Court Opinions

State Laws

US Code

US Constitution

Texas Business & Commerce Code - Section 20.034. Requesting Security Freeze

Legal Research Home > Texas Lawyer > Business & Commerce Code > Texas Business & Commerce Code - Section 20.034. Requesting Security Freeze

§ 20.034. REQUESTING SECURITY FREEZE.  (a) On written 
request sent by certified mail that includes proper identification 
provided by a consumer and a copy of a valid police report, 
investigative report, or complaint made under Section 32.51, Penal 
Code, a consumer reporting agency shall place a security freeze on a 
consumer's consumer file not later than the fifth business day 
after the date the agency receives the request.
	(b)  On written request for a security freeze provided by a 
consumer under Subsection (a), a consumer reporting agency shall 
disclose to the consumer the process of placing, removing, and 
temporarily lifting a security freeze and the process for allowing 
access to information from the consumer's consumer file for a 
specific requester or period while the security freeze is in 
effect.
	(c)  A consumer reporting agency shall, not later than the 
10th business day after the date the agency receives the request for 
a security freeze:
		(1)  send a written confirmation of the security freeze 
to the consumer;  and
		(2)  provide the consumer with a unique personal 
identification number or password to be used by the consumer to 
authorize a removal or temporary lifting of the security freeze 
under Section 20.037.
	(d)  A consumer may request in writing a replacement personal 
identification number or password.  The request must comply with 
the requirements for requesting a security freeze under Subsection 
(a).  The consumer reporting agency shall not later than the third 
business day after the date the agency receives the request for a 
replacement personal identification number or password provide the 
consumer with a new unique personal identification number or 
password to be used by the consumer instead of the number or 
password that was provided under Subsection (c).

Added by Acts 2003, 78th Leg., ch. 1326, § 3, eff. Sept. 1, 2003.          

Last modified: August 10, 2007