Ex Parte Lam - Page 6




          Appeal No. 09/536,531                                                        
          Application 2005-0494                                                        

          detail the examiner might have applied an additional reference,              
          such as Goldhaber et al., U.S. Patent 5,794,210 (copy attached),             
          which shows that users can earn digital cash based on consumer               
          interaction (e.g., cols. 9-11), where "the compensation (e.g.,               
          direct cash payment) represented by a CyberCoin has generic                  
          usefulness" (col. 11, lines 25-27).                                          
               For the reasons stated above, the rejection of claims 1-22              
          is sustained.                                                                


























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