US Code Title 12 Chapter 2 National Banks

Subchapter I - Organization and General Provisions

§ 21 - Formation of National Banking Associations; Incorporators; Articles of Association
§ 21a - Amendment of Articles of Association
§ 22 - Organization Certificate
§ 23 - Acknowledgment and Filing of Certificate
§ 24 - Corporate Powers of Associations
§ 24a - Financial Subsidiaries of National Banks
§ 25 - Omitted
§ 25a - Participation by National Banks in Lotteries and Related Activities
§ 25b - State Law Preemption Standards for National Banks and Subsidiaries Clarified
§ 26 - Comptroller to Determine if Association Can Commence Business
§ 27 - Certificate of Authority to Commence Banking
§ 28 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(1), Sept. 23, 1994, 108 Stat. 2291
§ 29 - Power to Hold Real Property
§ 30 - Change of Name or Location
§ 31 - Rights and Liabilities as Affected by Change of Name
§ 32 - Liabilities and Suits as Affected by Change of Name or Location
§§ 33-to-34c - Transferred
§ 35 - Organization of State Banks as National Banking Associations
§ 36 - Branch Banks
§ 37 - Associations Governed by Chapter
§ 38 - The National Bank Act
§ 39 - Reservation of Rights of Associations Organized Under Act of 1863
§ 40 - Virgin Islands; Extension of National Bank Act
§ 41 - Guam; Extension of National Bank Act
§ 42 - Territorial Application
§ 43 - Interpretations Concerning Preemption of Certain State Laws

Subchapter II - Capital, Stock, and Stockholders

§ 51 - Repealed. Pub. L. 106–569, Title Xii, §1233(c), Dec. 27, 2000, 114 Stat. 3037
§ 51a - Preferred Stock; Issuance Authorized
§ 51b - Dividends, Voting, and Retirement of Preferred Stock; Individual Liability
§ 51b-1 - Consideration of Preferred Stock in Determining Impairment of Capital; Dividends; Retirement
§ 51c - &Quot;common Stock", &Quot;capital", and &Quot;capital Stock" Defined
§§ 51d-to-51f - Repealed. June 30, 1947, Ch. 166, Title Ii, §206(b), (O), 61 Stat. 208
§ 52 - Par Value and Incidents of Stock; Transfer of Shares
§ 53 - When Capital Stock Paid in
§ 54 - Repealed. Pub. L. 86–230, §5, Sept. 8, 1959, 73 Stat. 457
§ 55 - Enforcing Payment of Deficiency in Capital Stock; Assessments; Liquidation; Receivership
§ 56 - Prohibition on Withdrawal of Capital; Unearned Dividends
§ 57 - Increase of Capital by Provision in Articles of Association
§ 58 - Repealed. Pub. L. 86–230, §6, Sept. 8, 1959, 73 Stat. 457
§ 59 - Reduction of Capital
§ 60 - National Bank Dividends
§ 61 - Shareholders' Voting Rights; Cumulative and Distributive Voting; Preferred Stock; Trust Shares; Proxies, Liability Restrictions; Percentage Requirement Exclusion of Trust Shares
§ 62 - List of Shareholders
§§ 63-64 - Repealed. Pub. L. 86–230, §7, Sept. 8, 1959, 73 Stat. 457
§ 64a - Individual Liability of Shareholders; Limitation on Liability
§ 65 - Repealed. Pub. L. 86–230, §8, Sept. 8, 1959, 73 Stat. 457
§ 66 - Personal Liability of Representatives of Stockholders
§ 67 - Individual Liability of Shareholders; Compromises; Authority of Receiver

Subchapter III - Directors

§ 71 - Election
§ 71a - Number of Directors; Penalties
§ 72 - Qualifications
§ 73 - Oath
§ 74 - Vacancies
§ 75 - Legal Holiday, Annual Meeting On; Proceedings Where No Election Held on Proper Day
§ 76 - President of Bank as Member of Board; Chairman of Board
§ 77 - Repealed. Pub. L. 89–695, Title Ii, §207, Oct. 16, 1966, 80 Stat. 1055
§ 78 - Repealed. Pub. L. 106–102, Title I, §101(b), Nov. 12, 1999, 113 Stat. 1341

Subchapter IV - Regulation of the Banking Business; Powers and Duties of National Banks

§ 81 - Place of Business
§ 82 - Repealed. Pub. L. 97–320, Title Iv, §402, Oct. 15, 1982, 96 Stat. 1510
§ 83 - Loans by Bank on Its Own Stock
§ 84 - Lending Limits
§ 85 - Rate of Interest on Loans, Discounts and Purchases
§ 86 - Usurious Interest; Penalty for Taking; Limitations
§ 86a - Omitted
§§ 87-to-89 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(2)–(4), Sept. 23, 1994, 108 Stat. 2291
§ 90 - Depositaries of Public Moneys and Financial Agents of Government
§ 91 - Transfers by Bank and Other Acts in Contemplation of Insolvency
§ 92 - Acting as Insurance Agent or Broker
§ 92a - Trust Powers
§ 93 - Violation of Provisions of Chapter
§ 93a - Authority to Prescribe Rules and Regulations
§ 94 - Venue of Suits
§ 94a - Repealed. June 25, 1948, Ch. 646, §39, 62 Stat. 992, Eff. Sept. 1, 1948
§ 95 - Emergency Limitations and Restrictions on Business of Members of Federal Reserve System; Designation of Legal Holiday for National Banking Associations; Exceptions; &Quot;state" Defined
§ 95a - Regulation of Transactions in Foreign Exchange of Gold and Silver; Property Transfers; Vested Interests, Enforcement and Penalties
§ 95b - Ratification of Acts of President and Secretary of the Treasury Under Section 95a

Subchapter V - Obtaining and Issuing Circulating Notes

§§ 101-to-110 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(5)–(11), (F)(2)–(4)(a), (G)(9), Sept. 23, 1994, 108 Stat. 2292, 2294

Subchapter VI - Redemption and Replacement of Circulating Notes

§ 121 - Repealed. Pub. L. 103–325, Title Vi, §602(f)(4)(b), Sept. 23, 1994, 108 Stat. 2292
§ 121a - Redemption of Notes Unidentifiable as to Bank of Issue
§ 122 - Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068
§ 122a - Redeemed Notes of Unidentifiable Issue; Funds Charged Against
§§ 123-to-126 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(12), (13), (F)(4)(c), (6), Sept. 23, 1994, 108 Stat. 2292, 2293
§ 127 - Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 633

Subchapter VII - Proceedings on Failure of Bank to Redeem Circulating Notes

§§ 131-to-138 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(14)–(21), Sept. 23, 1994, 108 Stat. 2292

Subchapter VIII - Reserve Cities; Lawful Reserves

§ 141 - Omitted
§ 142 - Banks in Reserve Cities; Reserves
§ 143 - Banks in Alaska and Insular Possessions; Lawful Money Reserves
§ 144 - Certain Balances Counted Toward Reserves in Dependencies and Insular Possessions
§§ 145-146 - Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068

Subchapter IX - Formation of Associations to Issue Gold Notes

§§ 151-to-153 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(22), (23), (F)(7), Sept. 23, 1994, 108 Stat. 2292, 2293

Subchapter X - Bank Examinations; Reports

§ 161 - Reports to Comptroller of the Currency
§ 162 - Repealed. Pub. L. 86–671, §6, July 14, 1960, 74 Stat. 552.
§ 163 - Repealed. Pub. L. 86–230, §22(a), Sept. 8, 1959, 73 Stat. 466
§ 164 - Penalty for Failure to Make Reports
§ 165 - Omitted

Subchapter XI - Miscellaneous Provisions Regarding United States Bonds in Relation to National Banks

§§ 168-to-177 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(24)–(31), (F)(4)(d), (5)(a), Sept. 23, 1994, 108 Stat. 2292, 2293
§ 177a - Funds Available for Cost of Transporting and Redeeming National and Federal Reserve Bank Notes
§ 178 - Repealed. Pub. L. 103–325, Title Vi, §602(f)(5)(b), Sept. 23, 1994, 108 Stat. 2293

Subchapter XII - Voluntary Dissolution

§ 181 - Voluntary Dissolution; Appointment and Removal of Liquidating Agent or Committee; Examination
§ 182 - Notice of Intent to Dissolve
§§ 183-to-186 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(32)–(35), Sept. 23, 1994, 108 Stat. 2292

Subchapter XIII - Receivership

§ 191 - Appointment of Receiver for a National Bank
§ 192 - Default in Payment of Circulating Notes
§ 193 - Notice to Present Claims
§ 194 - Dividends on Adjusted Claims; Distribution of Assets
§ 195 - Repealed. Pub. L. 103–325, Title Vi, §602(e)(36), Sept. 23, 1994, 108 Stat. 2292
§ 196 - Expenses
§ 197 - Shareholders' Meeting; Continuance of Receivership; Appointment of Agent; Winding Up Business; Distribution of Assets
§ 197a - Resumption of Business by Closed Bank on Consent of Depositors
§ 198 - Purchase by Receiver of Property of Bank; Request to Comptroller
§ 199 - Approval of Request
§ 200 - Payment

Subchapter XIV - Bank Conservation Act

§ 201 - Short Title
§ 202 - Definitions
§ 203 - Appointment of Conservator
§ 204 - Examinations
§ 205 - Termination of Conservatorship
§ 206 - Conservator; Powers and Duties
§§ 207-208 - Repealed. Pub. L. 101–73, Title Viii, §808, Aug. 9, 1989, 103 Stat. 446
§ 209 - Liability Protection
§ 210 - Governmental Powers Unimpaired
§ 211 - Rules and Regulations
§ 212 - Right to Amend; Separability
§ 213 - Transferred

Subchapter XV - Conversion of National Banks Into State Banks

§ 214 - Definitions
§ 214a - Procedure for Conversion, Merger, or Consolidation; Vote of Stockholders
§ 214b - Continuation of Business and Corporate Entity
§ 214c - Conversions in Contravention of State Law
§ 214d - Prohibition on Conversion

Subchapter XVI - Consolidation and Merger

§ 215 - Consolidation of Banks Within Same State
§ 215a - Merger of National Banks or State Banks Into National Banks
§ 215a-1 - Interstate Consolidations and Mergers
§ 215a-2 - Expedited Procedures for Certain Reorganizations
§ 215a-3 - Mergers and Consolidations With Subsidiaries and Nonbank Affiliates
§ 215b - Definitions
§ 215c - Mergers, Consolidations, and Other Acquisitions Authorized

Subchapter XVII - Disposition of Unclaimed Property Recovered From Closed National Banks

§ 216 - Purpose
§ 216a - Definitions
§ 216b - Disposition of Unclaimed Property
§ 216c - Rules and Regulations
§ 216d - Severability

Last modified: October 26, 2015