Oregon Statutes - Chapter 737 - Rates and Rating Organizations
- 737.005 [Amended by 1963 c.580 §92; repealed by 1967 c.359 §704]
- 737.007 “Rating organization” defined.
(1) As used in this chapter, unless the context requires otherwise, “rating organization” means: (a) Every person, other than an insurer, whether located within or...
- 737.010 [Amended by 1967 c.359 §303; renumbered 737.280]
- 737.012 “Advisory organization” defined.
As used in this chapter, unless the context requires otherwise, “advisory organization” means every group, association or other organization of insurers, whether located within or...
- 737.015 [Repealed by 1967 c.359 §704]
- 737.017 “Member,” “subscriber” defined.
As used in this chapter, unless the context requires otherwise: (1) “Member” means: (a) An insurer that participates in or is entitled to participate in...
- 737.020 [1967 c.359 §299; repealed by 1969 c.690 §29]
- 737.025 Purpose, intent of chapter.
(1) The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive,...
- 737.030 [1967 c.359 §300; repealed by 1969 c.690 §29]
- 737.035 Application of chapter.
This chapter applies to all forms of insurance on risks or operations in this state, except: (1) Reinsurance, other than joint reinsurance to the extent...
- 737.040 [1967 c.359 §301; repealed by 1969 c.690 §29]
- 737.045 Remedies of director for violations of chapter.
(1) If the Director of the Department of Consumer and Business Services has reason to believe that a rate, rating plan or rating system filed...
- 737.050 [1967 c.359 §302; repealed by 1969 c.690 §29]
- 737.105 [Amended by 1961 c.562 §7; 1965 c.611 §17; repealed by 1967 c.359 §704]
- 737.110 [Repealed by 1967 c.359 §704]
- 737.115 [Repealed by 1967 c.359 §704]
- 737.120 [Repealed by 1967 c.359 §704]
- 737.125 [Repealed by 1967 c.359 §704]
- 737.130 [Repealed by 1967 c.359 §704]
- 737.135 [Repealed by 1969 c.336 §21 and 1969 c.690 §29]
- 737.140 [Repealed by 1967 c.359 §704]
- 737.145 [Repealed by 1967 c.359 §704]
- 737.150 [Repealed by 1967 c.359 §704]
- 737.155 [Repealed by 1967 c.359 §704]
- 737.160 [Repealed by 1967 c.359 §704]
- 737.165 [Repealed by 1967 c.359 §704]
- 737.170 [Repealed by 1967 c.359 §704]
- 737.175 [Repealed by 1967 c.359 §704]
- 737.180 [Amended by 1967 c.359 §308; renumbered 737.312]
- 737.185 [Repealed by 1967 c.359 §704]
- 737.205 Filing rates, plans with director; public inspection of filings; effect on workers’ compensation filings.
(1) Every insurer shall file with the Director of the Department of Consumer and Business Services copies of the rates, rating plans and rating systems...
- 737.207 Commercial liability insurance rate filings; prior approval by director.
(1) As used in this section, a market may be a line, subline or classification of commercial liability insurance. (2) Filings of commercial liability insurance...
- 737.209 Hearing on rate filings under ORS 737.207; order; review.
(1) The Director of the Department of Consumer and Business Services may hold a hearing on a filing made pursuant to ORS 737.207 if the...
- 737.215 Effect of noncompliance with rating regulation.
If the Director of the Department of Consumer and Business Services has reason to believe that noncompliance by an insurer with the requirements and standards...
- 737.225 Records requirements; inspection; statistics; workers’ compensation statistical agency; rules.
(1) Each insurer, rating organization or advisory organization shall maintain reasonable records, of the type and kind reasonably adapted to its method of operation, of...
- 737.230 Data must include certain information.
The data collected and maintained by each insurer, rating organization or advisory organization pursuant to ORS 737.225 shall be in sufficient detail to demonstrate the...
- 737.235 Examining rating systems of insurers; costs.
(1) The Director of the Department of Consumer and Business Services may make or cause to be made an examination of every insurer transacting any...
- 737.245 Collusive ratings prohibited; liability for damages.
In the event any insurer shall in collusion with any other insurer conspire to fix, set or adhere to insurance rates except as expressly sanctioned...
- 737.255 Authority for cooperative ratings and systems.
Subject to and in compliance with the provisions of this chapter authorizing insurers to be members or subscribers of rating or advisory organizations or to...
- 737.265 Unauthorized adherence to rates, rating systems; workers’ compensation insurance policy forms.
(1) Members and subscribers of rating or advisory organizations may use the rates, rating systems, underwriting rules or policy or bond forms of such organizations,...
- 737.270 Determination of workers’ compensation premiums for worker leasing company; reporting statistical experience.
(1) When a worker leasing company required to be licensed by ORS 656.850 provides workers to work for a client and also provides the workers’...
- 737.275 Preparation of rates, rating systems and other administrative matters by insurers under common ownership.
With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting...
- 737.280 [Formerly 737.010; repealed by 1969 c.690 §29]
- 737.290 [1967 c.359 §305; repealed by 1969 c.690 §29]
- 737.300 [1967 c.359 §306; repealed by 1969 c.690 §29]
- 737.305 [Repealed by 1967 c.359 §704]
- 737.310 Method of rate making; factors considered; rules.
The following standards shall apply to the making and use of rates: (1) Rates shall not be excessive, inadequate or unfairly discriminatory. (2) As to...
- 737.312 Agreements among insurers for assignment of risks; rate modifications.
Agreements may be made among insurers with respect to the equitable apportionment among them of insurance which may be afforded applicants who are in good...
- 737.315 [Amended by 1967 c.359 §309; 1967 c.366 §1; repealed by 1969 c.690 §29]
- 737.316 Combining employers for workers’ compensation insurance; conditions.
Notwithstanding ORS 737.600, but subject to all other rate filing requirements of this chapter, an insurer may combine for rating purposes the experience of a...
- 737.318 Premium audit program for workers’ compensation insurance; rules.
(1) A workers’ compensation insurer shall maintain a premium audit program to aid in achieving equitable premium charges to Oregon employers and for the collection...
- 737.320 Review of certain filings; effective date of filings; investigation and evaluation of workers’ compensation rate filings.
(1) The Director of the Department of Consumer and Business Services shall review title insurance filings, and each workers’ compensation insurance filing, as soon as...
- 737.322 Rating plan approval; rules; hearing on disapproval; costs.
Notwithstanding any other provision of this chapter: (1) The Director of the Department of Consumer and Business Services shall adopt rules providing for approval of...
- 737.325 Suspension or modification of filing requirement; rules; excess rates for specific risks.
(1) Under such rules and regulations as the Director of the Department of Consumer and Business Services adopts, the director, by written order, may suspend...
- 737.330 Contracts to comply with effective filings; exception.
(1) No insurer shall make or issue a policy except in accordance with the filings which are in effect for the insurer as provided in...
- 737.335 [Repealed by 1967 c.359 §704]
- 737.336 Disapproval of filings by director; noncompliance with chapter.
(1) If within the waiting period or the extension thereof, if any, as provided in ORS 737.320 (2), the Director of the Department of Consumer...
- 737.340 Initiation of proceedings by aggrieved person to determine lawfulness of filings; hearing.
(1) Any person aggrieved with respect to any filing that is in effect, other than the insurer or rating organization that made the filing, may...
- 737.342 Hearing and order procedure.
Conduct of the hearing, issuance of orders pursuant thereto and judicial review of orders shall be as provided in ORS chapter 183. [1971 c.734 §181]
- 737.345 [Amended by 1967 c.359 §315; repealed by 1969 c.690 §29]
- 737.346 [Formerly 737.512; 1977 c.428 §5; 1979 c.850 §4; 1983 c.754 §1; 1985 c.484 §1; 1987 c.774 §71; 1995 c.79 §362; 1995 c.278 §58; 1995 c.306 §40; renumbered 737.600 in 1999]
- 737.348 [Formerly 736.170; 1975 c.556 §50; repealed by 1977 c.405 §6]
- 737.350 Application for license by rating organization.
No rating organization shall conduct its operations in this state without first filing with the Director of the Department of Consumer and Business Services a...
- 737.355 Licensing rating organizations generally; licensing workers’ compensation rating organizations; rules; revocation and suspension; fees.
(1) If the Director of the Department of Consumer and Business Services finds that the applicant represents a credible statistical base, is competent, trustworthy and...
- 737.360 Rating organization to accept insurers as subscribers; rules of organization to be reasonable; review of applications for subscribership and of reasonableness of rules.
(1) Subject to rules and regulations which have been approved by the Director of the Department of Consumer and Business Services as reasonable, each rating...
- 737.365 Cooperative activities among rating organizations and insurers.
(1) Cooperation among rating organizations or among rating organizations and insurers in rate making or in other matters within the scope of this chapter hereby...
- 737.370 [Amended by 1967 c.359 §322; repealed by 1969 c.690 §29]
- 737.375 [Amended by 1967 c.359 §323; repealed by 1969 c.690 §29]
- 737.380 [Amended by 1967 c.359 §324; repealed by 1969 c.690 §29]
- 737.385 [Repealed by 1967 c.359 §704]
- 737.386 [1967 c.359 §325; repealed by 1969 c.690 §29]
- 737.390 Regulation of joint underwriting and joint reinsurance.
No group, association or other organization of insurers which engages in joint underwriting or joint reinsurance shall engage in any activity which is unfair, unreasonable...
- 737.505 Insured entitled to rate information; remedies of aggrieved persons.
(1) Every rating organization and every insurer which makes its own rates, within a reasonable time after receiving written request therefor and upon payment of...
- 737.510 Advisory organizations; registration; jurisdiction of director to restrict unfair practices.
(1) Every advisory organization shall file with the Director of the Department of Consumer and Business Services: (a) A copy of its constitution, its articles...
- 737.512 [1959 c.324 §2; 1967 c.359 §316; renumbered 737.346]
- 737.515 Examination of rating, advisory and other organizations; payment of costs; acceptance of report from another state.
(1) The Director of the Department of Consumer and Business Services shall make or cause to be made an examination: (a) At least once in...
- 737.520 [Amended by 1967 c.359 §330; repealed by 1969 c.690 §29]
- 737.525 [Repealed by 1967 c.359 §704]
- 737.526 Interchange of data; rules; promoting uniformity of rating laws.
(1) Reasonable rules and plans may be promulgated by the Director of the Department of Consumer and Business Services for the interchange of data necessary...
- 737.530 [Repealed by 1967 c.359 §704]
- 737.535 Withholding or giving false information prohibited.
No person shall willfully withhold information from or knowingly give false or misleading information to the Director of the Department of Consumer and Business Services,...
- 737.540 [Repealed by 1967 c.359 §704]
- 737.545 Procedure for suspension of rating organization license.
The Director of the Department of Consumer and Business Services may suspend the license of any rating organization which fails to comply with an order...
- 737.547 [1971 c.734 §183; repealed by 1975 c.769 §10]
- 737.550 [Repealed by 1967 c.359 §704]
- 737.555 [Repealed by 1967 c.359 §704]
- 737.560 Rating organization membership.
(1) Except as provided in subsection (2) of this section, nothing contained in this chapter shall be construed as requiring any insurer to become a...
- 737.600 Fictitious grouping for rate purposes prohibited; rules; exceptions.
(1) As used in this section, “fictitious grouping” means a grouping by way of membership, license, franchise, contract, agreement or any method other than common...
- 737.602 Authorization for insurance for certain projects; premiums; qualifications.
(1) As used in this section: (a) “Project” means a construction project, a plant expansion or improvements within Oregon with an aggregate construction value in...
- 737.604 Rules.
In addition to other rulemaking authority of the Director of the Department of Consumer and Business Services, the director may make rules: (1) Stating the...
Last modified: August 7, 2008