California Civil Code TITLE 2.96 - CALIFORNIA RENTAL-PURCHASE ACT

  • Section 1812.620.
    This title shall be known and may be cited as the Karnette Rental-Purchase Act.(Added by Stats. 1994, Ch. 1026, Sec. 1. Effective January 1, 1995.)
  • Section 1812.621.
    The Legislature hereby finds and declares that consumers enter into rental-purchase contracts that do not adequately disclose the actual terms and cost of the transaction...
  • Section 1812.622.
    As used in this title:(a) “Advertisement” means a commercial message in any medium that directly or indirectly solicits or promotes one or more specific rental-purchase transactions,...
  • Section 1812.623.
    (a) Every rental-purchase agreement shall be contained in a single document which shall set forth all of the agreements of the lessor and the consumer with...
  • Section 1812.624.
    (a) No rental-purchase agreement or any document that the lessor requests the consumer to sign shall contain any provision by which:(1) A power of attorney is given...
  • Section 1812.625.
    (a) The lessor may require the consumer to pay a security deposit, however denominated, in an amount not to exceed the equivalent of one month’s rental...
  • Section 1812.626.
    (a) The lessor may assess a late payment fee if the late payment fee is specified in the rental-purchase agreement and is permitted by this section.(b) No...
  • Section 1812.627.
    (a) The consumer’s liability for loss or damage to the property which is the subject of the rental-purchase agreement shall in no event exceed the lesser...
  • Section 1812.628.
    (a) In addition to the circumstances described in subdivision (a) of Section 1689.5, a rental-purchase agreement regardless of the amount involved shall be deemed a home...
  • Section 1812.629.
    (a) Upon the request of the consumer, the lessor shall provide the information as required by subdivision (b) of Section 1812.623 in an exemplar of the...
  • Section 1812.630.
    (a) (1) Any advertisement of a rental-purchase agreement that states the amount of any payment shall clearly and conspicuously disclose all of the following in the same...
  • Section 1812.631.
    (a) A consumer may be deemed in default under the rental-purchase agreement if either of the following applies:(1) The rental-purchase agreement requires weekly periodic rental payments and...
  • Section 1812.632.
    (a) (1) The consumer has the right to acquire ownership of the property within three months of the date on which the consumer executed the rental-purchase agreement...
  • Section 1812.633.
    (a) The lessor shall maintain the property subject to the rental-purchase agreement in good working order while the agreement is in effect without charging any fee...
  • Section 1812.634.
    When the lessor transfers ownership of the rental property, the lessor shall also transfer to the consumer the unexpired portion of any transferable warranties provided...
  • Section 1812.635.
    (a) A lessor shall not sell, or offer for sale, a service contract for the rental property if that service contract provides any coverage while the...
  • Section 1812.636.
    (a) A consumer damaged by a violation of this title by a lessor is entitled to recover all of the following:(1) Actual damages.(2) Twenty-five percent of an amount...
  • Section 1812.637.
    (a) A lessor is not liable for a violation of this title if, before the 30th calendar day after the date the lessor discovers a bona...
  • Section 1812.638.
    (a) A lessor shall not engage in any unfair, unlawful, or deceptive conduct, or make any untrue or misleading statement in connection with the collection of...
  • Section 1812.639.
    A lessor shall not engage in any unfair, unlawful, or deceptive conduct or make any untrue or misleading statement in connection with a rental-purchase agreement,...
  • Section 1812.640.
    A lessor shall not report any late payment, default, or repossession to a consumer credit reporting agency, as defined in subdivision (d) of Section 1785.3,...
  • Section 1812.641.
    (a) A lessor shall not send any solicitation or other promotional material to a person identified by the consumer as a reference to verify the consumer’s...
  • Section 1812.642.
    A lessor shall not discriminate against a prospective consumer on any ground that would be a prohibited basis for a creditor to discriminate against an...
  • Section 1812.643.
    (a) Except as provided in subdivision (b), a lessor who obtains the signature of more than one person on a rental-purchase agreement shall deliver the notice...
  • Section 1812.644.
    (a) A lessor shall maintain records that establish the lessor’s cost, as defined in subdivision (k) of Section 1812.622, for each item of personal property that...
  • Section 1812.645.
    An action on a rental-purchase agreement shall be tried in the county in which the rental-purchase agreement was signed or the consumer resides at the...
  • Section 1812.646.
    Any waiver or modification of the provisions of this title by the consumer or lessor shall be void and unenforceable as contrary to public policy.(Added...
  • Section 1812.647.
    Any person who willfully violates any provision of this title is guilty of a misdemeanor.(Added by Stats. 1994, Ch. 1026, Sec. 1. Effective January 1,
  • Section 1812.648.
    The rights, remedies, and penalties established by this title are cumulative to the rights, remedies, or penalties established under other laws.(Added by Stats. 1994, Ch....
  • Section 1812.649.
    If any provision of this title or the application thereof to any person or circumstances is held invalid, that invalidity shall not affect other provisions...
  • Section 1812.650.
    (a) A lessor shall provide clear and prominent notice to a consumer and obtain express consent from the consumer at the time the lessor and the...

Last modified: October 22, 2018