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California Civil Code CIV Section 1747.85

Legal Research Home > California Lawyer > Civil Code > California Civil Code CIV Section 1747.85

Unless requested by the cardholder, no card issuer shall
cancel a credit card without having first given the cardholder 30
days' written notice of its intention to do so unless the cardholder
is or has been within the last 90 days in default of payment or
otherwise in violation of any provision of the agreement between the
card issuer and the cardholder governing the cardholder's use of the
credit card or unless the card issuer has evidence or reasonable
belief that the cardholder is unable or unwilling to repay
obligations incurred under the agreement or that an unauthorized use
of the card may be made.
   Nothing provided herein shall be construed to prohibit a card
issuer from placing the account of a cardholder on inactive status if
the cardholder has not used the card for a period in excess of 18
months or from requiring that cardholder, upon subsequent reuse of a
card, to provide to the card issuer such updated information as will
enable the card issuer to verify the current creditworthiness of the
cardholder.

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Last modified: April 11, 2008