Ex parte BOSE et al. - Page 4




          Appeal No. 1998-3379                                                        
          Application No. 08/724,088                                                  


          point, that computed result depending on that point and said                
          input values, said coordinate representing a balance in an                  
          account.                                                                    
               The Examiner relies on the following reference:                        
          Etoh et al. (Etoh)            5,553,212                Sep. 3,              
          1996                                                                        
                                                  (filed May 18,                      
          1992)                                                                       

               Claims 1 through 3 stand rejected under 35 U.S.C. § 103                
          as being unpatentable over Etoh.                                            
               Rather than repeat the arguments of Appellants and the                 
          Examiner, we make reference to the brief and answer for the                 
          details thereof.                                                            
                                      OPINION                                         
               After a careful review of the evidence before us, we do                
          not agree with the Examiner that claims 1 through 3 are                     
          properly rejected under § 103.                                              
               The Examiner has failed to set forth a prima facie case.               
          It is the burden of the Examiner to establish why one having                
          ordinary skill in the art would have been led to the claimed                
          invention by the express teachings or suggestions found in the              
          prior art, or by implications contained in such teachings or                


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