Appeal 2006-3331
Application 10/829,797
SUMMARY OF DECISION
We AFFIRM and REMAND.
THE INVENTION
The Appellant’s claimed invention is to a method and apparatus for
preventing check fraud. Claim 1, reproduced below, is representative of the
subject matter on appeal.
1. A method for preventing check fraud, the method
comprising the steps of:
establishing personal identification access
information for a checking account;
transmitting the checking account information and
the personal identification access information over an
electronic network from a first location to an independent
third party service provider;
comparing the transmitted information with stored
checking account information and stored personal
identification access information at the service provider
for verification; and
transmitting a verification signal over an electronic
network from the service provider to the first location.
THE REJECTIONS
The Examiner relies upon the following as evidence of unpatentability:
Creekmore US 4,187,498 Feb. 5, 1980
Braun US 4,321,672 Mar. 23, 1982
2
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