Texas Insurance Code - Not Codified - Article 5.06-2. Garage Insurance
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Art. 5.06-2. GARAGE INSURANCE.
Article repealed effective April 1, 2007
(1) Definitions. As used in this Act:
(a) "Garage Insurance" means motor vehicle or automobile
insurance as defined in Article 5.01 hereof issued to a named
insured engaged in the business of selling, servicing or repairing
motor vehicles as now or hereafter defined by rules, regulations or
orders of the State Board of Insurance;
(b) "Garage Customer" means any person or organization
other than the named insured, or an employee, director, officer,
stockholder, partner, or agent of the named insured; or a resident
of the same household as the named insured, such employee,
director, officer, stockholder, partner, or agent;
(c) "Financial Responsibility Limits" means the minimum
limits specified by the Texas Motor Vehicle Safety-Responsibility
Act.
(2) A policy of garage insurance may contain a provision to
the effect that garage customers are not insureds under the garage
insurance policy and that the garage insurance shall not apply to
garage customers, except to the extent that other valid and
collectible insurance, if any, available to the garage customer is
not equal to the financial responsibility limits. Notwithstanding
any provision to the contrary in such other policy or policies of
insurance as to whether such insurance is primary, excess, or
contingent insurance, or otherwise, such other valid and
collectible insurance shall be primary insurance as to the garage
customer. Any garage insurance policy containing such a provision
shall not cover garage customers except to such extent,
notwithstanding the terms and provisions of such other policy or
policies of insurance.
(3) This Act shall apply only to insurance policies issued
or renewed or made subject to this Act by endorsement after the
effective date hereof.
Added by Acts 1969, 61st Leg., 2nd C.S., p. 193, ch. 35, Sec. 1, eff.
Sept. 19, 1969.
Article: 5.03 5.03-1 5.04 5.04-1 5.05 5.06 5.06-1 5.06-2 5.06-3 5.06-4 5.06-5 5.06-6 5.07 5.07-1 5.08
Last modified: August 11, 2007
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