Appeal 2006-3331
Application 10/829,797
database and a biometric database to compare the transmitted data with
data already on file (McNeal, col. 2, ll. 29-34).
10. The main system determines if the identification data of an authorized
user on file matches with the transmitted data from the customer at the
point of sale and then returns the results of the decision on approval to
the point of sale (McNeal, col. 2, ll. 34-38).
11. In particular, the main system checks to see that the fingerprint data is
that of an account owner authorized to use that account (McNeal, col. 2,
ll. 44-45).
12. Abecassis discloses a deposit protection center 40 that processes inputs
provided from communications equipment 100, verifies credit-related
information on that equipment, and then processes and sends payment
once the transaction has been successfully completed (Abecassis, col. 6,
ll. 8-16).
13. In one embodiment, the purchaser uses a check to pay for the
transaction (Abecassis, col. 4, ll. 64-68; Fig. 1A).
14. Communications equipment 100 includes a personal computer/modem
102 and/or a touch tone phone 103, where these devices are used to
provide input and receive information from the deposit protection
center 40, such as information about the check presented by the
purchaser (Abecassis, col. 5, ll. 33-35 and ll. 46-59).
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