Texas Business & Commerce Code - Section 20.021. Check Verification And Check Guarantee Services; Disclosures To Consumers
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Texas Laws > Business & Commerce Code > Texas Business & Commerce Code - Section 20.021. Check Verification And Check Guarantee Services; Disclosures To Consumers
Section: 19.42 19.43 19.44 19.45 19.47 20.01 20.02 20.021 20.03 20.031 20.032 20.033 20.034 20.035 20.036
§ 20.021. CHECK VERIFICATION AND CHECK GUARANTEE
SERVICES; DISCLOSURES TO CONSUMERS. (a) In this section, "check
verifier" means any business offering check verification or check
guarantee services in this state.
(b) On request and proper identification provided by a
consumer, a check verifier shall disclose to the consumer in
writing all information pertaining to the consumer in the check
verifier's files at the time of the request, including:
(1) the criteria used by the check verifier to reject a
check from the consumer;
(2) a set of instructions describing how information
is presented on the check verifier's written disclosure of the
consumer file; and
(3) a toll-free number at which personnel are
available to consumers during normal business hours for use in
resolving a dispute if the consumer submits a written dispute to the
(c) A check verifier may not charge a consumer for
disclosing the information required under Subsection (b) if the
check verifier has rejected a check from the consumer in the 30 days
prior to the consumer's request for information. A check verifier
may otherwise impose a reasonable charge on a consumer for the
disclosure of information pertaining to the consumer in an amount
not to exceed $8.
Added by Acts 2003, 78th Leg., ch. 1291, § 2, eff. Sept. 1, 2003.
Renumbered from V.T.C.A., Bus. & C. Code § 20.11 by Acts 2005,
79th Leg., ch. 728, § 23.001(2), eff. Sept. 1, 2005.
Last modified: August 11, 2007