Norman L. and Catherine J. Forste - Page 9

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                    or may have against DH&S (or against any of its                   
                    partners, directors or employees) relating to,                    
                    arising out of, or based upon my employment by                    
                    DH&S, my tenure as a director of DH&S, services                   
                    performed by me in my capacity as an employee or                  
                    director of DH&S, or the termination of my                        
                    employment by or tenure as a director with DH&S,                  
                    except the right to enforce the obligations of                    
                    DH&S to me provided by this agreement.                            
          This settlement offer was better than what Mr. Forste was                   
          entitled to, given his age.  Mr. Forste did not accept DHS’s                
          proposal, and he instead made numerous handwritten changes to its           
          language.  Notably, he changed the language in paragraph 1 to               
          read:  “I will receive disability retirement income under the               
          terms of Section 4(d) of my Director’s Agreement”.  However, DHS            
          was unwilling to discuss a disability retirement.                           
               In June 1985, Mr. Forste drafted two proposals which he                
          submitted to DHS.  The first proposal contained the language “In            
          settlement of all claims arising from the severance of my                   
          employment with DH&S”, and the second proposal contained the                
          language “In settlement of all claims for personal injuries                 
          and/or damages arising from my termination of employment with               
          DH&S”.  On June 15, 1985, DHS proposed a structured settlement.             
          Paragraph 1 provided for payments of $25,130 per year to be                 
          adjusted as provided in paragraph 2.e.  Paragraph 1 of the                  
          proposal contained the language “In settlement of all claims for            
          personal injuries and/or damages arising from my termination of             
          employment with DH&S”.  In another draft, DHS included the                  






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