Article 3. Debtor Responsibilities - California Civil Code Section 1788.22

1788.22.  (a) In connection with any consumer credit extended to a
person under an account:
   (1) No such person shall attempt to consummate any consumer credit
transaction thereunder knowing that credit privileges under the
account have been terminated or suspended.
   (2) Each such person shall notify the creditor by telephone,
telegraph, letter, or any other reasonable means that an unauthorized
use of the account has occurred or may occur as the result of loss
or theft of a credit card, or other instrument identifying the
account, within a reasonable time after such person's discovery
thereof, and shall reasonably assist the creditor in determining the
facts and circumstances relating to any unauthorized use of the
   (b) Each responsibility set forth in subdivision (a) shall apply
only if and after the creditor clearly and conspicuously in writing
discloses such responsibility to such person.

Section: Previous  1788.20  1788.21  1788.22

Last modified: February 16, 2015