Article 3. Debtor Responsibilities - California Civil Code Section 1788.20

1788.20.  In connection with any request or application for consumer
credit, no person shall:
   (a) Request or apply for such credit at a time when such person
knows there is no reasonable probability of such person's being able,
or such person then lacks the intention, to pay the obligation
created thereby in accordance with the terms and conditions of the
credit extension; or
   (b) Knowingly submit false or inaccurate information or willfully
conceal adverse information bearing upon such person's credit
worthiness, credit standing, or credit capacity.

Section: 1788.20  1788.21  1788.22  Next

Last modified: February 16, 2015