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Texas Insurance Code - Not Codified - Chapter 5 Rating And Policy FormsLegal Research Home > Texas Lawyer > Insurance Code - Not Codified > Texas Insurance Code - Not Codified - Chapter 5 Rating And Policy Forms Sponsored Links(a) Every insurance company, corporation, interinsurance exchange, mutual, reciprocal, association, Lloyd's or other insurer, hereinafter called insurer, writing any form of motor vehicle insurance in ... (a) Information filed or otherwise provided by an insurer to the State Board of Insurance for the purpose of determining, fixing, prescribing, promulgating, altering, or ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Insurer" means an insurance company, interinsurance exchange, mutual, capital stock company, county ... A rating plan respecting the writing of motor vehicle insurance, other than insurance written pursuant to Section 35 of the Texas Motor Vehicle Safety-Responsibility Act ... Article repealed effective April 1, 2007 (a) A rating plan that includes a classification applicable to antique, private passenger vehicles maintained primarily for use ... There shall be excluded from regulation under the provisions of this subchapter any insurance against liability for damages arising out of the ownership, operation, maintenance ... (a) On and after the filing and effective date of such classification of such risks and rates, no such insurer, except as otherwise provided herein, ... Sec. 1. A premium surcharge in an amount to be prescribed by the State Board of Insurance shall be assessed by an insurer defined in ... (a) To insure the adequacy and reasonableness of rates the Board may take into consideration past and prospective experience, within and outside the State, and ... (a) A report filed under Article 5.01(a) of this code must include the information necessary to compute a Texas automobile experience modifier as provided by ... (a) Recording and Reporting of Loss Experience and Other Data. The Board shall, after due consideration, promulgate reasonable rules and statistical plans, which may be ... (1) The Board shall adopt a policy form and endorsements for each type of motor vehicle insurance subject to this subchapter. The coverage provided by ... Article repealed effective April 1, 2007 (1) No automobile liability insurance (including insurance issued pursuant to an Assigned Risk Plan established under authority of ... Article repealed effective April 1, 2007 (1) Definitions. As used in this Act: (a) "Garage Insurance" means motor vehicle or automobile insurance as defined ... Article repealed effective April 1, 2007 (a) No automobile liability insurance policy, including insurance issued pursuant to an assigned risk plan established under authority ... Article repealed effective April 1, 2007 (a) Any insurer desiring to write commercial automobile liability insurance in this state must provide loss control information ... Article repealed effective April 1, 2007 (a) A motor vehicle insurance policy delivered or issued for delivery in this state may not provide payment on ... Article repealed effective April 1, 2007 A personal automobile policy or any similar policy form adopted or approved by the commissioner under Article 5.06 ... Article repealed effective April 1, 2007 Nothing in this subchapter shall be construed to prohibit the operation hereunder of any stock company, mutual company, ... Article repealed effective April 1, 2007 (a) Except as provided by rules duly adopted by the commissioner, under an auto insurance policy that is delivered, ... Article repealed effective April 1, 2007 (a) Except as provided by this article, it shall be unlawful for any insurer, as defined in this ... Article repealed effective April 1, 2007 (a) Except as provided by Subsection (b) of this article, no insurer coming within the terms of this ... The Board is hereby empowered to make and enforce all such reasonable rules and regulations not inconsistent with the provisions of this subchapter as are ... (a) Any policyholder or insurer shall have the right to a hearing before the Board on any grievance occasioned by the approval or disapproval by ... Article repealed effective April 1, 2007 Any insurer or officer or representative thereof which shall violate any provision of this Act shall be subject ... (a) This subchapter applies to every insurance company, corporation, interinsurance exchange, mutual, reciprocal, association, Lloyd's plan, or other organization or insurer writing any of the ... (a) Every insurer governed by Subchapter B of Chapter 5 of the Insurance Code, as amended, and every life, health, and accident insurer governed by ... Purpose Sec. 1. This article governs the regulation of insurance described by Section 2 of this article. The purposes of this article are to: ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Insurer" means an insurance company, reciprocal or interinsurance exchange, mutual insurance ... (a) In this article, "insurer" has the meaning assigned by Section 3, Article 5.13-2, of this code. (b) An insurance policy written by an insurer ... Scope of Article Text of Sec. 1 effective until April 1, 2007 Sec. 1. This article shall apply to the making and use of insurance ... Article repealed effective April 1, 2007 (a) Any insurer desiring to write professional liability insurance for hospitals in Texas shall maintain or provide loss ... Article repealed effective April 1, 2007 (a) Any insurer desiring to write professional liability insurance for insureds other than hospitals, general liability insurance, or ... Article repealed effective April 1, 2007 (a) The commissioner shall adopt best practices for risk management and loss control that may be used by ... Article repealed effective April 1, 2007 (a) Every insurer subject to this subchapter shall, within a reasonable time after receiving written request therefor and upon ... Article repealed effective April 1, 2007 (a) Recording and Reporting of Loss Experience and Other Data. The Board shall, after due consideration, promulgate reasonable ... Article repealed effective April 1, 2007 (a) Except as provided by this article, no insurer or employee thereof, and no broker or agent shall ... Article repealed effective April 1, 2007 No person or organization shall knowingly give false or misleading information to the Board, to any insurer, or ... (a) The Board may suspend the license of any advisory organization licensed under Article 5.73 of this code, insurer or agent which fails to comply ... Any order or decision of the Board shall be subject to review, which shall be on the basis of the record of the proceedings before ... Text of article effective until April 1, 2007 (a) The State Board of Insurance shall have the sole and exclusive power and authority and ... Text of section effective April 1, 2007 (a) The State Board of Insurance shall have the sole and exclusive power and authority and it ... (a) The State Board of Insurance in adopting fire insurance and homeowners insurance rates under this subchapter shall authorize a fringe area rating as defined ... Article repealed effective April 1, 2007 (a) The commissioner shall make available to the public a generalized guide that: (1) summarizes the procedures used ... Article repealed effective April 1, 2007 Sec. 1. In this article, "list" means the list of fire and lightning losses in excess of $100 ... Text of section effective until April 1, 2007 The commissioner, in adopting fire insurance rates or in assigning or evaluating a fire suppression rating for ... Text of section effective April 1, 2007 The commissioner, in adopting fire insurance rates for a municipality at or near the border between this state ... Art. 5.25-3, ante Added by Acts 1997, 75th Leg., ch. 1413, Sec. 1, eff. Sept. 1, 1997; Amended by Acts 2005, 79th Leg., ... (a) A maximum rate of premiums to be charged or collected by all companies transacting in this state the business of fire insurance, as herein ... Every fire insurance company, every marine insurance company, every fire and marine insurance company, every fire and tornado insurance company, and each and every insurance ... Text of subsec. (a) effective until April 1, 2007 (a) Said Board is authorized and empowered to require sworn statements for any period of ... (a) The rates of premium fixed by said Board in pursuance of the provision of this subchapter shall be at all times reasonable and the ... Text of subsec. (a) effective until April 1, 2007 (a) When a policy of fire insurance shall be issued by any company transacting the ... (a) Said Board shall have full power and authority to alter, amend, modify or change any rate fixed and determined by it on thirty (30) ... (a) Any such fire insurance company shall have the right at any time to petition the Board for an order changing or modifying any rate ... Article repealed effective April 1, 2007 (a) The commissioner may give each city, town, village, locality, or other political subdivision credit for each and ... Article repealed effective April 1, 2007 Text of article as added by Acts 1995, 74th Leg., ch. 415, Sec. 10 Right to Voluntary Inspection ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Applicant for insurance coverage" includes an applicant for new coverage and a ... (a) The Board shall have authority after having given reasonable notice, not exceeding thirty (30) days, of its intention to do so, to alter, amend ... (a) The commissioner shall adopt policy forms and endorsements for each kind of insurance subject to this subchapter other than a line regulated under Article ... Article repealed effective April 1, 2007 A homeowner's policy or fire policy promulgated under Article 5.35 of this code or filed and in effect ... Article repealed effective April 1, 2007 Sec. 1. Definition In this article, "personal property insurance" means insurance against damage to or loss of tangible ... Article repealed effective April 1, 2007 Sec. 1. (a) By rule the commissioner may determine and designate areas as underserved areas for residential property ... Article repealed effective April 1, 2007 An insurer may not use an endorsement to a policy form to which Article 5.35 of this code ... Article repealed effective April 1, 2007 Any provision in any policy of insurance issued by any company subject to the provisions of this subchapter ... Article repealed effective April 1, 2007 No company subject to the provisions of this subchapter may issue any policy or contract of insurance covering ... (a) Any citizen or number of citizens of this State or any policyholder or policyholders, or any insurance company affected by this subchapter, or any ... (a) The Board shall give the public and all insurance companies to be affected by its orders or decisions, reasonable notice thereof, not exceeding thirty ... Text of subsec. (a) effective until April 1, 2007 (a) No company shall engage or participate in the insuring or reinsuring of any property ... Article repealed effective April 1, 2007 Whoever shall knowingly receive or accept from any insurance company or from any of its agents, sub-agents, brokers, ... Article repealed effective April 1, 2007 Sec. 1. An insurer may pay to a commercial policyholder or group of commercial policyholders a dividend which ... Article repealed effective April 1, 2007 (a) An insurer may write commercial group property insurance for a group of businesses or for an association ... Article repealed effective April 1, 2007 The provisions of this subchapter shall not deal with the collection of premiums, but each company shall be ... Article repealed effective April 1, 2007 (a) In this article: (1) "Affiliate" means an entity classified as an affiliate of an insurer under Section 823.003 ... Purpose Sec. 1. The purpose of this article is to regulate the leasing, renting, selling, installing, and servicing of portable fire extinguishers and the ... Purpose Sec. 1. The purpose of this article is to regulate the planning, certifying, leasing, selling, servicing, installing, monitoring, and maintaining of fire detection ... Definitions Sec. 1. In this article: (1) "Person" means a natural person, including an owner, manager, officer, employee, or occupant. (2) "Organization" means a ... Article repealed effective April 1, 2007 (a) An insurer, including a farm mutual insurance company, county mutual insurance company, Lloyd's plan, or reciprocal or ... Article repealed effective April 1, 2007 (A) The State Fire Marshal, any fire marshal of a political subdivision in Texas, or the chief of ... Article repealed effective April 1, 2007 If any insurance company affected by the provisions of this subchapter shall violate any provision of this subchapter, ... Article repealed effective April 1, 2007 The Board, upon ascertaining that any insurance company or officer, agent or representative thereof, has violated any provision ... Article repealed effective April 1, 2007 Any officer or director of any fire insurance company affected by the statutes of this State creating the ... Article repealed effective April 1, 2007 No person shall be excused from giving testimony or producing evidence when legally called upon to do so ... Article repealed effective April 1, 2007 The necessary compensation of experts, clerical force, and other persons employed by said Board, and all necessary traveling ... Article repealed effective April 1, 2007 (a) The writing of insurance against loss by lightning, tornado, windstorm, hail, smoke or smudge, cyclone, earthquake, volcanic eruption, ... Article repealed effective April 1, 2007 The provisions of this article shall apply to all insurance which is now or hereafter defined by statute, ... Article repealed effective April 1, 2007 Insurance Coverage; Limitations Sec. 1. (a) Any company licensed to engage in the business of fire insurance and ... Article repealed effective April 1, 2007 Nothing in Articles 5.49, 5.52 and 5.53 of this subchapter shall ever be construed to apply to any ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Filer" means an insurer that files rates, prospective loss costs, or ... Definitions Sec. 1. In this article: (1) "Insurer" has the meaning assigned by Section 1(2), Article 5.55, of this code. (2) "Underwriting guideline" means ... Article repealed effective April 1, 2007 (a) In this article "small employer" means an employer who is not experience-rated by the State Board of ... Article repealed effective April 1, 2007 (a) The Board shall require each company or association that writes workers' compensation insurance in this state to ... Article repealed effective April 1, 2007 The Board shall prescribe standard policy forms to be used by all companies or associations writing workmen's compensation ... Article repealed effective April 1, 2007 The Board shall prescribe a uniform policy for workmen's compensation insurance and no company or association shall thereafter ... Article repealed effective April 1, 2007 (a) In this article: (1) "Board" means the State Board of Insurance. (2) "Business entity" means a business ... Article repealed effective April 1, 2007 (a) Recording and Reporting of Loss Experience and Other Data. The commissioner shall develop reasonable statistical plans, which may ... Article repealed effective April 1, 2007 The department may require sworn statements from any insurance company, including the Texas Mutual Insurance Company, showing the ... Article repealed effective April 1, 2007 (a) For workers' compensation insurance, the Board shall determine hazards by classes and fix classification relativities applicable to ... Article repealed effective April 1, 2007 (a) The commissioner shall conduct a public hearing each biennium, beginning not later than December 1, 2008, to ... Article repealed effective April 1, 2007 (a) Each workers' compensation insurer transacting business in this state shall maintain reserves in an amount estimated in ... Article repealed effective April 1, 2007 The Board is hereby empowered to make and enforce all such reasonable rules and regulations not inconsistent with ... Article repealed effective April 1, 2007 The words "Company" and "Association" used in this subchapter mean the Texas Employers Insurance Association, or any stock ... Article repealed effective April 1, 2007 The Board shall cancel the license of any insurance company or association of persons to transact workmen's compensation ... Article repealed effective April 1, 2007 (a) A company or association that writes workers' compensation insurance in this state shall notify each policyholder of ... Article repealed effective April 1, 2007 (a) A policyholder shall make full disclosure to its insurance company of information concerning its true ownership, change ... Article repealed effective April 1, 2007 (a) A person commits an administrative violation if the person, to obtain workers' compensation insurance coverage for himself ... No provision of Chapter 5, subchapter C of this code, with regard to the fixing and promulgation of rates for fire insurance or the prescribing ... Article repealed effective April 1, 2007 The necessary compensation of experts, the clerical force and other persons employed by the Board to carry out ... Article repealed effective April 1, 2007 Any officer or representative of any insurance company or association authorized to write workmen's compensation insurance in this ... Article repealed effective April 1, 2007 The Board of Insurance Commissioners of Texas is hereby authorized and empowered to make and promulgate special rates and ... Article repealed effective April 1, 2007 The Board of Insurance Commissioners is hereby authorized and empowered to promulgate special rates and forms for fire and ... Article repealed effective April 1, 2007 This subchapter shall be cumulative of existing laws and applicable only to rates upon insurance in relation to ... Article repealed effective April 1, 2007 (a) Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance, shall ... Article repealed effective April 1, 2007 Sec. 1. Except as provided by Section 4A(c) of this article, an insurer transacting business in the state ... Article repealed effective April 1, 2007 The said Board may, as often as it may deem it expedient, make or cause to be made ... Article repealed effective April 1, 2007 This subchapter applies to the kinds of insurance and to the insurers subject to Subchapters A, B, C, ... Article repealed effective April 1, 2007 (a) Any insurer licensed to do the business of insurance in this state may reinsure in any solvent ... Article repealed effective April 1, 2007 (a) In this article, "aircraft" means an object capable of moving through the atmosphere, whether powered or unpowered, ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Board" means the board of directors of the company. (2) Repealed ... Article repealed effective April 1, 2007 (a) The Texas Mutual Insurance Company may not, except as otherwise provided by this article and by Section ... Article repealed effective April 1, 2007 Legislative finding; purpose Sec. 1. The legislature finds that the issuance of bonds for the purposes of providing ... The Board of Insurance Commissioners is hereby authorized and empowered to make or approve and promulgate premium rating plans designed to encourage the prevention of ... Before the Board of Insurance Commissioners approves class rates or rating plans, due consideration shall be given to all relevant factors to the end that ... If for any form of casualty insurance affected by this Act more than one rating plan is approved for optional selection and application, the selection ... Article repealed effective April 1, 2007 When the State Board of Insurance finds that a public need exists for the regulation of aircraft hull ... Article repealed effective April 1, 2007 When the State Board of Insurance acts under Article 5.90, it shall have authority to make any rules ... (a) The State Board of Insurance may prescribe, promulgate, adopt, approve, amend, or repeal standard and uniform manual rules, rating plans, classification plans, statistical plans, ... (a) This article applies to any policy or endorsement form for commercial automobile insurance or commercial multiperil insurance. (b) If a hearing is requested by ... (a) The department may take action on filings for standard and uniform rates, rating plans, manual rules, classification plans, statistical plans, and policy and endorsement ... (a) This article applies to any policy or endorsement form for general liability insurance. (b) If a hearing is requested by at least 25 persons, ... Article repealed effective April 1, 2007 The State Board of Insurance may adopt reasonable rules that are appropriate to accomplish the purposes of this ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Insurer" means an insurer authorized to engage in business in this ... Article repealed effective April 1, 2007 Findings Sec. 1. The legislature finds that: (1) the cost of litigation against insureds and their insurers, the ... Article repealed effective April 1, 2007 (a) In this article: (1) "Insurer" means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital ... Article repealed effective April 1, 2007 Definitions Sec. 1. In this article: (1) "Insurer" means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, ... Article repealed effective April 1, 2007 Notwithstanding any other provision of this code, an insurer, in writing residential property or personal automobile insurance, may ... Article repealed effective April 1, 2007 Notwithstanding Sections 912.002, 941.003, 942.003, or any other provision of this code, this subchapter does not apply to ... Last modified: August 11, 2007 |