Article 2. Definitions - California Civil Code Section 1802.13

1802.13.  "Holder" means the retail seller who acquires a retail
installment contract or installment account executed, incurred or
entered into by a retail buyer, or if the contract or installment
account is purchased by a financing agency or other assignee, the
financing agency or other assignee. The term does not include the
pledgee of or the holder of a security interest in an aggregate
number of such contracts or installment accounts to secure a bona
fide loan thereon.
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Last modified: February 16, 2015