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Texas Finance Code - Chapter 123 General Powers

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  • Texas Finance Code Section 123.001 - General Powers
    A credit union may exercise any power necessary or appropriate to accomplish the purposes for which it is organized and any power granted a corporation ...
  • Texas Finance Code Section 123.002 - Incidental Powers
    A credit union may exercise any right, privilege, or incidental power necessary or appropriate to exercise its specific powers and to accomplish the purposes for ...
  • Texas Finance Code Section 123.003 - Enlargement Of Powers
    (a) A credit union may engage in any activity in which it could engage, exercise any power it could exercise, or make any loan or ...
  • Texas Finance Code Section 123.101 - Contracts
    A credit union may make contracts. Acts 1997, 75th Leg., ch. 1008, § 1, eff. Sept. 1, 1997. ...
  • Texas Finance Code Section 123.102 - Power To Sue And Defend
    A credit union may sue or be sued in the name of the credit union. Acts 1997, 75th Leg., ch. 1008, § 1, eff. Sept. ...
  • Texas Finance Code Section 123.103 - Purchase And Sale Of Property
    Subject to commission rules, a credit union may purchase, hold, lease, or dispose of property necessary or incidental to the operation or purpose of the ...
  • Texas Finance Code Section 123.104 - Membership In Other Organization; Operation As Central Credit Union
    A credit union may: (1) be a member of: (A) another credit union organized under this subtitle or other law; and (B) another organization approved ...
  • Texas Finance Code Section 123.105 - Fees
    (a) A credit union may collect a fee, determined by the board, for services and administrative costs, including a fee for a check or draft ...
  • Texas Finance Code Section 123.106 - Change Of Location
    A credit union may change its principal place of business or a subsidiary place of business to another location by notifying the commissioner in writing ...
  • Texas Finance Code Section 123.107 - Insurance For Members
    A credit union may purchase or otherwise provide insurance for the benefit or convenience of its members in accordance with applicable law or rules adopted ...
  • Texas Finance Code Section 123.108 - Donations
    A credit union may donate to a nonprofit, civic, charitable, or community organization as authorized by the board. Acts 1997, 75th Leg., ch. 1008, § ...
  • Texas Finance Code Section 123.109 - Seal
    A credit union may adopt and use a common seal and may alter its seal at any time. Acts 1997, 75th Leg., ch. 1008, § ...
  • Texas Finance Code Section 123.110 - Records
    (a) A credit union may: (1) copy any record kept by the credit union; and (2) dispose of the original record in accordance with commission ...
  • Texas Finance Code Section 123.111 - Right To Act To Mitigate Or Avoid Loss
    This subtitle does not prohibit a credit union from investing its money, operating a business, managing or dealing in property, or taking any other action ...
  • Texas Finance Code Section 123.201 - Power To Borrow Or Lend
    (a) A credit union may: (1) lend its funds, or engage in any other type of financing transaction authorized by applicable law or rules adopted ...
  • Texas Finance Code Section 123.202 - Receipt, Transfer, And Payment Of Money
    A credit union may: (1) receive and disburse money; (2) receive a payment on a share or deposit; and (3) provide for the transfer or ...
  • Texas Finance Code Section 123.203 - Acceptance Of Money For Deposit From Another Entity
    A credit union may accept money for deposit by a savings and loan association, a savings association, the savings department of a bank, a commercial ...
  • Texas Finance Code Section 123.204 - Action As Agent Or Depository Of United States Or Other Governmental Entity
    A credit union may act as agent or depository of and accept for deposit the money of: (1) the United States or an agent or ...
  • Texas Finance Code Section 123.205 - Investments And Securities
    (a) In accordance with commission rules, a credit union may: (1) develop and offer investment programs to its members and depositors; or (2) act as ...
  • Texas Finance Code Section 123.206 - Action As Fiscal Or Transfer Agent; Transfer Of Certain Instruments; Signatures
    A credit union may: (1) act as fiscal agent or transfer agent; (2) transfer a registered and countersigned certificate of stock, bond, or other evidence ...
  • Texas Finance Code Section 123.207 - Fiduciary Powers
    A credit union may: (1) act, under court order or appointment, as guardian, receiver, trustee, executor, or administrator without giving bond; (2) receive an investment ...
  • Texas Finance Code Section 123.208 - Dividends And Interest
    (a) A credit union may: (1) declare and pay a dividend on a share; (2) contract for and pay interest on a deposit; or (3) ...
  • Texas Finance Code Section 123.209 - Transfer System
    A credit union may establish, operate, or participate in a system that allows the transfer of credit union money or the shares or deposits of ...
  • Texas Finance Code Section 123.210 - Sale Of Certain Instruments Or Securities; Fee
    A credit union may: (1) collect, receive, and disburse money: (A) in connection with the sale of a traveler's check, money order, cashier's check or ...
  • Texas Finance Code Section 123.211 - Certificates Of Indebtedness
    The commission by rule may authorize a credit union to issue certificates of indebtedness that are subordinated to all other claims of credit union creditors. ...
  • Texas Finance Code Section 123.212 - Check And Money Transfer Services
    A credit union may sell to a person within its field of membership negotiable checks, money orders, and other similar money transfer instruments or services ...
  • Last modified: August 10, 2007