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Petitioner resided in Woodhaven, New York, at the time that he
filed his petition.
On July 5, 1990, petitioner was injured on the job while
employed as a salesman for American Cablevision of Queens
(American), a subsidiary of American Television & Communications
Corp. (ATC), now known as Time Warner. Petitioner has not
returned to work since the time of the injury. American
determined that petitioner was totally disabled as a result of
the injury. Petitioner was covered, at the time, by a disability
insurance plan issued by Connecticut General, a subsidiary of
Cigna Group Insurance (Cigna). Under the “Summary Plan
Description”, it is stated that “the cost of the Plan is paid by
the sponsor”. The sponsor, as designated in the summary plan
description, was ATC. The Group Long Term Disability Policy,
policy No. 0415174-03, effective January 1, 1983, provided that,
in the event of total disability, the insured would qualify for
the monthly benefit. The monthly benefit for any month was
66-2/3 percent of the insured’s monthly basic earnings at the
time that he became totally disabled, less any applicable
adjustments. Pursuant to this policy, Connecticut General paid
disability benefits to petitioner from October 1990 through March
1995.
On or about April 1, 1995, Connecticut General ceased paying
disability benefits to petitioner. Petitioner retained Quadrino
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