Ex parte KAPP et al. - Page 10




          Appeal No. 95-3991                                                          
          Application 08/233,546                                                      



          an ATM is user-specified such as when making the multiple                   
          language selection [answer, pages 8-10].                                    
          Appellants argue that "the examiner has failed to cite                      
          as a reference any ATM machine which employs the process                    
          recited in claim 21 or in which data is entered from a user’s               
          personal card by use of a reader to select a particular one of              
          a plurality of available keyboard configurations to over-ride               
          the keyboard configuration provided by the system, as recited               
          in claim 23" [brief, page 26].                                              
          We find ourselves in agreement with appellants.  The                        
          examiner’s reliance on the supposed operation of generic ATM                
          systems is unsupported by the prior art relied on in the                    
          rejection.  It is also clear that a user-selected input in any              
          of the machines of the applied prior art does not result in                 
          the over-ride of a keyboard configuration.  The applied prior               
          art teaches either the automatic changing of a keyboard                     
          configuration (Thrower and Hirsch) or a keyboard configuration              
          which does not change at all (Winn).  The examiner’s                        
          contention that the applied prior art suggests the claimed                  
          over-ride of a keyboard configuration simply is not supported               

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