Alice Berger, et al. - Page 8

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          employers) and Gregg Kunkowski (as employee "General Manager")              
          entered an employment agreement.  The employment agreement                  
          provided for a 5-year term with an option to renew, compensation            
          equal to 20 percent of "the total gross sales of space in the               
          mausoleum", and rent-free occupancy by the Kunkowskis of "the               
          home renovated by them on the premises, indefinitely".                      
               Construction of the second Woodbine mausoleum (Phase II)               
          began in 1987 and was completed in May 1989.  In 1987, Gregg                
          Kunkowski, as manager of Woodbine, began to solicit customers for           
          crypts in the mausoleum to be constructed in Phase II.  In 1987             
          Woodbine began to receive deposits and installment payments for             
          crypts in Phase II.                                                         
               A customer who paid a deposit on a crypt in Phase II would             
          execute a contract setting forth the location of the crypt, the             
          price, and the payment terms (the crypt purchase contracts                  
          generally provided that the customer would pay any unpaid portion           
          of the purchase price in equal monthly installments--without                
          stated interest--over a period of not more than 24 months).                 
          Prior to completion of construction, the purchaser would receive            
          a Temporary Certificate of Ownership upon payment of the full               
          contract price for a crypt in Phase II and then a Certificate of            
          Ownership when the mausoleum was completed.  After completion of            
          construction, the purchaser would receive a Certificate of                  
          Ownership upon payment of the full contract price for space in              






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