Ex Parte Manganaris et al - Page 3



                   Appeal No. 2006-1934                                                                                              
                   Application No. 09/798,833                                                                                        

                   35 U.S.C. § 102(e).                                                                                               
                           Initially, we note that on pages 6 and 7 of the brief, appellants present arguments                       
                   directed to the examiner’s rejection of claims 1 through 6 under 35 U.S.C. § 102(e).                              
                   Appellants’ arguments do not separately argue any of the claims, accordingly we group                             
                   claims 1 through 6 and treat claim 1 as representative of the group.                                              
                           Appellants state, on page 6 of the brief, that one of the critical elements of the                        
                   invention is the comparison of the customer’s Historical Customer Value (HCV) with the                            
                   customer’s Intrinsic Customer Value (ICV).  Appellants argue that Lazarus does not                                
                   teach such a comparison.  Appellants admit that Lazarus teaches storing customer                                  
                   historical data, however, appellants argue that the historical customer data is not an HCV                        
                   as defined in appellants’ specification.  On page 7 of the brief, Appellants’ argue that                          
                   even if this historical customer data were considered to be the claimed HCV there is no                           
                   teaching of comparing that value with a predicted value for the customer such as an ICV.                          
                   Appellants assert that Lazarus teaches the comparison of predicted values for a customer                          
                   with the predicted customer values for all customers, but not the historical customer                             
                   value (citing Lazarus column 9, lines 40-46).  Finally, appellants assert:                                        
                           present claimed invention provides information about a customer's potential to                            
                           change behavior with respect to a particular merchant, not about the customer's                           
                           alignment to various merchant segments (as is described in Lazarus).                                      
                           The examiner responds to appellants’ arguments on pages 3 through 6 of the                                
                   answer. On pages 3 through 5 of the answer, the examiner provides the rationale                                   
                   supporting her determination that the scope of the claim term “intrinsic customer value”                          
                   includes: determining “based on a comparison between the customer's historic value in                             
                   relation to his/her potential value as defined by an average of the historic values of other                      
                   people who are within the same segment as the customer in question.”  See page 5 of the                           
                   answer.  Based upon this claim interpretation, the examiner, provides, on pages 5 and 6                           
                   of the answer, an explanation of how Lazarus’ teaching of placing a customer in various                           
                   merchant segments, which are determined based upon historic data of the customer and                              
                   other customers, meets this limitation.                                                                           


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