Revised Code of Washington - RCW Title 48 Insurance - Section 48.46.460 Conversion agreement -- Restrictions and requirements

§ 48.46.460. Conversion agreement -- Restrictions and requirements

(1) A health maintenance organization must offer a conversion agreement for comprehensive health care services and shall not require proof of insurability as a condition for issuance of the conversion agreement.

(2) A conversion agreement may not contain an exclusion for preexisting conditions except to the extent that a waiting period for a preexisting condition has not been satisfied under the group agreement.

(3) A conversion agreement need not provide benefits identical to those provided under the group agreement. The conversion agreement may contain provisions requiring the person covered by the conversion agreement to pay reasonable deductibles and copayments.

(4) The insurance commissioner shall adopt rules to establish minimum benefit standards for conversion agreements.

(5) The commissioner shall adopt rules to establish specific standards for conversion agreement provisions. These rules may include but are not limited to:

(a) Terms of renewability;

(b) Nonduplication of coverage;

(c) Benefit limitations, exceptions, and reductions; and

(d) Definitions of terms.

[1984 c 190 § 10.]

Notes:
     Legislative intent -- Severability -- 1984 c 190: See notes following RCW 48.21.250.

Sections:  Previous  48.46.390  48.46.400  48.46.410  48.46.420  48.46.430  48.46.440  48.46.450  48.46.460  48.46.470  48.46.480  48.46.490  48.46.500  48.46.510  48.46.520  48.46.530  Next

Last modified: April 7, 2009