Hawaii Revised Statutes 478. Interest and Usury

  • 478-1 Definitions.
    As used in this chapter and unless a different meaning appears from the context: "Annual percentage rate" shall have the meaning given the term...
  • 478-2 Legal Rate; Computation.
    When there is no express written contract fixing a different rate of interest, interest shall be allowed at the rate of ten per cent...
  • 478-3 on Judgment.
    Interest at the rate of ten per cent a year, and no more, shall be allowed on any judgment recovered before any court in...
  • 478-4 Rate by Written Contract.
    (a) It shall in no case be deemed unlawful, with respect to any consumer credit transaction (except a credit card agreement) and any home...
  • 478-5 [Old] Repealed.
    L 1986, c 137, pt of §1. §478-5 Usury not recoverable. If a greater rate of interest than that permitted by law is contracted...
  • 478-6 Usury; Penalty.
    Any person who directly or indirectly receives any interest or finance charge at a rate greater than that permitted by law or who, by...
  • 478-7 Compound, Not Recoverable.
    No action shall be maintainable in any court of the State to recover compound interest upon any consumer credit transaction or upon any credit...
  • 478-8 Exemptions From Usury.
    (a) This chapter (except for this section and section 478-3) shall not apply to any mortgage loan transaction wholly or partially secured by a...
  • 478-8.5 Repealed.
    L 1986, c 137, pt of §1.
  • 478-9 [Old] Repealed.
    L 1980, c 188, §4. §478-9 Rejection of federal law. It is hereby explicitly stated by the terms of this section that the provisions...
  • 478-10 Repealed.
    L 1980, c 188, §4.
  • 478-11 Repealed.
    L 1986, c 137, pt of §1.
  • 478-11.5 Credit Cards.
    (a) With regard to every credit card issuer wherever located and a customer who is a resident of this State and who is given...
  • 478-12 Renumbered As §478-9.
  • 478-13 Repealed.
    L 1986, c 137, pt of §1.

Last modified: October 27, 2016