Title 33, Section 33-23-4

(a)(1) A person shall not sell, solicit, or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line ...

Georgia Code - Insurance - Title 33, Section 33-23-5

(a) For the protection of the people of this state, the Commissioner shall not issue, continue, or permit to exist any license, except in compliance with this chapter ...

Georgia Code - Insurance - Title 33, Section 33-23-6

In addition to other applicable provisions of this chapter, an applicant for a public adjuster´s license must have previously filed a bond as required by rule or regulation ...

Georgia Code - Insurance - Title 33, Section 33-23-7

In addition to other applicable provisions of this chapter, an applicant for a counselor´s license must have previously filed a bond as required by rule or regulation by ...

Georgia Code - Insurance - Title 33, Section 33-23-8

(a) An individual applicant for any license required by this chapter shall file with the Commissioner a written application upon forms prescribed by the Commissioner. The application shall ...

Georgia Code - Insurance - Title 33, Section 33-23-9

The rules and regulations of the Commissioner shall designate textbooks, manuals, and other materials to be studied by the applicant in preparation for examinations in each classification designated ...

Georgia Code - Insurance - Title 33, Section 33-23-10

(a) Each individual applicant for a license as agent, subagent, counselor, adjuster, or surplus line broker shall submit to a personal examination in writing as to his or ...

Georgia Code - Insurance - Title 33, Section 33-23-11

(a) The Commissioner shall issue licenses applied for to persons qualified for the licenses in accordance with this chapter. (b) The license shall state the ...

Georgia Code - Insurance - Title 33, Section 33-23-12

(a) Except as provided in subsection (b) of this Code section for credit insurance licenses, subsection (c) of this Code section for rental companies, and subsection (d) of ...

Georgia Code - Insurance - Title 33, Section 33-23-13

(a) In the event of the death of an agent or subagent, including a temporary agent or subagent, or the inability to act as an agent or subagent ...

Georgia Code - Insurance - Title 33, Section 33-23-14

(a) The Commissioner shall have the authority to issue a probationary license to any applicant under this chapter. (b) A probationary license may be issued ...

Georgia Code - Insurance - Title 33, Section 33-23-15

The Commissioner may issue two or more licenses to one individual provided the individual meets all qualifications and conditions for each such license. ...

Georgia Code - Insurance - Title 33, Section 33-23-16

(a) Unless denied licensure pursuant to Code Section 33-23-21, a nonresident person shall receive a nonresident agent́s license if: (1) The person is currently licensed ...

Georgia Code - Insurance - Title 33, Section 33-23-17

An individual who is not a resident of this state may be registered to represent an authorized life insurer domiciled in this state, provided such individual only represents ...

Georgia Code - Insurance - Title 33, Section 33-23-18

(a) All resident agent, subagent, adjuster, and counselor licenses, with the exception of temporary or probationary licenses, shall be issued on a continuous basis. (b) ...

Georgia Code - Insurance - Title 33, Section 33-23-19

(a) An agent´s license shall be placed on inactive status when the agent no longer has on file with the Commissioner a certificate of authority to represent at ...

Georgia Code - Insurance - Title 33, Section 33-23-20

(a) The suspension of the license of an agent or subagent or the placing of such license on inactive status shall not deprive such individual or the executors ...

Georgia Code - Insurance - Title 33, Section 33-23-21

A license, other than a probationary license, may be refused or a license duly issued may be suspended or revoked by the Commissioner if the Commissioner finds that ...

Georgia Code - Insurance - Title 33, Section 33-23-22

(a) Any license, other than a probationary license or inactive license as described in subsection (b) of Code Section 33-23-19, may be suspended or revoked as provided by ...

Georgia Code - Insurance - Title 33, Section 33-23-23

(a) No licensee or applicant whose license or application has been refused or revoked as provided by Code Sections 33-23-21 and 33-23-22 shall be entitled to file another ...

Georgia Code - Insurance - Title 33, Section 33-23-24

The permits of service representatives and licenses of licensees under this article shall not be transferable. ...

Georgia Code - Insurance - Title 33, Section 33-23-25

Every licensed agent, subagent, counselor, and adjuster shall have and maintain in this state or, if a nonresident licensee, in the state of domicile, a place of business ...

Georgia Code - Insurance - Title 33, Section 33-23-26

(a) Each insurer authorized to transact insurance in this state shall obtain an agent́s certificate of authority for each agent representing such insurer in the selling, soliciting, or ...

Georgia Code - Insurance - Title 33, Section 33-23-27

(a) Each agent licensed in this state shall obtain a certificate of authority for each subagent representing such agent in this state. (b) Each subagent´s ...

Georgia Code - Insurance - Title 33, Section 33-23-28

(a) A subagent´s certificate of authority shall not cover any kind of insurance for which the sponsoring agent and subagent are not licensed. (b) A ...

Georgia Code - Insurance - Title 33, Section 33-23-29

(a) On behalf of and as authorized by an insurer for which he or she is licensed as agent, an agent may from time to time act as ...

Georgia Code - Insurance - Title 33, Section 33-23-29.1

(a) An individual residing in another state may be licensed by the Commissioner as a nonresident counselor under the following circumstances and in the following manner: ...

Georgia Code - Insurance - Title 33, Section 33-23-30

An agent shall not sign in blank any policy to be issued outside of such agent´s office. An agent shall not give power of attorney to or otherwise ...

Georgia Code - Insurance - Title 33, Section 33-23-31

(a) A risk shall be deemed to have a situs in this state if the insurance is upon or in regard to property having a permanent situs in ...

Georgia Code - Insurance - Title 33, Section 33-23-32

Except when required in retaliation pursuant to Code Section 33-3-26, insurance contracts on risks or property located or having a situs in this state need not be countersigned ...

Georgia Code - Insurance - Title 33, Section 33-23-33

(a) Every licensee under this chapter shall keep the Commissioner advised of: the office address of the licensee; the residence address of the licensee; the name and address ...

Georgia Code - Insurance - Title 33, Section 33-23-34

(a) Every agent, subagent, counselor, and adjuster under this chapter shall keep at the address as shown on his or her license or at the insurer´s regional or ...

Georgia Code - Insurance - Title 33, Section 33-23-35

(a) An agent, subagent, or any other representative of an insurer or of any other person in the effectuation of an insurance contract shall report to the insurer ...

Georgia Code - Insurance - Title 33, Section 33-23-36

The Commissioner may upon his or her own motion and shall upon a written complaint signed by a citizen of this state and filed with the Commissioner inquire ...

Georgia Code - Insurance - Title 33, Section 33-23-37

(a) Nothing in this chapter shall prevent the placing of surplus lines of insurance when authorized and permitted under this title. (b) Any person, while ...

Georgia Code - Insurance - Title 33, Section 33-23-38

(a) No agent or subagent shall place any insurance or receive any remuneration in regard to any insurance of a classification outside the scope of such agent´s or ...

Georgia Code - Insurance - Title 33, Section 33-23-39

No insurer shall issue, make, write, place, or cause to be made, written, placed, or issued any contract of insurance, indemnity, or suretyship covering risks or property located ...

Georgia Code - Insurance - Title 33, Section 33-23-40

Any contract of insurance issued by a person prohibited by this chapter from so issuing it shall not be rendered unenforceable by reason of the violation of this ...

Georgia Code - Insurance - Title 33, Section 33-23-41

Any person who in this state acts, purports to act, or holds himself or herself out as an agent, subagent, counselor, or adjuster or as an employee of ...

Georgia Code - Insurance - Title 33, Section 33-23-42

Any person who performs any of the acts or things specified in this chapter for any insurance company or agent of said company without such company´s having first ...

Georgia Code - Insurance - Title 33, Section 33-23-43

(a) An adjuster licensed as both an independent and a public adjuster shall not represent both the insurer and the insured in the same transaction. (b) ...

Georgia Code - Insurance - Title 33, Section 33-23-44

(a) The Commissioner may establish rules and regulations with respect to: (1) The classification of applicants according to the kinds of insurance to be effected by ...

Georgia Code - Insurance - Title 33, Section 33-23-45

This article shall apply only with respect to acts occurring on or after July 1, 2002; provided, however, that nothing in this Code section shall prevent the Commissioner ...

Georgia Code - Insurance - Title 33, Section 33-23-46

(a) For purposes of this Code section, the term: (1) 'Affiliate' means a person that controls, is controlled by, or is under common control with ...

Georgia Code - Insurance - Title 33, Section 33-23-100

(a) As used in this article, the term: (1) 'Administrator' means any business entity that, directly or indirectly, collects charges, fees, or premiums; adjusts or ...

Georgia Code - Insurance - Title 33, Section 33-23-101

(a) No business entity shall act as or hold itself out to be an administrator in this state, other than an adjuster licensed in this state for the ...

Georgia Code - Insurance - Title 33, Section 33-23-102

(a) Every applicant for an administratoŕs license shall file with the application and shall thereafter maintain in force a bond in favor of the Commissioner executed by a ...

Georgia Code - Insurance - Title 33, Section 33-23-103

Administrators shall be subject to market conduct and financial examinations by the Commissioner. Any cost involved with the examinations shall be borne by the administrator. ...

Georgia Code - Insurance - Title 33, Section 33-23-104

Requirements and procedures for written agreements, payments to administrators, maintenance of information, approval of advertising, underwriting provisions, premium collection, payment of claims, claim adjustment or settlement, notifications, and ...

Georgia Code - Insurance - Title 33, Section 33-23-105

The Commissioner may promulgate rules and regulations which are necessary to implement the provisions of this article and to ensure the safe and proper operation of administrators of ...

Georgia Code - Insurance - Title 33, Section 33-24-1

As used in this chapter, the term: (1) 'Policy' means the written contract of or written agreement for or effecting insurance. The term includes all ...

Georgia Code - Insurance - Title 33, Section 33-24-2

This chapter applies to all insurance policies and to annuities and pure endowment contracts as defined in Code Section 33-28-1 except: (1) Reinsurance; ...

Georgia Code - Insurance - Title 33, Section 33-24-3

(a) An insurable interest, with reference to personal insurance, is an interest based upon a reasonable expectation of pecuniary advantage through the continued life, health, or bodily safety ...

Georgia Code - Insurance - Title 33, Section 33-24-4

(a) As used in this Code section, 'insurable interest' means any actual, lawful, and substantial economic interest in the safety or preservation of the subject of the insurance ...

Georgia Code - Insurance - Title 33, Section 33-24-5

(a) Any person of competent legal capacity may contract for insurance. (b) A minor not less than 15 years of age as determined at his ...

Georgia Code - Insurance - Title 33, Section 33-24-6

(a) No life or accident and sickness insurance contract upon an individual, except a contract of group life insurance or of group or blanket accident and sickness insurance, ...

Georgia Code - Insurance - Title 33, Section 33-24-6.1

Notwithstanding the provisions of subsection (c) of Code Section 33-24-3, subsection (d) of Code Section 33-24-6, or paragraph (11) of Code Section 33-27-3 which relate to the replacement ...

Georgia Code - Insurance - Title 33, Section 33-24-7

(a) All statements and descriptions in any application for an insurance policy or annuity contract or in negotiations for such, by or in behalf of the insured or ...

Georgia Code - Insurance - Title 33, Section 33-24-8

As to kinds of insurance other than life insurance, no application for insurance signed by or on behalf of the insured shall be admissible in evidence in any ...

Georgia Code - Insurance - Title 33, Section 33-24-9

(a) No basic insurance policy or annuity contract form or application form where written application is required and is to be made a part of the policy or ...

Georgia Code - Insurance - Title 33, Section 33-24-10

The Commissioner shall disapprove any form filed under Code Section 33-24-9 or withdraw any previous approval of such form only: (1) If it is in ...

Georgia Code - Insurance - Title 33, Section 33-24-10.1

The Commissioner is authorized to establish by rule or regulation a standard or uniform claim form to be supplied by insurers on and after January 1, 1994, to ...

Georgia Code - Insurance - Title 33, Section 33-24-11

(a) The Commissioner may waive the required use of a particular provision in a particular insurance policy form or annuity or endowment contract form if he finds the ...

Georgia Code - Insurance - Title 33, Section 33-24-12

(a) Any insurance policy, rider, or endorsement issued after January 1, 1961, and otherwise valid which contains any condition or provision not in compliance with the requirements of ...

Georgia Code - Insurance - Title 33, Section 33-24-13

Every insurance policy shall be executed in the name of and on behalf of the insurer by its officer, attorney in fact, employee, or representative duly authorized by ...

Georgia Code - Insurance - Title 33, Section 33-24-14

(a) Subject to the insurer´s requirement as to payment of premiums, every policy shall be mailed or delivered to the insured or to the person entitled to the ...

Georgia Code - Insurance - Title 33, Section 33-24-15

A policy of insurance or an annuity or endowment contract shall run from midday of the date of the policy or contract; and the time shall be calculated ...

Georgia Code - Insurance - Title 33, Section 33-24-16

Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy and as amplified, extended, or modified by ...

Georgia Code - Insurance - Title 33, Section 33-24-17

A policy may be assignable or not assignable, as provided by its terms. Subject to its terms relating to assignability, any life or accident and sickness policy issued ...

Georgia Code - Insurance - Title 33, Section 33-24-18

(a) The written instrument in which a contract of insurance is set forth is the policy. (b) Every policy shall specify: (1) ...

Georgia Code - Insurance - Title 33, Section 33-24-19

No policy shall contain any provisions purporting to make any portion of the charter, bylaws, or other constituent document of the insurer a part of the contract unless ...

Georgia Code - Insurance - Title 33, Section 33-24-20

(a) No individual policy of accident and sickness insurance offered for sale in this state, other than a policy of credit accident and sickness insurance which provides coverage ...

Georgia Code - Insurance - Title 33, Section 33-24-21

(a) No group policy of accident and sickness insurance offered for sale in this state, other than a policy of credit accident and sickness insurance which provides coverage ...

Georgia Code - Insurance - Title 33, Section 33-24-21.1

(a) As used in this Code section, the term: (1) 'Creditable coverage' under another health benefit plan means medical expense coverage with no greater than ...

Georgia Code - Insurance - Title 33, Section 33-24-21.2

(a) As used in this Code section, the term: (1) 'Group contract or group plan' is synonymous with the term 'contract or plan' and means: ...

Georgia Code - Insurance - Title 33, Section 33-24-22

(a) All individual and group health insurance policies providing coverage on an expense incurred basis and individual and group service or indemnity type contracts issued by a nonprofit ...

Georgia Code - Insurance - Title 33, Section 33-24-23

Notwithstanding any other provisions in this title to the contrary, no group policy of accident and sickness insurance offered for sale in this state shall be issued or ...

Georgia Code - Insurance - Title 33, Section 33-24-24

(a) For the purposes of this Code section, the term: (1) 'Complications of pregnancy' means the following: (A) Conditions requiring hospital confinement ...

Georgia Code - Insurance - Title 33, Section 33-24-25

(a) No group or blanket accident and sickness policy shall contain any provision purporting to exclude or reduce coverage provided an otherwise insurable person solely for the reason ...

Georgia Code - Insurance - Title 33, Section 33-24-26

(a) No group accident and sickness insurance policy, other than policies of disability income insurance and credit accident and sickness insurance and other than policies of qualified self-insurers, ...

Georgia Code - Insurance - Title 33, Section 33-24-26.1

(a) A group policy or contract of disability income insurance shall not contain a definition of the term 'preexisting condition' which is more restrictive than the following: preexisting ...

Georgia Code - Insurance - Title 33, Section 33-24-27

(a) As used in this Code section, the term 'psychologist' means any person who is: (1) Duly licensed as a psychologist under Chapter 39 of Title ...

Georgia Code - Insurance - Title 33, Section 33-24-27.1

(a) Notwithstanding any provisions in such policies or contracts which might be construed to the contrary, from and after July 1, 1981, all individual and group or blanket ...

Georgia Code - Insurance - Title 33, Section 33-24-27.2

(a) Notwithstanding any provisions in policies or contracts which might be construed to the contrary, from and after July 1, 1999, all individual, group, or blanket policies of ...

Georgia Code - Insurance - Title 33, Section 33-24-28

(a) An individual hospital or medical expense insurance policy or hospital or medical service plan contract which provides that coverage of a dependent child shall terminate upon attainment ...

Georgia Code - Insurance - Title 33, Section 33-24-28.1

(a) As used in this Code section, the term:

(1) 'Accident and sickness insurance benefit plan, policy, or contract' means:

(A) An individual accident and sickness insurance policy or contract, as defined in Chapter 29 of this title; or

(B) Any similar individual accident and sickness benefit plan, policy, or contract

(2) 'Mental disorder' shall have the same meaning as defined by The Diagnostic and Statistical Manual of Mental Disorders (American Psychiatric Association) or The International Classification of Diseases ...

Georgia Code - Insurance - Title 33, Section 33-24-28.2

(a) As used in this Code section, the term: (1) 'Anesthetic' means an agent that produces insensibility to pain or touch. According to their action, ...

Georgia Code - Insurance - Title 33, Section 33-24-28.3

No policy of accident and sickness insurance, other than a policy of accident and sickness insurance issued in connection with an extension of credit, which is issued, delivered, ...

Georgia Code - Insurance - Title 33, Section 33-24-28.4

(a) As used in this Code section, the term 'general anesthesia' means the use of an anesthetic that is complete and affects the entire body, causing loss of ...

Georgia Code - Insurance - Title 33, Section 33-24-29

(a) As used in this Code section, the term: (1) 'Accident and sickness insurance benefit plan, policy, or contract' means: (A) A group ...

Georgia Code - Insurance - Title 33, Section 33-24-29.1

(a) As used in this Code section, the term: (1) 'Accident and sickness insurance benefit plan, policy, or contract' means: (A) A group ...

Georgia Code - Insurance - Title 33, Section 33-24-30

(a) No policy of insurance issued or delivered in this state covering any loss, expense, or liability arising out of the ownership, maintenance, or use of an aircraft ...

Georgia Code - Insurance - Title 33, Section 33-24-30.1

No policy of insurance issued or delivered in this state covering any loss, damage, expense, or liability shall exclude or deny coverage because the insured, members of the ...

Georgia Code - Insurance - Title 33, Section 33-24-31

(a) No group disability income policy which integrates benefits shall provide that the amount of any disability benefit actually being paid to the disabled person shall be reduced ...

Georgia Code - Insurance - Title 33, Section 33-24-32

(a) Two or more authorized insurers may jointly issue and shall be jointly and severally liable on an underwriters´ policy bearing their names. Any one insurer may issue ...

Georgia Code - Insurance - Title 33, Section 33-24-33

(a) Binders or other contracts for temporary insurance may be made orally or in writing and shall be deemed to include all the usual terms of the policy ...

Georgia Code - Insurance - Title 33, Section 33-24-34

Each and every county, county board of public instruction, city, town, governmental unit, department, board, or bureau of this state or of the cities and towns of this ...

Georgia Code - Insurance - Title 33, Section 33-24-35

Participation in group insurance by employees shall be entirely voluntary on the part of each employee at all times. Any employee, upon any payday, may withdraw or retire ...

Georgia Code - Insurance - Title 33, Section 33-24-36

The insurance permitted under Code Sections 33-24-34 and 33-24-35 shall be in addition to and in no manner in lieu of Chapter 9 of Title 34. ...

Georgia Code - Insurance - Title 33, Section 33-24-37

Nothing in Code Sections 33-24-34 and 33-24-35 is intended to restrict or repeal the operation of any special or local law enacted prior to January 1, 1961, authorizing ...

Georgia Code - Insurance - Title 33, Section 33-24-38

Any insurance policy terminating by its terms at a specified expiration date and not otherwise renewable may be renewed or extended at the option of the insurer and ...

Georgia Code - Insurance - Title 33, Section 33-24-39

An insurer shall furnish, upon written request of any person claiming to have a loss under an insurance contract issued by the insurer, forms for proof of loss ...

Georgia Code - Insurance - Title 33, Section 33-24-40

Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute ...

Georgia Code - Insurance - Title 33, Section 33-24-41

Whenever the proceeds of or payments under a life or accident and sickness insurance policy or annuity contract become payable in accordance with the terms of the policy ...

Georgia Code - Insurance - Title 33, Section 33-24-41.1

(a) In any instance where a claim arising out of a motor vehicle accident is covered by two or more insurance carriers, one such carrier may tender, and ...

Georgia Code - Insurance - Title 33, Section 33-24-41.2

(a) Upon the payment of $5,000.00 or more in settlement of any third-party liability claim, where the claimant is a natural person, the insurer or its representative shall ...

Georgia Code - Insurance - Title 33, Section 33-24-42

Where the individual insured or the annuitant and the beneficiary designated in a life insurance policy or policy insuring against accidental death or in an annuity contract have ...

Georgia Code - Insurance - Title 33, Section 33-24-43

It shall be unlawful for any insurer to provide in a policy or contract of insurance that the face amount thereof or any loss or indemnity which may ...

Georgia Code - Insurance - Title 33, Section 33-24-44

(a) Except as otherwise provided in this chapter, cancellation of a policy which by its terms and conditions may be canceled by the insurer or its agent duly ...

Georgia Code - Insurance - Title 33, Section 33-24-44.1

(a) An insured may request cancellation of an existing insurance policy by returning the original policy to the insurer or by making a written request for cancellation of ...

Georgia Code - Insurance - Title 33, Section 33-24-45

(a) This Code section shall apply only to those portions of an automobile policy or a motorcycle policy which relate to bodily injury and property damage liability, personal ...

Georgia Code - Insurance - Title 33, Section 33-24-46

(a) This Code section shall apply only to policies of insurance against direct loss to residential real property and the contents thereof, as defined and limited in standard ...

Georgia Code - Insurance - Title 33, Section 33-24-47

(a) Each insurer licensed to transact business in this state which issues or issues for delivery in this state policies or contracts of insurance insuring risks or residents ...

Georgia Code - Insurance - Title 33, Section 33-24-47.1

(a) This Code section shall apply only to policies, contracts, or certificates of insurance insuring against loss resulting from sickness or from bodily injury or death by accident, ...

Georgia Code - Insurance - Title 33, Section 33-24-48

Any surety insurance company or any other corporation or company that may do a surety insurance business, incorporated and organized under the laws of this state or of ...

Georgia Code - Insurance - Title 33, Section 33-24-49

It shall be lawful for any party of whom a bond, undertaking, or other obligation is required to agree with his surety or sureties for the deposit of ...

Georgia Code - Insurance - Title 33, Section 33-24-50

(a) Any domestic or foreign insurance company, fidelity insurance company, or surety company which has qualified to transact business within this state may contract to become surety, in ...

Georgia Code - Insurance - Title 33, Section 33-24-51

(a) A municipal corporation, a county, or any other political subdivision of this state is authorized in its discretion to secure and provide insurance to cover liability for ...

Georgia Code - Insurance - Title 33, Section 33-24-52

(a) For the purposes of this Code section, 'direct response insurance business' means the solicitation, delivery, and servicing of group or individual life or accident and sickness insurance ...

Georgia Code - Insurance - Title 33, Section 33-24-53

(a) In a claim arising out of a motor vehicle accident, a lawyer shall not compensate or give anything of value to a person or organization to recommend ...

Georgia Code - Insurance - Title 33, Section 33-24-54

(a) Notwithstanding any provisions of Code Sections 33-1-3, 33-1-5, and 33-24-17 and Chapter 20 of this title or any other provisions of this title which might be construed ...

Georgia Code - Insurance - Title 33, Section 33-24-55

(a) Any health insurer under this title, including a group health plan, as defined in Section 607(1) of the federal Employee Retirement Income Security Act of 1974, is ...

Georgia Code - Insurance - Title 33, Section 33-24-56

(a) It is the intent of the General Assembly to encourage health care cost containment while preserving the quality of care offered to citizens of this state. The ...

Georgia Code - Insurance - Title 33, Section 33-24-56.1

(a) As used in this Code section, the term: (1) 'Benefit provider' means any insurer, health maintenance organization, health benefit plan, preferred provider organization, employee ...

Georgia Code - Insurance - Title 33, Section 33-24-56.2

(a) As used in this Code section, the term: (1) 'At risk for ovarian cancer' means: (A) Having a family history: ...

Georgia Code - Insurance - Title 33, Section 33-24-56.3

(a) As used in this Code section, the term: (1) 'Health benefit policy' means any individual or group plan, policy, or contract for health care ...

Georgia Code - Insurance - Title 33, Section 33-24-56.4

(a) This Code section shall be known and may be cited as the 'Georgia Telemedicine Act.' (b) As used in this Code section, the term: ...

Georgia Code - Insurance - Title 33, Section 33-24-57

(a) As used in this Code section, the term: (1) 'Insurer' means an accident and sickness insurer, fraternal benefit society, nonprofit hospital service corporation, nonprofit ...

Georgia Code - Insurance - Title 33, Section 33-24-57.1

(a) As used in this Code section, the term: (1) 'Health policy' means any health care plan, dental plan, subscriber contract, or other policy plan ...

Georgia Code - Insurance - Title 33, Section 33-24-58

This Code section and Code Sections 33-24-58.1 and 33-24-58.2 shall be known and may be cited as the 'Newborn Baby and Mother Protection Act.' ...

Georgia Code - Insurance - Title 33, Section 33-24-58.1

The General Assembly finds and declares that: (1) Whereas, until recently health care insurers covered costs of hospital stays of a mother and a newborn ...

Georgia Code - Insurance - Title 33, Section 33-24-58.2

(a) As used in this Code section, the term: (1) 'Attending provider' means: (A) Pediatricians and other physicians attending the newborn; and ...

Georgia Code - Insurance - Title 33, Section 33-24-59

(a) The General Assembly finds and declares that the specialty of obstetrics and gynecology is devoted to health care of women throughout their lifetimes. (b)(1) As ...

Georgia Code - Insurance - Title 33, Section 33-24-59.1

(a) As used in this Code section, the term: (1) 'Accident and sickness insurance benefit plan, policy, or contract' means: (A) An individual ...

Georgia Code - Insurance - Title 33, Section 33-24-59.2

(a) On or after July 1, 2002, every individual major medical and group health insurance policy, group health insurance plan or policy, and any other form of managed ...

Georgia Code - Insurance - Title 33, Section 33-24-59.3

(a) As used in this Code section, the term 'health care insurer' means any insurer which issues, delivers, issues for delivery, or renews an individual or group plan, ...

Georgia Code - Insurance - Title 33, Section 33-24-59.4

(a) As used in this Code section, the term 'insurer' means an accident and sickness insurer, fraternal benefit society, nonprofit hospital service corporation, nonprofit medical service corporation, health ...

Georgia Code - Insurance - Title 33, Section 33-24-59.5

(a) As used in this Code section, the term: (1) 'Benefits' means the coverages provided by a health benefit plan for financing or delivery of ...

Georgia Code - Insurance - Title 33, Section 33-24-59.6

(a) The General Assembly finds and declares that: (1) Maternal and infant health are greatly improved when women have access to contraceptive supplies to prevent ...

Georgia Code - Insurance - Title 33, Section 33-24-59.7

(a) This Code section shall be known and may be cited as the 'Morbid Obesity Anti-discrimination Act.' (b) The General Assembly finds and declares that: ...

Georgia Code - Insurance - Title 33, Section 33-24-59.8

No individual major medical or group health insurance policy, group health insurance plan or policy, or any other form of managed or capitated health care plans or policies ...

Georgia Code - Insurance - Title 33, Section 33-24-59.9

(a) This Code section shall be known and may be cited as the 'Registered Nurse First Assistant Consumer Act.' (b) It is the intent of ...

Georgia Code - Insurance - Title 33, Section 33-24-59.10

(a) As used in this Code section, the term: (1) 'Accident and sickness contract, policy, or benefit plan' shall have the same meaning as found ...

Georgia Code - Insurance - Title 33, Section 33-24-59.11

(a) As used in this Code section, the term: (1) 'Chronic and seriously debilitating' means diseases or conditions that cause significant long-term morbidity and that ...

Georgia Code - Insurance - Title 33, Section 33-24-59.12

(a) This Code section shall be known and may be cited as the 'Patient Access to Eye Care Act.' (b) As used in this Code ...

Georgia Code - Insurance - Title 33, Section 33-24-60

This article shall be known and may be cited as the 'Assessment of Proposed Accident and Sickness Insurance Coverage Act.' ...

Georgia Code - Insurance - Title 33, Section 33-24-61

It is the intent of the General Assembly to encourage health care cost containment while preserving the quality of care offered to citizens of this state. The General ...

Georgia Code - Insurance - Title 33, Section 33-24-62

As used in this article, the term 'health insurance benefit bill' means any legislative proposal which either mandates the inclusion of certain benefits, coverages, or reimbursements for covered ...

Georgia Code - Insurance - Title 33, Section 33-24-63

(a) Every health insurance benefit bill, to be determined by the presiding officer of the House of Representatives or the Senate, shall be subject to review by the ...

Georgia Code - Insurance - Title 33, Section 33-24-64

The report required under Code Section 33-24-63 for assessing the impact of a health insurance benefit bill shall address the financial impact of such legislation by obtaining, at ...

Georgia Code - Insurance - Title 33, Section 33-24-65

The Commissioner of Insurance, upon receiving a certified copy from the Clerk of the House or the Secretary of the Senate of the bill or bills as provided ...

Georgia Code - Insurance - Title 33, Section 33-24-66

(a) The Commissioner shall compile all evidence, testimony, and information necessary to prepare the report required by Code Section 33-24-63. The Commissioner may include in this report studies, ...

Georgia Code - Insurance - Title 33, Section 33-24-67

The Commissioner shall promulgate all rules and regulations necessary or appropriate to the administration and enforcement of this article. ...

Georgia Code - Insurance - Title 33, Section 33-24-70

This article shall be known and may be cited as the 'Breast Cancer Patient Care Act.' ...

Georgia Code - Insurance - Title 33, Section 33-24-71

The General Assembly finds and declares that: (1) Whereas, until recently health care insurers covered costs of hospital stays of a patient who had undergone ...

Georgia Code - Insurance - Title 33, Section 33-24-72

(a) As used in this Code section, the term: (1) 'Attending physician' means any surgeon or other physician attending the breast cancer patient. ...

Georgia Code - Insurance - Title 33, Section 33-24-90

As used in this article, the term: (1) 'Adverse action' shall mean a denial or cancellation of, an increase in any charge for, or a ...

Georgia Code - Insurance - Title 33, Section 33-24-91

An insurer authorized to do business in this state that uses credit information to underwrite or rate risks, shall not: (1) Use an insurance score ...

Georgia Code - Insurance - Title 33, Section 33-24-92

If an item or items contained in the credit information for an applicant or insured are in dispute pursuant to the dispute resolution process set forth in the ...

Georgia Code - Insurance - Title 33, Section 33-24-93

(a) If an insurer writing personal insurance uses credit information in underwriting or rating a consumer, the insurer or its agent shall disclose, either on the insurance application ...

Georgia Code - Insurance - Title 33, Section 33-24-94

If an insurer takes an adverse action based upon credit information, the insurer must meet the notice requirements of this Code section. Such insurer shall provide notification to ...

Georgia Code - Insurance - Title 33, Section 33-24-95

(a) Insurers that use insurance scores to underwrite and rate risks must file their scoring models or other scoring processes with the Commissioner of Insurance. A third party ...

Georgia Code - Insurance - Title 33, Section 33-24-96

An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the actions, errors, or omissions ...

Georgia Code - Insurance - Title 33, Section 33-24-97

(a) No consumer reporting agency shall provide or sell data or lists that include any information that in whole or in part was submitted in conjunction with an ...

Georgia Code - Insurance - Title 33, Section 33-24-98

Notwithstanding any provision of law to the contrary, insurers shall be allowed to use insurance scores in rating and underwriting subject to the provisions of this article. ...

Georgia Code - Insurance - Title 33, Section 33-25-1

A 'contract of life insurance' is one whereby the insurer, for a consideration, assumes an obligation to be performed upon the death of the insured or upon the ...

Georgia Code - Insurance - Title 33, Section 33-25-2

(a) Except for group life insurance policies, all life insurance policies which contain any reference to the application for insurance or to the constitution, bylaws, or other rules ...

Georgia Code - Insurance - Title 33, Section 33-25-3

(a) Except as provided in subsection (b) of this Code section, no policy of life insurance shall be delivered or issued for delivery in this state unless it ...

Georgia Code - Insurance - Title 33, Section 33-25-3.1

(a) As used in this Code section, the term: (1) 'Policy' means a contract of life insurance, a life benefit certificate issued by a fraternal ...

Georgia Code - Insurance - Title 33, Section 33-25-4

(a)(1) Except as provided in subsection (f) of this Code section, no policy of life insurance issued on or after January 1, 1966, shall be delivered or issued ...

Georgia Code - Insurance - Title 33, Section 33-25-5

(a) No policy of life insurance, except as stated in subsection (c) of this Code section, shall be delivered or issued for delivery in this state if it ...

Georgia Code - Insurance - Title 33, Section 33-25-6

A life insurer may issue both participating and nonparticipating policies only if the right or absence of right to participate is reasonably related to the premium charged. ...

Georgia Code - Insurance - Title 33, Section 33-25-7

A clause in any policy of life insurance which provides that the policy shall be incontestable after a specified period shall preclude only a contest of the validity ...

Georgia Code - Insurance - Title 33, Section 33-25-8

(a) Every individual life insurance policy or contract issued for delivery in this state on or after July 1, 1979, except those issued in connection with a credit ...

Georgia Code - Insurance - Title 33, Section 33-25-9

Except as expressly provided in this Code section, no life insurance policy shall be issued or delivered in this state, as a part of or in combination with ...

Georgia Code - Insurance - Title 33, Section 33-25-10

(a) Each insurer admitted to transact life insurance in this state shall pay interest on proceeds or payments under any individual policy of life insurance, payable to a ...

Georgia Code - Insurance - Title 33, Section 33-25-11

(a) If a policy of life insurance is effected by any person on his own life or on another life in favor of a person other than himself ...

Georgia Code - Insurance - Title 33, Section 33-25-12

A reinstated policy of life insurance may be contested on account of fraud or misrepresentation of facts material to the reinstatement only for the same period following reinstatement ...

Georgia Code - Insurance - Title 33, Section 33-25-13

No person who commits murder or voluntary manslaughter or who conspires with another to commit murder shall receive any benefits from any insurance policy on the life of ...

Georgia Code - Insurance - Title 33, Section 33-26-1

Industrial life insurance is that form of insurance under which not more than $2,000.00 on a single life, exclusive of additional benefits in the event of death from ...

Georgia Code - Insurance - Title 33, Section 33-26-2

(a) No policy of industrial life insurance shall be delivered or issued for delivery in this state unless it contains in substance the following provisions or contains provisions ...

Georgia Code - Insurance - Title 33, Section 33-26-3

Any policy of industrial life insurance may provide a weekly benefit for disability, caused by sickness or accident, not greater than $40.00 per week. ...

Georgia Code - Insurance - Title 33, Section 33-26-4

(a) Every industrial life policy or contract issued for delivery in this state shall have printed thereon or attached thereto a notice stating in substance that the person ...

Georgia Code - Insurance - Title 33, Section 33-26-5

The proceeds and avails of any industrial life insurance policy shall be free from the claims of creditors and representatives of the insured and of persons effecting the ...

Georgia Code - Insurance - Title 33, Section 33-26-6

In addition to the requirements specifically set forth in this chapter, no policy of industrial life insurance shall be delivered or issued for delivery in this state unless ...

Georgia Code - Insurance - Title 33, Section 33-26-6.1

No insurer shall knowingly issue an industrial life insurance policy insuring the life of a person if the issuance of such policy would cause the aggregate face amount ...

Georgia Code - Insurance - Title 33, Section 33-26-6.2

(a) No insurer shall issue a policy which allows for the collection or payment of premiums which in the aggregate will be greater than 150 percent of the ...

Georgia Code - Insurance - Title 33, Section 33-26-7

Any company, agent, representative, or solicitor for the company, agent, or representative who shall write, offer to the public, or deliver to any insured any policy or contract ...

Georgia Code - Insurance - Title 33, Section 33-27-1

No policy of group life insurance shall be delivered in this state unless it conforms to one of the following descriptions: (1) EMPLOYEE GROUPS. A ...

Georgia Code - Insurance - Title 33, Section 33-27-2

(a) Any policy issued pursuant to paragraphs (1), (4), and (5) of Code Section 33-27-1 may be extended to insure the employees or members against loss due to ...

Georgia Code - Insurance - Title 33, Section 33-27-3

(a) No policy of group insurance shall be delivered in this state unless it contains in substance the following provisions or provisions which in the opinion of the ...

Georgia Code - Insurance - Title 33, Section 33-27-4

Each insurer admitted to transact life insurance in this state shall pay interest on proceeds or payments under any policy of group life insurance payable to a beneficiary ...

Georgia Code - Insurance - Title 33, Section 33-27-5

(a) If any individual insured under a group insurance policy hereafter delivered in this state becomes entitled under the terms of the policy to have an individual policy ...

Georgia Code - Insurance - Title 33, Section 33-27-6

Nothing in this title or in any other law shall be construed to prohibit any person insured under a group life insurance policy from making an assignment of ...

Georgia Code - Insurance - Title 33, Section 33-27-7

(a) The proceeds and avails of any group life insurance policy shall be free from the claims of creditors and representatives of the insured and of the person ...

Georgia Code - Insurance - Title 33, Section 33-27-8

(a) As used in this Code section, the term 'small group' means a group or subgroup of 50 or fewer employees, members, or enrollees. (b) ...

Georgia Code - Insurance - Title 33, Section 33-27-9

Notice of the maximum amount of a group premium increase shall be mailed or delivered to the group policyholder and to each employer group or subgroup insured under ...

Georgia Code - Insurance - Title 33, Section 33-28-1

As used in this chapter, the term: (1) 'Annuity' means a contract by which one party in return for a stipulated payment or payments promises ...

Georgia Code - Insurance - Title 33, Section 33-28-2

(a) No annuity, reversionary annuity, or pure endowment contract, other than group annuities and except as stated in this Code section, shall be delivered or issued for delivery ...

Georgia Code - Insurance - Title 33, Section 33-28-3

(a) This Code section shall be known and may be cited as the 'Standard Nonforfeiture Law for Individual Deferred Annuities.' (b) This Code section shall ...

Georgia Code - Insurance - Title 33, Section 33-28-4

A clause in any annuity contract providing that the contract shall be incontestable after a specified period shall preclude only a contest of the validity of the contract ...

Georgia Code - Insurance - Title 33, Section 33-28-5

A reinstated annuity contract may be contested on account of fraud or misrepresentation of facts material to the reinstatement only for the same period following reinstatement and with ...

Georgia Code - Insurance - Title 33, Section 33-28-6

(a) Every annuity, reversionary annuity, or pure endowment contract issued for delivery in this state, except group annuities, shall have printed on or attached to the contract a ...

Georgia Code - Insurance - Title 33, Section 33-28-7

If an annuity, reversionary annuity, or pure endowment contract shall be effected by any person, based on his own life or on another life, payable to a person ...

Georgia Code - Insurance - Title 33, Section 33-29A-1

(a) It is the intention of this chapter together with Code Section 33-24-21.1 to provide an acceptable alternative mechanism for the availability of individual health insurance coverage, as ...

Georgia Code - Insurance - Title 33, Section 33-29A-2

(a) As used in this chapter, the terms: (1) 'Creditable coverage' and 'eligible individual' have the same meaning as specified in Sections 270l and 2741 ...

Georgia Code - Insurance - Title 33, Section 33-29A-3

Each health insurer and managed care corporation which is licensed to and does offer health insurance coverage in the individual market in this state shall as a condition ...

Georgia Code - Insurance - Title 33, Section 33-29A-4

(a) Each eligible individual in this state whose most recent creditable coverage was provided by an entity other than a managed care organization shall be entitled to participate ...

Georgia Code - Insurance - Title 33, Section 33-29A-5

(a) Each eligible individual in this state whose most recent creditable coverage was provided by a managed care organization shall be entitled to participate in the Georgia Health ...

Georgia Code - Insurance - Title 33, Section 33-29A-6

Any combination of one or more health insurers and one or more managed care organizations may contract with each other for the assumption by one or more health ...

Georgia Code - Insurance - Title 33, Section 33-29A-7

The Commissioner may impose a moratorium upon the required issuance of coverage by a health insurer or managed care organization, if the Commissioner determines after public notice and ...

Georgia Code - Insurance - Title 33, Section 33-29A-8

(a) The Commissioner shall adopt rules and regulations for the implementation of this chapter. Notwithstanding any provision of Chapter 2 of this title or any other law to ...

Georgia Code - Insurance - Title 33, Section 33-29A-20

(a) As used in this article, the term: (1) 'Commission' means the Commission on the Georgia Health Insurance Risk Pool. (2) 'Commissioner' means ...

Georgia Code - Insurance - Title 33, Section 33-29A-21

(a) There is created the Commission on the Georgia Health Insurance Risk Pool, consisting of seven members appointed as provided in this Code section, to conduct a feasibility ...

Georgia Code - Insurance - Title 33, Section 33-29A-22

(a) On or before December 15, 2005, the commission shall report to the Governor, the President of the Senate, and the Speaker of the House of Representatives on ...

Georgia Code - Insurance - Title 33, Section 33-30B-1

This chapter shall be known and may be cited as the 'Spending Account and Consumer Driven Health Plan Advancement Act.' ...

Georgia Code - Insurance - Title 33, Section 33-30B-2

The purposes of this chapter are to provide enabling provisions for spending accounts and consumer driven health plans, provide statutory authorization for the establishment of such plans, and ...

Georgia Code - Insurance - Title 33, Section 33-30B-3

As used in this chapter, the term: (1) 'Consumer driven health plan' means a plan for the provision or reimbursement of health care services that ...

Georgia Code - Insurance - Title 33, Section 33-30B-4

(a) A spending account plan or consumer driven health plan may be written in this state for a group or for an individual. Such plan may contain a ...

Georgia Code - Insurance - Title 33, Section 33-30B-5

For any plan having a spending account feature, the amount of the spending account is not required to be the same as the attachment point for insurance reimbursements. ...

Georgia Code - Insurance - Title 33, Section 33-30B-6

The insurance contract providing reimbursements for expenditures for health care services incurred by the plan may be a stop-loss, specific excess and aggregate, or other similar contract. It ...

Georgia Code - Insurance - Title 33, Section 33-30B-7

(a) A stop-loss or specific excess and aggregate contract issued under this chapter shall not be construed or interpreted as an accident and sickness insurance policy. ...

Georgia Code - Insurance - Title 33, Section 33-31-1

As used in this chapter, the term: (1) 'Credit accident and sickness insurance' means insurance on a debtor to provide indemnity for payments becoming due ...

Georgia Code - Insurance - Title 33, Section 33-31-2

(a) Except as provided otherwise in subsection (c) of this Code section, all life insurance and all accident and sickness insurance sold in connection with loans or other ...

Georgia Code - Insurance - Title 33, Section 33-31-3

Credit life insurance and credit accident and sickness insurance shall be issued only in the following forms: (1) Individual policies of life insurance issued to ...

Georgia Code - Insurance - Title 33, Section 33-31-4

(a) The amount of credit life insurance shall not exceed the indebtedness. Where indebtedness repayable in substantially equal installments is secured by an individual policy of credit life ...

Georgia Code - Insurance - Title 33, Section 33-31-5

The term of any credit life insurance or credit accident and sickness insurance shall commence, subject to acceptance by the insurer, on the date when the debtor becomes ...

Georgia Code - Insurance - Title 33, Section 33-31-6

All policies of credit life insurance and credit accident and sickness insurance shall be delivered or issued for delivery in this state only by an insurer authorized to ...

Georgia Code - Insurance - Title 33, Section 33-31-7

(a) All credit life insurance and credit accident and sickness insurance sold shall be evidenced by an individual policy or, in the case of group insurance, by a ...

Georgia Code - Insurance - Title 33, Section 33-31-8

All forms, including policies, certificates of insurance, notices of proposed insurance, applications for insurance, binders, endorsements, and riders, together with the schedule of premiums therefor and the applicable ...

Georgia Code - Insurance - Title 33, Section 33-31-9

(a) Any insurer, subject to the power of the Commissioner to disapprove the form as provided in Code Section 33-31-8, may revise its schedules of premium rates from ...

Georgia Code - Insurance - Title 33, Section 33-31-10

(a) All claims shall be promptly reported to the insurer or its designated claim representative and the insurer shall maintain adequate claim files. All claims shall be settled ...

Georgia Code - Insurance - Title 33, Section 33-31-11

When credit life insurance or credit accident and sickness insurance is required as additional security for any indebtedness, the debtor, upon written request to the creditor, shall have ...

Georgia Code - Insurance - Title 33, Section 33-31-12

(a) The Commissioner after notice and hearing may issue such rules and regulations as he deems appropriate for the supervision of this chapter, including regulation of maximum premiums ...

Georgia Code - Insurance - Title 33, Section 33-32-1

(a) No policy of fire insurance covering property located in this state shall be made, issued, or delivered unless it conforms as to all provisions and the sequence ...

Georgia Code - Insurance - Title 33, Section 33-32-2

A policy of insurance may be made to cover personal property changing in its specifics. ...

Georgia Code - Insurance - Title 33, Section 33-32-3

The privilege of rebuilding or reinstating property sustaining loss or damage shall not exist unless it is reserved in the policy. ...

Georgia Code - Insurance - Title 33, Section 33-32-4

In the event of a total loss of property, if an insurer shall pay to the insured an amount less than the maximum amount authorized to be paid ...

Georgia Code - Insurance - Title 33, Section 33-32-5

(a) Whenever any policy of insurance is issued to a natural person or persons insuring a specifically described one or two family residential building or structure located in ...

Georgia Code - Insurance - Title 33, Section 33-32-6

Any insurer issuing on or after April 28, 1999, a policy providing crop insurance coverage, other than federal crop insurance pursuant to 7 U.S.C. Section 1501, et seq., ...

Georgia Code - Insurance - Title 33, Section 33-33-1

All insurers licensed to write and writing property insurance in this state on a direct basis are authorized, subject to approval and regulation by the Commissioner, to establish ...

Georgia Code - Insurance - Title 33, Section 33-33-2

The Fair Access to Insurance Requirements Plan and articles of association shall make provision for an underwriting association having authority on behalf of its members to cause to ...

Georgia Code - Insurance - Title 33, Section 33-33-3

(a) Each insurer authorized to write and writing property insurance in this state shall be required to become and remain a member of the plan and the underwriting ...

Georgia Code - Insurance - Title 33, Section 33-33-4

(a) The directors of the association shall submit to the Commissioner, for review, a proposed Fair Access to Insurance Requirements Plan and articles of association consistent with this ...

Georgia Code - Insurance - Title 33, Section 33-33-5

In conformity with Chapter 9 of this title, insurers may make reasonable rate modifications for fire and extended coverage and such other classes of basic property insurance. ...

Georgia Code - Insurance - Title 33, Section 33-33-6

There shall be no liability on the part of, and no cause of action of any nature shall arise against, insurers, any inspection bureau, placement facility, or underwriting ...

Georgia Code - Insurance - Title 33, Section 33-33-7

Any person aggrieved by any action or decision of the administrators of the plan, the underwriting association, or of any insurer as a result of its participation in ...

Georgia Code - Insurance - Title 33, Section 33-33-8

(a) For the purposes of this Code section, the term 'local public entity' means a county, municipality, or local board of education. (b) In the ...

Georgia Code - Insurance - Title 33, Section 33-34A-1

This chapter shall be known and may be cited as the 'Georgia Vehicle Protection Product Act.' ...

Georgia Code - Insurance - Title 33, Section 33-34A-2

As used in this chapter, the term: (1) 'Administrator' means a third party other than the warrantor who is designated by the warrantor to be ...

Georgia Code - Insurance - Title 33, Section 33-34A-3

(a) No vehicle protection product may be sold or offered for sale in this state unless the seller, warrantor, and administrator, if any, comply with the provisions of ...

Georgia Code - Insurance - Title 33, Section 33-34A-4

(a) A person may not operate as a warrantor or represent to the public that the person is a warrantor unless the person is registered with the department ...

Georgia Code - Insurance - Title 33, Section 33-34A-5

No vehicle protection product shall be sold or offered for sale in this state unless the vehicle protection product warrantor is insured under warranty insurance policy meeting the ...

Georgia Code - Insurance - Title 33, Section 33-34A-6

No warranty reimbursement insurance policy shall be issued, sold, or offered for sale in this state unless the policy meets the following conditions: (1) The policy ...

Georgia Code - Insurance - Title 33, Section 33-34A-7

(a) Every vehicle protection product warranty shall be written in clear, understandable language and shall be printed or typed in an easy-to-read point size and font and shall ...

Georgia Code - Insurance - Title 33, Section 33-34A-8

(a) No vehicle protection product may be sold or offered for sale in this state unless the vehicle protection product warranty clearly states the terms and conditions governing ...

Georgia Code - Insurance - Title 33, Section 33-34A-9

(a) Unless licensed as an insurance company, a vehicle protection product warrantor shall not use in its name, contracts, or literature the words 'insurance,' 'casualty,' 'surety,' 'mutual,' or ...

Georgia Code - Insurance - Title 33, Section 33-34A-10

(a) All vehicle protection product warrantors shall keep accurate accounts, books, and records concerning transactions regulated under this chapter. (b) A vehicle protection product warrantoŕs ...

Georgia Code - Insurance - Title 33, Section 33-34A-11

(a) The Commissioner may conduct examinations of warrantors, administrators, or other persons to enforce this chapter and protect warranty holders in this state. Upon request of the Commissioner, ...

Georgia Code - Insurance - Title 33, Section 33-34A-12

The Commissioner may adopt such administrative rules consistent with the provisions of this chapter as are necessary to implement them. Such rules and regulations shall include disclosures for ...

Georgia Code - Insurance - Title 33, Section 33-34A-13

This chapter applies to all service contracts sold or offered for sale on or after January 1, 2004. The failure of any person to comply with this chapter ...

Georgia Code - Insurance - Title 33, Section 33-35-1

(a) The purposes of this chapter are to provide for the registration of prepaid legal services plans, to promote access to quality legal services at the lowest possible ...

Georgia Code - Insurance - Title 33, Section 33-35-2

As used in this chapter, the term: (1) 'Advertising' means any communication, other than a solicitation, as defined in paragraph (5) of this Code section, ...

Georgia Code - Insurance - Title 33, Section 33-35-3

This chapter shall not apply to the benefits available under automobile club membership contracts and automobile liability insurance policies which supply limited legal services or reimbursement for legal ...

Georgia Code - Insurance - Title 33, Section 33-35-4

(a) No person other than an insurer, as defined in paragraph (2) of Code Section 33-35-2, shall act as a sponsor or enter into any contract with an ...

Georgia Code - Insurance - Title 33, Section 33-35-5

(a) Upon the filing of an application and the payment of the license fee, the Commissioner shall make an investigation of each applicant and shall issue a license ...

Georgia Code - Insurance - Title 33, Section 33-35-6

No license or renewal license under this chapter shall be issued to a sponsor other than an insurer as defined in paragraph (2) of Code Section 33-35-2, unless ...

Georgia Code - Insurance - Title 33, Section 33-35-7

(a) The Commissioner may revoke, suspend, or refuse to renew the license of any sponsor when and if, after investigation, the Commissioner finds that: (1) Any ...

Georgia Code - Insurance - Title 33, Section 33-35-8

(a) Any sponsor of any prepaid legal services plan or authorized representative of any prepaid legal services plan may enter into a subscription contract with any person, with ...

Georgia Code - Insurance - Title 33, Section 33-35-9

(a) No subscription contracts for prepaid legal services may be sold or offered for sale in this state prior to April 1, 1976, provided that nothing contained in ...

Georgia Code - Insurance - Title 33, Section 33-35-10

(a)(1) The sponsor of any prepaid legal services plan or authorized representative of the plan may contract with any company licensed to transact casualty, life, or accident and ...

Georgia Code - Insurance - Title 33, Section 33-35-11

(a) No sponsor of any prepaid legal services plan or authorized representative of the plan shall enter into any contract with subscribers unless and until the sponsor has ...

Georgia Code - Insurance - Title 33, Section 33-35-12

All advertising and solicitation concerning prepaid legal services plans shall be conducted in a simple, dignified manner. Every item of advertising or solicitation shall conform with the following ...

Georgia Code - Insurance - Title 33, Section 33-35-13

A sponsor shall invest the funds of a prepaid legal services plan only in such investments as are authorized by the laws of this state for the investment ...

Georgia Code - Insurance - Title 33, Section 33-35-14

Any deposits of a sponsor of a prepaid legal services plan deposited with the Commissioner pursuant to this chapter shall be administered by the Commissioner in accordance with ...

Georgia Code - Insurance - Title 33, Section 33-35-15

(a) The Commissioner shall require every sponsor of a prepaid legal services plan to retain at the address shown on its license the plan related books, records, accounts, ...

Georgia Code - Insurance - Title 33, Section 33-35-16

Every sponsor of a prepaid legal services plan shall annually on or before March 1 file in the office of the Commissioner the following items: ...

Georgia Code - Insurance - Title 33, Section 33-35-17

Except as otherwise provided in this chapter, all hearings and proceedings held under this chapter shall be conducted in accordance with Chapter 2 of this title and the ...

Georgia Code - Insurance - Title 33, Section 33-35-18

If the Commissioner finds that any prepaid legal services plan or its sponsor: (1) has failed to comply with any provision of this chapter; (2) is fraudulently operated; ...

Georgia Code - Insurance - Title 33, Section 33-35-19

The venue provisions applicable to insurers under Chapter 4 of this title shall apply to sponsors as defined in paragraph (6) of Code Section 33-35-2. ...

Georgia Code - Insurance - Title 33, Section 33-35-20

The Commissioner shall have full power and authority to promulgate and adopt rules and regulations necessary for the implementation of this chapter. ...

Georgia Code - Insurance - Title 33, Section 33-35-21

This chapter shall apply to all persons, groups, or fraternal or benevolent organizations, including but not limited to insurers; corporations; partnerships; trusts; labor, craft, or other unions; or ...

Georgia Code - Insurance - Title 33, Section 33-35-22

All insurers authorized to transact casualty, life, or accident and sickness insurance in this state or any corporation organized pursuant to Chapter 18 or 19 of this title ...

Georgia Code - Insurance - Title 33, Section 33-35-23

Chapter 6 of this title, applicable to insurers, shall apply to sponsors as defined in paragraph (6) of Code Section 33-35-2; and, for the purpose of determining whether ...

Georgia Code - Insurance - Title 33, Section 33-36-1

This chapter shall be known and may be cited as the 'Georgia Insurers Insolvency Pool Act.' ...

Georgia Code - Insurance - Title 33, Section 33-36-2

There is created a Georgia Insurers Insolvency Pool which shall consist of three accounts: (1) workerś compensation account; (2) automobile account; and (3) all other covered insurance account. ...

Georgia Code - Insurance - Title 33, Section 33-36-3

As used in this chapter, the term: (1) 'Affiliate' means a person who, directly or indirectly, through one or more intermediaries, controls, is controlled by, ...

Georgia Code - Insurance - Title 33, Section 33-36-4

(a) There shall be a board of trustees of the Georgia Insurers Insolvency Pool which shall be known as the Insurers Solvency Board and which shall consist of ...

Georgia Code - Insurance - Title 33, Section 33-36-5

Every insurer authorized to write property or casualty insurance policies in this state shall be a member of the insolvency pool and shall be liable for assessments pursuant ...

Georgia Code - Insurance - Title 33, Section 33-36-6

(a) The Georgia Insurers Insolvency Pool is a nonprofit legal entity with the right to bring and defend actions and such right to bring and defend actions includes ...

Georgia Code - Insurance - Title 33, Section 33-36-7

(a) For the purposes of administration and assessment under this Code section, the pool shall be divided into three separate accounts: (1) workerś compensation insurance account; (2) automobile ...

Georgia Code - Insurance - Title 33, Section 33-36-7.1

(a) The plan adopted pursuant to Code Section 33-36-6 shall contain provisions whereby each member insurer is required to recoup over the year following the year of the ...

Georgia Code - Insurance - Title 33, Section 33-36-8

Upon the determination of a court of competent jurisdiction of the state of domicile of an insurer that the insurer is insolvent, the Commissioner of this state shall ...

Georgia Code - Insurance - Title 33, Section 33-36-9

In the event an insurer is ordered to be liquidated, the coverage afforded by property and casualty insurance policies issued by such insurer shall, with respect to covered ...

Georgia Code - Insurance - Title 33, Section 33-36-10

(a) It is not the purpose of this chapter to provide or permit duplicate recoveries of covered claims under this chapter and an insolvency fund or its equivalent ...

Georgia Code - Insurance - Title 33, Section 33-36-11

(a) Notwithstanding any other provisions of this chapter, a covered claim shall not include a claim filed with the pool after the earlier of (i) 18 months after ...

Georgia Code - Insurance - Title 33, Section 33-36-12

The Commissioner shall bring an action for and recover, on behalf of the pool, any assessment not paid when due. He may, after notice and hearing, revoke the ...

Georgia Code - Insurance - Title 33, Section 33-36-13

With respect to insolvent insurers incorporated in this state, the receiver, liquidator, or statutory successor shall allow as a proper claim on the assets of the insolvent insurer ...

Georgia Code - Insurance - Title 33, Section 33-36-14

(a) Any person having a claim against a policy or an insured under a policy issued by an insolvent insurer, which claim is a covered claim and is ...

Georgia Code - Insurance - Title 33, Section 33-36-14.1

(a) To aid in the detection and prevention of insurer insolvencies: (1) The board of trustees may, upon majority vote, make recommendations to the Commissioner ...

Georgia Code - Insurance - Title 33, Section 33-36-15

The pool shall be deemed a company or insurer within the scope of Code Section 33-2-11 relating to examinations. Notwithstanding the provisions of Code Section 33-2-11 or this ...

Georgia Code - Insurance - Title 33, Section 33-36-16

The pool shall be exempt from all license fees, income, franchise, privilege, occupation, or other taxes levied or assessed by the state, any municipality, county, or other political ...

Georgia Code - Insurance - Title 33, Section 33-36-16.1

There shall be no liability on the part of, and no cause of action of any nature shall arise against, any member insurer, the pool or its agents ...

Georgia Code - Insurance - Title 33, Section 33-36-17

(a) The Commissioner shall by order terminate the operation of the insolvency pool as to any kind of insurance afforded by property or casualty insurance policies with respect ...

Georgia Code - Insurance - Title 33, Section 33-36-18

Any action of the Insurers Solvency Board may be appealed to the Commissioner by any member insurer if such appeal is taken within 30 days of the action ...

Georgia Code - Insurance - Title 33, Section 33-36-19

(a) No person, including an insurer or agent or affiliate of an insurer, shall make, publish, disseminate, circulate, or place before the public or cause directly or indirectly ...

Georgia Code - Insurance - Title 33, Section 33-37-1

(a) This chapter shall be known and may be cited as the 'Insurers Rehabilitation and Liquidation Act.' (b) This chapter shall not be interpreted to ...

Georgia Code - Insurance - Title 33, Section 33-37-2

The proceedings authorized by this chapter may be applied to: (1) All insurers who are doing or have done an insurance business in this state ...

Georgia Code - Insurance - Title 33, Section 33-37-3

As used in this chapter, the term: (1) 'Ancillary state' means any state other than a domiciliary state. (2) 'Commissioner' means the ...

Georgia Code - Insurance - Title 33, Section 33-37-4

(a) No delinquency proceeding shall be commenced under this chapter by anyone other than the Commissioner, and no court shall have jurisdiction to entertain, hear, or determine any ...

Georgia Code - Insurance - Title 33, Section 33-37-5

(a) Any receiver appointed in a proceeding under this chapter may at any time apply for, and any court of general jurisdiction may grant, such restraining orders, preliminary ...

Georgia Code - Insurance - Title 33, Section 33-37-6

(a) Any officer, manager, director, trustee, owner, employee, or agent of any insurer or any other persons with authority over or in charge of any segment of the ...

Georgia Code - Insurance - Title 33, Section 33-37-7

Every proceeding commenced under the laws in effect before July 1, 1991, shall be deemed to have commenced under this chapter for the purpose of conducting the proceeding ...

Georgia Code - Insurance - Title 33, Section 33-37-8

No insurer that is subject to any delinquency proceedings, whether formal or informal, administrative or judicial, shall: (1) Be released from such proceeding, unless such ...

Georgia Code - Insurance - Title 33, Section 33-37-8.1

(a) For the purposes of this Code section, the persons entitled to protection under this Code section are: (1) All receivers responsible for the conduct ...

Georgia Code - Insurance - Title 33, Section 33-37-9

(a) The Commissioner may file in the superior court of the county in which the insurer is domiciled or in the Superior Court of Fulton County a petition ...

Georgia Code - Insurance - Title 33, Section 33-37-10

In all proceedings and judicial reviews thereof under Code Section 33-37-9, all records of the insurer, other documents, and all Insurance Department files and court records and papers, ...

Georgia Code - Insurance - Title 33, Section 33-37-11

The Commissioner may apply by petition to the Superior Court of Fulton County for an order authorizing him to rehabilitate a domestic insurer or an alien insurer domiciled ...

Georgia Code - Insurance - Title 33, Section 33-37-12

(a) An order to rehabilitate the business of a domestic insurer, or an alien insurer domiciled in this state, shall appoint the Commissioner and his successors in office ...

Georgia Code - Insurance - Title 33, Section 33-37-13

(a) The Commissioner as rehabilitator may appoint one or more special deputies who shall have all the powers and responsibilities of the rehabilitator granted under this Code section, ...

Georgia Code - Insurance - Title 33, Section 33-37-14

(a) Any court in this state before which any action or proceeding in which the insurer is a party, or is obligated to defend a party, is pending ...

Georgia Code - Insurance - Title 33, Section 33-37-15

(a) Whenever the Commissioner believes further attempts to rehabilitate an insurer would substantially increase the risk of loss to creditors, policyholders, or the public or would be futile ...

Georgia Code - Insurance - Title 33, Section 33-37-16

The Commissioner may petition the superior court for an order directing him to liquidate a domestic insurer or an alien insurer domiciled in this state on the basis: ...

Georgia Code - Insurance - Title 33, Section 33-37-17

(a) An order to liquidate the business of a domestic insurer shall appoint the Commissioner and his successors in office liquidator and shall direct the liquidator forthwith to ...

Georgia Code - Insurance - Title 33, Section 33-37-18

(a) All policies, including bonds and other noncancelable business, other than life or accident and sickness insurance or annuities, in effect at the time of issuance of an ...

Georgia Code - Insurance - Title 33, Section 33-37-19

The Commissioner may petition for an order dissolving the corporate existence of a domestic insurer or the United States branch of an alien insurer domiciled in this state ...

Georgia Code - Insurance - Title 33, Section 33-37-20

(a) The liquidator shall have the power: (1) To appoint a special deputy or deputies to act for him under this chapter and to determine ...

Georgia Code - Insurance - Title 33, Section 33-37-21

(a) Unless the court otherwise directs, the liquidator shall give or cause to be given notice of the liquidation order as soon as possible: (1) ...

Georgia Code - Insurance - Title 33, Section 33-37-22

(a) Every person who receives notice in the form prescribed in Code Section 33-37-21 that an insurer which he represents as an agent is the subject of a ...

Georgia Code - Insurance - Title 33, Section 33-37-23

(a) Upon issuance of an order appointing a liquidator of a domestic insurer or of an alien insurer domiciled in this state, no action at law or equity ...

Georgia Code - Insurance - Title 33, Section 33-37-24

(a) As soon as practicable after the liquidation order but not later than 120 days thereafter, the liquidator shall prepare in duplicate a list of the insurer´s assets. ...

Georgia Code - Insurance - Title 33, Section 33-37-25

(a) Every transfer made or suffered and every obligation incurred by an insurer within one year prior to the filing of a successful petition for rehabilitation or liquidation ...

Georgia Code - Insurance - Title 33, Section 33-37-26

(a) After a petition for rehabilitation or liquidation has been filed, a transfer of any of the real property of the insurer made to a person acting in ...

Georgia Code - Insurance - Title 33, Section 33-37-27

(a)(1) A preference is a transfer of any of the property of an insurer to or for the benefit of a creditor for or on account of an ...

Georgia Code - Insurance - Title 33, Section 33-37-28

(a) No claims of a creditor who has received or acquired a preference, lien, conveyance, transfer, assignment, or encumbrance voidable under this chapter shall be allowed unless he ...

Georgia Code - Insurance - Title 33, Section 33-37-29

(a) In all cases of mutual debts or mutual credits between the insurer and another person in connection with any action or proceeding under this chapter, such credits ...

Georgia Code - Insurance - Title 33, Section 33-37-30

(a) As soon as practicable but not more than two years from the date of an order of liquidation under Code Section 33-37-17 of an insurer issuing assessable ...

Georgia Code - Insurance - Title 33, Section 33-37-31

The amount recoverable by the liquidator from reinsurers shall not be reduced as a result of the delinquency proceedings regardless of any provision in the reinsurance contract or ...

Georgia Code - Insurance - Title 33, Section 33-37-32

(a)(1) An agent, broker, premium finance company, or any other person, other than the insured, responsible for the payment of a premium shall be obligated to pay any ...

Georgia Code - Insurance - Title 33, Section 33-37-33

(a) Within 120 days of a final determination of insolvency of an insurer by a court of competent jurisdiction of this state, the liquidator shall make application to ...

Georgia Code - Insurance - Title 33, Section 33-37-34

(a) Proof of all claims shall be filed with the liquidator in the form required by Code Section 33-37-35 on or before the last day for filing specified ...

Georgia Code - Insurance - Title 33, Section 33-37-35

(a) Proof of claim shall consist of a statement signed by the claimant that includes all of the following that are applicable: (1) The particulars ...

Georgia Code - Insurance - Title 33, Section 33-37-36

(a) The claim of a third party which is contingent only on his first obtaining a judgment against the insured shall be considered and allowed as if there ...

Georgia Code - Insurance - Title 33, Section 33-37-37

(a) Whenever any third party asserts a cause of action against an insured of an insurer in liquidation, the third party may file a claim with the liquidator. ...

Georgia Code - Insurance - Title 33, Section 33-37-38

(a) When a claim is denied in whole or in part by the liquidator, written notice of the determination shall be given to the claimant or his attorney ...

Georgia Code - Insurance - Title 33, Section 33-37-39

Whenever a creditor whose claim against an insurer is secured, in whole or in part, by the undertaking of another person fails to prove and file that claim, ...

Georgia Code - Insurance - Title 33, Section 33-37-40

(a) The value of any security held by a secured creditor shall be determined in one of the following ways, as the court may direct: ...

Georgia Code - Insurance - Title 33, Section 33-37-41

For all pending and future claims in insolvencies existing on July 1, 1997, and for all claims in future insolvencies, the priority of distribution of claims from the ...

Georgia Code - Insurance - Title 33, Section 33-37-42

(a) The liquidator shall review all claims duly filed in the liquidation and shall make such further investigation as he shall deem necessary. He may compound, compromise, or ...

Georgia Code - Insurance - Title 33, Section 33-37-43

Under the direction of the court, the liquidator shall pay distributions in a manner that will assure the proper recognition of priorities and a reasonable balance between the ...

Georgia Code - Insurance - Title 33, Section 33-37-44

(a) All unclaimed funds subject to distribution remaining in the liquidator´s hands when he is ready to apply to the court for discharge, including the amount distributable to ...

Georgia Code - Insurance - Title 33, Section 33-37-45

(a) When all assets justifying the expense of collection and distribution have been collected and distributed under this chapter, the liquidator shall apply to the court for discharge. ...

Georgia Code - Insurance - Title 33, Section 33-37-46

After the liquidation proceeding has been terminated and the liquidator discharged, the Commissioner or other interested party may at any time petition the superior court to reopen the ...

Georgia Code - Insurance - Title 33, Section 33-37-47

Whenever it shall appear to the Commissioner that the records of any insurer in process of liquidation or completely liquidated are no longer useful, he may recommend to ...

Georgia Code - Insurance - Title 33, Section 33-37-48

The superior court may, as it deems desirable, cause audits to be made of the books of the Commissioner relating to any receivership established under this chapter, and ...

Georgia Code - Insurance - Title 33, Section 33-37-49

(a) If a domiciliary liquidator has not been appointed, the Commissioner may apply to the superior court by verified petition for an order directing him to act as ...

Georgia Code - Insurance - Title 33, Section 33-37-50

(a) If no domiciliary receiver has been appointed, the Commissioner may apply to the superior court by verified petition for an order directing him to liquidate the assets ...

Georgia Code - Insurance - Title 33, Section 33-37-51

(a) The domiciliary liquidator of an insurer domiciled in a reciprocal state shall, except as to special deposits and security on secured claims under subsection (c) of Code ...

Georgia Code - Insurance - Title 33, Section 33-37-52

(a) If a domiciliary liquidator has been appointed for an insurer not domiciled in this state, the Commissioner may file a petition with the superior court requesting appointment ...

Georgia Code - Insurance - Title 33, Section 33-37-53

The Commissioner in his sole discretion may institute proceedings under Code Sections 33-37-9 and 33-37-10 at the request of the commissioner or other appropriate insurance official of the ...

Georgia Code - Insurance - Title 33, Section 33-37-54

(a) In a liquidation proceeding begun in this state against an insurer domiciled in this state, claimants residing in foreign countries or in states not reciprocal states must ...

Georgia Code - Insurance - Title 33, Section 33-37-55

(a) In a liquidation proceeding in a reciprocal state against an insurer domiciled in that state, claimants against the insurer who reside within this state may file claims ...

Georgia Code - Insurance - Title 33, Section 33-37-56

During the pendency in this or any other state of a liquidation proceeding, whether called by that name or not, no action or proceeding in the nature of ...

Georgia Code - Insurance - Title 33, Section 33-37-57

(a) In a liquidation proceeding in this state involving one or more reciprocal states, the order of distribution of the domiciliary state shall control as to all claims ...

Georgia Code - Insurance - Title 33, Section 33-37-58

If an ancillary receiver in another state or foreign country, whether called by that name or not, fails to transfer to the domiciliary liquidator in this state any ...

Georgia Code - Insurance - Title 33, Section 33-38-1

The purpose of this chapter is to protect policy owners, insureds, beneficiaries, annuitants, payees, and assignees of life insurance policies, health insurance policies, annuity contracts, and supplemental contracts, ...

Georgia Code - Insurance - Title 33, Section 33-38-2

(a) This chapter shall provide coverage to the persons specified in subsection (b) of this Code section for direct, nongroup life, health, annuity, and supplemental policies or contracts, ...

Georgia Code - Insurance - Title 33, Section 33-38-3

This chapter shall be liberally construed to effect the purpose set forth in Code Section 33-38-1, which Code section shall constitute an aid and guide to interpretation. ...

Georgia Code - Insurance - Title 33, Section 33-38-4

As used in this chapter, the term: (1) 'Account' means any of the two accounts created under Code Section 33-38-5. (2) 'Affiliate' means ...

Georgia Code - Insurance - Title 33, Section 33-38-5

(a) There is created a nonprofit, unincorporated association to be known as the Georgia Life and Health Insurance Guaranty Association. All member insurers shall be and remain members ...

Georgia Code - Insurance - Title 33, Section 33-38-6

(a) The board of directors of the association shall consist of seven members and shall at all times contain at least one member from a domestic insurer. The ...

Georgia Code - Insurance - Title 33, Section 33-38-7

In addition to the powers and duties enumerated elsewhere in this chapter, the association shall have the following powers and duties: (1) Whenever a domestic ...

Georgia Code - Insurance - Title 33, Section 33-38-8

(a) The association shall submit to the Commissioner a plan of operation and any amendments thereto necessary or suitable to assure the fair, reasonable, and equitable administration of ...

Georgia Code - Insurance - Title 33, Section 33-38-9

The plan of operation described in Code Section 33-38-8 may provide that any or all powers and duties of the association, except those under subparagraph (C) of paragraph ...

Georgia Code - Insurance - Title 33, Section 33-38-10

In addition to the duties and powers enumerated elsewhere in this chapter: (1) The Commissioner shall: (A) Upon request of the board of ...

Georgia Code - Insurance - Title 33, Section 33-38-11

Records shall be kept of all negotiations and meetings in which the association or its representatives are involved to discuss the activities of the association in carrying out ...

Georgia Code - Insurance - Title 33, Section 33-38-12

The association shall be subject to examination and regulation by the Commissioner. The board of directors shall submit to the Commissioner not later than May 1 of each ...

Georgia Code - Insurance - Title 33, Section 33-38-13

The association shall be exempt from all taxation in this state based upon income or gross receipts and shall likewise be exempt from all state and local occupation ...

Georgia Code - Insurance - Title 33, Section 33-38-14

There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer or its agents or employees, ...

Georgia Code - Insurance - Title 33, Section 33-38-15

(a) For the purpose of providing the funds necessary to carry out the powers and duties of the association, the board of directors shall assess the member insurers ...

Georgia Code - Insurance - Title 33, Section 33-38-16

(a) The board of directors may, upon majority vote, make reports and recommendations to the Commissioner upon any matter germane to the solvency, liquidation, rehabilitation, or conservation of ...

Georgia Code - Insurance - Title 33, Section 33-38-17

(a) For the purpose of carrying out its obligations under this chapter, the association shall be deemed to be a creditor of the impaired or insolvent insurer to ...

Georgia Code - Insurance - Title 33, Section 33-38-18

All proceedings in any court in this state in which the insolvent insurer is a party shall be stayed 60 days from the date of a final order ...

Georgia Code - Insurance - Title 33, Section 33-38-19

The liquidator, rehabilitator, or conservator of any impaired insurer may notify all interested persons of the effect of this chapter. ...

Georgia Code - Insurance - Title 33, Section 33-38-20

Any action of the board of directors may be appealed to the Commissioner by any member insurer if such appeal is taken within 30 days of the action ...

Georgia Code - Insurance - Title 33, Section 33-38-21

(a) No person, including an insurer or agent or affiliate of an insurer, shall make, publish, disseminate, circulate, or place before the public or cause directly or indirectly ...

Georgia Code - Insurance - Title 33, Section 33-38-22

(a) A member insurer may offset against its premium tax liability to this state an assessment described in Code Section 33-38-15 to the extent of 20 percent of ...

Georgia Code - Insurance - Title 33, Section 33-39-1

The purpose of this chapter is to establish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents, or ...

Georgia Code - Insurance - Title 33, Section 33-39-2

(a) The obligations imposed by this chapter shall apply to those insurance institutions, agents, or insurance-support organizations which, on or after January 1, 1984: (1) ...

Georgia Code - Insurance - Title 33, Section 33-39-3

As used in this chapter: (1) 'Adverse underwriting decision' means: (A) Any of the following actions with respect to insurance transactions involving ...

Georgia Code - Insurance - Title 33, Section 33-39-4

No insurance institution, agent, or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction; provided, however, a ...

Georgia Code - Insurance - Title 33, Section 33-39-5

(a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided below: ...

Georgia Code - Insurance - Title 33, Section 33-39-6

An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance ...

Georgia Code - Insurance - Title 33, Section 33-39-7

Notwithstanding any other provision of law of this state, no insurance institution, agent, or insurance-support organization may utilize as its disclosure authorization form in connection with insurance transactions ...

Georgia Code - Insurance - Title 33, Section 33-39-8

(a) No insurance institution, agent, or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application ...

Georgia Code - Insurance - Title 33, Section 33-39-9

(a) If any individual, after proper identification, submits a written request to an insurance institution, agent, or insurance-support organization for access to recorded personal information about the individual ...

Georgia Code - Insurance - Title 33, Section 33-39-10

(a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend, or delete any recorded personal information about the ...

Georgia Code - Insurance - Title 33, Section 33-39-11

(a) In the event of an adverse underwriting decision the insurance institution or agent responsible for the decision shall: (1) Either provide the applicant, policyholder, ...

Georgia Code - Insurance - Title 33, Section 33-39-12

No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning: (1) Any previous adverse underwriting decision experienced by an ...

Georgia Code - Insurance - Title 33, Section 33-39-13

(a) No insurance institution or agent may base an adverse underwriting decision in whole or in part: (1) On the fact of a previous adverse ...

Georgia Code - Insurance - Title 33, Section 33-39-14

An insurance institution, agent, or insurance-support organization shall not disclose any personal or privileged information about an individual collected or received in connection with an insurance transaction unless ...

Georgia Code - Insurance - Title 33, Section 33-39-15

(a) The Commissioner shall have power to examine and investigate into the affairs of every insurance institution or agent doing business in this state to determine whether the ...

Georgia Code - Insurance - Title 33, Section 33-39-16

(a) Whenever the Commissioner has reason to believe that an insurance institution, agent, or insurance-support organization has been or is engaged in conduct in this state which violates ...

Georgia Code - Insurance - Title 33, Section 33-39-17

For the purpose of this chapter, an insurance-support organization transacting business outside this state which has an effect on a person residing in this state shall be deemed ...

Georgia Code - Insurance - Title 33, Section 33-39-18

(a) If, after a hearing pursuant to Code Section 33-39-16, the Commissioner determines that the insurance institution, agent, or insurance-support organization charged has engaged in conduct or practices ...

Georgia Code - Insurance - Title 33, Section 33-39-19

(a) In any case where a hearing pursuant to Code Section 33-39-16 results in the finding of a knowing violation of this chapter, the Commissioner may, in addition ...

Georgia Code - Insurance - Title 33, Section 33-39-20

(a) Any person subject to an order of the Commissioner under Code Section 33-39-18 or Code Section 33-39-19 or any person whose rights under this chapter were allegedly ...

Georgia Code - Insurance - Title 33, Section 33-39-21

(a) If any insurance institution, agent, or insurance-support organization fails to comply with Code Section 33-39-9, 33-39-10, or 33-39-11 with respect to the rights granted under those Code ...

Georgia Code - Insurance - Title 33, Section 33-39-22

No cause of action in the nature of defamation, invasion of privacy, or negligence shall arise against any person for disclosing personal or privileged information in accordance with ...

Georgia Code - Insurance - Title 33, Section 33-39-23

Any person who knowingly and willfully obtains information about an individual from an insurance institution, agent, or insurance-support organization under false pretenses shall be guilty of a misdemeanor. ...

Georgia Code - Insurance - Title 33, Section 33-40-1

The purpose of this chapter is to regulate the formation and operation of risk retention groups in this state formed pursuant to the provisions of the federal Liability ...

Georgia Code - Insurance - Title 33, Section 33-40-2

As used in this chapter, the term: (1) 'Commissioner' means the Commissioner of Insurance of the State of Georgia or the commissioner, director, or superintendent ...

Georgia Code - Insurance - Title 33, Section 33-40-3

A risk retention group seeking to be chartered in this state must be chartered and licensed as a casualty or liability insurance company as provided in this title ...

Georgia Code - Insurance - Title 33, Section 33-40-4

(a) Risk retention groups chartered in states other than this state and seeking to do business as a risk retention group in this state must observe and abide ...

Georgia Code - Insurance - Title 33, Section 33-40-5

(a) All premiums paid for coverages within this state to risk retention groups shall be subject to taxation at the rate of 4 percent on all premiums paid ...

Georgia Code - Insurance - Title 33, Section 33-40-6

Any risk retention group and its agents and representatives shall comply with Chapter 6 of this title and all rules and regulations promulgated pursuant to such chapter. ...

Georgia Code - Insurance - Title 33, Section 33-40-7

Any risk retention group must submit to an examination by the Commissioner to determine its financial condition if the commissioner of the jurisdiction in which the group is ...

Georgia Code - Insurance - Title 33, Section 33-40-8

Any policy issued by a risk retention group shall contain in ten-point type on the front page and the declaration page the following notice: NOTICE ...

Georgia Code - Insurance - Title 33, Section 33-40-9

The following acts by a risk retention group are prohibited: (1) The solicitation or sale of insurance by a risk retention group to any person ...

Georgia Code - Insurance - Title 33, Section 33-40-10

No risk retention group shall be allowed to do business in this state if an insurance company is directly or indirectly a member or owner of such risk ...

Georgia Code - Insurance - Title 33, Section 33-40-11

A risk retention group not chartered in this state and doing business in this state must comply with a lawful order issued in a voluntary dissolution proceeding or ...

Georgia Code - Insurance - Title 33, Section 33-40-12

No risk retention group shall be permitted to join or contribute financially to the Georgia Insurers Insolvency Pool under Chapter 36 of this title nor shall any risk ...

Georgia Code - Insurance - Title 33, Section 33-40-13

Reserved. ...

Georgia Code - Insurance - Title 33, Section 33-40-14

Any purchasing group meeting the criteria established under the provisions of the federal Liability Risk Retention Act of 1986 shall be exempt from any law of this state ...

Georgia Code - Insurance - Title 33, Section 33-40-15

(a) A purchasing group which intends to do business in this state shall furnish to the Commissioner notice which shall: (1) Identify the state in ...

Georgia Code - Insurance - Title 33, Section 33-40-16

A purchasing group may not purchase insurance from a risk retention group that is not chartered in a state or from an insurer not admitted in the state ...

Georgia Code - Insurance - Title 33, Section 33-40-17

The Commissioner is authorized to make use of any of the powers established under this title to enforce the laws of this state so long as those powers ...

Georgia Code - Insurance - Title 33, Section 33-40-18

Any risk retention group which violates any provision of this chapter will be subject to fines and penalties applicable to licensed insurers generally, including revocation of its license ...

Georgia Code - Insurance - Title 33, Section 33-40-19

Any person acting or offering to act as an agent or broker for a risk retention group or purchasing group which solicits members, sells insurance coverage, purchases coverage ...

Georgia Code - Insurance - Title 33, Section 33-40-20

An order issued by any district court of the United States enjoining a risk retention group from soliciting or selling insurance, or operating, in any state, in all ...

Georgia Code - Insurance - Title 33, Section 33-40-21

The Commissioner may establish and from time to time amend such rules relating to risk retention groups as may be necessary or desirable to carry out the provisions ...

Georgia Code - Insurance - Title 33, Section 33-41-1

This chapter shall be known and may be cited as the 'Georgia Captive Insurance Company Act.' ...

Georgia Code - Insurance - Title 33, Section 33-41-2

Terms not otherwise defined in this chapter shall have the same meaning ascribed to them in this title. As used in this chapter, unless the context otherwise requires, ...

Georgia Code - Insurance - Title 33, Section 33-41-3

(a) Subject to the provisions of subsection (c) of this Code section and the other provisions of this chapter, a captive insurance company, where permitted by its charter, ...

Georgia Code - Insurance - Title 33, Section 33-41-4

No captive insurance company may transact any insurance in this state unless: (1) It first obtains from the Commissioner a certificate of authority authorizing it to ...

Georgia Code - Insurance - Title 33, Section 33-41-5

(a) A pure captive insurance company must be incorporated as a stock insurer with its capital divided into shares. (b) An association captive insurance company, ...

Georgia Code - Insurance - Title 33, Section 33-41-6

(a) A captive insurance company shall not use any name which is either similar, misleading, or confusing with respect to any other name already in use by any ...

Georgia Code - Insurance - Title 33, Section 33-41-7

(a) The affairs of every captive insurance company shall be managed by not less than three directors. (b) At least one-third of the directors of ...

Georgia Code - Insurance - Title 33, Section 33-41-8

(a) The amount of minimum capital or surplus required for each captive insurance company shall be determined on an individual basis, however: (1) No captive ...

Georgia Code - Insurance - Title 33, Section 33-41-9

(a) Any letter of credit used to meet the requirements set forth in Code Sections 33-41-8, 33-41-12, and 33-41-14: (1) Must be clean, irrevocable, and ...

Georgia Code - Insurance - Title 33, Section 33-41-10

(a) The application for an original certificate of authority for a captive insurance company must be filed with the Commissioner and shall contain the following: (1) ...

Georgia Code - Insurance - Title 33, Section 33-41-11

(a) The certificate of authority of a captive insurance company to transact insurance in this state may be refused, suspended, or not be renewed pursuant to Code Sections ...

Georgia Code - Insurance - Title 33, Section 33-41-12

For the purposes of determining the financial condition of a captive insurance company, including, but not limited to, the maintenance of adequate reserves pursuant to Code Section 33-41-13, ...

Georgia Code - Insurance - Title 33, Section 33-41-13

(a) Every captive insurance company shall maintain reserves in an amount estimated in the aggregate to provide for the payment of all unpaid losses and claims incurred, whether ...

Georgia Code - Insurance - Title 33, Section 33-41-14

(a) A captive insurance company may cede any part of its risks to a reinsurer pursuant to a written reinsurance agreement and may take credit as an asset ...

Georgia Code - Insurance - Title 33, Section 33-41-15

Each captive insurance company shall be required to file annual and other reports of its business affairs and operations as prescribed by Code Section 33-3-21. ...

Georgia Code - Insurance - Title 33, Section 33-41-16

(a) The Commissioner or his designated agent may visit each captive insurance company at any time and examine its affairs in order to ascertain its financial condition, its ...

Georgia Code - Insurance - Title 33, Section 33-41-17

The Commissioner may impose fines as prescribed by Code Section 33-3-20. ...

Georgia Code - Insurance - Title 33, Section 33-41-18

Except as provided in Code Section 33-41-8: (1) An association captive insurance company shall comply with the investment requirements contained in Chapter 11 of this ...

Georgia Code - Insurance - Title 33, Section 33-41-19

(a) No captive insurance company shall be required to join or use the rates, rating systems, underwriting rules, or policy or bond forms of a rating or advisory ...

Georgia Code - Insurance - Title 33, Section 33-41-20

(a)(1) No captive insurance company shall be permitted to join or contribute financially to the Georgia Insurers Insolvency Pool under Chapter 36 of this title or any other ...

Georgia Code - Insurance - Title 33, Section 33-41-21

The provisions of Chapter 37 of this title shall apply to and govern the rehabilitation, reorganization, conservation, and liquidation of captive insurance companies. ...

Georgia Code - Insurance - Title 33, Section 33-41-22

All captive insurance companies chartered and licensed under this chapter shall be taxed under the provisions of Chapter 8 of this title and any other provisions of law ...

Georgia Code - Insurance - Title 33, Section 33-41-23

The Commissioner may establish such rules and regulations and issue such interpretive rulings as may be necessary to carry out the provisions of this chapter. ...

Georgia Code - Insurance - Title 33, Section 33-41-24

Any provisions of this title which are inconsistent with the provisions of this chapter shall not apply to captive insurance companies. ...

Georgia Code - Insurance - Title 33, Section 33-42-1

This chapter may be known and cited as the 'Long-term Care Insurance Act.' ...

Georgia Code - Insurance - Title 33, Section 33-42-2

The purpose of this chapter is to promote the public interest, to promote the availability of long-term care insurance policies, to protect applicants for long-term care insurance as ...

Georgia Code - Insurance - Title 33, Section 33-42-3

The requirements of this chapter shall apply to policies issued, delivered, or issued for delivery in this state on or after July 1, 1988. This chapter is not ...

Georgia Code - Insurance - Title 33, Section 33-42-4

As used in this chapter, the term: (1) 'Applicant' means: (A) In the case of an individual long-term care insurance policy, the ...

Georgia Code - Insurance - Title 33, Section 33-42-5

No group long-term care insurance coverage may be offered to a resident of this state under a group policy issued in another state to a group described in ...

Georgia Code - Insurance - Title 33, Section 33-42-6

(a) The Commissioner may adopt regulations that include standards for full and fair disclosure setting forth the manner, content, and required disclosures for the sale of long-term care ...

Georgia Code - Insurance - Title 33, Section 33-42-7

Regulations adopted pursuant to this chapter shall be in accordance with the provisions of Chapter 2 of this title. ...

Georgia Code - Insurance - Title 33, Section 33-43-1

As used in this chapter, the term: (1) 'Applicant' means: (A) In the case of an individual medicare supplement policy or subscriber ...

Georgia Code - Insurance - Title 33, Section 33-43-2

(a) Except as otherwise specifically provided, this chapter shall apply to: (1) All medicare supplement policies delivered or issued for delivery in this state on or ...

Georgia Code - Insurance - Title 33, Section 33-43-3

(a) No medicare supplement insurance policy or certificate in force in this state shall contain benefits which duplicate benefits provided by medicare. (b) Notwithstanding any other ...

Georgia Code - Insurance - Title 33, Section 33-43-4

Medicare supplement policies shall return to policyholders benefits which are reasonable in relation to the premium charged. The Commissioner shall issue reasonable regulations to establish minimum standards for ...

Georgia Code - Insurance - Title 33, Section 33-43-5

(a) In order to provide for full and fair disclosure in the sale of medicare supplement policies, no medicare supplement policy or certificate shall be delivered in this ...

Georgia Code - Insurance - Title 33, Section 33-43-6

Medicare supplement policies or certificates shall have a notice prominently printed on the first page of the policy or certificate stating in substance that the applicant shall have ...

Georgia Code - Insurance - Title 33, Section 33-43-7

Every issuer of medicare supplement insurance in this state shall provide a copy of any medicare supplement advertisement intended for use in this state whether through written, radio, ...

Georgia Code - Insurance - Title 33, Section 33-43-8

Regulations adopted pursuant to this chapter shall be subject to the provisions of this chapter and Code Section 33-2-9. ...

Georgia Code - Insurance - Title 33, Section 33-43-9

In addition to any other applicable penalties for violations of this title, the Commissioner may require issuers violating any provision of this chapter or regulations promulgated pursuant to ...

Georgia Code - Insurance - Title 33, Section 33-45-1

As used in this chapter, the term: (1) 'Continuing care' or 'care' means furnishing pursuant to an agreement shelter, food, and either nursing care or ...

Georgia Code - Insurance - Title 33, Section 33-45-2

Except as provided in this chapter, providers of continuing care facilities shall be governed by the provisions of this chapter and shall be exempt from all other provisions ...

Georgia Code - Insurance - Title 33, Section 33-45-3

Nothing in this title or chapter shall be deemed to authorize any provider of a continuing care facility to transact any insurance business other than that of continuing ...

Georgia Code - Insurance - Title 33, Section 33-45-4

The administration of this chapter is vested in the department, which shall: (1) Prepare and furnish all forms necessary under the provisions of this chapter; ...

Georgia Code - Insurance - Title 33, Section 33-45-5

No person may engage in the business of providing continuing care or issuing continuing care agreements in this state without a certificate of authority therefor obtained from the ...

Georgia Code - Insurance - Title 33, Section 33-45-6

(a) Annually, on or before May 1, the provider shall file an annual statement and such other information and data showing its condition as of the last day ...

Georgia Code - Insurance - Title 33, Section 33-45-7

(a) In addition to other provisions considered proper to effectuate any continuing care agreement, addendum, or amendment each such agreement, addendum, or amendment shall be in writing and ...

Georgia Code - Insurance - Title 33, Section 33-45-8

No act, agreement, or statement of any resident, or of an individual purchasing care for a resident, under any agreement to furnish care to the resident shall constitute ...

Georgia Code - Insurance - Title 33, Section 33-45-9

(a) Each facility shall maintain as public information, available upon request, all annual statements that have been filed with the department. (b) Each facility shall ...

Georgia Code - Insurance - Title 33, Section 33-45-10

(a) Any person who knowingly maintains, enters into, performs, or, as manager or officer or in any other administrative capacity, assists in entering into, maintaining, or performing any ...

Georgia Code - Insurance - Title 33, Section 33-45-11

Any resident injured by a violation of this chapter may bring an action for the recovery of damages plus reasonable attorney´s fees. ...

Georgia Code - Insurance - Title 33, Section 33-45-12

Any contract or agreement for continuing care executed before July 1, 1991, which is amended or renewed subsequent to July 1, 1991, and any contract or agreement for ...

Georgia Code - Insurance - Title 33, Section 33-46-1

(a) The purpose of this chapter is to promote the delivery of quality health care in Georgia. Furthermore, it is to foster the delivery of such care in ...

Georgia Code - Insurance - Title 33, Section 33-46-2

As used in this chapter, the term: (1) 'Certificate' means a certificate of registration granted by the Commissioner to a private review agent. ...

Georgia Code - Insurance - Title 33, Section 33-46-3

(a) A private review agent may not conduct utilization review of health care provided in this state unless the Commissioner has granted the private review agent a certificate ...

Georgia Code - Insurance - Title 33, Section 33-46-4

As a condition of certification or renewal thereof, a private review agent shall be required to maintain compliance with the following: (1) The medical protocols ...

Georgia Code - Insurance - Title 33, Section 33-46-5

(a) An applicant for a certificate shall submit an application on a form prescribed by the Commissioner and pay an application fee and a certificate fee as provided ...

Georgia Code - Insurance - Title 33, Section 33-46-6

(a) A certificate shall expire on the second anniversary of its effective date unless the certificate is renewed for a two-year term as provided in this Code section. ...

Georgia Code - Insurance - Title 33, Section 33-46-7

Private review agents shall be subject to the jurisdiction of the Commissioner in all matters regulated by this chapter and the Commissioner shall have such powers and authority ...

Georgia Code - Insurance - Title 33, Section 33-46-8

Private review agents shall be subject to the provisions of Chapter 39 of this title. ...

Georgia Code - Insurance - Title 33, Section 33-46-9

The Commissioner shall periodically, not less than once a year, provide a list of private review agents issued certificates and the renewal date for those certificates to all ...

Georgia Code - Insurance - Title 33, Section 33-46-10

The Commissioner shall establish such reporting requirements upon private review agents as are necessary to determine if the utilization review programs are in compliance with the provisions of ...

Georgia Code - Insurance - Title 33, Section 33-46-11

The Commissioner shall adopt rules and regulations to implement the provisions of this chapter. ...

Georgia Code - Insurance - Title 33, Section 33-46-12

No certificate is required for utilization review by any Georgia licensed pharmacist or pharmacy while engaged in the practice of pharmacy, including but not limited to review of ...

Georgia Code - Insurance - Title 33, Section 33-46-13

(a) This chapter shall not apply to any contract with the federal government for utilization and review of patients eligible for hospital services under Title XVIII or XIX ...

Georgia Code - Insurance - Title 33, Section 33-46-14

The Commissioner shall issue an annual report to the Governor and the General Assembly concerning the conduct of utilization review in this state. Such report shall include a ...

Georgia Code - Insurance - Title 33, Section 33-47-1

This chapter shall be known and may be cited as the 'Managing General Agents Act.' ...

Georgia Code - Insurance - Title 33, Section 33-47-2

As used in this chapter, the term: (1) 'Actuary' means a person who is a member in good standing of the American Academy of Actuaries. ...

Georgia Code - Insurance - Title 33, Section 33-47-3

(a) No person, firm, association, or corporation shall act in the capacity of a managing general agent with respect to risks located in this state for an insurer ...

Georgia Code - Insurance - Title 33, Section 33-47-4

No person, firm, association, or corporation acting in the capacity of a managing general agent shall place business with an insurer unless there is in force a written ...

Georgia Code - Insurance - Title 33, Section 33-47-5

(a) The insurer shall have on file an independent financial examination, in a form acceptable to the Commissioner, of each managing general agent with which it has done ...

Georgia Code - Insurance - Title 33, Section 33-47-6

The acts of the managing general agent are considered to be the acts of the insurer on whose behalf it is acting. A managing general agent may be ...

Georgia Code - Insurance - Title 33, Section 33-47-7

(a) If the Commissioner finds, after a hearing conducted in accordance with Chapter 2 of this title, that any person has violated any provision of this chapter, the ...

Georgia Code - Insurance - Title 33, Section 33-48-1

This chapter shall be known and may be cited as the 'Business Transacted with Producer Controlled Property and Casualty Insurer Act.' ...

Georgia Code - Insurance - Title 33, Section 33-48-2

As used in this chapter, the term: (1) 'Control' or 'controlled' shall have the same meaning as provided in paragraph (3) of Code Section 33-13-1, ...

Georgia Code - Insurance - Title 33, Section 33-48-3

(a) No producer which has control of a licensed property and casualty insurer may directly or indirectly place business with such insurer in any transaction in which such ...

Georgia Code - Insurance - Title 33, Section 33-48-4

(a)(1) If the Commissioner has reason to believe that a controlling producer has committed or is committing an act which could be determined to be a violation, as ...

Georgia Code - Insurance - Title 33, Section 33-49-1

This chapter shall be known and may be cited as the 'Reinsurance Intermediary Act.' ...

Georgia Code - Insurance - Title 33, Section 33-49-2

As used in this chapter, the term: (1) 'Actuary' means a person who is a member in good standing of the American Academy of Actuaries. ...

Georgia Code - Insurance - Title 33, Section 33-49-3

(a) No person, firm, association, or corporation shall act as a broker in this state if the broker maintains an office either directly or as a member or ...

Georgia Code - Insurance - Title 33, Section 33-49-4

Transactions between a broker and the insurer it represents in such capacity shall only be entered into pursuant to a written authorization specifying the responsibilities of each party. ...

Georgia Code - Insurance - Title 33, Section 33-49-5

(a) For at least ten years after expiration of each contract of reinsurance transacted by the broker, the broker will keep a complete record for each transaction showing: ...

Georgia Code - Insurance - Title 33, Section 33-49-6

(a) An insurer shall not engage the services of any person, firm, association, or corporation to act as a broker on its behalf unless such person is licensed ...

Georgia Code - Insurance - Title 33, Section 33-49-7

Transactions between a manager and the reinsurer it represents in such capacity shall only be entered into pursuant to a written contract, specifying the responsibilities of each party, ...

Georgia Code - Insurance - Title 33, Section 33-49-8

The manager shall not: (1) Cede retrocessions on behalf of the reinsurer, except that the manager may cede facultative retrocessions pursuant to obligatory facultative agreements ...

Georgia Code - Insurance - Title 33, Section 33-49-9

(a) A reinsurer shall not engage the services of any person, firm, association, or corporation to act as a manager on its behalf unless such person is licensed ...

Georgia Code - Insurance - Title 33, Section 33-49-10

(a) A reinsurance intermediary shall be subject to examination by the Commissioner. The Commissioner shall have access to all books, bank accounts, and records of the reinsurance intermediary ...

Georgia Code - Insurance - Title 33, Section 33-49-11

(a) A reinsurance intermediary, insurer, or reinsurer found by the Commissioner, after a hearing conducted in accordance with Chapter 2 of this title, to be in violation of ...

Georgia Code - Insurance - Title 33, Section 33-50-1

As used in this chapter, the term 'multiple employer self-insured health plan' means any plan or arrangement which is established or maintained for the purpose of offering or ...

Georgia Code - Insurance - Title 33, Section 33-50-2

(a) It is unlawful for any multiple employer self-insured health plan to transact business in this state without a license issued by the Commissioner. Any of the acts ...

Georgia Code - Insurance - Title 33, Section 33-50-3

(a) Application for a license must be made on forms prescribed by the Commissioner. No multiple employer self-insured health plan may be licensed unless it has and maintains ...

Georgia Code - Insurance - Title 33, Section 33-50-4

At the time application for a license is made, the multiple employer self-insured health plan shall file with the Commissioner a copy of the plan´s bylaws, all schedules ...

Georgia Code - Insurance - Title 33, Section 33-50-5

A multiple employer self-insured health plan shall include aggregate excess stop-loss coverage and individual excess stop-loss coverage provided by an insurer licensed by the state. Aggregate excess stop-loss ...

Georgia Code - Insurance - Title 33, Section 33-50-6

Funds collected from the participating employers under multiple employer self-insured health plans must be held in trust subject to the following requirements: (1) A board of ...

Georgia Code - Insurance - Title 33, Section 33-50-7

(a) A plan shall establish loss reserves for all incurred losses, both reported and unreported, for expenses and for unearned premiums in a manner and amount established by ...

Georgia Code - Insurance - Title 33, Section 33-50-8

Every multiple employer self-insured health plan shall be subject to examination in accordance with Chapter 2 of this title. ...

Georgia Code - Insurance - Title 33, Section 33-50-9

(a) A plan that desires to cease existence shall apply to the Commissioner for authority to dissolve. Applications to dissolve must be on forms prescribed by the Commissioner ...

Georgia Code - Insurance - Title 33, Section 33-50-10

The Commissioner may promulgate rules or regulations which are necessary to implement the provisions of this chapter and to ensure the safe and proper operation of multiple employer ...

Georgia Code - Insurance - Title 33, Section 33-50-11

(a) If the Commissioner is of the opinion that a multiple employer self-insured health plan is in an unsound condition, that it has failed to comply with the ...

Georgia Code - Insurance - Title 33, Section 33-50-12

It is the intent of the General Assembly that a multiple employer self-insured health plan be created and maintained by and for the benefit of participating employers and ...

Georgia Code - Insurance - Title 33, Section 33-50-13

All multiple employer self-insured health plans who have member employees in this state as of July 1, 1991, shall have until October 1, 1991, to make all filings ...

Georgia Code - Insurance - Title 33, Section 33-51-1

This chapter shall be known and may be cited as the 'Georgia Basic Health Insurance Plan.' ...

Georgia Code - Insurance - Title 33, Section 33-51-2

It is the intent of this chapter to authorize the Commissioner of Insurance to establish a model health insurance plan or policy which will be affordable to Georgians ...

Georgia Code - Insurance - Title 33, Section 33-51-3

The Commissioner shall develop a model basic health insurance plan which shall include, but shall not be limited to, the following features: (1) Eligibility criteria ...

Georgia Code - Insurance - Title 33, Section 33-51-4

(a) The Commissioner shall be authorized to request information and data from any available source and to request the assistance of accident and sickness insurers and providers of ...

Georgia Code - Insurance - Title 33, Section 33-52-1

(a) This chapter shall apply to any insurer authorized or doing business in this state which transfers or assumes the obligations or risks on contracts of insurance written ...

Georgia Code - Insurance - Title 33, Section 33-52-2

As used in this chapter: (1) 'Assuming insurer' means the insurer which acquires an insurance obligation or risk from the transferring insurer pursuant to an ...

Georgia Code - Insurance - Title 33, Section 33-52-3

(a)(1) The transferring insurer shall provide or cause to be provided to each policyholder by first-class mail, addressed to the policyholder´s last known address or to the address ...

Georgia Code - Insurance - Title 33, Section 33-52-4

(a) Every policyholder shall have the right to reject the transfer and novation of his or her contract of insurance. Policyholders electing to reject the assumption transaction shall ...

Georgia Code - Insurance - Title 33, Section 33-52-5

If a transfer takes place pursuant to Code Section 33-52-4, there shall be a novation of the contract of insurance subject to the assumption reinsurance agreement with the ...

Georgia Code - Insurance - Title 33, Section 33-52-6

(a) The Commissioner shall approve or disapprove the entire assumption reinsurance transaction. The following items shall be submitted to the Commissioner: (1) A detailed statement explaining ...

Georgia Code - Insurance - Title 33, Section 33-53-1

As used in this chapter: (1) 'Commissioner' means the Commissioner of Insurance of the State of Georgia. (2) 'Drug' means a drug or ...

Georgia Code - Insurance - Title 33, Section 33-53-2

An insurance policy that provides coverage for drugs may not exclude coverage of a covered drug on the grounds that the drug has not been approved by the ...

Georgia Code - Insurance - Title 33, Section 33-53-3

The Commissioner is authorized to enforce the provisions of this chapter. ...

Georgia Code - Insurance - Title 33, Section 33-53-4

This chapter shall not be deemed to do any of the following: (1) Require coverage for any drug when the federal Food and Drug Administration ...

Georgia Code - Insurance - Title 33, Section 33-54-1

The General Assembly finds and determines that recent advances in genetic science have led to improvements in the diagnosis, treatment, and understanding of a significant number of human ...

Georgia Code - Insurance - Title 33, Section 33-54-2

As used in this chapter, the term: (1) 'Genetic testing' means laboratory tests of human DNA or chromosomes for the purpose of identifying the presence ...

Georgia Code - Insurance - Title 33, Section 33-54-3

(a) Except as otherwise provided in this chapter, genetic testing may only be conducted to obtain information for therapeutic or diagnostic purposes. Genetic testing may not be conducted ...

Georgia Code - Insurance - Title 33, Section 33-54-4

Any insurer that receives information derived from genetic testing may not use the information for any nontherapeutic purpose. ...

Georgia Code - Insurance - Title 33, Section 33-54-5

Notwithstanding the provisions of Code Sections 33-54-3 and 33-54-4, information derived from genetic testing regarding the identity of any individual who is the subject of a criminal investigation ...

Georgia Code - Insurance - Title 33, Section 33-54-6

Notwithstanding the provisions of Code Sections 33-54-3 and 33-54-4, any research facility may conduct genetic testing and may use the information derived from genetic testing for scientific research ...

Georgia Code - Insurance - Title 33, Section 33-54-7

This chapter shall not apply to a life insurance policy, disability income policy, accidental death or dismemberment policy, medicare supplement policy, long-term care insurance policy, credit insurance policy, ...

Georgia Code - Insurance - Title 33, Section 33-54-8

(a) Any violation of this chapter by an insurer shall be unfair trade practice subject to the provisions of Article 1 of Chapter 6 of this title, and ...

Georgia Code - Insurance - Title 33, Section 33-55-1

(a) Every insurer domiciled in this state shall file a report with the Commissioner disclosing material acquisitions and dispositions of assets or material nonrenewals, cancellations, or revisions of ...

Georgia Code - Insurance - Title 33, Section 33-55-2

(a) No acquisitions or dispositions of assets need be reported pursuant to Code Section 33-55-1 if the acquisitions or dispositions are not material. For purposes of this chapter, ...

Georgia Code - Insurance - Title 33, Section 33-55-3

(a) Nonrenewals, cancellations, or revisions of ceded reinsurance agreements shall not be required to be reported pursuant to Code Section 33-55-1 if the nonrenewals, cancellations, or revisions are ...

Georgia Code - Insurance - Title 33, Section 33-56-1

As used in this chapter, the term: (1) 'Adjusted RBC report' means an RBC report which has been adjusted in accordance with subsection (e) of ...

Georgia Code - Insurance - Title 33, Section 33-56-2

(a) Every domestic insurer shall, on or prior to each March 1, prepare and submit to the Commissioner a report of its RBC levels, as of the end ...

Georgia Code - Insurance - Title 33, Section 33-56-3

(a) As used in this Code section, 'company action level event' means any of the following events: (1) The filing of an RBC report by ...

Georgia Code - Insurance - Title 33, Section 33-56-4

(a) For the purposes of this Code section, 'regulatory action level event' means, with respect to any insurer, any of the following events: (1) The ...

Georgia Code - Insurance - Title 33, Section 33-56-5

(a) For the purposes of this Code section, 'authorized control level event' means any of the following events: (1) The filing of an RBC report ...

Georgia Code - Insurance - Title 33, Section 33-56-6

(a) For purposes of this Code section, 'mandatory control level event' means any of the following events: (1) The filing of an RBC report which ...

Georgia Code - Insurance - Title 33, Section 33-56-7

Upon notification: (1) To an insurer by the Commissioner of an adjusted RBC report; (2) To an insurer by the Commissioner that: ...

Georgia Code - Insurance - Title 33, Section 33-56-8

(a) Notwithstanding the provisions of Article 4 of Chapter 18 of Title 50, all RBC reports, to the extent the information therein is not required to be set ...

Georgia Code - Insurance - Title 33, Section 33-56-9

(a) The provisions of this chapter are supplemental to any other provisions of the laws of this state and shall not preclude or limit any other powers or ...

Georgia Code - Insurance - Title 33, Section 33-56-10

(a) Any foreign insurer shall, upon the written request of the Commissioner, submit to the Commissioner an RBC report as of the end of the previous calendar year ...

Georgia Code - Insurance - Title 33, Section 33-56-11

There shall be no liability on the part of, and no cause of action shall arise against, the Commissioner or the insurance department or its employees or agents ...

Georgia Code - Insurance - Title 33, Section 33-56-12

In the event any section, subsection, sentence, clause, or phrase of this chapter shall be declared or adjudged invalid or unconstitutional, such adjudication shall in no manner affect ...

Georgia Code - Insurance - Title 33, Section 33-56-13

All notices by the Commissioner to an insurer which may result in regulatory action under this chapter shall be effective upon dispatch if transmitted by registered or certified ...

Georgia Code - Insurance - Title 33, Section 33-57-1

The General Assembly recognizes the importance of effectively managed and economical insurance and health management funding products and services to the citizens of the State of Georgia. It ...

Georgia Code - Insurance - Title 33, Section 33-57-2

As used in this chapter, the term: (1) 'Administrator' means the administrator appointed pursuant to Code Section 10-1-395. (2) 'Advocate' means the ...

Georgia Code - Insurance - Title 33, Section 33-57-3

There are created the consumers´ insurance advocate and deputy advocate within the Governor´s Office of Consumer Affairs. The advocate and deputy advocate may be attorneys licensed to practice ...

Georgia Code - Insurance - Title 33, Section 33-57-4

(a) The advocate shall be entitled to appear, as a party or otherwise, on behalf of the consumers of this state of products or services provided by any ...

Georgia Code - Insurance - Title 33, Section 33-57-5

(a) In addition to other requirements of service and notice imposed by law, a copy of any request for insurance or health benefit plan rate filing: ...

Georgia Code - Insurance - Title 33, Section 33-57-6

The administrator shall employ and fix the compensation of at least one actuary as a regular full-time employee to assist the advocate, and the administrator is authorized to ...

Georgia Code - Insurance - Title 33, Section 33-57-7

Services of all consultants, expert witnesses, accountants, actuaries, attorneys, investigators, stenographers, or other technical or clerical assistants employed by the department may be available to the advocate in ...

Georgia Code - Insurance - Title 33, Section 33-57-8

This chapter shall not be construed to prevent any party interested in any proceeding or action before the department, the Commissioner, any court, or any administrative body from ...

Georgia Code - Insurance - Title 33, Section 33-58-1

As used in this chapter, the term: (1) 'Charitable gift annuity' means a transfer of cash or other property by a donor to a charitable ...

Georgia Code - Insurance - Title 33, Section 33-58-2

(a) The issuance of a qualified charitable gift annuity does not constitute engaging in the business of insurance in this state. (b) A charitable gift ...

Georgia Code - Insurance - Title 33, Section 33-58-3

(a) When entering into an agreement for a qualified charitable gift annuity, the charitable organization shall disclose to the donor in writing in the annuity agreement that a ...

Georgia Code - Insurance - Title 33, Section 33-58-4

(a) A charitable organization that issues qualified charitable gift annuities shall notify the Commissioner in writing by the later of October 1, 2000, or the date on which ...

Georgia Code - Insurance - Title 33, Section 33-58-5

The failure of a charitable organization to comply with the notice requirements imposed under Code Section 33-58-3 or Code Section 33-58-4 does not prevent a charitable gift annuity ...

Georgia Code - Insurance - Title 33, Section 33-58-6

The issuance of a qualified charitable gift annuity does not constitute a violation of Article 15 of Chapter 1 of Title 10. ...

Georgia Code - Insurance - Title 33, Section 33-59-1

This chapter shall be known and may be cited as the 'Life Settlements Act.' ...

Georgia Code - Insurance - Title 33, Section 33-59-2

As used in this chapter, the term: (1) 'Advertising' means any written, electronic, or printed communication or any communication by means of recorded telephone messages ...

Georgia Code - Insurance - Title 33, Section 33-59-4

(a) The Commissioner may refuse to issue, suspend, revoke, or refuse to renew the license of a life settlement provider if the Commissioner finds that: (1) ...

Georgia Code - Insurance - Title 33, Section 33-59-5

A person may not use a life settlement contract or provide to a seller a disclosure statement form in this state unless filed with and approved by the ...

Georgia Code - Insurance - Title 33, Section 33-59-6

(a) Each life settlement provider shall file with the Commissioner by March first of each year an annual statement containing such information as the Commissioner prescribes by regulation. ...

Georgia Code - Insurance - Title 33, Section 33-59-7

(a) Authority, scope, and scheduling of examinations. (1) The Commissioner may conduct an examination under this chapter of a licensee as often as the Commissioner in ...

Georgia Code - Insurance - Title 33, Section 33-59-8

(a) With each application for a life settlement contract, a life settlement provider or life insurance producer shall provide the seller with at least the following disclosures no ...

Georgia Code - Insurance - Title 33, Section 33-59-9

(a)(1) A life settlement provider entering into a life settlement contract first shall obtain: (A) If the seller is the insured, a written statement from ...

Georgia Code - Insurance - Title 33, Section 33-59-10

It is a violation of this chapter for a person to enter into a life settlement contract within a two-year period commencing with the date of issuance of ...

Georgia Code - Insurance - Title 33, Section 33-59-11

(a) The purpose of this Code section is to provide a prospective seller with clear and unambiguous statements in the advertisement of a life settlement contract and to ...

Georgia Code - Insurance - Title 33, Section 33-59-12

(a)(1) A person shall not commit a fraudulent life settlement act. (2) A person, knowingly or intentionally, shall not interfere with the enforcement of the ...

Georgia Code - Insurance - Title 33, Section 33-59-13

(a) In addition to the penalties and other enforcement provisions of this chapter, if a person violates the provisions of this chapter or any regulation implementing this chapter, ...

Georgia Code - Insurance - Title 33, Section 33-59-14

A violation of this chapter shall be considered an unfair trade practice under Chapter 6 of this title and subject to the penalties contained in that chapter. ...

Georgia Code - Insurance - Title 33, Section 33-59-15

The Commissioner shall have the authority to: (1) Promulgate rules and regulations implementing this chapter; (2) Establish standards for evaluating reasonableness of ...

Georgia Code - Insurance - Title 33, Section 33-59-16

Nothing in this chapter preempts or otherwise limits the provisions of Chapter 5 of Title 10, the 'Georgia Securities Act of 1973,' or any regulations, orders, policy statements, ...

Georgia Code - Insurance - Title 33, Section 33-59-17

A life settlement provider lawfully transacting business in this state may continue to do so pending approval or disapproval of the persońs application for a license so long ...

Georgia Code - Insurance - Title 33, Section 33-59-18

Notwithstanding the provisions of this chapter to the contrary, a person who has lawfully negotiated life settlement contracts between a seller and one or more life settlement providers ...

Georgia Code - Insurance - Title 33, Section 33-60-1

This chapter shall be known and may be cited as the 'Small Business Employee Choice of Benefits Health Insurance Plan Act.' ...

Georgia Code - Insurance - Title 33, Section 33-60-2

The General Assembly recognizes the need for employers and individuals in this state to have the opportunity to choose among group and individual health insurance plans that are ...

Georgia Code - Insurance - Title 33, Section 33-60-3

As used in this chapter, the term: (1) 'Alternative health benefit plan' means a group or individual health benefit plan that contains: ...

Georgia Code - Insurance - Title 33, Section 33-60-4

(a) Notwithstanding any other provision of law and on and after July 1, 2005: (1) Any insurer authorized to transact business in this state offering group ...

Georgia Code - Insurance - Title 33, Section 33-60-5

(a) In each sale of an alternative health benefit plan, the insurer shall provide to each proposed individual group member or individual policyholder a notice and an acknowledgment ...

Georgia Code - Insurance - Title 33, Section 33-60-6

The Commissioner of Insurance may promulgate rules and regulations as necessary to implement the provisions of this chapter and specify the information to be contained on the forms ...

Last modified: May 2, 2006