California Insurance Code ARTICLE 10 - Reduction and Control of Insurance Rates

  • Section 1861.01.
    Insurance Rate Rollback.  (a) For any coverage for a policy for automobile and any other form of insurance subject to this chapter issued or renewed on...
  • Section 1861.02.
    (a) Rates and premiums for an automobile insurance policy, as described in subdivision (a) of Section 660, shall be determined by application of the following factors...
  • Section 1861.025.
    A person is qualified to purchase a Good Driver Discount policy if he or she meets all of the following criteria:(a) He or she has been...
  • Section 1861.03.
    (a) The business of insurance shall be subject to the laws of California applicable to any other business, including, but not limited to, the Unruh Civil...
  • Section 1861.04.
    Full Disclosure of Insurance Information.  (a) Upon request, and for a reasonable fee to cover costs, the commissioner shall provide consumers with a comparison of the...
  • Section 1861.05.
    Approval of Insurance Rates.  (a) No rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in violation of this...
  • Section 1861.055.
    (a) The commissioner shall adopt regulations governing hearings required by subdivision (c) of Section 1861.05 on or before 120 days after the enactment of this section....
  • Section 1861.06.
    Public notice required by this article shall be made through distribution to the news media and to any member of the public who requests placement...
  • Section 1861.07.
    All information provided to the commissioner pursuant to this article shall be available for public inspection, and the provisions of Section 6254(d) of the Government...
  • Section 1861.08.
    Hearings shall be conducted pursuant to Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code,...
  • Section 1861.09.
    Judicial review shall be in accordance with Section 1858.6. For purposes of judicial review, a decision to hold a hearing is not a final order...
  • Section 1861.10.
    Consumer Participation.  (a) Any person may initiate or intervene in any proceeding permitted or established pursuant to this chapter, challenge any action of the commissioner under...
  • Section 1861.11.
    Emergency Authority.  In the event that the commissioner finds that (a) insurers have substantially withdrawn from any insurance market covered by this article, including insurance...
  • Section 1861.12.
    Group Insurance Plans.  Any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation or...
  • Section 1861.13.
    Application.  This article shall apply to all insurance on risks or on operations in this state, except those listed in Section 1851.(Added November 8, 1988,...
  • Section 1861.137.
    (a) Notwithstanding Section 1861.13, credit insurance shall not be subject to Sections 1861.01 and 1861.05. However, any rate for credit insurance shall be filed with the...
  • Section 1861.14.
    Enforcement & Penalties.  Violations of this article shall be subject to the penalties set forth in Section 1859.1. In addition to the other penalties provided...
  • Section 1861.15.
    (a) An insurer issuing policies as described in subdivision (a) of Section 660, shall, as a condition of obtaining and maintaining a certificate of authority to...
  • Section 1861.16.
    (a) An insurer issuing a policy described in subdivision (a) of Section 660 by or through an insurance agent where a commission is paid, directly or...

Last modified: October 22, 2018