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Texas Business & Commerce Code - Section 20.037. Removal Or Temporary Lifting Of Security Freeze

Legal Research Home > Texas Lawyer > Business & Commerce Code > Texas Business & Commerce Code - Section 20.037. Removal Or Temporary Lifting Of Security Freeze

§ 20.037. REMOVAL OR TEMPORARY LIFTING OF SECURITY 
FREEZE.  (a) On a request in writing or by telephone and with proper 
identification provided by a consumer, including the consumer's 
personal identification number or password provided under Section 
20.034, a consumer reporting agency shall remove a security freeze 
not later than the third business day after the date the agency 
receives the request.
	(b)  On a request in writing or by telephone and with proper 
identification provided by a consumer, including the consumer's 
personal identification number or password provided under Section 
20.034, a consumer reporting agency, not later than the third 
business day after the date the agency receives the request, shall 
temporarily lift the security freeze for:
		(1)  a certain properly designated period;  or                                
		(2)  a certain properly identified requester.                                 
	(c)  A consumer reporting agency may develop procedures 
involving the use of a telephone, a facsimile machine, the 
Internet, or another electronic medium to receive and process a 
request from a consumer under this section.
	(d)  A consumer reporting agency shall remove a security 
freeze placed on a consumer file if the security freeze was placed 
due to a material misrepresentation of fact by the consumer.  The 
consumer reporting agency shall notify the consumer in writing 
before removing the security freeze under this subsection.
	(e)  A consumer reporting agency may not charge a fee for a 
request under Subsection (a) or (b).

Added by Acts 2003, 78th Leg., ch. 1326, § 3, eff. Sept. 1, 2003.          

Last modified: August 10, 2007