Ex Parte Stoutenburg et al - Page 6




               Appeal No. 2006-0395                                                                                              
               Application No. 10/116,735                                                                                        


               network.                                                                                                          
                      The term “transaction” appears to be defined at page 6 of the instant                                      
               specification as                                                                                                  

                      including credit transactions, debit transactions, check transactions,                                     
                      money-transfer transactions, money-order sales, bill payments,                                             
                      management of customer-loyalty programs, issuance of coupons,                                              
                      acceptance of coupons, issuance of stored value cards, fraud detection                                     
                      associated with a variety of transaction types, and other such functions.                                  

                      Accordingly, it would appear that the claimed “transaction system” must include                            
               at least a “system” which is capable of performing the listed “transactions.”  We find no                         
               such “system” for performing these “transactions” in Moderi and conclude that the                                 
               examiner’s finding of a “transaction system” in Moderi, in the normal business                                    
               transaction of purchasing a product, is unreasonable.                                                             
                      If the examiner’s interpretation is to be adopted, it would appear incongruous to                          
               say that the normal business transaction of purchasing a product is a “transaction                                
               system” and, at the same time, conclude that this “transaction system” is accessible by                           
               the POS device via a communication network since it has no meaning to say that some                               
               non-physical, ephemeral, business transaction is something that can be “accessed,” as                             
               required by the instant claims.                                                                                   
                      Moreover, one might say that reprogramming the keys in the POS device of                                   
               Moderi is a reconfiguration of the POS device, but                                                                



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