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Texas Business & Commerce Code - Section 20.031. Requesting Security Alert

Legal Research Home > Texas Lawyer > Business & Commerce Code > Texas Business & Commerce Code - Section 20.031. Requesting Security Alert

§ 20.031. REQUESTING SECURITY ALERT.  On a request in 
writing or by telephone and with proper identification provided by 
a consumer, a consumer reporting agency shall place a security 
alert on the consumer's consumer file not later than 24 hours after 
the date the agency receives the request.  The security alert must 
remain in effect for not less than 45 days after the date the agency 
places the security alert on the file.  There is no limit on the 
number of security alerts a consumer may request.  At the end of a 
45-day security alert, on request in writing or by telephone and 
with proper identification provided by the consumer, the agency 
shall provide the consumer with a copy of the consumer's file.  A 
consumer may include with the security alert request a telephone 
number to be used by persons to verify the consumer's identity 
before entering into a transaction with the consumer.

Added by Acts 2003, 78th Leg., ch. 1326, § 3, eff. Sept. 1, 2003.          

Last modified: August 10, 2007