Clark D. and Janis L. Pulliam - Page 6

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               From 1985 through 1989, Mr. Deckard lived in the upper level           
          of the Oblong facility.  He then moved into his own home.                   
          Beginning in 1985, he was the resident manager and embalmer at              
          Oblong where he was in charge of day-to-day operations of the               
          funeral home.  He was the only full-time employee at the Oblong             
          facility, although it had a part-time secretary and a part-time             
          receptionist.  Mr. Deckard also assisted at Homes' other                    
          facilities on an as needed basis.                                           
               Mr. Deckard was a key employee of Homes.  He was well                  
          connected in both the Oblong and Robinson communities.  He was              
          raised in Oblong, graduated from high school there, and was a               
          member of the community club, village board, and the police and             
          fire commission.  He was also a member of a large church.                   
               Prior to 1991, Mr. Deckard had spoken to Mr. Pulliam about             
          acquiring a financial interest in the Oblong facility.  But Mr.             
          Pulliam was not then interested in selling any of his ownership             
          in Homes or Oblong until his son, David, had an opportunity to              
          choose his vocation.  Mr. Deckard was not interested in any                 
          minority ownership in Homes.  He later so indicated in writing              
          that he "had absolutely no interest in a minority interest in               
          Pulliam Funeral Home, P.C.".  Also prior to 1991, Mr. Pulliam and           
          Mr. Deckard had some disagreements regarding the operation of the           
          Oblong facility.  Consequently, in early 1991, Mr. Deckard                  
          purchased property adjacent to his residence on which he intended           
          to construct and operate his own funeral home in Oblong.                    




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