Texas Insurance Code - Not Codified - Article 5.53-A. Home Warranty Insurance; Home Protection Insurance
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Article: 5.47 5.48 5.48-1 5.48-2 5.51 5.52 5.53 5.53-A 5.54 5.55 5.55A 5.55B 5.55C 5.56 5.57
Art. 5.53-A. HOME WARRANTY INSURANCE; HOME PROTECTION
Article repealed effective April 1, 2007
Insurance Coverage; Limitations
Sec. 1. (a) Any company licensed to engage in the business of
fire insurance and its allied lines, or inland marine insurance, or
both, is authorized to write home warranty insurance or home
protection insurance in this state.
(b) Insurance subject to this article is not inland marine
insurance, but shall be governed in the same manner and to the same
extent as inland marine insurance.
(c) The amount of coverage under a policy of home protection
insurance may not exceed $2,000 for any single occurrence.
Sec. 2. In this article:
(1) "Home warranty insurance" means coverage insuring:
(A) performance by builders of residential property of
their warranty obligations to purchasers of such property; or
(B) against named defects arising from failure of the
builder to construct residential property in accordance with
specified construction standards.
(2) "Home protection insurance" means coverage insuring
purchasers of home protection services or products against actual
(3) "Home protection service or product" means a service or
product used for the protection of residential property, including
a service or product provided by a person regulated under the
Private Investigators and Private Security Agencies Act (Article
4413(29bb), Vernon's Texas Civil Statutes).
Added by Acts 1975, 64th Leg., p. 56, ch. 32, Sec. 1, eff. April 3,
Amended by Acts 1999, 76th Leg., ch. 1028, Sec. 1, eff. Sept. 1,
1999; Sec. 1(a) amended by Acts 2003, 78th Leg., ch. 206, Sec.
21.30, eff. June 11, 2003.
Last modified: August 11, 2007