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California Civil Code Section 2959

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The disclosures required by this article shall be made as
soon as practicable, but before execution of any note or security
documents.  If any disclosure is made after the execution of credit
documents by the purchaser, such documents shall be contingent on the
purchaser's approval of the disclosures prior to execution of the
security documents.  The disclosure statement shall be receipted for
by the purchaser and the vendor.  The disclosure shall be signed by
the arranger of credit and a copy shall be delivered respectively to
the purchaser and the vendor and the arranger shall retain a true
copy of the executed statements for three years.
   The provisions of this section do not apply to the disclosures
required by Section 2966.

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Last modified: January 12, 2009