Ex Parte 6052673 et al - Page 11



                 Appeal No. 2005-2643                                                                                                            
                 Reexamination Control No. 90/005,842                                                                                            

                         some measure of past inflation.  The level [of] inflation which has occurred                                            
                         since the previous iteration period can be determined by the formula:                                                   
                                  CPIc - CPIo                                                                                                    
                         —————–                                                                                                                  
                                   CPIo                                                                                                          
                         Where CPIo i[s] the inflation index at the time of the last iteration, or the                                           
                         initial index if the present iteration is the first.                                                                    
                                                                                                                                                
                 ‘673 Patent at col. 6, ll. 27-46 (emphasis added).  “If . . . inflation has occurred during                                     
                 the prior iteration period, the cash outflow or disbursement attributable to the effects of                                     
                 inflation on the account balance is determined by applying the inflation rate to the                                            
                 deposit balance.”  Id. at col. 6, ll. 58-62.  Because the “market indicator of prior actual                                     
                 inflation” need not represent the rate of prior actual inflation, any claim recitations of                                      
                 inflation adjustments “responsive to a rate of inflation” should be understood as                                               
                 requiring no more than that the inflation adjustments be       (a) “responsive to” the rate                                     
                 of prior actual inflation and (b) “directly responsive to” (i.e., based on) the data of a                                       
                 market indicator of prior actual inflation, which may represent inflated price levels rather                                    
                 than inflation rates.                                                                                                           
                         Appellant’s reliance on the district court’s Markman order (Brief at 9) for a                                           
                 narrower definition of the language of claim 1 and the other claims is improper for the                                         
                 reasons given above.  Also, because it is improper to read disclosed examples into the                                          
                 claims, American Academy, 367 F.3d at 1369, 70 USPQ2d at 1834, we are                                                           
                 unpersuaded by appellant’s argument that:                                                                                       
                         [i]n each of the examples in the ‘461 [sic; ‘673] specification, the inflation                                          
                         component is adjusted for any amount of inflation, and adjusted on a one-                                               
                         for one basis.  ‘461 [sic] specification, col. 10 to col. 26.  Accordingly,                                             
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