Appeal No. 2002-0l08
Application No.09/200,981
terminal user does not match the stored fingerprint information
of the card owner.
Lane teaches a self-authenticating card which includes a
fingerprint sensor for authenticating the identity of a user, by
comparing information related to a sensed fingerprint with the
stored fingerprint information. An authentication signal is
produced if there is a match. Lane’s authentication system takes
place at a client terminal but there is no second authentication
at a server.
Maes performs an authentication at a server (e.g., box 108
in the flowchart of Figure 4) but there is no authentication at a
client terminal since all verification is performed at the
server.
The examiner attempts to combine these teachings in order to
arrive at the claimed subject matter “in order to increase the
level of security for user verification whereby the user is
verified at both the terminal, the financial institution server
and is granted authorization for executing the transactions when
-6–
Page: Previous 1 2 3 4 5 6 7 8 9 Next
Last modified: November 3, 2007