Court Opinions

State Laws

US Code

US Constitution

Texas Business & Commerce Code - Section 20.021. Check Verification And Check Guarantee Services; Disclosures To Consumers

Legal Research Home > Texas Laws > Business & Commerce Code > Texas Business & Commerce Code - Section 20.021. Check Verification And Check Guarantee Services; Disclosures To Consumers

§ 20.021. CHECK VERIFICATION AND CHECK GUARANTEE 
SERVICES;  DISCLOSURES TO CONSUMERS.  (a) In this section, "check 
verifier" means any business offering check verification or check 
guarantee services in this state.
	(b)  On request and proper identification provided by a 
consumer, a check verifier shall disclose to the consumer in 
writing all information pertaining to the consumer in the check 
verifier's files at the time of the request, including:
		(1)  the criteria used by the check verifier to reject a 
check from the consumer;
		(2)  a set of instructions describing how information 
is presented on the check verifier's written disclosure of the 
consumer file;  and
		(3)  a toll-free number at which personnel are 
available to consumers during normal business hours for use in 
resolving a dispute if the consumer submits a written dispute to the 
check verifier.
	(c)  A check verifier may not charge a consumer for 
disclosing the information required under Subsection (b) if the 
check verifier has rejected a check from the consumer in the 30 days 
prior to the consumer's request for information.  A check verifier 
may otherwise impose a reasonable charge on a consumer for the 
disclosure of information pertaining to the consumer in an amount 
not to exceed $8.

Added by Acts 2003, 78th Leg., ch. 1291, § 2, eff. Sept. 1, 2003.  
Renumbered from V.T.C.A., Bus. & C. Code § 20.11 by Acts 2005, 
79th Leg., ch. 728, § 23.001(2), eff. Sept. 1, 2005.

Last modified: August 11, 2007