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- New Jersey Insurance Laws Section 17B:17-1. Scope of act
This Subtitle 3 of Title 17B shall be known as the "Life and Health Insurance Code," sometimes referred to herein as this " ...
- New Jersey Insurance Laws Section 17B:17-2. Insurer defined
"Insurer" includes every person engaged as indemnitor or contractor in the business of life insurance, health insurance or of annuity. L.1971, c. ...
- New Jersey Insurance Laws Section 17B:17-3. Life insurance defined
"Life insurance" is a policy or contract whereby an insurer is obligated to pay or allow a benefit of pecuniary value with respect ...
- New Jersey Insurance Laws Section 17B:17-4. Health insurance defined
"Health insurance" is a contract or agreement whereby an insurer is obligated to pay or allow a benefit of pecuniary value with respect ...
- New Jersey Insurance Laws Section 17B:17-5. Annuity defined
"Annuity" is a contract not coming within the definition of life insurance as set forth in section 17B:17-3, or health insurance ...
- New Jersey Insurance Laws Section 17B:17-5.1. Definitions; funeral insurance policies
24. a. As used in this section: "At need funeral arrangements" means funeral arrangements made with the survivors or personal representative of a ...
- New Jersey Insurance Laws Section 17B:17-6. Person defined
"Person" includes any individual, insurer, company, association, organization, society, partnership, syndicate, trust, business trust, corporation and every legal entity. L.1971, c. 144, ...
- New Jersey Insurance Laws Section 17B:17-7. Domestic insurer, foreign insurer, alien insurer defined
a. A "domestic" insurer is one formed under the laws of this State. b. A "foreign" insurer is one formed under ...
- New Jersey Insurance Laws Section 17B:17-8. State defined
When used in context signifying a jurisdiction other than the State of New Jersey, "State" means any State, district, territory, commonwealth, or possession ...
- New Jersey Insurance Laws Section 17B:17-9. Domicile defined
The "domicile" of an insurer means: a. As to Canadian insurers, the province in which the insurer's head office is located. b. ...
- New Jersey Insurance Laws Section 17B:17-10. Principal office defined
"Principal office" means: a. As to Canadian insurers, the office in Canada from which the general affairs of the insurer are directed or ...
- New Jersey Insurance Laws Section 17B:17-11. Authorized insurer, unauthorized insurer defined
a. An "authorized insurer" is one duly authorized by a current certificate of authority issued by the commissioner pursuant to this code to ...
- New Jersey Insurance Laws Section 17B:17-12. Certificate of authority; license defined
a. A "certificate of authority is a certificate issued by the commissioner evidencing the authority of an insurer to transact insurance in this State. ...
- New Jersey Insurance Laws Section 17B:17-12.1. Change of domicile for insurers
2. a. An insurer that is formed under the laws of another state and is admitted to transact the business of insurance in this State ...
- New Jersey Insurance Laws Section 17B:17-13. Misdemeanor to do business unless authorized
a. No person shall act as an insurer in this State without complying with the applicable provisions of this Code. b. No person by himself, ...
- New Jersey Insurance Laws Section 17B:17-13.1 Charitable annuities.
17B:17-13.1. a. The commissioner may, in his discretion, issue a special permit to a qualified nonprofit domestic or foreign corporation or association ...
- New Jersey Insurance Laws Section 17B:17-14. General penalty
Each violation of this Code as to which a penalty is not provided by another provision of this Code or by other applicable laws of ...
- New Jersey Insurance Laws Section 17B:17-15. Conflict with other laws
All laws and parts of laws of this State inconsistent with this Code are hereby superseded with respect to matters covered by this Code. L. ...
- New Jersey Insurance Laws Section 17B:17-16. Separability of provisions
If any provision of this Code or the application thereof to any person or circumstance is held invalid, the invalidity shall not affect other provisions ...
- New Jersey Insurance Laws Section 17B:17-17. Short title
This act shall be known and may be cited as the "Life and Health Insurance Policy Language Simplification Act." L.1979, c. 167, ...
- New Jersey Insurance Laws Section 17B:17-18. Purpose
The purpose of this act is to establish minimum standards for language used in policies, contracts and certificates of life insurance, health insurance, annuity, credit ...
- New Jersey Insurance Laws Section 17B:17-19. Definitions
As used in this act: a. "Policy" or "policy form" means any policy, contract, certificate, or agreement of life or health ...
- New Jersey Insurance Laws Section 17B:17-20. Application of act; exclusions
a. This act shall apply to all policies delivered or issued for delivery in this State by any company on or after the dates such ...
- New Jersey Insurance Laws Section 17B:17-21. Policy forms
a. In addition to any other requirements of law, no policy forms, except as stated in section 4, shall be delivered or issued for delivery ...
- New Jersey Insurance Laws Section 17B:17-22. Issuance of policy forms after filing; construction with other laws
Nothing in this act shall be construed to negate any law of this State permitting the issuance of any policy form after it has been ...
- New Jersey Insurance Laws Section 17B:17-23. Flesch reading ease score; authorization of lower score
The commissioner may authorize a lower score than the Flesch reading ease score required in section 5a. (1) whenever, in his sole discretion, he finds ...
- New Jersey Insurance Laws Section 17B:17-24. Content of policy forms; construction with other laws
A policy form meeting the requirements of section 5a. shall be filed or approved notwithstanding the provisions of any other law which specifies the content ...
- New Jersey Insurance Laws Section 17B:17-25. Date of application
a. Except as provided in section 4, this act applies to all policy forms filed on or after 2 years after the effective date of ...
- New Jersey Insurance Laws Section 17B:18-1. Scope of chapter
This chapter shall be applicable only to domestic stock and domestic mutual insurers, authorized to do one or more of the kinds of business defined ...
- New Jersey Insurance Laws Section 17B:18-2. Stock insurer defined
A domestic stock insurer is an insurer incorporated in accordance with the laws of this State with its capital divided into shares and owned by ...
- New Jersey Insurance Laws Section 17B:18-3. Mutual insurer defined
A domestic mutual insurer is an insurer incorporated in accordance with the laws of this State without permanent capital stock, the governing body of which, ...
- New Jersey Insurance Laws Section 17B:18-4. Organization of stock or mutual insurer
a. Ten or more persons may form a domestic stock or domestic mutual insurer to engage in the business of writing any or all of ...
- New Jersey Insurance Laws Section 17B:18-5. Approval of certificate by commissioner; recording and filing
The certificate of incorporation shall be proved or acknowledged as required for deeds of real estate and be submitted to, and examined by, the commissioner, ...
- New Jersey Insurance Laws Section 17B:18-6. Stipulations in stock subscriptions and applications
Every subscription to the capital stock of a stock insurer shall contain the stipulation that no sum shall be used for commission, promotion or organization ...
- New Jersey Insurance Laws Section 17B:18-7. Certificate of incorporation of mutual insurer; election of directors
a. The certificate of incorporation of any mutual insurer of this State hereafter incorporated may contain provisions for the elections of directors in the manner ...
- New Jersey Insurance Laws Section 17B:18-8. Loan to mutual insurer for organizational expenses
A mutual insurer organized under this Code may borrow or assume a liability for the repayment of a sum of money sufficient to defray the ...
- New Jersey Insurance Laws Section 17B:18-10. Election of directors of mutual insurer pursuant to provision in certificate of incorporation
If the certificate of incorporation or charter of a mutual insurer, or any amendment thereto contains provisions for the election of directors in the manner ...
- New Jersey Insurance Laws Section 17B:18-11. Nomination of candidates for director
At least seven months before the day fixed for any election of directors, the board of directors shall by a vote of a majority of ...
- New Jersey Insurance Laws Section 17B:18-12. Death, withdrawal or incapacity of candidates for director
In case of the death, withdrawal or incapacity of any candidate nominated by the board of directors prior to election, the board of directors shall ...
- New Jersey Insurance Laws Section 17B:18-13. Qualified voters; "policyholder" defined
The qualified voters of the insurer shall consist of every policyholder who is 18 years of age or more and whose policy has been in ...
- New Jersey Insurance Laws Section 17B:18-14. Elections of directors of mutual insurers; procedure, ballots
Each qualified voter of the insurer at such election shall be entitled to cast one vote in person or by proxy. The president, or, in ...
- New Jersey Insurance Laws Section 17B:18-15. Nominations by others than board of directors; notice of election
In case any nomination shall have been made by others than by the board of directors, the insurer shall cause notice of the time and ...
- New Jersey Insurance Laws Section 17B:18-16. Canvass of votes; tie vote
All ballots voted shall be received by the tellers subject to verification and ascertainment of the validity thereof and of the qualification of the voters, ...
- New Jersey Insurance Laws Section 17B:18-17. Report of result of election
At the conclusion of the canvass the tellers shall report in writing to the secretary of the corporation the result thereof and he shall thereupon ...
- New Jersey Insurance Laws Section 17B:18-18. Choosing of directors for mutual life insurers having in excess of ten million policies in force
The directors of any mutual insurer of this State heretofore or hereafter incorporated pursuant to the provisions of the laws of this State which now ...
- New Jersey Insurance Laws Section 17B:18-19. Number of directors; appointment of public directors; ex officio directors
Subject to the provisions of section 17B:18-21 as to the number of elected directors, the number of the directors of any such mutual ...
- New Jersey Insurance Laws Section 17B:18-20. Public directors; carry-overs; appointments; terms; vacancies; powers
Each director of any such mutual insurer heretofore appointed as a public director in accordance with P.L.1953, chapter 156 and holding office as ...
- New Jersey Insurance Laws Section 17B:18-21. Elected directors; carry-overs; terms; vacancies
Each director of any mutual insurer, other than its president and other than the chairman of the board if he is the chief executive officer ...
- New Jersey Insurance Laws Section 17B:18-22. Elected directors; manner of electing
The elected directors shall be elected in the manner provided in sections 17B:18-23 to 17B:18-27, inclusive, by the qualified voters of ...
- New Jersey Insurance Laws Section 17B:18-23. Qualified voters; "policyholder" for purpose of election defined
The qualified voters of the insurer shall consist of every policyholder who is 18 years of age or more and whose policy has been in ...
- New Jersey Insurance Laws Section 17B:18-24. Nomination of candidates; demand by public directors
The board of directors shall by a vote of a majority of its entire number nominate a candidate for each office of elected director to ...
- New Jersey Insurance Laws Section 17B:18-25. Method of electing when no demand is made by public directors
If the public directors shall file no demand that other candidates be nominated, the election shall be according to the method prescribed in this section ...
- New Jersey Insurance Laws Section 17B:18-26. Method of election when demand is made by public directors that other candidates be nominated
If the public directors shall file a demand pursuant to section 17B:18-24 that other candidates be nominated, the election shall be according to ...
Last modified: October 21, 2006
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