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banks. While working as a lending officer, petitioner dealt with
real estate agents and reviewed mortgage loan applications.
Petitioner became a full-time homemaker when her grandniece Alexa
moved into her home in 1995.
Mr. Ohrman has worked for Spicers Paper, Inc. (Spicers
Paper), in Gresham, Oregon, as its regional manager for the
Portland, Oregon, and Seattle, Washington, divisions for several
years including 1999. As of the time of trial, Mr. Ohrman’s
salary was $135,000 per year, and his take-home pay was
approximately $6,800 per month.
Mr. Ohrman’s Gambling Addiction
Mr. Ohrman has an admitted gambling addiction. Petitioner
first became aware of Mr. Ohrman’s gambling in 1993. In 1998,
Mr. Ohrman enrolled in Project STOP (the State of Oregon gambling
treatment center) to seek treatment for his gambling addiction.
Petitioner participated in Project STOP’s “significant other”
program to support Mr. Ohrman. While participating in Project
STOP, Mr. Ohrman revealed to petitioner that he had accrued
approximately $200,000 in outstanding gambling debts on various
joint credit cards held in Mr. Ohrman’s and petitioner’s names.
Mr. Ohrman graduated from Project STOP on December 19, 1998, and
received a Certificate of Achievement.
During the Project STOP program, petitioner was advised to
block Mr. Ohrman’s ability to obtain money. Pursuant to this
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