Article 12.2. Penalties - California Civil Code Section 1812.7

1812.7.  In case of failure by any person to comply with the
provisions of this chapter, such person or any person who acquires a
contract or installment account with knowledge of such noncompliance
is barred from recovery of any finance charge or of any delinquency,
collection, extension, deferral or refinance charge imposed in
connection with such contract or installment account and the buyer
shall have the right to recover from such person an amount equal to
any of such charges paid by the buyer.

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Last modified: February 16, 2015