Ex Parte Kane - Page 22



            Appeal 2006-3331                                                                               
            Application 10/829,797                                                                         
            have been obvious to use an access code for accessing a checking account in place              
            of the fingerprint of McNeal.  See KSR, 127 S.Ct. at 1742, 82 USPQ2d at 1397                   
            (“Common sense teaches … that familiar items may have obvious uses beyond                      
            their primary purposes, and in many cases a person of ordinary skill will be able to           
            fit the teachings of multiple patents together like pieces of a puzzle.”)                      
                  The Appellant further argues that independent claim 15 is patentable over                
            McNeal, Abecassis, Sunderji, and Braun because “[t]here is no suggestion in                    
            Sunderji which focuses on the unique difficulties of check fraud” (Reply Br. 8).               
            The Appellant's contention does not persuade us of error on the part of the                    
            Examiner because the Appellant responds to the rejection by attacking the                      
            references separately, even though the rejection is based on the combined                      
            teachings of the references.  Nonobviousness cannot be established by attacking                
            the references individually when the rejection is predicated upon a combination of             
            prior art disclosures. See In re Merck & Co. Inc., 800 F.2d 1091, 1097, 231 USPQ               
            375, 380 (Fed. Cir. 1986).  In particular, the Examiner does not rely on Sunderji              
            for the solution to the problem of check fraud, because McNeal already teaches                 
            this solution.  Rather, the Examiner relies on Sunderji to show that it was known in           
            the art at the time the invention was made to use a single identifier to access                
            multiple accounts (Answer 6).  It is the combined teachings of McNeal, Abecassis,              
            Sunderji, and Braun, rather than the individual teachings of each reference, on                
            which the rejection is based.                                                                  
                  The Appellant further argues that independent claim 24 is patentable over                
            McNeal, Braun, Tedesco, and Abecassis because “there is no suggestion in                       

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