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ARTICLE 3 - Debtor Responsibilities | Califonrnia Civil Code - CIV | Section 1788.20.

1788.20. In connection with any request or application for consumer credit, no person shall:

(a) Request or apply for such credit at a time when such person knows there is no reasonable probability of such person s being able, or such person then lacks the intention, to pay the obligation created thereby in accordance with the terms and conditions of the credit extension; or

(b) Knowingly submit false or inaccurate information or willfully conceal adverse information bearing upon such person s credit worthiness, credit standing, or credit capacity.

(Added by Stats. 1977, Ch. 907.)

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Last modified: July 19, 2016