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Deferred motor vehicle insurance coverage - 51 Pa. Cons. Stat. § 7317

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     § 7317.  Deferred motor vehicle insurance coverage.
        (a)  Applicability.--This section shall apply to members of
     the Pennsylvania National Guard who are called or ordered to
     active duty with the armed forces of the United States, other
     than active duty for training, or to State active duty under
     this title, and members of other reserve components who are
     called or ordered to active duty with the armed forces of the
     United States, other than active duty for training, when the
     period of active duty or State active duty is 30 consecutive
     days or more.
        (b)  Deferral of coverage.--A member of the Pennsylvania
     National Guard or other reserve component of the armed forces of
     the United States, as described in subsection (a), may defer
     without cost or penalty motor vehicle insurance coverage during
     the period of active duty on one or more vehicles owned by the
     member, either individually or jointly with another person,
     provided the member certifies to the insurer the vehicle will
     not be operated during his absence on active duty, and, if a
     motor vehicle serves as collateral for a loan, the member shall
     continue to insure it against the risks of property damage and
     theft as required by the lender.
        (c)  Limited exemption.--Any person described in subsection
     (a) shall have the same limited exemption from financial
     responsibility requirements as established in 75 Pa.C.S. §
     1786(d)(2) (relating to required financial responsibility).
        (d)  Refund or crediting of prepaid premiums.--The insurer
     shall, at the election of the member, refund premiums paid for
     coverage during the period of deferral or credit such premiums
     to coverage in effect after the end of the deferral period.
        (e)  Reinstatement of deferred coverage.--Upon the member's
     release or discharge from active duty, the insurer shall, upon
     notice, reinstate the member's coverage at the rates then in
     effect.
        (f)  Actions prohibited.--No insurer shall, because of the
     deferral of insurance coverage provided under this section,
     cancel, nonrenew, impose a surcharge or a rate penalty or remove
     any premium discount on any insurance coverage upon
     reinstatement of the member's coverage.
        (g)  Intent.--It is the specific intent of the General
     Assembly to treat individuals subject to this section as if no
     deferral of insurance coverage occurred and insurance coverage
     was not interrupted.
     (Apr. 16, 1992, P.L.161, No.29, eff. imd.; Oct. 6, 2005,
     P.L.322, No.60, eff. imd.)

        2005 Amendment.  Act 60 added subsecs. (f) and (g).
        1992 Amendment.  Act 29 added section 7317.

Last modified: November 27, 2007