Code of Virginia - Title 59.1 Trade And Commerce - Chapter 2.3 Equal Credit Opportunity Act

  • 59.1-21.19 Title of chapter
    This chapter may be cited as the Equal Credit Opportunity Act. (1975, c. 627.) ...
  • 59.1-21.20 Definitions
    (a) The term "applicant" means any person who applies to a creditor directly for an extension, renewal, or continuation of credit, or applies to a ...
  • 59.1-21.21 Description unavailable
    Repealed by Acts 1977, c. 589. ...
  • 59.1-21.21:1 Prohibited discrimination; notification of action on credit application; statement of reasons for a...
    A. It shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction: 1. On the ...
  • 59.1-21.22 Requirement of signatures of both parties to a marriage not discriminatory in a secured transactio...
    For the purposes of a secured transaction, a request for the signature of both parties to a marriage for the purpose of creating a valid ...
  • 59.1-21.23 Remedies for violation
    (a) Any creditor who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant in an amount equal ...
  • 59.1-21.24 State Corporation Commission regulations
    The State Corporation Commission shall adopt regulations to effectuate the purposes of this chapter provided that such regulations conform to and are no broader in ...
  • 59.1-21.25 Public to be informed of rights under chapter
    The State Corporation Commission is directed to use any methods available to it to inform the public of the rights created by this chapter; provided, ...
  • 59.1-21.26 State Corporation Commission to investigate, etc., complaints; records to be open to publi...
    The State Corporation Commission shall receive, investigate and mediate complaints of violations of this chapter and shall keep all records pertaining to such complaints, investigations ...
  • 59.1-21.27 Credit standards discoverable
    Nothing in this chapter shall be construed to prohibit the discovery of a creditor's credit granting standards under appropriate discovery procedures in the court in ...
  • 59.1-21.28 Election of remedies
    Where the same act or omission constitutes a violation of this chapter and of applicable federal law, a person aggrieved by such conduct may bring ...

Last modified: April 3, 2009