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Texas Finance Code - Chapter 32 Powers, Organization, And Financial Requirements

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  • Texas Finance Code Section 32.001 - Organization And General Powers Of State Bank
    (a) One or more persons, a majority of whom are residents of this state, may organize a state bank as a banking association or a ...
  • Texas Finance Code Section 32.002 - Articles Of Association Of State Bank
    (a) The articles of association of a state bank must be signed and acknowledged by each organizer and must contain: (1) the name of the ...
  • Texas Finance Code Section 32.003 - Application For State Bank Charter; Standards For Approval
    (a) An application for a state bank charter must be made under oath and in the form required by the banking commissioner, who shall inquire ...
  • Texas Finance Code Section 32.004 - Notice And Investigation Of Charter Application
    (a) The organizers shall solicit comments and protests by publishing notice of the application, its date of filing, and the identity of the organizers, in ...
  • Texas Finance Code Section 32.005 - Protest; Hearing; Decision On Charter Application
    (a) Any person may file a protest of an application. (b) If a protest of the application is not filed before the 15th day after ...
  • Texas Finance Code Section 32.006 - Issuance Of Certificate Of Authority
    A state bank may not engage in the business of banking until it receives a certificate of authority from the banking commissioner. The banking commissioner ...
  • Texas Finance Code Section 32.007 - Deadline To Begin Business
    If the state bank does not open and engage in the business of banking within six months after the date of the granting of its ...
  • Texas Finance Code Section 32.008 - Application Of General Corporate Law
    (a) The Texas Business Corporation Act and the Texas Miscellaneous Corporation Laws Act (Article 1302-1.01 et seq., Vernon's Texas Civil Statutes) apply to a banking ...
  • Texas Finance Code Section 32.009 - Parity Between State And National Banks
    (a) Section 16(a), Article XVI, Texas Constitution, empowers the legislature to authorize the incorporation of state banks and provide for a system of state regulation ...
  • Texas Finance Code Section 32.010 - Additional Powers
    (a) Notwithstanding another law, a Texas state bank may perform an act, own property, or offer a product or service that is at the time ...
  • Texas Finance Code Section 32.011 - Financial Activities
    (a) The finance commission by rule may determine that an activity not otherwise approved or authorized for a state bank under this subtitle or other ...
  • Texas Finance Code Section 32.101 - Amendment Or Restatement Of State Bank Articles Of Association
    (a) A state bank that has been granted a certificate of authority may amend or restate its articles of association for any lawful purpose, including ...
  • Texas Finance Code Section 32.102 - Establishing Series Of Shares Or Participation Shares
    (a) If the articles of association expressly give the board of a state bank authority to establish shares or participation shares in series and determine ...
  • Texas Finance Code Section 32.103 - Change In Outstanding Capital And Surplus
    (a) A state bank may not reduce or increase its outstanding capital and surplus through dividend, redemption, issuance of shares or participation shares, or otherwise, ...
  • Texas Finance Code Section 32.104 - Capital Notes Or Debentures
    (a) With the prior written approval of the banking commissioner, a state bank may at any time, through action of its board and without requiring ...
  • Texas Finance Code Section 32.201 - Conduct Of The Business Of Banking
    (a) A state bank may engage in the banking business at its home office, at an approved branch office location, and through electronic terminals. A ...
  • Texas Finance Code Section 32.202 - Home Office
    (a) Each state bank must have and continuously maintain in this state a home office. The home office must be a location at which the ...
  • Texas Finance Code Section 32.203 - Branch Offices
    (a) A state bank may establish and maintain a branch office at any location on prior written approval of the banking commissioner. If the banking ...
  • Texas Finance Code Section 32.204 - Loan Production Offices
    (a) A state bank may establish one or more loan production offices for the purpose of soliciting loans or equivalent transactions, accepting loan applications, and ...
  • Texas Finance Code Section 32.301 - Merger Authority
    (a) Two or more financial institutions, corporations, or other entities with the authority to participate in a merger, at least one of which is a ...
  • Texas Finance Code Section 32.302 - Approval Of Banking Commissioner
    (a) If the merger is subject to the prior written approval of the banking commissioner, the original articles of merger and a number of copies ...
  • Texas Finance Code Section 32.303 - Rights Of Dissenters From Merger
    A shareholder, participant, or participant-transferee may dissent from the merger to the extent, and by following the procedure provided, by the Texas Business Corporation Act ...
  • Texas Finance Code Section 32.304 - Limitation On Control Of Deposits
    (a) A merger is not permitted under this subchapter if, on consummation of the transaction, the resulting state bank, including all insured depository institution affiliates ...
  • Texas Finance Code Section 32.401 - Authority To Purchase Assets Of Another Financial Institution
    (a) A state bank with the prior written approval of the banking commissioner may purchase all or substantially all of the assets of another financial ...
  • Texas Finance Code Section 32.402 - Authority To Act As Disbursing Agent
    (a) The purchasing bank may hold the purchase price and any additional money delivered to it by the selling institution in trust for, or as ...
  • Texas Finance Code Section 32.403 - Liquidation Of Selling Institution
    If the selling financial institution is at any time after the sale of assets voluntarily or involuntarily closed for liquidation by a state or federal ...
  • Texas Finance Code Section 32.404 - Payment To Depositors And Creditors
    The purchasing bank may pay a depositor or creditor of the selling institution the amount to be paid the person under the terms of the ...
  • Texas Finance Code Section 32.405 - Sale Of Assets
    (a) The board of a state bank, with the prior written approval of the banking commissioner, may cause the bank to sell all or substantially ...
  • Texas Finance Code Section 32.406 - Limitation On Control Of Deposits
    (a) A purchase of assets is not permitted under Section 32.401 if, on consummation of the transaction, the acquiring state bank, including all insured depository ...
  • Texas Finance Code Section 32.501 - Merger Or Conversion Of State Bank Into Another Financial Institution
    (a) Subject to Subtitle G, a state bank may act as necessary under and to the extent permitted by the laws of the United States, ...
  • Texas Finance Code Section 32.502 - Conversion Of Financial Institution Into State Bank
    (a) A financial institution, as that term is defined by Section 201.101, may apply to the banking commissioner for conversion into a state bank on ...
  • Last modified: August 10, 2007