Ex parte KAPP et al. - Page 9




          Appeal No. 95-3991                                                          
          Application 08/233,546                                                      



          Therefore, we do not sustain the rejection of claim 21 based                
          on the prior art applied by the examiner.                                   
                        2. The rejection of claim 23.                                
          Claim 23 depends from claim 21 and adds the step of                         
          selecting a particular one of the plurality of keyboard                     
          configurations to over-ride the keyboard configuration                      
          provided by the system in response to data read by a card                   
          reader.  Since claim 23 depends from claim 21, the prior art                
          teachings of Winn, Sklarew and Dunkley also do not suggest the              
          invention of claim 23.  However, the examiner has added the                 
          teachings of Thrower and Hirsch in support of the rejection of              
          claim 23.  Thrower and Hirsch each teaches the concept of                   
          varying the appearance of a keyboard display to enhance the                 
          security of data input.  In our view, the additional teachings              
          of Thrower and Hirsch would have suggested to the artisan the               
          obviousness of broadly changing keyboard configurations on a                
          touch screen display.  The examiner also cites the general art              
          of automated teller machines (ATMs) as an example of using a                
          personal card to enter data into a business terminal.                       
          Finally, the examiner also asserts that the configuration of                

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