Georgia Code, Title 33, Chapter 24, Article 4 - Underwriting and Rate Risking
- § 33-24-90 - Definitions
As used in this article, the term: (1) "Adverse action" shall mean a denial or cancellation of, an increase in any charge for, or...
- § 33-24-91 - Use of Credit Information to Underwrite or Rate Risks
An insurer authorized to do business in this state that uses credit information to underwrite or rate risks, shall not: (1) Use an insurance...
- § 33-24-92 - Disputed Items in Credit Report
If an item or items contained in the credit information for an applicant or insured are in dispute pursuant to the dispute resolution process...
- § 33-24-93 - Disclosure by Insurer of Use of Credit Information
(a) If an insurer writing personal insurance uses credit information in underwriting or rating a consumer, the insurer or its agent shall disclose, either...
- § 33-24-94 - Adverse Action Based on Credit Information; Notice to Consumer
If an insurer takes an adverse action based upon credit information, the insurer must meet the notice requirements of this Code section. Such insurer...
- § 33-24-95 - Filing Scoring Models With Commissioner of Insurance; Confidential Nature of Filing
(a) Insurers that use insurance scores to underwrite and rate risks must file their scoring models or other scoring processes with the Commissioner of...
- § 33-24-96 - Insurer Obligation to Indemnify and Defend Agents
An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the...
- § 33-24-97 - Consumer Reporting Agency Disclosure of Insurance Information; Applicability to Motor Vehicle Reports
(a) No consumer reporting agency shall provide or sell data or lists that include any information that in whole or in part was submitted...
- § 33-24-98 - Use of Insurance Scores Permitted
Notwithstanding any provision of law to the contrary, insurers shall be allowed to use insurance scores in rating and underwriting subject to the provisions...
Last modified: October 14, 2016