William C. and Elaine Gaskins - Page 19

                                                 - 19 -                                                    
            Corp. v. William and Elaine Gaskins. On March 10, 1983, the                                    
            Gaskins filed to withdraw the bankruptcy petition.                                             
                   Mr. Gaskins' Medical Condition and Resulting Disability                                 
            Income                                                                                         
                   Mr. Gaskins suffers from several medical problems. He has                               
            had diabetes since about 1977, polycythemia,4 and                                              
            arteriosclerosis. In July of 1981, to improve circulation in his                               
            lower extremities caused by aorticiliac occlusive disease, he                                  
            had arterial bypass surgery. Due to the limitations in movement                                
            imposed by this condition, Mr. Gaskins' doctor considered him to                               
            be totally disabled. However, sometime in 1984, Mr. Gaskins went                               
            to work in a coal mine. On August 14, 1984, Mr. Gaskins injured                                
            his lower back while lifting rock for the Sharp Mountain Coal                                  
            Company; Mr. Gaskins has not worked since this injury. He still                                
            suffers from back pain. In early 1986, Mr. Gaskins returned to                                 
            the hospital for tests, and the physician recommended that the                                 
            arterial bypass surgery be repeated. That surgery was not                                      
            performed until 1991. In 1993, Mr. Gaskins suffered a stroke. In                               
            December of 1993 and March of 1994, he had procedures performed                                
            on his carotid arteries, which were clogged. Mr. Gaskins                                       
            continues to have problems with his legs.                                                      
                   In 1982, Mr. Gaskins applied for Social Security                                        

            4 Polycythemia is a "condition marked by an abnormal increase in the                           
            number of circulating red blood cells". Webster's Ninth New                                    
            Collegiate Dictionary (1983).                                                                  





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