onecle - legal research

Court Opinions

State Laws

US Code

US Constitution

Texas Insurance Code - Not Codified - Article 5.15-3. Loss Control Information

Legal Research Home > Texas Lawyer > Insurance Code - Not Codified > Texas Insurance Code - Not Codified - Article 5.15-3. Loss Control Information

Sponsored Links

Art. 5.15-3. LOSS CONTROL INFORMATION. Article repealed effective April 1, 2007 (a) Any insurer desiring to write professional liability insurance for insureds other than hospitals, general liability insurance, or medical professional liability insurance for insureds other than hospitals in this state must provide loss control information as a prerequisite for writing that insurance. (b) The insurer shall provide loss control information to its policyholders reasonably commensurate with the risks and exposures and experience of the insured's business. To provide this information or services, the insurer may employ qualified personnel, retain qualified independent contractors, contract with the policyholder to provide qualified accident prevention personnel and services, or use a combination of the methods provided by this article. (c) If there is evidence that reasonable loss control information is not being provided by the insurer or is not being used by the insurer in a reasonable manner to reduce losses, the State Board of Insurance shall order a hearing to determine if the insurer is not in compliance with this article. If it is determined that the insurer is not in compliance, the board may impose any of the sanctions authorized by Section 7, Article 1.10, of this code. (d) After opportunity for a hearing, the State Board of Insurance may promulgate reasonable rules and regulations for the enforcement of this article. (e) An insurer, its agents, servants, or employees are not liable and no cause of action arises with respect to any accident based on the allegation that the accident was caused or could have been prevented by a program, information, inspection, or other activity or service undertaken by the insurer for the prevention of accidents or control of losses in connection with operations of its insured. However, this immunity does not affect the liability of an insurer otherwise provided by a policy of insurance. (f) Any loss control information provided by an insurer to an insured is not subject to discovery or admissible in any civil proceeding as evidence. Added by Acts 1987, 70th Leg., 1st C.S., ch. 1, Sec. 4.03, eff. Sept. 2, 1987. Subsec. (a) amended by Acts 2001, 77th Leg., ch. 172, Sec. 3, eff. Sept. 1, 2001.

Article:  Previous  5.13  5.13-1  5.13-2  5.13-2C  5.14  5.15-1  5.15-2  5.15-3  5.15-4  5.18  5.19  5.20  5.21  5.22  5.23  Next

Last modified: August 11, 2007