US Code Title 12 Chapter 53 Wall Street Reform and Consumer Protection

§ 5301 - Definitions
§ 5302 - Severability
§ 5303 - Antitrust Savings Clause

Subchapter I - Financial Stability

§ 5311 - Definitions

Part A - Financial Stability Oversight Council

§ 5321 - Financial Stability Oversight Council Established
§ 5322 - Council Authority
§ 5323 - Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies
§ 5324 - Registration of Nonbank Financial Companies Supervised by the Board of Governors
§ 5325 - Enhanced Supervision and Prudential Standards for Nonbank Financial Companies Supervised by the Board of Governors and Certain Bank Holding Companies
§ 5326 - Reports
§ 5327 - Treatment of Certain Companies That Cease to Be Bank Holding Companies
§ 5328 - Council Funding
§ 5329 - Resolution of Supervisory Jurisdictional Disputes Among Member Agencies
§ 5330 - Additional Standards Applicable to Activities or Practices for Financial Stability Purposes
§ 5331 - Mitigation of Risks to Financial Stability
§ 5332 - Gao Audit of Council
§ 5333 - Study of the Effects of Size and Complexity of Financial Institutions on Capital Market Efficiency and Economic Growth

Part B - Office of Financial Research

§ 5341 - Definitions
§ 5342 - Office of Financial Research Established
§ 5343 - Purpose and Duties of the Office
§ 5344 - Organizational Structure; Responsibilities of Primary Programmatic Units
§ 5345 - Funding
§ 5346 - Transition Oversight

Part C - Additional Board of Governors Authority for Certain Nonbank Financial Companies and Bank Holding Companies

§ 5361 - Reports by and Examinations of Nonbank Financial Companies by the Board of Governors
§ 5362 - Enforcement
§ 5363 - Acquisitions
§ 5364 - Prohibition Against Management Interlocks Between Certain Financial Companies
§ 5365 - Enhanced Supervision and Prudential Standards for Nonbank Financial Companies Supervised by the Board of Governors and Certain Bank Holding Companies
§ 5366 - Early Remediation Requirements
§ 5367 - Affiliations
§ 5368 - Regulations
§ 5369 - Avoiding Duplication
§ 5370 - Safe Harbor
§ 5371 - Leverage and Risk-based Capital Requirements
§ 5373 - International Policy Coordination
§ 5374 - Rule of Construction

Subchapter II - Orderly Liquidation Authority

§ 5381 - Definitions
§ 5382 - Judicial Review
§ 5383 - Systemic Risk Determination
§ 5384 - Orderly Liquidation of Covered Financial Companies
§ 5385 - Orderly Liquidation of Covered Brokers and Dealers
§ 5386 - Mandatory Terms and Conditions for All Orderly Liquidation Actions
§ 5387 - Directors Not Liable for Acquiescing in Appointment of Receiver
§ 5388 - Dismissal and Exclusion of Other Actions
§ 5389 - Rulemaking; Non-conflicting Law
§ 5390 - Powers and Duties of the Corporation
§ 5391 - Inspector General Reviews
§ 5392 - Prohibition of Circumvention and Prevention of Conflicts of Interest
§ 5393 - Ban on Certain Activities by Senior Executives and Directors
§ 5394 - Prohibition on Taxpayer Funding

Subchapter III - Transfer of Powers to the Comptroller of the Currency, the Corporation, and the Board of Governors

§ 5401 - Purposes
§ 5402 - Definition

Part A - Transfer of Powers and Duties

§ 5411 - Transfer Date
§ 5412 - Powers and Duties Transferred
§ 5413 - Abolishment
§ 5414 - Savings Provisions
§ 5415 - References in Federal Law to Federal Banking Agencies
§ 5416 - Contracting and Leasing Authority

Part B - Transitional Provisions

§ 5431 - Interim Use of Funds, Personnel, and Property of the Office of Thrift Supervision
§ 5432 - Transfer of Employees
§ 5433 - Property Transferred
§ 5434 - Funds Transferred
§ 5435 - Disposition of Affairs
§ 5436 - Continuation of Services
§ 5437 - Implementation Plan and Reports

Part C - Other Matters

§ 5451 - Branching
§ 5452 - Office of Minority and Women Inclusion

Subchapter IV - Payment, Clearing, and Settlement Supervision

§ 5461 - Findings and Purposes
§ 5462 - Definitions
§ 5463 - Designation of Systemic Importance
§ 5464 - Standards for Systemically Important Financial Market Utilities and Payment, Clearing, or Settlement Activities
§ 5465 - Operations of Designated Financial Market Utilities
§ 5466 - Examination of and Enforcement Actions Against Designated Financial Market Utilities
§ 5467 - Examination of and Enforcement Actions Against Financial Institutions Subject to Standards for Designated Activities
§ 5468 - Requests for Information, Reports, or Records
§ 5469 - Rulemaking
§ 5470 - Other Authority
§ 5471 - Consultation
§ 5472 - Common Framework for Designated Clearing Entity Risk Management

Subchapter V - Bureau of Consumer Financial Protection

§ 5481 - Definitions

Part A - Bureau of Consumer Financial Protection

§ 5491 - Establishment of the Bureau of Consumer Financial Protection
§ 5492 - Executive and Administrative Powers
§ 5493 - Administration
§ 5494 - Consumer Advisory Board
§ 5495 - Coordination
§ 5496 - Appearances Before and Reports to Congress
§ 5496a - Annual Audits
§ 5496b - Gao Study of Financial Regulations
§ 5497 - Funding; Penalties and Fines

Part B - General Powers of the Bureau

§ 5511 - Purpose, Objectives, and Functions
§ 5512 - Rulemaking Authority
§ 5513 - Review of Bureau Regulations
§ 5514 - Supervision of Nondepository Covered Persons
§ 5515 - Supervision of Very Large Banks, Savings Associations, and Credit Unions
§ 5516 - Other Banks, Savings Associations, and Credit Unions
§ 5517 - Limitations on Authorities of the Bureau; Preservation of Authorities
§ 5518 - Authority to Restrict Mandatory Pre-dispute Arbitration
§ 5519 - Exclusion for Auto Dealers

Part C - Specific Bureau Authorities

§ 5531 - Prohibiting Unfair, Deceptive, or Abusive Acts or Practices
§ 5532 - Disclosures
§ 5533 - Consumer Rights to Access Information
§ 5534 - Response to Consumer Complaints and Inquiries
§ 5535 - Private Education Loan Ombudsman
§ 5536 - Prohibited Acts
§ 5537 - Senior Investor Protections
§ 5538 - Mortgage Loans; Rulemaking Procedures; Enforcement

Part D - Preservation of State Law

§ 5551 - Relation to State Law
§ 5552 - Preservation of Enforcement Powers of States
§ 5553 - Preservation of Existing Contracts

Part E - Enforcement Powers

§ 5561 - Definitions
§ 5562 - Investigations and Administrative Discovery
§ 5563 - Hearings and Adjudication Proceedings
§ 5564 - Litigation Authority
§ 5565 - Relief Available
§ 5566 - Referrals for Criminal Proceedings
§ 5567 - Employee Protection

Part F - Transfer of Functions and Personnel; Transitional Provisions

§ 5581 - Transfer of Consumer Financial Protection Functions
§ 5582 - Designated Transfer Date
§ 5583 - Savings Provisions
§ 5584 - Transfer of Certain Personnel
§ 5585 - Incidental Transfers
§ 5586 - Interim Authority of the Secretary
§ 5587 - Transition Oversight

Part G - Regulatory Improvements

§ 5601 - Remittance Transfers
§ 5602 - Reverse Mortgage Study and Regulations
§ 5603 - Review, Report, and Program With Respect to Exchange Facilitators

Subchapter VI - Federal Reserve System Provisions

§ 5611 - Liquidity Event Determination
§ 5612 - Emergency Financial Stabilization
§ 5613 - Additional Related Matters
§ 5614 - Exercise of Federal Reserve Authority

Subchapter VII - Improving Access to Mainstream Financial Institutions

§ 5621 - Purpose
§ 5622 - Definitions
§ 5623 - Expanded Access to Mainstream Financial Institutions
§ 5624 - Low-cost Alternatives to Small Dollar Loans
§ 5625 - Procedural Provisions
§ 5626 - Authorization of Appropriations
§ 5627 - Regulations
§ 5628 - Evaluation and Reports to Congress

Subchapter VIII - Miscellaneous

§ 5641 - Enhanced Compensation Structure Reporting

Last modified: October 26, 2015