California Civil Code TITLE 1.6C.5 - Fair Debt Buying Practices

• Section 1788.50.
  (a) As used in this title:(1) “Debt buyer” means a person or entity that is regularly engaged in the business of purchasing charged-off consumer debt for collection...
• Section 1788.52.
  (a) A debt buyer shall not make any written statement to a debtor in an attempt to collect a consumer debt unless the debt buyer possesses...
• Section 1788.54.
  (a) All settlement agreements between a debt buyer and a debtor shall be documented in open court or otherwise reduced to writing. The debt buyer shall...
• Section 1788.56.
  A debt buyer shall not bring suit or initiate an arbitration or other legal proceeding to collect a consumer debt if the applicable statute of...
• Section 1788.58.
  In an action brought by a debt buyer on a consumer debt:(a) The complaint shall allege all of the following:(1) That the plaintiff is a debt buyer.(2) The...
• Section 1788.60.
  (a) In an action initiated by a debt buyer, no default or other judgment may be entered against a debtor unless business records, authenticated through a...
• Section 1788.61.
  (a) (1) Notwithstanding Section 473.5 of the Code of Civil Procedure, if service of a summons has not resulted in actual notice to a person in time...
• Section 1788.62.
  (a) In the case of an action brought by an individual or individuals, a debt buyer that violates any provision of this title with respect to...
• Section 1788.64.
  Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.(Added by Stats. 2013, Ch. 64, Sec. 2....

Last modified: October 22, 2018